First Direct Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
First Direct Lending Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Direct Lending Llc 15261 Laguna Canyon Road, Suite 200 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2015 |
| Total Number of Mortgage Applications | 11,613 |
| Total Mortgage Loan Application Amount | $2,370,722,000 |
| Average Mortgage Loan Application Amount | $225,333 |
| Highest Mortgage Loan Application Amount | $1,612,000 |
| Average Applicant Income | $91,666 |
| Highest Applicant Income | $1,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with First Direct Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Direct Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down First Direct Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Direct Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by First Direct Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Direct Lending Llc's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 588 | $ 111,935,000 | $ 190,000 | $ 62,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 550 | $ 130,464,000 | $ 237,000 | $ 74,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 440 | $ 136,827,000 | $ 310,000 | $ 81,000 |
| DENVER-AURORA-LAKEWOOD, CO | 408 | $ 98,137,000 | $ 240,000 | $ 69,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 304 | $ 53,041,000 | $ 174,000 | $ 68,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 269 | $ 46,105,000 | $ 171,000 | $ 65,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 266 | $ 63,651,000 | $ 238,500 | $ 73,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 249 | $ 59,773,000 | $ 240,000 | $ 72,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 239 | $ 42,980,000 | $ 179,000 | $ 62,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 227 | $ 57,187,000 | $ 246,000 | $ 77,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 220 | $ 62,237,000 | $ 282,000 | $ 82,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 194 | $ 39,367,000 | $ 202,000 | $ 70,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 193 | $ 35,617,000 | $ 184,000 | $ 70,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 186 | $ 34,359,000 | $ 184,000 | $ 61,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 161 | $ 31,762,000 | $ 197,000 | $ 68,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 148 | $ 48,899,000 | $ 330,000 | $ 91,000 |
| SAN DIEGO-CARLSBAD, CA | 138 | $ 45,029,000 | $ 326,000 | $ 80,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 135 | $ 24,309,000 | $ 180,000 | $ 67,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 130 | $ 25,814,000 | $ 198,000 | $ 71,000 |
| JACKSONVILLE, FL | 119 | $ 19,897,000 | $ 167,000 | $ 65,000 |
| TACOMA-LAKEWOOD, WA | 116 | $ 26,185,000 | $ 225,000 | $ 75,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 112 | $ 23,380,000 | $ 208,000 | $ 72,000 |
| STOCKTON-LODI, CA | 110 | $ 25,692,000 | $ 233,000 | $ 74,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 102 | $ 26,746,000 | $ 262,000 | $ 87,000 |
| CAPE CORAL-FORT MYERS, FL | 99 | $ 16,300,000 | $ 164,000 | $ 60,000 |
| RICHMOND, VA | 98 | $ 16,554,000 | $ 168,000 | $ 60,000 |
| MODESTO, CA | 97 | $ 19,920,000 | $ 205,000 | $ 62,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 95 | $ 15,816,000 | $ 166,000 | $ 55,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 93 | $ 14,161,000 | $ 152,000 | $ 54,000 |
| PHILADELPHIA, PA | 93 | $ 14,669,000 | $ 157,000 | $ 64,000 |
| COLUMBUS, OH | 87 | $ 13,654,000 | $ 156,000 | $ 64,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 85 | $ 31,384,000 | $ 369,000 | $ 97,000 |
| PITTSBURGH, PA | 83 | $ 13,027,000 | $ 156,000 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 80 | $ 13,966,000 | $ 174,000 | $ 66,000 |
| CINCINNATI, OH-KY-IN | 78 | $ 13,091,000 | $ 173,000 | $ 74,000 |
| GREELEY, CO | 77 | $ 16,896,000 | $ 219,000 | $ 63,000 |
| LAKELAND-WINTER HAVEN, FL | 75 | $ 12,139,000 | $ 161,000 | $ 62,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 74 | $ 16,389,000 | $ 221,000 | $ 78,000 |
| BAKERSFIELD, CA | 73 | $ 13,544,000 | $ 185,000 | $ 70,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 73 | $ 12,484,000 | $ 171,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 72 | $ 13,186,000 | $ 183,000 | $ 57,000 |
| FRESNO, CA | 71 | $ 13,433,000 | $ 189,000 | $ 62,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 71 | $ 10,810,000 | $ 152,000 | $ 62,000 |
| VALLEJO-FAIRFIELD, CA | 71 | $ 21,190,000 | $ 298,000 | $ 87,000 |
| PORT ST. LUCIE, FL | 67 | $ 11,475,000 | $ 171,000 | $ 59,000 |
| TUCSON, AZ | 66 | $ 10,283,000 | $ 155,000 | $ 55,000 |
| RALEIGH, NC | 60 | $ 10,551,000 | $ 175,000 | $ 60,000 |
| BIRMINGHAM-HOOVER, AL | 59 | $ 9,195,000 | $ 155,000 | $ 57,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 59 | $ 9,830,000 | $ 166,000 | $ 64,000 |
| SPOKANE-SPOKANE VALLEY, WA | 59 | $ 10,360,000 | $ 175,000 | $ 55,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 58 | $ 23,366,000 | $ 402,000 | $ 100,000 |
| CLEVELAND-ELYRIA, OH | 57 | $ 8,595,000 | $ 150,000 | $ 67,000 |
| NEWARK, NJ-PA | 57 | $ 14,912,000 | $ 188,500 | $ 92,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 52 | $ 8,749,000 | $ 168,000 | $ 66,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 50 | $ 14,479,000 | $ 289,000 | $ 83,000 |
| VISALIA-PORTERVILLE, CA | 48 | $ 8,097,000 | $ 168,000 | $ 59,000 |
| KNOXVILLE, TN | 44 | $ 6,947,000 | $ 157,000 | $ 67,000 |
| MEMPHIS, TN-MS-AR | 44 | $ 6,909,000 | $ 157,000 | $ 90,000 |
| FORT COLLINS, CO | 43 | $ 9,793,000 | $ 227,000 | $ 67,000 |
| SALEM, OR | 42 | $ 8,689,000 | $ 206,000 | $ 53,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 41 | $ 6,276,000 | $ 153,000 | $ 61,000 |
| DES MOINES-WEST DES MOINES, IA | 40 | $ 6,616,000 | $ 165,000 | $ 66,000 |
| GARY, IN | 39 | $ 6,858,000 | $ 175,000 | $ 67,000 |
| CAMDEN, NJ | 38 | $ 6,571,000 | $ 172,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 37 | $ 6,471,000 | $ 185,500 | $ 59,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 37 | $ 11,437,000 | $ 309,000 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 36 | $ 6,810,000 | $ 186,000 | $ 83,500 |
| KENNEWICK-RICHLAND, WA | 35 | $ 6,601,000 | $ 188,000 | $ 66,000 |
| LANCASTER, PA | 35 | $ 6,227,000 | $ 177,000 | $ 73,000 |
| GRAND RAPIDS-WYOMING, MI | 34 | $ 5,734,000 | $ 168,000 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 33 | $ 6,908,000 | $ 209,000 | $ 61,000 |
| NEW ORLEANS-METAIRIE, LA | 33 | $ 6,264,000 | $ 189,000 | $ 67,000 |
| PRESCOTT, AZ | 33 | $ 6,346,000 | $ 192,000 | $ 64,000 |
| ASHEVILLE, NC | 32 | $ 5,689,000 | $ 177,000 | $ 61,000 |
| DURHAM-CHAPEL HILL, NC | 32 | $ 5,973,000 | $ 186,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 32 | $ 5,673,000 | $ 177,000 | $ 67,000 |
| MERCED, CA | 31 | $ 6,270,000 | $ 202,000 | $ 63,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 31 | $ 6,307,000 | $ 203,000 | $ 57,000 |
| PUNTA GORDA, FL | 30 | $ 4,480,000 | $ 149,000 | $ 52,000 |
| DALLAS-PLANO-IRVING, TX | 29 | $ 6,370,000 | $ 219,000 | $ 89,000 |
| CHATTANOOGA, TN-GA | 27 | $ 3,651,000 | $ 132,000 | $ 59,500 |
| HARRISBURG-CARLISLE, PA | 27 | $ 3,957,000 | $ 146,000 | $ 59,000 |
| SANTA MARIA-SANTA BARBARA, CA | 27 | $ 7,821,000 | $ 289,000 | $ 70,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 27 | $ 4,245,000 | $ 157,000 | $ 64,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 25 | $ 3,908,000 | $ 156,000 | $ 69,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 25 | $ 4,050,000 | $ 162,000 | $ 69,000 |
| OCALA, FL | 25 | $ 3,850,000 | $ 154,000 | $ 49,000 |
| YUBA CITY, CA | 25 | $ 4,496,000 | $ 179,000 | $ 58,000 |
| AKRON, OH | 24 | $ 3,314,000 | $ 138,000 | $ 60,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 24 | $ 4,674,000 | $ 194,000 | $ 89,000 |
| PANAMA CITY, FL | 24 | $ 3,823,000 | $ 159,000 | $ 77,000 |
| SALINAS, CA | 24 | $ 7,533,000 | $ 313,000 | $ 71,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 23 | $ 4,452,000 | $ 193,000 | $ 61,000 |
| OLYMPIA-TUMWATER, WA | 23 | $ 4,707,000 | $ 204,000 | $ 77,000 |
| WINSTON-SALEM, NC | 23 | $ 3,453,000 | $ 150,000 | $ 54,000 |
| ELGIN, IL | 22 | $ 3,613,000 | $ 164,000 | $ 68,000 |
| AUSTIN-ROUND ROCK, TX | 21 | $ 4,325,000 | $ 205,000 | $ 79,000 |
| MOBILE, AL | 20 | $ 3,076,000 | $ 153,000 | $ 67,000 |
| SEBASTIAN-VERO BEACH, FL | 20 | $ 2,966,000 | $ 148,000 | $ 49,000 |
| FORT WORTH-ARLINGTON, TX | 19 | $ 3,501,000 | $ 184,000 | $ 66,000 |
| ALBANY, OR | 18 | $ 3,250,000 | $ 180,000 | $ 51,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 18 | $ 2,844,000 | $ 156,000 | $ 76,500 |
| MEDFORD, OR | 18 | $ 3,583,000 | $ 199,000 | $ 53,000 |
| PUEBLO, CO | 18 | $ 3,268,000 | $ 181,000 | $ 64,000 |
| REDDING, CA | 18 | $ 3,072,000 | $ 170,000 | $ 54,000 |
| BOULDER, CO | 17 | $ 4,077,000 | $ 239,000 | $ 62,000 |
| EUGENE, OR | 17 | $ 3,337,000 | $ 196,000 | $ 61,000 |
| HANFORD-CORCORAN, CA | 17 | $ 2,978,000 | $ 175,000 | $ 64,000 |
| MADISON, WI | 17 | $ 2,709,000 | $ 159,000 | $ 65,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 17 | $ 6,030,000 | $ 354,000 | $ 78,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 17 | $ 5,073,000 | $ 298,000 | $ 70,000 |
| BEND-REDMOND, OR | 16 | $ 3,330,000 | $ 208,000 | $ 58,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 16 | $ 2,909,000 | $ 181,000 | $ 56,000 |
| GAINESVILLE, FL | 16 | $ 2,562,000 | $ 160,000 | $ 61,000 |
| MOUNT VERNON-ANACORTES, WA | 16 | $ 3,291,000 | $ 205,000 | $ 60,000 |
| ROANOKE, VA | 16 | $ 2,267,000 | $ 141,000 | $ 44,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 16 | $ 3,225,000 | $ 201,000 | $ 78,000 |
| SANTA ROSA, CA | 16 | $ 5,450,000 | $ 340,000 | $ 93,000 |
| MADERA, CA | 15 | $ 2,665,000 | $ 177,000 | $ 76,000 |
| WILMINGTON, DE-MD-NJ | 15 | $ 2,585,000 | $ 147,333 | $ 57,666 |
| YORK-HANOVER, PA | 15 | $ 2,347,000 | $ 156,000 | $ 62,000 |
| EAST STROUDSBURG, PA | 14 | $ 2,600,000 | $ 185,000 | $ 58,000 |
| FAYETTEVILLE, NC | 14 | $ 2,006,000 | $ 143,000 | $ 64,000 |
| FORT WAYNE, IN | 14 | $ 1,862,000 | $ 133,000 | $ 55,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 14 | $ 2,494,000 | $ 173,000 | $ 69,500 |
| LYNCHBURG, VA | 14 | $ 2,138,000 | $ 152,000 | $ 56,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 2,822,000 | $ 201,000 | $ 69,000 |
| BATON ROUGE, LA | 13 | $ 2,072,000 | $ 159,000 | $ 55,000 |
| CEDAR RAPIDS, IA | 13 | $ 2,075,000 | $ 159,000 | $ 61,000 |
| CHARLOTTESVILLE, VA | 13 | $ 2,214,000 | $ 170,000 | $ 57,000 |
| CHICO, CA | 13 | $ 2,365,000 | $ 181,000 | $ 61,000 |
| DAYTON, OH | 13 | $ 1,933,000 | $ 148,000 | $ 59,000 |
| EL CENTRO, CA | 13 | $ 2,234,000 | $ 171,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 13 | $ 2,208,000 | $ 161,000 | $ 67,000 |
| FLAGSTAFF, AZ | 13 | $ 2,730,000 | $ 210,000 | $ 76,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 1,603,000 | $ 123,000 | $ 37,000 |
| HUNTSVILLE, AL | 13 | $ 2,111,000 | $ 162,000 | $ 87,000 |
| TALLAHASSEE, FL | 13 | $ 2,093,000 | $ 161,000 | $ 69,000 |
| YAKIMA, WA | 13 | $ 2,495,000 | $ 191,000 | $ 69,000 |
| BELLINGHAM, WA | 12 | $ 3,360,000 | $ 280,000 | $ 88,000 |
| HOMOSASSA SPRINGS, FL | 12 | $ 1,774,000 | $ 147,000 | $ 65,000 |
| MONTGOMERY, AL | 12 | $ 1,690,000 | $ 140,000 | $ 50,000 |
| SAVANNAH, GA | 12 | $ 1,858,000 | $ 154,000 | $ 71,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,885,000 | $ 157,000 | $ 66,000 |
| TOLEDO, OH | 12 | $ 1,841,000 | $ 153,000 | $ 83,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 3,040,000 | $ 276,000 | $ 97,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 11 | $ 1,718,000 | $ 156,000 | $ 52,000 |
| ERIE, PA | 11 | $ 1,543,000 | $ 140,000 | $ 69,000 |
| READING, PA | 11 | $ 1,695,000 | $ 154,000 | $ 67,000 |
| WILLIAMSPORT, PA | 11 | $ 1,679,000 | $ 152,000 | $ 62,000 |
| COLUMBUS, GA-AL | 10 | $ 1,512,000 | $ 148,000 | $ 57,500 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 10 | $ 1,808,000 | $ 180,000 | $ 71,000 |
| GREEN BAY, WI | 10 | $ 1,576,000 | $ 157,000 | $ 75,000 |
| SALISBURY, MD-DE | 10 | $ 1,750,000 | $ 168,500 | $ 62,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 10 | $ 1,475,000 | $ 148,500 | $ 63,000 |
| ANN ARBOR, MI | 9 | $ 2,150,000 | $ 238,000 | $ 94,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 9 | $ 1,578,000 | $ 175,000 | $ 53,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 9 | $ 1,162,000 | $ 120,500 | $ 68,500 |
| LANSING-EAST LANSING, MI | 9 | $ 1,483,000 | $ 164,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 9 | $ 1,297,000 | $ 144,000 | $ 57,000 |
| STAUNTON-WAYNESBORO, VA | 9 | $ 1,302,000 | $ 144,000 | $ 45,000 |
| WATERLOO-CEDAR FALLS, IA | 9 | $ 1,239,000 | $ 137,000 | $ 52,000 |
| WINCHESTER, VA-WV | 9 | $ 2,169,000 | $ 241,000 | $ 62,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,348,000 | $ 168,000 | $ 61,000 |
| CANTON-MASSILLON, OH | 8 | $ 1,373,000 | $ 171,000 | $ 75,000 |
| CLARKSVILLE, TN-KY | 8 | $ 1,187,000 | $ 148,000 | $ 57,000 |
| GETTYSBURG, PA | 8 | $ 1,450,000 | $ 181,000 | $ 67,000 |
| GRAND JUNCTION, CO | 8 | $ 1,777,000 | $ 222,000 | $ 68,000 |
| GRANTS PASS, OR | 8 | $ 1,594,000 | $ 199,000 | $ 58,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,158,000 | $ 144,000 | $ 60,000 |
| ROCKFORD, IL | 8 | $ 962,000 | $ 120,000 | $ 67,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 8 | $ 1,077,000 | $ 129,000 | $ 61,500 |
| SPRINGFIELD, IL | 8 | $ 1,497,000 | $ 187,000 | $ 85,000 |
| THE VILLAGES, FL | 8 | $ 1,487,000 | $ 185,000 | $ 61,000 |
| TRENTON, NJ | 8 | $ 1,971,000 | $ 246,000 | $ 103,000 |
| TUSCALOOSA, AL | 8 | $ 1,185,000 | $ 148,000 | $ 63,000 |
| WARNER ROBINS, GA | 8 | $ 1,041,000 | $ 130,000 | $ 57,000 |
| YUMA, AZ | 8 | $ 1,350,000 | $ 168,000 | $ 64,000 |
| APPLETON, WI | 7 | $ 969,000 | $ 138,000 | $ 82,000 |
| ATHENS-CLARKE COUNTY, GA | 7 | $ 1,208,000 | $ 172,000 | $ 69,000 |
| GAINESVILLE, GA | 7 | $ 1,247,000 | $ 178,000 | $ 65,000 |
| HARRISONBURG, VA | 7 | $ 1,204,000 | $ 172,000 | $ 64,000 |
| LEBANON, PA | 7 | $ 1,139,000 | $ 162,000 | $ 65,000 |
| PEORIA, IL | 7 | $ 899,000 | $ 128,000 | $ 48,000 |
| RACINE, WI | 7 | $ 980,000 | $ 140,000 | $ 59,000 |
| WENATCHEE, WA | 7 | $ 1,582,000 | $ 226,000 | $ 83,000 |
| WILMINGTON, NC | 7 | $ 1,326,000 | $ 189,000 | $ 58,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 6 | $ 1,044,000 | $ 174,000 | $ 53,000 |
| DOTHAN, AL | 6 | $ 955,000 | $ 159,000 | $ 67,000 |
| DUBUQUE, IA | 6 | $ 940,000 | $ 156,000 | $ 106,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 1,054,000 | $ 175,000 | $ 71,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 827,000 | $ 127,500 | $ 73,500 |
| JACKSON, MI | 6 | $ 969,000 | $ 161,000 | $ 49,000 |
| KALAMAZOO-PORTAGE, MI | 6 | $ 954,000 | $ 159,000 | $ 54,000 |
| KANKAKEE, IL | 6 | $ 867,000 | $ 144,000 | $ 76,000 |
| LAFAYETTE, LA | 6 | $ 1,061,000 | $ 176,000 | $ 57,000 |
| LAKE CHARLES, LA | 6 | $ 915,000 | $ 152,000 | $ 57,000 |
| LONGVIEW, WA | 6 | $ 1,155,000 | $ 192,000 | $ 72,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 6 | $ 1,083,000 | $ 180,000 | $ 90,000 |
| MORRISTOWN, TN | 6 | $ 1,085,000 | $ 180,000 | $ 78,000 |
| OSHKOSH-NEENAH, WI | 6 | $ 939,000 | $ 156,000 | $ 74,000 |
| SAN RAFAEL, CA | 6 | $ 3,506,000 | $ 584,000 | $ 113,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,766,000 | $ 461,000 | $ 124,000 |
| SIERRA VISTA-DOUGLAS, AZ | 6 | $ 990,000 | $ 165,000 | $ 83,000 |
| WALLA WALLA, WA | 6 | $ 952,000 | $ 158,000 | $ 44,000 |
| CORVALLIS, OR | 5 | $ 821,000 | $ 164,000 | $ 66,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 529,000 | $ 105,000 | $ 48,000 |
| FOND DU LAC, WI | 5 | $ 934,000 | $ 186,000 | $ 68,000 |
| JACKSONVILLE, NC | 5 | $ 903,000 | $ 180,000 | $ 69,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 853,000 | $ 170,000 | $ 59,000 |
| LIMA, OH | 5 | $ 610,000 | $ 122,000 | $ 67,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 534,000 | $ 106,000 | $ 84,000 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 478,000 | $ 95,000 | $ 60,000 |
| NAPA, CA | 5 | $ 2,268,000 | $ 453,000 | $ 130,000 |
| NEW BERN, NC | 5 | $ 615,000 | $ 123,000 | $ 47,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 993,000 | $ 198,000 | $ 74,000 |
| SHEBOYGAN, WI | 5 | $ 748,000 | $ 149,000 | $ 51,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 904,000 | $ 180,000 | $ 64,000 |
| STATE COLLEGE, PA | 5 | $ 945,000 | $ 189,000 | $ 64,000 |
| VALDOSTA, GA | 5 | $ 728,000 | $ 145,000 | $ 45,000 |
| ALBANY, GA | 4 | $ 542,000 | $ 135,000 | $ 51,000 |
| AUBURN-OPELIKA, AL | 4 | $ 589,000 | $ 147,000 | $ 41,000 |
| BLOOMINGTON, IL | 4 | $ 862,000 | $ 215,000 | $ 81,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 656,000 | $ 164,000 | $ 80,000 |
| DALTON, GA | 4 | $ 674,000 | $ 168,000 | $ 32,000 |
| DECATUR, AL | 4 | $ 690,000 | $ 172,000 | $ 67,000 |
| FLINT, MI | 4 | $ 582,000 | $ 145,000 | $ 63,000 |
| HINESVILLE, GA | 4 | $ 596,000 | $ 149,000 | $ 57,000 |
| JACKSON, TN | 4 | $ 835,000 | $ 208,000 | $ 64,000 |
| LEWISTON, ID-WA | 4 | $ 618,000 | $ 154,000 | $ 47,000 |
| MANSFIELD, OH | 4 | $ 438,000 | $ 109,000 | $ 46,000 |
| SEBRING, FL | 4 | $ 807,000 | $ 201,000 | $ 59,000 |
| SHREVEPORT-BOSSIER CITY, LA | 4 | $ 675,000 | $ 168,000 | $ 87,000 |
| WAUSAU, WI | 4 | $ 494,000 | $ 123,000 | $ 57,000 |
| ALEXANDRIA, LA | 3 | $ 428,000 | $ 142,000 | $ 87,000 |
| BLOOMINGTON, IN | 3 | $ 501,000 | $ 167,000 | $ 73,000 |
| BRUNSWICK, GA | 3 | $ 582,000 | $ 194,000 | $ 75,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 495,000 | $ 165,000 | $ 51,000 |
| CLEVELAND, TN | 3 | $ 287,000 | $ 95,000 | $ 53,000 |
| COLUMBUS, IN | 3 | $ 477,000 | $ 159,000 | $ 72,000 |
| EAU CLAIRE, WI | 3 | $ 519,000 | $ 173,000 | $ 82,000 |
| EL PASO, TX | 3 | $ 394,000 | $ 131,000 | $ 25,000 |
| ELKHART-GOSHEN, IN | 3 | $ 416,000 | $ 138,000 | $ 59,000 |
| GOLDSBORO, NC | 3 | $ 567,000 | $ 189,000 | $ 44,000 |
| GREENVILLE, NC | 3 | $ 410,000 | $ 136,000 | $ 44,000 |
| HAMMOND, LA | 3 | $ 497,000 | $ 165,000 | $ 55,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 687,000 | $ 229,000 | $ 82,000 |
| IOWA CITY, IA | 3 | $ 617,000 | $ 205,000 | $ 89,000 |
| JANESVILLE-BELOIT, WI | 3 | $ 410,000 | $ 136,000 | $ 62,000 |
| JOHNSTOWN, PA | 3 | $ 582,000 | $ 194,000 | $ 77,000 |
| LA CROSSE-ONALASKA, WI-MN | 3 | $ 527,000 | $ 175,000 | $ 68,000 |
| MONROE, LA | 3 | $ 554,000 | $ 184,000 | $ 70,000 |
| MONROE, MI | 3 | $ 719,000 | $ 239,000 | $ 122,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 726,000 | $ 242,000 | $ 45,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 392,000 | $ 130,000 | $ 86,000 |
| ROCKY MOUNT, NC | 3 | $ 500,000 | $ 166,000 | $ 58,000 |
| ROME, GA | 3 | $ 471,000 | $ 157,000 | $ 88,000 |
| ABILENE, TX | 2 | $ 307,000 | $ 153,000 | $ 95,000 |
| BATTLE CREEK, MI | 2 | $ 276,000 | $ 138,000 | $ 58,000 |
| BAY CITY, MI | 2 | $ 375,000 | $ 187,000 | $ 68,000 |
| BEAUMONT-PORT ARTHUR, TX | 2 | $ 292,000 | $ 146,000 | $ 92,000 |
| BOWLING GREEN, KY | 2 | $ 204,000 | $ 102,000 | $ 48,000 |
| BURLINGTON, NC | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| CARBONDALE-MARION, IL | 2 | $ 231,000 | $ 115,000 | $ 83,000 |
| CHAMPAIGN-URBANA, IL | 2 | $ 264,000 | $ 132,000 | $ 78,000 |
| DULUTH, MN-WI | 2 | $ 246,000 | $ 123,000 | $ 78,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 299,000 | $ 149,000 | $ 77,000 |
| MUSKEGON, MI | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| OCEAN CITY, NJ | 2 | $ 329,000 | $ 164,000 | $ 99,000 |
| SPRINGFIELD, OH | 2 | $ 410,000 | $ 205,000 | $ 98,000 |
| TERRE HAUTE, IN | 2 | $ 183,000 | $ 91,000 | $ 48,000 |
| TULSA, OK | 2 | $ 474,000 | $ 237,000 | $ 143,000 |
| TYLER, TX | 2 | $ 296,000 | $ 148,000 | $ 70,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| WICHITA FALLS, TX | 2 | $ 200,000 | $ 100,000 | $ 41,000 |
| WORCESTER, MA-CT | 2 | $ 404,000 | $ 202,000 | $ 71,000 |
| ALBUQUERQUE, NM | 1 | $ 208,000 | $ 208,000 | $ 60,000 |
| ALTOONA, PA | 1 | $ 240,000 | $ 240,000 | $ 125,000 |
| AMES, IA | 1 | $ 153,000 | $ 153,000 | $ 71,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| CORPUS CHRISTI, TX | 1 | $ 178,000 | $ 178,000 | $ 83,000 |
| DECATUR, IL | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| DOVER, DE | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| GADSDEN, AL | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| JOHNSON CITY, TN | 1 | $ 112,000 | $ 112,000 | $ 68,000 |
| LAREDO, TX | 1 | $ 133,000 | $ 133,000 | $ 59,000 |
| MUNCIE, IN | 1 | $ 122,000 | $ 122,000 | $ 32,000 |
| OKLAHOMA CITY, OK | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| SAGINAW, MI | 1 | $ 166,000 | $ 166,000 | $ 54,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 182,000 | $ 182,000 | $ 28,000 |
| WACO, TX | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| WHEELING, WV-OH | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for First Direct Lending Llc in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,563 | $2,356,804,000 | $203,000 | $1,612,000 | $68,000 | $1,120,000 |
| Home Purchase | 49 | $13,725,000 | $280,000 | $628,000 | $103,000 | $268,000 |
| Home Improvement | 1 | $193,000 | $193,000 | $193,000 | $104,000 | $104,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,049 | $1,407,735,000 | $199,000 | $1,612,000 | $69,000 | $447,000 |
| Hispanic | 1,455 | $314,130,000 | $215,000 | $1,331,000 | $66,000 | $268,000 |
| Not Provided | 1,439 | $297,810,000 | $206,000 | $647,000 | $70,000 | $1,120,000 |
| Black or African American | 1,165 | $224,310,000 | $192,000 | $674,000 | $66,000 | $639,000 |
| Asian | 339 | $88,821,000 | $262,000 | $627,000 | $81,000 | $415,000 |
| American Indian or Alaskan Native | 93 | $19,327,000 | $207,000 | $457,000 | $69,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 73 | $18,589,000 | $254,000 | $636,000 | $75,000 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 7,088 | $1,400,825,000 | $197,000 | $1,159,000 | $66,000 | $392,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,897 | $839,005,000 | $215,000 | $1,612,000 | $73,000 | $1,120,000 |
| VA-guaranteed (Veterans Administration) | 628 | $130,892,000 | $208,000 | $606,000 | $66,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,615 | $973,188,000 | $210,000 | $647,000 | $72,000 | $437,000 |
| Application Denied By Financial Institution | 4,290 | $835,002,000 | $194,000 | $1,612,000 | $64,000 | $639,000 |
| Application Withdrawn By Applicant | 2,695 | $559,288,000 | $207,000 | $1,159,000 | $70,000 | $1,120,000 |
| Application Approved But Not Accepted | 13 | $3,244,000 | $249,000 | $528,000 | $75,000 | $162,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Direct Lending Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Direct Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.