First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Community Bank, N. A.
P O Box 989
Bluefield, VA 24605
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,060
Total Mortgage Loan Application Amount $255,174,000
Average Mortgage Loan Application Amount $106,666
Highest Mortgage Loan Application Amount $7,300,000
Average Applicant Income $71,333
Highest Applicant Income $2,291,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Community Bank, N. A. by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
WINSTON-SALEM, NC 148 $ 23,615,000 $ 159,000 $ 68,000
JOHNSON CITY, TN 105 $ 16,423,000 $ 156,000 $ 96,000
RICHMOND, VA 86 $ 21,023,000 $ 244,000 $ 140,000
HICKORY-LENOIR-MORGANTON, NC 37 $ 3,552,000 $ 96,000 $ 41,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 32 $ 7,549,000 $ 204,500 $ 69,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 29 $ 3,164,000 $ 133,000 $ 50,000
GREENSBORO-HIGH POINT, NC 25 $ 3,753,000 $ 150,000 $ 59,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 16 $ 6,023,000 $ 376,000 $ 70,000
MORGANTOWN, WV 12 $ 1,441,000 $ 120,000 $ 71,000
CHARLESTON, WV 10 $ 810,000 $ 81,000 $ 72,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 5 $ 1,392,000 $ 278,000 $ 193,000
ROANOKE, VA 5 $ 1,259,000 $ 251,000 $ 189,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 5 $ 1,127,000 $ 225,000 $ 113,000
WILMINGTON, NC 5 $ 748,000 $ 149,000 $ 54,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 3 $ 887,000 $ 295,000 $ 170,000
DURHAM-CHAPEL HILL, NC 3 $ 2,149,000 $ 716,000 $ 431,000
CHARLOTTESVILLE, VA 2 $ 1,617,000 $ 808,000 $ 817,000
GREENVILLE-MAULDIN-EASLEY, SC 2 $ 430,000 $ 215,000 $ 72,000
LYNCHBURG, VA 2 $ 245,000 $ 122,000 $ 73,000
RALEIGH-CARY, NC 2 $ 316,000 $ 158,000 $ 59,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 2 $ 865,000 $ 432,500 $ 215,000
ASHEVILLE, NC 1 $ 130,000 $ 130,000 $ 93,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 1 $ 360,000 $ 360,000 $ 365,000
BURLINGTON, NC 1 $ 46,000 $ 46,000 $ 41,000
CHATTANOOGA, TN-GA 1 $ 156,000 $ 156,000 $ 290,000
COLUMBIA, SC 1 $ 520,000 $ 520,000 $ 932,000
CUMBERLAND, MD-WV 1 $ 106,000 $ 106,000 $ 76,000
DANVILLE, VA 1 $ 129,000 $ 129,000 $ 67,000
FAYETTEVILLE, NC 1 $ 98,000 $ 98,000 $ 52,000
GREENVILLE, NC 1 $ 838,000 $ 838,000 $ 0
HUNTINGTON-ASHLAND, WV-KY-OH 1 $ 150,000 $ 150,000 $ 86,000
IOWA CITY, IA 1 $ 187,000 $ 187,000 $ 113,000
MORRISTOWN, TN 1 $ 108,000 $ 108,000 $ 53,000
NAPLES-MARCO ISLAND, FL 1 $ 189,000 $ 189,000 $ 210,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 200,000 $ 200,000 $ 300,000
ROCKY MOUNT, NC 1 $ 163,000 $ 163,000 $ 25,000
SANTA ROSA-PETALUMA, CA 1 $ 228,000 $ 228,000 $ 894,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 81,000 $ 81,000 $ 120,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,118 $149,535,000 $133,000 $2,715,000 $85,000 $2,291,000
Home Purchase 796 $95,757,000 $120,000 $7,300,000 $66,000 $729,000
Home Improvement 146 $9,882,000 $67,000 $530,000 $63,000 $447,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,814 $212,964,000 $117,000 $2,715,000 $79,000 $1,500,000
Not applicable 117 $28,161,000 $240,000 $7,300,000 $32,000 $2,291,000
Black or African American 46 $3,597,000 $78,000 $393,000 $63,000 $437,000
Not Provided 41 $6,945,000 $169,000 $417,000 $90,000 $426,000
Hispanic 33 $2,376,000 $72,000 $244,000 $49,000 $115,000
Asian 7 $907,000 $129,000 $360,000 $127,000 $365,000
American Indian or Alaskan Native 1 $84,000 $84,000 $84,000 $43,000 $43,000
Native Hawaiian or Other Pacific Islander 1 $140,000 $140,000 $140,000 $75,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,893 $234,789,000 $124,000 $7,300,000 $78,000 $2,291,000
FHA-insured (Federal Housing Administration) 146 $17,736,000 $121,000 $375,000 $52,000 $180,000
VA-guaranteed (Veterans Administration) 21 $2,649,000 $126,000 $350,000 $47,000 $144,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,358 $178,920,000 $131,000 $7,300,000 $82,000 $2,291,000
Application Denied By Financial Institution 380 $34,751,000 $91,000 $530,000 $54,000 $360,000
Application Withdrawn By Applicant 178 $24,322,000 $136,000 $1,200,000 $88,000 $1,500,000
Application Approved But Not Accepted 123 $13,817,000 $112,000 $2,715,000 $59,000 $711,000
File Closed For Incompleteness 21 $3,364,000 $160,000 $375,000 $106,000 $616,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 141 $12,461,000 $88,000 $530,000 $35,000 $120,000
Credit History 132 $8,442,000 $63,000 $371,000 $46,000 $170,000
Collateral 49 $5,622,000 $114,000 $400,000 $69,000 $183,000
Other 36 $5,215,000 $144,000 $465,000 $124,000 $360,000
Unverifiable Information 7 $901,000 $128,000 $311,000 $60,000 $167,000
Employment History 6 $655,000 $109,000 $141,000 $37,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 5 $510,000 $102,000 $228,000 $85,000 $95,000
Credit Application Incomplete 4 $945,000 $236,000 $417,000 $113,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

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