First Credit Corporation Of New York, Inc.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for First Credit Corporation Of New York, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Credit Corporation Of New York, Inc.
21 North Main Street
Gloversville, NY 12078
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 1,495
Total Mortgage Loan Application Amount $217,005,000
Average Mortgage Loan Application Amount $120,000
Highest Mortgage Loan Application Amount $80,755,000
Average Applicant Income $79,000
Highest Applicant Income $6,777,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Credit Corporation Of New York, Inc. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk County Florida 79 $ 6,075,000 $ 76,000 $ 71,000
Horry County South Carolina 60 $ 6,100,000 $ 101,000 $ 86,000
Dutchess County New York 56 $ 5,260,000 $ 93,000 $ 56,000
Middlesex County New Jersey 53 $ 5,175,000 $ 97,000 $ 55,000
Atlantic County New Jersey 45 $ 5,015,000 $ 111,000 $ 65,000
Ocean County New Jersey 41 $ 3,665,000 $ 89,000 $ 57,000
Bucks County Pennsylvania 41 $ 4,685,000 $ 114,000 $ 226,000
Montgomery County Pennsylvania 41 $ 5,295,000 $ 129,000 $ 192,000
Niagara County New York 40 $ 2,320,000 $ 58,000 $ 52,000
Lancaster County Pennsylvania 38 $ 2,770,000 $ 72,000 $ 47,000
Ontario County New York 33 $ 1,995,000 $ 60,000 $ 53,000
Saratoga County New York 33 $ 2,695,000 $ 81,000 $ 79,000
Berks County Pennsylvania 33 $ 4,455,000 $ 135,000 $ 72,000
Lehigh County Pennsylvania 32 $ 2,460,000 $ 76,000 $ 54,000
Northampton County Pennsylvania 28 $ 2,050,000 $ 73,000 $ 77,000
Hartford County Connecticut 27 $ 2,305,000 $ 85,000 $ 67,000
Kent County Delaware 21 $ 2,025,000 $ 96,000 $ 60,000
Chester County Pennsylvania 21 $ 1,715,000 $ 81,000 $ 50,000
York County Pennsylvania 21 $ 1,345,000 $ 64,000 $ 48,000
Hillsborough County Florida 20 $ 2,390,000 $ 119,000 $ 90,000
Cape May County New Jersey 20 $ 1,980,000 $ 99,000 $ 67,000
Erie County New York 20 $ 990,000 $ 49,000 $ 39,000
Oneida County New York 20 $ 1,900,000 $ 95,000 $ 61,000
Suffolk County New York 20 $ 3,700,000 $ 185,000 $ 77,000
Burlington County New Jersey 18 $ 1,530,000 $ 85,000 $ 53,000
Orange County Florida 17 $ 1,655,000 $ 97,000 $ 55,000
Palm Beach County Florida 16 $ 1,810,000 $ 113,000 $ 52,000
Monroe County New York 16 $ 1,380,000 $ 86,000 $ 47,000
Orange County New York 16 $ 1,360,000 $ 85,000 $ 56,000
Monmouth County New Jersey 15 $ 1,655,000 $ 110,000 $ 51,000
Seminole County Florida 14 $ 1,110,000 $ 79,000 $ 49,000
New London County Connecticut 13 $ 1,385,000 $ 106,000 $ 76,000
New Castle County Delaware 13 $ 81,405,000 $ 6,261,000 $ 52,000
Cumberland County New Jersey 13 $ 965,000 $ 74,000 $ 41,000
Ulster County New York 13 $ 1,265,000 $ 97,000 $ 49,000
Sussex County Delaware 12 $ 1,640,000 $ 136,000 $ 75,000
Pasco County Florida 12 $ 930,000 $ 77,000 $ 68,000
New Haven County Connecticut 11 $ 705,000 $ 64,000 $ 54,000
Pender County North Carolina 11 $ 1,245,000 $ 113,000 $ 58,000
Martin County Florida 10 $ 2,040,000 $ 204,000 $ 140,000
Pinellas County Florida 10 $ 830,000 $ 83,000 $ 52,000
Gloucester County New Jersey 10 $ 1,110,000 $ 111,000 $ 46,000
Cumberland County Pennsylvania 10 $ 560,000 $ 56,000 $ 48,000
Lake County Florida 9 $ 1,075,000 $ 119,000 $ 78,000
Osceola County Florida 9 $ 895,000 $ 99,000 $ 55,000
Dauphin County Pennsylvania 9 $ 515,000 $ 57,000 $ 326,000
Dorchester County South Carolina 9 $ 855,000 $ 95,000 $ 69,000
Middlesex County Connecticut 8 $ 840,000 $ 105,000 $ 1,035,000
Volusia County Florida 8 $ 390,000 $ 48,000 $ 76,000
Plymouth County Massachusetts 8 $ 1,270,000 $ 158,000 $ 67,000
Monroe County Florida 7 $ 3,205,000 $ 457,000 $ 250,000
Salem County New Jersey 7 $ 365,000 $ 52,000 $ 34,000
Albany County New York 7 $ 525,000 $ 75,000 $ 62,000
Orleans County New York 7 $ 275,000 $ 39,000 $ 36,000
Fairfield County Connecticut 6 $ 630,000 $ 105,000 $ 58,000
Miami-Dade County Florida 6 $ 720,000 $ 120,000 $ 44,000
Sumter County Florida 6 $ 500,000 $ 83,000 $ 66,000
Berkshire County Massachusetts 6 $ 410,000 $ 68,000 $ 35,000
Warren County New Jersey 6 $ 600,000 $ 100,000 $ 57,000
Chemung County New York 6 $ 230,000 $ 38,000 $ 31,000
Weld County Colorado 5 $ 555,000 $ 111,000 $ 73,000
Tolland County Connecticut 5 $ 615,000 $ 123,000 $ 66,000
Broward County Florida 5 $ 275,000 $ 55,000 $ 61,000
Charlotte County Florida 5 $ 445,000 $ 89,000 $ 84,000
Hampden County Massachusetts 5 $ 565,000 $ 113,000 $ 56,000
Cattaraugus County New York 5 $ 275,000 $ 55,000 $ 50,000
Livingston County New York 5 $ 425,000 $ 85,000 $ 59,000
Seneca County New York 5 $ 275,000 $ 55,000 $ 32,000
Lebanon County Pennsylvania 5 $ 365,000 $ 73,000 $ 55,000
Aiken County South Carolina 5 $ 525,000 $ 105,000 $ 46,000
Manatee County Florida 4 $ 210,000 $ 52,000 $ 40,000
Gwinnett County Georgia 4 $ 360,000 $ 90,000 $ 52,000
Camden County New Jersey 4 $ 400,000 $ 100,000 $ 70,000
Passaic County New Jersey 4 $ 510,000 $ 127,000 $ 61,000
Fulton County New York 4 $ 330,000 $ 82,000 $ 51,000
Herkimer County New York 4 $ 150,000 $ 37,000 $ 1,832,000
Rockland County New York 4 $ 310,000 $ 77,000 $ 77,000
Adams County Pennsylvania 4 $ 400,000 $ 100,000 $ 45,000
Allegheny County Pennsylvania 4 $ 310,000 $ 77,000 $ 52,000
Butler County Pennsylvania 4 $ 180,000 $ 45,000 $ 24,000
Franklin County Pennsylvania 4 $ 310,000 $ 77,000 $ 30,000
Washington County Pennsylvania 4 $ 140,000 $ 35,000 $ 55,000
Westmoreland County Pennsylvania 4 $ 280,000 $ 70,000 $ 66,000
Georgetown County South Carolina 4 $ 290,000 $ 72,000 $ 42,000
Windham County Connecticut 3 $ 205,000 $ 68,000 $ 52,000
Brevard County Florida 3 $ 345,000 $ 115,000 $ 61,000
Duval County Florida 3 $ 165,000 $ 55,000 $ 33,000
Indian River County Florida 3 $ 265,000 $ 88,000 $ 54,000
Lee County Florida 3 $ 315,000 $ 105,000 $ 75,000
Leon County Florida 3 $ 75,000 $ 25,000 $ 44,000
Anne Arundel County Maryland 3 $ 165,000 $ 55,000 $ 32,000
Baltimore County Maryland 3 $ 105,000 $ 35,000 $ 62,000
Cecil County Maryland 3 $ 215,000 $ 71,000 $ 82,000
Middlesex County Massachusetts 3 $ 265,000 $ 88,000 $ 42,000
Chautauqua County New York 3 $ 95,000 $ 31,000 $ 30,000
Columbia County New York 3 $ 185,000 $ 61,000 $ 38,000
Genesee County New York 3 $ 125,000 $ 41,000 $ 1,428,000
Warren County New York 3 $ 295,000 $ 98,000 $ 41,000
Wake County North Carolina 3 $ 155,000 $ 51,000 $ 82,000
Beaver County Pennsylvania 3 $ 165,000 $ 55,000 $ 46,000
Orangeburg County South Carolina 3 $ 145,000 $ 48,000 $ 0
Collier County Florida 2 $ 190,000 $ 95,000 $ 53,000
Marion County Florida 2 $ 150,000 $ 75,000 $ 53,000
Clayton County Georgia 2 $ 70,000 $ 35,000 $ 62,000
Columbia County Georgia 2 $ 140,000 $ 70,000 $ 48,000
Floyd County Georgia 2 $ 60,000 $ 30,000 $ 47,000
Richmond County Georgia 2 $ 310,000 $ 155,000 $ 50,000
Carroll County Maryland 2 $ 160,000 $ 80,000 $ 55,000
Bristol County Massachusetts 2 $ 340,000 $ 170,000 $ 77,000
Hampshire County Massachusetts 2 $ 120,000 $ 60,000 $ 88,000
Hunterdon County New Jersey 2 $ 130,000 $ 65,000 $ 55,000
Sussex County New Jersey 2 $ 240,000 $ 120,000 $ 29,000
Broome County New York 2 $ 100,000 $ 50,000 $ 79,000
Cayuga County New York 2 $ 130,000 $ 65,000 $ 76,000
Greene County New York 2 $ 60,000 $ 30,000 $ 81,000
Montgomery County New York 2 $ 70,000 $ 35,000 $ 28,000
Onondaga County New York 2 $ 50,000 $ 25,000 $ 96,000
Rensselaer County New York 2 $ 140,000 $ 70,000 $ 50,000
Richmond County New York 2 $ 270,000 $ 135,000 $ 57,000
Sullivan County New York 2 $ 110,000 $ 55,000 $ 44,000
Tioga County New York 2 $ 160,000 $ 80,000 $ 39,000
Wayne County New York 2 $ 160,000 $ 80,000 $ 41,000
Buncombe County North Carolina 2 $ 140,000 $ 70,000 $ 37,000
Cumberland County North Carolina 2 $ 190,000 $ 95,000 $ 48,000
Onslow County North Carolina 2 $ 40,000 $ 20,000 $ 20,000
Carbon County Pennsylvania 2 $ 360,000 $ 180,000 $ 84,000
Perry County Pennsylvania 2 $ 150,000 $ 75,000 $ 47,000
Union County Pennsylvania 2 $ 80,000 $ 40,000 $ 43,000
Bexar County Texas 2 $ 140,000 $ 70,000 $ 40,000
Grand County Colorado 1 $ 205,000 $ 205,000 $ 104,000
Litchfield County Connecticut 1 $ 95,000 $ 95,000 $ 0
Citrus County Florida 1 $ 35,000 $ 35,000 $ 44,000
DeSoto County Florida 1 $ 115,000 $ 115,000 $ 76,000
Highlands County Florida 1 $ 15,000 $ 15,000 $ 32,000
Sarasota County Florida 1 $ 185,000 $ 185,000 $ 67,000
St. Lucie County Florida 1 $ 335,000 $ 335,000 $ 156,000
Cherokee County Georgia 1 $ 45,000 $ 45,000 $ 0
Cobb County Georgia 1 $ 55,000 $ 55,000 $ 72,000
Dougherty County Georgia 1 $ 15,000 $ 15,000 $ 0
Douglas County Georgia 1 $ 25,000 $ 25,000 $ 0
Fayette County Georgia 1 $ 55,000 $ 55,000 $ 14,000
Henry County Georgia 1 $ 105,000 $ 105,000 $ 36,000
Houston County Georgia 1 $ 15,000 $ 15,000 $ 50,000
Jackson County Georgia 1 $ 95,000 $ 95,000 $ 95,000
Baltimore City County Maryland 1 $ 15,000 $ 15,000 $ 0
Wicomico County Maryland 1 $ 115,000 $ 115,000 $ 54,000
Hudson County New Jersey 1 $ 55,000 $ 55,000 $ 0
Morris County New Jersey 1 $ 145,000 $ 145,000 $ 56,000
Union County New Jersey 1 $ 15,000 $ 15,000 $ 29,000
Allegany County New York 1 $ 55,000 $ 55,000 $ 25,000
Bronx County New York 1 $ 15,000 $ 15,000 $ 24,000
Chenango County New York 1 $ 65,000 $ 65,000 $ 38,000
Cortland County New York 1 $ 35,000 $ 35,000 $ 20,000
Madison County New York 1 $ 95,000 $ 95,000 $ 0
Otsego County New York 1 $ 45,000 $ 45,000 $ 65,000
Schenectady County New York 1 $ 35,000 $ 35,000 $ 59,000
Tompkins County New York 1 $ 35,000 $ 35,000 $ 102,000
Washington County New York 1 $ 25,000 $ 25,000 $ 57,000
Gaston County North Carolina 1 $ 75,000 $ 75,000 $ 40,000
Guilford County North Carolina 1 $ 35,000 $ 35,000 $ 0
Mecklenburg County North Carolina 1 $ 75,000 $ 75,000 $ 36,000
Centre County Pennsylvania 1 $ 35,000 $ 35,000 $ 23,000
Delaware County Pennsylvania 1 $ 135,000 $ 135,000 $ 60,000
Fayette County Pennsylvania 1 $ 35,000 $ 35,000 $ 85,000
Fulton County Pennsylvania 1 $ 35,000 $ 35,000 $ 38,000
Luzerne County Pennsylvania 1 $ 65,000 $ 65,000 $ 31,000
Montour County Pennsylvania 1 $ 65,000 $ 65,000 $ 0
Philadelphia County Pennsylvania 1 $ 15,000 $ 15,000 $ 33,000
Somerset County Pennsylvania 1 $ 65,000 $ 65,000 $ 103,000
Tioga County Pennsylvania 1 $ 55,000 $ 55,000 $ 120,000
Wayne County Pennsylvania 1 $ 35,000 $ 35,000 $ 0
Beaufort County South Carolina 1 $ 15,000 $ 15,000 $ 0
Marion County South Carolina 1 $ 45,000 $ 45,000 $ 0
El Paso County Texas 1 $ 115,000 $ 115,000 $ 0
Frederick County Virginia 1 $ 55,000 $ 55,000 $ 96,000
Mason County Washington 1 $ 135,000 $ 135,000 $ 58,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Credit Corporation Of New York, Inc. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,489 $216,435,000 $145,000 $80,755,000 $84,000 $6,777,000
Refinancing 6 $570,000 $95,000 $165,000 $74,000 $185,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 969 $90,245,000 $93,000 $595,000 $85,000 $5,400,000
Not Provided 243 $19,145,000 $78,000 $235,000 $120,000 $6,777,000
Hispanic 180 $98,170,000 $545,000 $80,755,000 $58,000 $713,000
Black or African American 69 $5,925,000 $85,000 $215,000 $49,000 $171,000
Asian 17 $1,845,000 $108,000 $255,000 $65,000 $192,000
American Indian or Alaskan Native 8 $570,000 $71,000 $95,000 $62,000 $110,000
Native Hawaiian or Other Pacific Islander 1 $195,000 $195,000 $195,000 $142,000 $142,000
Not applicable 1 $45,000 $45,000 $45,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,495 $217,005,000 $145,000 $80,755,000 $84,000 $6,777,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 974 $166,390,000 $170,000 $80,755,000 $79,000 $6,777,000
Loan Originated 258 $24,620,000 $95,000 $315,000 $108,000 $5,392,000
Application Approved But Not Accepted 247 $23,925,000 $96,000 $335,000 $73,000 $310,000
Application Withdrawn By Applicant 16 $2,070,000 $129,000 $395,000 $116,000 $660,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 540 $133,150,000 $246,000 $80,755,000 $74,000 $6,777,000
Not applicable 521 $50,615,000 $97,000 $395,000 $94,000 $5,392,000
Credit History 255 $21,705,000 $85,000 $475,000 $84,000 $5,400,000
Other 55 $3,985,000 $72,000 $175,000 $57,000 $118,000
Credit Application Incomplete 49 $1,815,000 $37,000 $175,000 $59,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 34 $2,680,000 $78,000 $185,000 $51,000 $136,000
Unverifiable Information 17 $1,495,000 $87,000 $145,000 $65,000 $115,000
Collateral 15 $875,000 $58,000 $265,000 $444,000 $4,200,000
Employment History 9 $685,000 $76,000 $155,000 $56,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List