Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Credit Corporation Of New York, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | First Credit Corporation Of New York, Inc. 21 North Main Street Gloversville, NY 12078 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 |
Total Number of Mortgage Applications | 1,495 |
Total Mortgage Loan Application Amount | $217,005,000 |
Average Mortgage Loan Application Amount | $120,000 |
Highest Mortgage Loan Application Amount | $80,755,000 |
Average Applicant Income | $79,000 |
Highest Applicant Income | $6,777,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Polk County Florida | 79 | $ 6,075,000 | $ 76,000 | $ 71,000 |
Horry County South Carolina | 60 | $ 6,100,000 | $ 101,000 | $ 86,000 |
Dutchess County New York | 56 | $ 5,260,000 | $ 93,000 | $ 56,000 |
Middlesex County New Jersey | 53 | $ 5,175,000 | $ 97,000 | $ 55,000 |
Atlantic County New Jersey | 45 | $ 5,015,000 | $ 111,000 | $ 65,000 |
Ocean County New Jersey | 41 | $ 3,665,000 | $ 89,000 | $ 57,000 |
Bucks County Pennsylvania | 41 | $ 4,685,000 | $ 114,000 | $ 226,000 |
Montgomery County Pennsylvania | 41 | $ 5,295,000 | $ 129,000 | $ 192,000 |
Niagara County New York | 40 | $ 2,320,000 | $ 58,000 | $ 52,000 |
Lancaster County Pennsylvania | 38 | $ 2,770,000 | $ 72,000 | $ 47,000 |
Ontario County New York | 33 | $ 1,995,000 | $ 60,000 | $ 53,000 |
Saratoga County New York | 33 | $ 2,695,000 | $ 81,000 | $ 79,000 |
Berks County Pennsylvania | 33 | $ 4,455,000 | $ 135,000 | $ 72,000 |
Lehigh County Pennsylvania | 32 | $ 2,460,000 | $ 76,000 | $ 54,000 |
Northampton County Pennsylvania | 28 | $ 2,050,000 | $ 73,000 | $ 77,000 |
Hartford County Connecticut | 27 | $ 2,305,000 | $ 85,000 | $ 67,000 |
Kent County Delaware | 21 | $ 2,025,000 | $ 96,000 | $ 60,000 |
Chester County Pennsylvania | 21 | $ 1,715,000 | $ 81,000 | $ 50,000 |
York County Pennsylvania | 21 | $ 1,345,000 | $ 64,000 | $ 48,000 |
Hillsborough County Florida | 20 | $ 2,390,000 | $ 119,000 | $ 90,000 |
Cape May County New Jersey | 20 | $ 1,980,000 | $ 99,000 | $ 67,000 |
Erie County New York | 20 | $ 990,000 | $ 49,000 | $ 39,000 |
Oneida County New York | 20 | $ 1,900,000 | $ 95,000 | $ 61,000 |
Suffolk County New York | 20 | $ 3,700,000 | $ 185,000 | $ 77,000 |
Burlington County New Jersey | 18 | $ 1,530,000 | $ 85,000 | $ 53,000 |
Orange County Florida | 17 | $ 1,655,000 | $ 97,000 | $ 55,000 |
Palm Beach County Florida | 16 | $ 1,810,000 | $ 113,000 | $ 52,000 |
Monroe County New York | 16 | $ 1,380,000 | $ 86,000 | $ 47,000 |
Orange County New York | 16 | $ 1,360,000 | $ 85,000 | $ 56,000 |
Monmouth County New Jersey | 15 | $ 1,655,000 | $ 110,000 | $ 51,000 |
Seminole County Florida | 14 | $ 1,110,000 | $ 79,000 | $ 49,000 |
New London County Connecticut | 13 | $ 1,385,000 | $ 106,000 | $ 76,000 |
New Castle County Delaware | 13 | $ 81,405,000 | $ 6,261,000 | $ 52,000 |
Cumberland County New Jersey | 13 | $ 965,000 | $ 74,000 | $ 41,000 |
Ulster County New York | 13 | $ 1,265,000 | $ 97,000 | $ 49,000 |
Sussex County Delaware | 12 | $ 1,640,000 | $ 136,000 | $ 75,000 |
Pasco County Florida | 12 | $ 930,000 | $ 77,000 | $ 68,000 |
New Haven County Connecticut | 11 | $ 705,000 | $ 64,000 | $ 54,000 |
Pender County North Carolina | 11 | $ 1,245,000 | $ 113,000 | $ 58,000 |
Martin County Florida | 10 | $ 2,040,000 | $ 204,000 | $ 140,000 |
Pinellas County Florida | 10 | $ 830,000 | $ 83,000 | $ 52,000 |
Gloucester County New Jersey | 10 | $ 1,110,000 | $ 111,000 | $ 46,000 |
Cumberland County Pennsylvania | 10 | $ 560,000 | $ 56,000 | $ 48,000 |
Lake County Florida | 9 | $ 1,075,000 | $ 119,000 | $ 78,000 |
Osceola County Florida | 9 | $ 895,000 | $ 99,000 | $ 55,000 |
Dauphin County Pennsylvania | 9 | $ 515,000 | $ 57,000 | $ 326,000 |
Dorchester County South Carolina | 9 | $ 855,000 | $ 95,000 | $ 69,000 |
Middlesex County Connecticut | 8 | $ 840,000 | $ 105,000 | $ 1,035,000 |
Volusia County Florida | 8 | $ 390,000 | $ 48,000 | $ 76,000 |
Plymouth County Massachusetts | 8 | $ 1,270,000 | $ 158,000 | $ 67,000 |
Monroe County Florida | 7 | $ 3,205,000 | $ 457,000 | $ 250,000 |
Salem County New Jersey | 7 | $ 365,000 | $ 52,000 | $ 34,000 |
Albany County New York | 7 | $ 525,000 | $ 75,000 | $ 62,000 |
Orleans County New York | 7 | $ 275,000 | $ 39,000 | $ 36,000 |
Fairfield County Connecticut | 6 | $ 630,000 | $ 105,000 | $ 58,000 |
Miami-Dade County Florida | 6 | $ 720,000 | $ 120,000 | $ 44,000 |
Sumter County Florida | 6 | $ 500,000 | $ 83,000 | $ 66,000 |
Berkshire County Massachusetts | 6 | $ 410,000 | $ 68,000 | $ 35,000 |
Warren County New Jersey | 6 | $ 600,000 | $ 100,000 | $ 57,000 |
Chemung County New York | 6 | $ 230,000 | $ 38,000 | $ 31,000 |
Weld County Colorado | 5 | $ 555,000 | $ 111,000 | $ 73,000 |
Tolland County Connecticut | 5 | $ 615,000 | $ 123,000 | $ 66,000 |
Broward County Florida | 5 | $ 275,000 | $ 55,000 | $ 61,000 |
Charlotte County Florida | 5 | $ 445,000 | $ 89,000 | $ 84,000 |
Hampden County Massachusetts | 5 | $ 565,000 | $ 113,000 | $ 56,000 |
Cattaraugus County New York | 5 | $ 275,000 | $ 55,000 | $ 50,000 |
Livingston County New York | 5 | $ 425,000 | $ 85,000 | $ 59,000 |
Seneca County New York | 5 | $ 275,000 | $ 55,000 | $ 32,000 |
Lebanon County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 55,000 |
Aiken County South Carolina | 5 | $ 525,000 | $ 105,000 | $ 46,000 |
Manatee County Florida | 4 | $ 210,000 | $ 52,000 | $ 40,000 |
Gwinnett County Georgia | 4 | $ 360,000 | $ 90,000 | $ 52,000 |
Camden County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 70,000 |
Passaic County New Jersey | 4 | $ 510,000 | $ 127,000 | $ 61,000 |
Fulton County New York | 4 | $ 330,000 | $ 82,000 | $ 51,000 |
Herkimer County New York | 4 | $ 150,000 | $ 37,000 | $ 1,832,000 |
Rockland County New York | 4 | $ 310,000 | $ 77,000 | $ 77,000 |
Adams County Pennsylvania | 4 | $ 400,000 | $ 100,000 | $ 45,000 |
Allegheny County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 52,000 |
Butler County Pennsylvania | 4 | $ 180,000 | $ 45,000 | $ 24,000 |
Franklin County Pennsylvania | 4 | $ 310,000 | $ 77,000 | $ 30,000 |
Washington County Pennsylvania | 4 | $ 140,000 | $ 35,000 | $ 55,000 |
Westmoreland County Pennsylvania | 4 | $ 280,000 | $ 70,000 | $ 66,000 |
Georgetown County South Carolina | 4 | $ 290,000 | $ 72,000 | $ 42,000 |
Windham County Connecticut | 3 | $ 205,000 | $ 68,000 | $ 52,000 |
Brevard County Florida | 3 | $ 345,000 | $ 115,000 | $ 61,000 |
Duval County Florida | 3 | $ 165,000 | $ 55,000 | $ 33,000 |
Indian River County Florida | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
Lee County Florida | 3 | $ 315,000 | $ 105,000 | $ 75,000 |
Leon County Florida | 3 | $ 75,000 | $ 25,000 | $ 44,000 |
Anne Arundel County Maryland | 3 | $ 165,000 | $ 55,000 | $ 32,000 |
Baltimore County Maryland | 3 | $ 105,000 | $ 35,000 | $ 62,000 |
Cecil County Maryland | 3 | $ 215,000 | $ 71,000 | $ 82,000 |
Middlesex County Massachusetts | 3 | $ 265,000 | $ 88,000 | $ 42,000 |
Chautauqua County New York | 3 | $ 95,000 | $ 31,000 | $ 30,000 |
Columbia County New York | 3 | $ 185,000 | $ 61,000 | $ 38,000 |
Genesee County New York | 3 | $ 125,000 | $ 41,000 | $ 1,428,000 |
Warren County New York | 3 | $ 295,000 | $ 98,000 | $ 41,000 |
Wake County North Carolina | 3 | $ 155,000 | $ 51,000 | $ 82,000 |
Beaver County Pennsylvania | 3 | $ 165,000 | $ 55,000 | $ 46,000 |
Orangeburg County South Carolina | 3 | $ 145,000 | $ 48,000 | $ 0 |
Collier County Florida | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
Marion County Florida | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
Clayton County Georgia | 2 | $ 70,000 | $ 35,000 | $ 62,000 |
Columbia County Georgia | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
Floyd County Georgia | 2 | $ 60,000 | $ 30,000 | $ 47,000 |
Richmond County Georgia | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
Carroll County Maryland | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
Bristol County Massachusetts | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
Hampshire County Massachusetts | 2 | $ 120,000 | $ 60,000 | $ 88,000 |
Hunterdon County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
Sussex County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
Broome County New York | 2 | $ 100,000 | $ 50,000 | $ 79,000 |
Cayuga County New York | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
Greene County New York | 2 | $ 60,000 | $ 30,000 | $ 81,000 |
Montgomery County New York | 2 | $ 70,000 | $ 35,000 | $ 28,000 |
Onondaga County New York | 2 | $ 50,000 | $ 25,000 | $ 96,000 |
Rensselaer County New York | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
Richmond County New York | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
Sullivan County New York | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
Tioga County New York | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
Wayne County New York | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
Buncombe County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 37,000 |
Cumberland County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
Onslow County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 20,000 |
Carbon County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
Perry County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
Union County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
Bexar County Texas | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
Grand County Colorado | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
Litchfield County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 0 |
Citrus County Florida | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
DeSoto County Florida | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
Highlands County Florida | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
St. Lucie County Florida | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
Cherokee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
Cobb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
Dougherty County Georgia | 1 | $ 15,000 | $ 15,000 | $ 0 |
Douglas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
Fayette County Georgia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
Houston County Georgia | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
Jackson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
Baltimore City County Maryland | 1 | $ 15,000 | $ 15,000 | $ 0 |
Wicomico County Maryland | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
Hudson County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
Morris County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
Union County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
Allegany County New York | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
Bronx County New York | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
Chenango County New York | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
Cortland County New York | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
Madison County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
Otsego County New York | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
Schenectady County New York | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
Tompkins County New York | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
Washington County New York | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Guilford County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
Mecklenburg County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
Centre County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
Delaware County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
Fulton County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
Luzerne County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
Montour County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
Philadelphia County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
Somerset County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
Tioga County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
Wayne County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
Beaufort County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 0 |
Marion County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
El Paso County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
Mason County Washington | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,489 | $216,435,000 | $145,000 | $80,755,000 | $84,000 | $6,777,000 |
Refinancing | 6 | $570,000 | $95,000 | $165,000 | $74,000 | $185,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 969 | $90,245,000 | $93,000 | $595,000 | $85,000 | $5,400,000 |
Not Provided | 243 | $19,145,000 | $78,000 | $235,000 | $120,000 | $6,777,000 |
Hispanic | 180 | $98,170,000 | $545,000 | $80,755,000 | $58,000 | $713,000 |
Black or African American | 69 | $5,925,000 | $85,000 | $215,000 | $49,000 | $171,000 |
Asian | 17 | $1,845,000 | $108,000 | $255,000 | $65,000 | $192,000 |
American Indian or Alaskan Native | 8 | $570,000 | $71,000 | $95,000 | $62,000 | $110,000 |
Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $142,000 | $142,000 |
Not applicable | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,495 | $217,005,000 | $145,000 | $80,755,000 | $84,000 | $6,777,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Application Denied By Financial Institution | 974 | $166,390,000 | $170,000 | $80,755,000 | $79,000 | $6,777,000 |
Loan Originated | 258 | $24,620,000 | $95,000 | $315,000 | $108,000 | $5,392,000 |
Application Approved But Not Accepted | 247 | $23,925,000 | $96,000 | $335,000 | $73,000 | $310,000 |
Application Withdrawn By Applicant | 16 | $2,070,000 | $129,000 | $395,000 | $116,000 | $660,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 540 | $133,150,000 | $246,000 | $80,755,000 | $74,000 | $6,777,000 |
Not applicable | 521 | $50,615,000 | $97,000 | $395,000 | $94,000 | $5,392,000 |
Credit History | 255 | $21,705,000 | $85,000 | $475,000 | $84,000 | $5,400,000 |
Other | 55 | $3,985,000 | $72,000 | $175,000 | $57,000 | $118,000 |
Credit Application Incomplete | 49 | $1,815,000 | $37,000 | $175,000 | $59,000 | $180,000 |
Insufficient Cash (Downpayment, Closing Cost) | 34 | $2,680,000 | $78,000 | $185,000 | $51,000 | $136,000 |
Unverifiable Information | 17 | $1,495,000 | $87,000 | $145,000 | $65,000 | $115,000 |
Collateral | 15 | $875,000 | $58,000 | $265,000 | $444,000 | $4,200,000 |
Employment History | 9 | $685,000 | $76,000 | $155,000 | $56,000 | $99,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.