First Community
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for First Community.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community 17151 Chesterfield Airport Rd Chesterfield, MO 63005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,401 |
| Total Mortgage Loan Application Amount | $1,136,905,000 |
| Average Mortgage Loan Application Amount | $124,400 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $100,800 |
| Highest Applicant Income | $4,240,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 1,968 | $ 240,710,000 | $ 122,000 | $ 111,000 |
| St. Charles County Missouri | 1,416 | $ 164,850,000 | $ 116,000 | $ 106,000 |
| Jefferson County Missouri | 552 | $ 52,540,000 | $ 95,000 | $ 85,000 |
| St. Louis City County Missouri | 323 | $ 35,175,000 | $ 108,000 | $ 88,000 |
| Franklin County Missouri | 191 | $ 21,295,000 | $ 111,000 | $ 84,000 |
| Madison County Illinois | 126 | $ 12,000,000 | $ 95,000 | $ 77,000 |
| St. Clair County Illinois | 95 | $ 8,905,000 | $ 93,000 | $ 89,000 |
| Lincoln County Missouri | 95 | $ 9,485,000 | $ 99,000 | $ 82,000 |
| Warren County Missouri | 93 | $ 9,305,000 | $ 100,000 | $ 83,000 |
| St. Francois County Missouri | 17 | $ 1,675,000 | $ 98,000 | $ 62,000 |
| Camden County Missouri | 16 | $ 1,930,000 | $ 120,000 | $ 118,000 |
| Monroe County Illinois | 12 | $ 1,060,000 | $ 88,000 | $ 104,000 |
| Crawford County Missouri | 11 | $ 1,175,000 | $ 106,000 | $ 128,000 |
| Ste. Genevieve County Missouri | 10 | $ 970,000 | $ 97,000 | $ 77,000 |
| Boone County Missouri | 8 | $ 1,440,000 | $ 180,000 | $ 128,000 |
| Pike County Missouri | 7 | $ 655,000 | $ 93,000 | $ 69,000 |
| Gasconade County Missouri | 6 | $ 420,000 | $ 70,000 | $ 59,000 |
| Stone County Missouri | 5 | $ 1,055,000 | $ 211,000 | $ 185,000 |
| Washington County Missouri | 5 | $ 495,000 | $ 99,000 | $ 63,000 |
| Cook County Illinois | 4 | $ 1,130,000 | $ 282,000 | $ 157,000 |
| Randolph County Illinois | 4 | $ 260,000 | $ 65,000 | $ 68,000 |
| Phelps County Missouri | 4 | $ 520,000 | $ 130,000 | $ 75,000 |
| Taney County Missouri | 4 | $ 490,000 | $ 122,000 | $ 71,000 |
| Bond County Illinois | 3 | $ 325,000 | $ 108,000 | $ 55,000 |
| Clinton County Illinois | 3 | $ 125,000 | $ 41,000 | $ 63,000 |
| Callaway County Missouri | 3 | $ 75,000 | $ 25,000 | $ 47,000 |
| Clay County Missouri | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Jackson County Missouri | 3 | $ 505,000 | $ 168,000 | $ 91,000 |
| Miller County Missouri | 3 | $ 445,000 | $ 148,000 | $ 160,000 |
| Montgomery County Missouri | 3 | $ 215,000 | $ 71,000 | $ 40,000 |
| Ozark County Missouri | 3 | $ 255,000 | $ 85,000 | $ 96,000 |
| DuPage County Illinois | 2 | $ 510,000 | $ 255,000 | $ 104,000 |
| Jersey County Illinois | 2 | $ 180,000 | $ 90,000 | $ 77,000 |
| Washington County Illinois | 2 | $ 40,000 | $ 20,000 | $ 68,000 |
| Adair County Missouri | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Cole County Missouri | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Iron County Missouri | 2 | $ 220,000 | $ 110,000 | $ 136,000 |
| Madison County Missouri | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Maries County Missouri | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Moniteau County Missouri | 2 | $ 90,000 | $ 45,000 | $ 91,000 |
| Ralls County Missouri | 2 | $ 270,000 | $ 135,000 | $ 192,000 |
| Reynolds County Missouri | 2 | $ 40,000 | $ 20,000 | $ 51,000 |
| Scott County Missouri | 2 | $ 140,000 | $ 70,000 | $ 51,000 |
| Orange County Florida | 1 | $ 25,000 | $ 25,000 | $ 295,000 |
| Calhoun County Illinois | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Greene County Illinois | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Jefferson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Knox County Illinois | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Macoupin County Illinois | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Montgomery County Illinois | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Richland County Illinois | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Williamson County Illinois | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Vanderburgh County Indiana | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Iberia County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Audrain County Missouri | 1 | $ 35,000 | $ 35,000 | $ 179,000 |
| Butler County Missouri | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Cape Girardeau County Missouri | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Chariton County Missouri | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Dunklin County Missouri | 1 | $ 285,000 | $ 285,000 | $ 245,000 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Jasper County Missouri | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Johnson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Macon County Missouri | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Monroe County Missouri | 1 | $ 155,000 | $ 155,000 | $ 29,000 |
| Newton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| Osage County Missouri | 1 | $ 45,000 | $ 45,000 | $ 210,000 |
| Perry County Missouri | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Pulaski County Missouri | 1 | $ 255,000 | $ 255,000 | $ 243,000 |
| Saline County Missouri | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Shannon County Missouri | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Stoddard County Missouri | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Texas County Missouri | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| Webster County Missouri | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,553 | $763,085,000 | $167,000 | $2,005,000 | $78,000 | $4,240,000 |
| Home Improvement | 1,269 | $59,745,000 | $47,000 | $905,000 | $109,000 | $652,000 |
| Other Purpose | 1,182 | $69,530,000 | $58,000 | $505,000 | $109,000 | $3,857,000 |
| Cash-out Refinancing | 766 | $132,540,000 | $173,000 | $1,165,000 | $101,000 | $440,000 |
| Refinancing | 631 | $112,005,000 | $177,000 | $1,085,000 | $107,000 | $782,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,608 | $882,420,000 | $133,000 | $2,005,000 | $93,000 | $4,240,000 |
| Black or African American | 853 | $105,415,000 | $123,000 | $1,265,000 | $68,000 | $1,778,000 |
| Not Provided | 502 | $77,950,000 | $155,000 | $1,485,000 | $105,000 | $1,220,000 |
| Hispanic | 161 | $22,495,000 | $139,000 | $805,000 | $79,000 | $450,000 |
| Asian | 124 | $22,200,000 | $179,000 | $625,000 | $103,000 | $490,000 |
| American Indian or Alaskan Native | 55 | $7,325,000 | $133,000 | $425,000 | $78,000 | $250,000 |
| Not applicable | 40 | $8,420,000 | $210,000 | $1,595,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $260,000 | $65,000 | $125,000 | $48,000 | $67,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,401 | $1,136,905,000 | $135,000 | $2,005,000 | $91,000 | $4,240,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,576 | $484,810,000 | $135,000 | $1,595,000 | $69,000 | $3,857,000 |
| Loan Originated | 2,825 | $331,065,000 | $117,000 | $1,175,000 | $107,000 | $1,106,000 |
| Application Approved But Not Accepted | 1,906 | $308,720,000 | $161,000 | $2,005,000 | $109,000 | $4,240,000 |
| Application Withdrawn By Applicant | 94 | $12,310,000 | $130,000 | $455,000 | $105,000 | $1,392,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,825 | $652,095,000 | $135,000 | $2,005,000 | $108,000 | $4,240,000 |
| Credit History | 2,062 | $273,720,000 | $132,000 | $1,265,000 | $72,000 | $2,496,000 |
| Debt-To-Income Ratio | 1,264 | $168,860,000 | $133,000 | $1,125,000 | $55,000 | $353,000 |
| Other | 94 | $18,210,000 | $193,000 | $535,000 | $111,000 | $1,170,000 |
| Credit Application Incomplete | 89 | $14,185,000 | $159,000 | $425,000 | $136,000 | $3,857,000 |
| Collateral | 43 | $3,925,000 | $91,000 | $525,000 | $107,000 | $406,000 |
| Employment History | 11 | $2,775,000 | $252,000 | $1,595,000 | $35,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,560,000 | $260,000 | $505,000 | $44,000 | $63,000 |
| Unverifiable Information | 6 | $1,310,000 | $218,000 | $475,000 | $148,000 | $365,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $104,000 | $104,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.