First Community Credit Union
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Community Credit Union
15260 Fm 529
Houston, TX 77095
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,082
Total Mortgage Loan Application Amount $268,710,000
Average Mortgage Loan Application Amount $199,000
Highest Mortgage Loan Application Amount $985,000
Average Applicant Income $142,000
Highest Applicant Income $3,993,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Community Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 682 $ 150,870,000 $ 221,000 $ 115,000
Fort Bend County Texas 194 $ 57,980,000 $ 298,000 $ 137,000
Montgomery County Texas 83 $ 23,885,000 $ 287,000 $ 131,000
Brazoria County Texas 23 $ 6,315,000 $ 274,000 $ 120,000
Waller County Texas 22 $ 6,800,000 $ 309,000 $ 168,000
Galveston County Texas 11 $ 2,745,000 $ 249,000 $ 158,000
Brazos County Texas 5 $ 1,305,000 $ 261,000 $ 892,000
Denton County Texas 5 $ 1,895,000 $ 379,000 $ 146,000
Liberty County Texas 4 $ 830,000 $ 207,000 $ 103,000
Polk County Texas 4 $ 1,500,000 $ 375,000 $ 289,000
Travis County Texas 4 $ 1,490,000 $ 372,000 $ 116,000
Austin County Texas 3 $ 945,000 $ 315,000 $ 89,000
Comal County Texas 3 $ 895,000 $ 298,000 $ 110,000
San Jacinto County Texas 3 $ 705,000 $ 235,000 $ 133,000
Walker County Texas 3 $ 1,465,000 $ 488,000 $ 86,000
Chambers County Texas 2 $ 690,000 $ 345,000 $ 334,000
Dallas County Texas 2 $ 690,000 $ 345,000 $ 294,000
Hays County Texas 2 $ 650,000 $ 325,000 $ 118,000
Henderson County Texas 2 $ 830,000 $ 415,000 $ 148,000
Hood County Texas 2 $ 690,000 $ 345,000 $ 115,000
Matagorda County Texas 2 $ 680,000 $ 340,000 $ 168,000
Trinity County Texas 2 $ 260,000 $ 130,000 $ 93,000
Orange County California 1 $ 915,000 $ 915,000 $ 180,000
Calcasieu County Louisiana 1 $ 215,000 $ 215,000 $ 217,000
Warren County Ohio 1 $ 375,000 $ 375,000 $ 112,000
Atascosa County Texas 1 $ 265,000 $ 265,000 $ 138,000
Bell County Texas 1 $ 235,000 $ 235,000 $ 71,000
Bexar County Texas 1 $ 365,000 $ 365,000 $ 138,000
Calhoun County Texas 1 $ 85,000 $ 85,000 $ 95,000
El Paso County Texas 1 $ 165,000 $ 165,000 $ 110,000
Grimes County Texas 1 $ 435,000 $ 435,000 $ 136,000
Guadalupe County Texas 1 $ 25,000 $ 25,000 $ 87,000
Houston County Texas 1 $ 95,000 $ 95,000 $ 18,000
Hunt County Texas 1 $ 205,000 $ 205,000 $ 70,000
Jefferson County Texas 1 $ 185,000 $ 185,000 $ 128,000
Kleberg County Texas 1 $ 135,000 $ 135,000 $ 63,000
McLennan County Texas 1 $ 415,000 $ 415,000 $ 188,000
Nueces County Texas 1 $ 55,000 $ 55,000 $ 126,000
Sabine County Texas 1 $ 55,000 $ 55,000 $ 62,000
Tarrant County Texas 1 $ 95,000 $ 95,000 $ 286,000
Washington County Texas 1 $ 275,000 $ 275,000 $ 164,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Community Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 491 $168,095,000 $342,000 $985,000 $152,000 $3,993,000
Cash-out Refinancing 395 $63,635,000 $161,000 $775,000 $104,000 $665,000
Refinancing 183 $35,705,000 $195,000 $705,000 $101,000 $420,000
Home Improvement 13 $1,275,000 $98,000 $215,000 $211,000 $510,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 344 $69,670,000 $202,000 $775,000 $98,000 $569,000
White 293 $77,725,000 $265,000 $915,000 $136,000 $665,000
Not Provided 207 $53,665,000 $259,000 $645,000 $134,000 $690,000
Black or African American 147 $39,495,000 $268,000 $665,000 $132,000 $960,000
Asian 84 $26,220,000 $312,000 $985,000 $181,000 $3,993,000
American Indian or Alaskan Native 5 $1,245,000 $249,000 $475,000 $166,000 $364,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,078 $267,680,000 $248,000 $985,000 $127,000 $3,993,000
FHA-insured (Federal Housing Administration) 3 $765,000 $255,000 $315,000 $66,000 $70,000
VA-guaranteed (Veterans Administration) 1 $265,000 $265,000 $265,000 $128,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 577 $159,475,000 $276,000 $885,000 $136,000 $3,993,000
Application Withdrawn By Applicant 290 $74,810,000 $257,000 $985,000 $125,000 $607,000
Application Denied By Financial Institution 116 $17,180,000 $148,000 $615,000 $84,000 $665,000
File Closed For Incompleteness 92 $15,100,000 $164,000 $635,000 $130,000 $960,000
Application Approved But Not Accepted 7 $2,145,000 $306,000 $565,000 $164,000 $406,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 966 $251,530,000 $260,000 $985,000 $132,000 $3,993,000
Debt-To-Income Ratio 58 $9,250,000 $159,000 $615,000 $56,000 $151,000
Credit History 40 $4,480,000 $112,000 $415,000 $97,000 $569,000
Collateral 7 $755,000 $107,000 $155,000 $210,000 $665,000
Other 3 $695,000 $231,000 $295,000 $89,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 3 $955,000 $318,000 $605,000 $109,000 $164,000
Credit Application Incomplete 2 $330,000 $165,000 $245,000 $119,000 $184,000
Employment History 2 $380,000 $190,000 $225,000 $22,000 $43,000
Unverifiable Information 1 $335,000 $335,000 $335,000 $196,000 $196,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List