First Dakota National Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Dakota National Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Dakota National Bank 225 Cedar St Yankton, SD 57078 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,327 |
| Total Mortgage Loan Application Amount | $594,685,000 |
| Average Mortgage Loan Application Amount | $218,800 |
| Highest Mortgage Loan Application Amount | $4,405,000 |
| Average Applicant Income | $172,200 |
| Highest Applicant Income | $2,054,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 764 | $ 211,500,000 | $ 276,000 | $ 155,000 |
| Lincoln County South Dakota | 401 | $ 121,495,000 | $ 302,000 | $ 202,000 |
| Yankton County South Dakota | 354 | $ 75,530,000 | $ 213,000 | $ 105,000 |
| Davison County South Dakota | 131 | $ 24,335,000 | $ 185,000 | $ 105,000 |
| Hughes County South Dakota | 99 | $ 22,645,000 | $ 228,000 | $ 108,000 |
| Clay County South Dakota | 98 | $ 19,490,000 | $ 198,000 | $ 116,000 |
| Union County South Dakota | 59 | $ 11,085,000 | $ 187,000 | $ 98,000 |
| Brule County South Dakota | 30 | $ 5,150,000 | $ 171,000 | $ 67,000 |
| McCook County South Dakota | 30 | $ 6,460,000 | $ 215,000 | $ 118,000 |
| Turner County South Dakota | 27 | $ 5,325,000 | $ 197,000 | $ 89,000 |
| Charles Mix County South Dakota | 20 | $ 4,120,000 | $ 206,000 | $ 88,000 |
| Bon Homme County South Dakota | 19 | $ 2,885,000 | $ 151,000 | $ 89,000 |
| Hutchinson County South Dakota | 18 | $ 2,450,000 | $ 136,000 | $ 75,000 |
| Lake County South Dakota | 18 | $ 5,100,000 | $ 283,000 | $ 244,000 |
| Dickinson County Iowa | 14 | $ 7,120,000 | $ 508,000 | $ 844,000 |
| Hennepin County Minnesota | 14 | $ 6,660,000 | $ 475,000 | $ 155,000 |
| Cedar County Nebraska | 14 | $ 2,900,000 | $ 207,000 | $ 82,000 |
| Lawrence County South Dakota | 14 | $ 4,360,000 | $ 311,000 | $ 282,000 |
| Stanley County South Dakota | 14 | $ 3,610,000 | $ 257,000 | $ 137,000 |
| Rock County Minnesota | 11 | $ 2,955,000 | $ 268,000 | $ 174,000 |
| Brookings County South Dakota | 10 | $ 2,310,000 | $ 231,000 | $ 98,000 |
| Hamlin County South Dakota | 10 | $ 2,390,000 | $ 239,000 | $ 194,000 |
| Knox County Nebraska | 9 | $ 1,245,000 | $ 138,000 | $ 70,000 |
| Hanson County South Dakota | 9 | $ 2,085,000 | $ 231,000 | $ 91,000 |
| Maricopa County Arizona | 8 | $ 2,700,000 | $ 337,000 | $ 181,000 |
| Beadle County South Dakota | 6 | $ 1,130,000 | $ 188,000 | $ 58,000 |
| Lyon County Iowa | 5 | $ 1,415,000 | $ 283,000 | $ 160,000 |
| Codington County South Dakota | 5 | $ 1,395,000 | $ 279,000 | $ 106,000 |
| Pennington County South Dakota | 5 | $ 1,175,000 | $ 235,000 | $ 117,000 |
| Madison County Nebraska | 4 | $ 1,080,000 | $ 270,000 | $ 187,000 |
| Aurora County South Dakota | 4 | $ 450,000 | $ 112,000 | $ 88,000 |
| Custer County South Dakota | 4 | $ 1,310,000 | $ 327,000 | $ 422,000 |
| Day County South Dakota | 4 | $ 1,340,000 | $ 335,000 | $ 386,000 |
| Douglas County South Dakota | 4 | $ 380,000 | $ 95,000 | $ 107,000 |
| Anoka County Minnesota | 3 | $ 885,000 | $ 295,000 | $ 96,000 |
| Otter Tail County Minnesota | 3 | $ 785,000 | $ 261,000 | $ 132,000 |
| Washington County Minnesota | 3 | $ 1,105,000 | $ 368,000 | $ 181,000 |
| Wright County Minnesota | 3 | $ 1,235,000 | $ 411,000 | $ 135,000 |
| Cass County North Dakota | 3 | $ 1,285,000 | $ 428,000 | $ 478,000 |
| Hyde County South Dakota | 3 | $ 255,000 | $ 85,000 | $ 66,000 |
| Sanborn County South Dakota | 3 | $ 495,000 | $ 165,000 | $ 78,000 |
| Sully County South Dakota | 3 | $ 805,000 | $ 268,000 | $ 63,000 |
| Arapahoe County Colorado | 2 | $ 850,000 | $ 425,000 | $ 100,000 |
| Hillsborough County Florida | 2 | $ 2,780,000 | $ 1,390,000 | $ 0 |
| Lee County Florida | 2 | $ 770,000 | $ 385,000 | $ 450,000 |
| Carver County Minnesota | 2 | $ 700,000 | $ 350,000 | $ 142,000 |
| Dakota County Minnesota | 2 | $ 670,000 | $ 335,000 | $ 124,000 |
| Lincoln County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 283,000 |
| Lyon County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Pipestone County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Flathead County Montana | 2 | $ 620,000 | $ 310,000 | $ 48,000 |
| Fall River County South Dakota | 2 | $ 250,000 | $ 125,000 | $ 118,000 |
| Hand County South Dakota | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| Jerauld County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 403,000 |
| Kingsbury County South Dakota | 2 | $ 550,000 | $ 275,000 | $ 183,000 |
| Miner County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 105,000 |
| Potter County South Dakota | 2 | $ 220,000 | $ 110,000 | $ 101,000 |
| La Crosse County Wisconsin | 2 | $ 1,030,000 | $ 515,000 | $ 430,000 |
| Benton County Arkansas | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Douglas County Colorado | 1 | $ 425,000 | $ 425,000 | $ 378,000 |
| Monroe County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Ada County Idaho | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Linn County Iowa | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Plymouth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Polk County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Story County Iowa | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Woodbury County Iowa | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Big Stone County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 175,000 |
| Cass County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Douglas County Minnesota | 1 | $ 4,305,000 | $ 4,305,000 | $ 0 |
| Hubbard County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Murray County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Nobles County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 205,000 |
| Scott County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 340,000 |
| Stearns County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Stevens County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 206,000 |
| Swift County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Yellow Medicine County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 172,000 |
| Lancaster County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Brown County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Corson County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Deuel County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Gregory County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Haakon County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Jones County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Lyman County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Meade County South Dakota | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| Moody County South Dakota | 1 | $ 395,000 | $ 395,000 | $ 320,000 |
| Roberts County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 117,000 |
| Tripp County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sheridan County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 228,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Dakota National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,041 | $283,955,000 | $272,000 | $4,405,000 | $170,000 | $1,432,000 |
| Home Purchase | 753 | $184,225,000 | $244,000 | $4,205,000 | $119,000 | $2,054,000 |
| Cash-out Refinancing | 498 | $119,410,000 | $239,000 | $675,000 | $144,000 | $924,000 |
| Other Purpose | 31 | $6,585,000 | $212,000 | $885,000 | $204,000 | $1,333,000 |
| Home Improvement | 4 | $510,000 | $127,000 | $225,000 | $224,000 | $331,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,132 | $526,590,000 | $246,000 | $1,805,000 | $150,000 | $2,054,000 |
| Not applicable | 81 | $46,435,000 | $573,000 | $4,405,000 | $0 | $0 |
| Asian | 37 | $6,995,000 | $189,000 | $725,000 | $123,000 | $436,000 |
| Hispanic | 28 | $5,530,000 | $197,000 | $425,000 | $81,000 | $480,000 |
| Not Provided | 22 | $4,400,000 | $200,000 | $515,000 | $144,000 | $450,000 |
| Black or African American | 11 | $2,025,000 | $184,000 | $335,000 | $179,000 | $1,051,000 |
| American Indian or Alaskan Native | 10 | $1,550,000 | $155,000 | $305,000 | $129,000 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $325,000 | $325,000 | $325,000 | $87,000 | $87,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,101 | $549,175,000 | $261,000 | $4,405,000 | $157,000 | $2,054,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 81 | $12,515,000 | $154,000 | $325,000 | $51,000 | $91,000 |
| VA-guaranteed (Veterans Administration) | 75 | $20,165,000 | $268,000 | $585,000 | $91,000 | $308,000 |
| FHA-insured (Federal Housing Administration) | 70 | $12,830,000 | $183,000 | $435,000 | $63,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,060 | $537,690,000 | $261,000 | $4,405,000 | $153,000 | $2,054,000 |
| Application Withdrawn By Applicant | 176 | $38,820,000 | $220,000 | $985,000 | $138,000 | $1,400,000 |
| Application Denied By Financial Institution | 86 | $17,220,000 | $200,000 | $905,000 | $76,000 | $962,000 |
| Application Approved But Not Accepted | 5 | $955,000 | $191,000 | $265,000 | $113,000 | $113,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,241 | $577,465,000 | $257,000 | $4,405,000 | $152,000 | $2,054,000 |
| Debt-To-Income Ratio | 48 | $10,820,000 | $225,000 | $515,000 | $66,000 | $386,000 |
| Credit History | 25 | $3,485,000 | $139,000 | $295,000 | $63,000 | $125,000 |
| Collateral | 5 | $1,555,000 | $311,000 | $905,000 | $256,000 | $962,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $485,000 | $161,000 | $225,000 | $78,000 | $108,000 |
| Other | 2 | $200,000 | $100,000 | $175,000 | $66,000 | $84,000 |
| Employment History | 2 | $400,000 | $200,000 | $335,000 | $11,000 | $23,000 |
| Unverifiable Information | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.