First Dakota National Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Dakota National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Dakota National Bank 225 Cedar St Yankton, SD 57078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,738 |
| Total Mortgage Loan Application Amount | $497,040,000 |
| Average Mortgage Loan Application Amount | $233,800 |
| Highest Mortgage Loan Application Amount | $13,145,000 |
| Average Applicant Income | $197,400 |
| Highest Applicant Income | $4,908,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 519 | $ 151,445,000 | $ 291,000 | $ 160,000 |
| Lincoln County South Dakota | 282 | $ 107,410,000 | $ 380,000 | $ 225,000 |
| Yankton County South Dakota | 250 | $ 51,980,000 | $ 207,000 | $ 94,000 |
| Davison County South Dakota | 108 | $ 17,650,000 | $ 163,000 | $ 85,000 |
| Clay County South Dakota | 97 | $ 20,245,000 | $ 208,000 | $ 114,000 |
| Hughes County South Dakota | 65 | $ 12,775,000 | $ 196,000 | $ 76,000 |
| Union County South Dakota | 52 | $ 9,580,000 | $ 184,000 | $ 100,000 |
| Brule County South Dakota | 25 | $ 2,875,000 | $ 115,000 | $ 74,000 |
| Turner County South Dakota | 23 | $ 4,625,000 | $ 201,000 | $ 133,000 |
| Hennepin County Minnesota | 16 | $ 5,710,000 | $ 356,000 | $ 280,000 |
| Bon Homme County South Dakota | 16 | $ 2,960,000 | $ 185,000 | $ 67,000 |
| McCook County South Dakota | 16 | $ 2,660,000 | $ 166,000 | $ 89,000 |
| Dickinson County Iowa | 14 | $ 6,240,000 | $ 445,000 | $ 342,000 |
| Knox County Nebraska | 13 | $ 3,075,000 | $ 236,000 | $ 118,000 |
| Hanson County South Dakota | 13 | $ 2,595,000 | $ 199,000 | $ 96,000 |
| Hutchinson County South Dakota | 12 | $ 1,570,000 | $ 130,000 | $ 74,000 |
| Lawrence County South Dakota | 12 | $ 4,560,000 | $ 380,000 | $ 185,000 |
| Stanley County South Dakota | 11 | $ 3,425,000 | $ 311,000 | $ 127,000 |
| Lyon County Minnesota | 9 | $ 4,075,000 | $ 452,000 | $ 134,000 |
| Cedar County Nebraska | 9 | $ 1,685,000 | $ 187,000 | $ 63,000 |
| Charles Mix County South Dakota | 9 | $ 1,365,000 | $ 151,000 | $ 51,000 |
| Lake County South Dakota | 9 | $ 2,645,000 | $ 293,000 | $ 181,000 |
| Rock County Minnesota | 8 | $ 2,180,000 | $ 272,000 | $ 162,000 |
| Woodbury County Iowa | 7 | $ 1,675,000 | $ 239,000 | $ 198,000 |
| Hamlin County South Dakota | 7 | $ 2,425,000 | $ 346,000 | $ 275,000 |
| Maricopa County Arizona | 5 | $ 3,035,000 | $ 607,000 | $ 431,000 |
| Liberty County Georgia | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Douglas County Nebraska | 5 | $ 1,185,000 | $ 237,000 | $ 157,000 |
| Day County South Dakota | 5 | $ 1,925,000 | $ 385,000 | $ 406,000 |
| Lyman County South Dakota | 5 | $ 1,285,000 | $ 257,000 | $ 132,000 |
| Dakota County Minnesota | 4 | $ 930,000 | $ 232,000 | $ 118,000 |
| Madison County Nebraska | 4 | $ 1,170,000 | $ 292,000 | $ 144,000 |
| Aurora County South Dakota | 4 | $ 600,000 | $ 150,000 | $ 103,000 |
| Brookings County South Dakota | 4 | $ 1,470,000 | $ 367,000 | $ 144,000 |
| Codington County South Dakota | 4 | $ 3,220,000 | $ 805,000 | $ 62,000 |
| Pennington County South Dakota | 4 | $ 1,410,000 | $ 352,000 | $ 79,000 |
| Roberts County South Dakota | 4 | $ 910,000 | $ 227,000 | $ 105,000 |
| Lyon County Iowa | 3 | $ 635,000 | $ 211,000 | $ 125,000 |
| Murray County Minnesota | 3 | $ 805,000 | $ 268,000 | $ 241,000 |
| Deuel County South Dakota | 3 | $ 1,195,000 | $ 398,000 | $ 615,000 |
| Douglas County South Dakota | 3 | $ 645,000 | $ 215,000 | $ 136,000 |
| San Diego County California | 2 | $ 15,330,000 | $ 7,665,000 | $ 0 |
| Boulder County Colorado | 2 | $ 2,440,000 | $ 1,220,000 | $ 0 |
| Martin County Minnesota | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Nobles County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Scott County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 83,000 |
| Stevens County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 120,000 |
| Washington County Minnesota | 2 | $ 680,000 | $ 340,000 | $ 156,000 |
| Clark County South Dakota | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Meade County South Dakota | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| Sanborn County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 102,000 |
| Sully County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 133,000 |
| Tripp County South Dakota | 2 | $ 410,000 | $ 205,000 | $ 63,000 |
| Loudon County Tennessee | 2 | $ 1,160,000 | $ 580,000 | $ 812,000 |
| Placer County California | 1 | $ 425,000 | $ 425,000 | $ 110,000 |
| La Plata County Colorado | 1 | $ 1,185,000 | $ 1,185,000 | $ 0 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Charlotte County Florida | 1 | $ 255,000 | $ 255,000 | $ 306,000 |
| Highlands County Florida | 1 | $ 225,000 | $ 225,000 | $ 229,000 |
| Lee County Florida | 1 | $ 355,000 | $ 355,000 | $ 1,133,000 |
| Monroe County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Orange County Florida | 1 | $ 3,445,000 | $ 3,445,000 | $ 4,908,000 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 126,000 |
| Long County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Linn County Iowa | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Plymouth County Iowa | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Polk County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Sioux County Iowa | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Wyandotte County Kansas | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Kalamazoo County Michigan | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Aitkin County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 67,000 |
| Anoka County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Big Stone County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brown County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 375,000 |
| Carver County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 171,000 |
| Douglas County Minnesota | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 612,000 |
| Olmsted County Minnesota | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Otter Tail County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Pine County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 22,000 |
| Ramsey County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| St. Louis County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Flathead County Montana | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Dixon County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Sarpy County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Clark County Nevada | 1 | $ 505,000 | $ 505,000 | $ 569,000 |
| Union County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 99,000 |
| Golden Valley County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Beadle County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Brown County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 2,106,000 |
| Buffalo County South Dakota | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Campbell County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Custer County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 1,050,000 |
| Hyde County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Kingsbury County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Moody County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Potter County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Burnett County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 146,000 |
| Fremont County Wyoming | 1 | $ 545,000 | $ 545,000 | $ 367,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Dakota National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 799 | $265,455,000 | $332,000 | $13,145,000 | $136,000 | $1,133,000 |
| Refinancing | 551 | $143,135,000 | $259,000 | $3,445,000 | $176,000 | $4,908,000 |
| Cash-out Refinancing | 334 | $78,500,000 | $235,000 | $545,000 | $142,000 | $958,000 |
| Other Purpose | 35 | $7,465,000 | $213,000 | $605,000 | $240,000 | $1,781,000 |
| Home Improvement | 19 | $2,485,000 | $130,000 | $545,000 | $293,000 | $2,689,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,526 | $400,120,000 | $262,000 | $3,445,000 | $156,000 | $4,908,000 |
| Not applicable | 93 | $70,615,000 | $759,000 | $13,145,000 | $0 | $0 |
| Not Provided | 41 | $9,115,000 | $222,000 | $735,000 | $128,000 | $350,000 |
| Asian | 26 | $5,170,000 | $198,000 | $485,000 | $109,000 | $428,000 |
| Hispanic | 21 | $5,455,000 | $259,000 | $785,000 | $112,000 | $600,000 |
| Black or African American | 18 | $3,890,000 | $216,000 | $545,000 | $176,000 | $1,051,000 |
| American Indian or Alaskan Native | 10 | $1,810,000 | $181,000 | $495,000 | $87,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,542 | $454,400,000 | $294,000 | $13,145,000 | $165,000 | $4,908,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 77 | $12,405,000 | $161,000 | $365,000 | $52,000 | $99,000 |
| FHA-insured (Federal Housing Administration) | 60 | $12,540,000 | $209,000 | $345,000 | $68,000 | $209,000 |
| VA-guaranteed (Veterans Administration) | 59 | $17,695,000 | $299,000 | $995,000 | $87,000 | $213,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,447 | $429,415,000 | $296,000 | $13,145,000 | $153,000 | $2,689,000 |
| Application Withdrawn By Applicant | 209 | $50,935,000 | $243,000 | $3,445,000 | $186,000 | $4,908,000 |
| Application Denied By Financial Institution | 76 | $14,780,000 | $194,000 | $545,000 | $75,000 | $451,000 |
| Loan Purchased By The Institution | 5 | $1,185,000 | $237,000 | $485,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $725,000 | $725,000 | $725,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,662 | $482,260,000 | $290,000 | $13,145,000 | $158,000 | $4,908,000 |
| Debt-To-Income Ratio | 32 | $6,390,000 | $199,000 | $485,000 | $65,000 | $451,000 |
| Credit History | 26 | $4,540,000 | $174,000 | $455,000 | $64,000 | $122,000 |
| Collateral | 9 | $1,975,000 | $219,000 | $545,000 | $151,000 | $367,000 |
| Other | 5 | $935,000 | $187,000 | $235,000 | $51,000 | $97,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $580,000 | $290,000 | $295,000 | $115,000 | $165,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $68,000 | $68,000 |
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $67,000 | $67,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.