First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,060 |
| Total Mortgage Loan Application Amount | $255,174,000 |
| Average Mortgage Loan Application Amount | $106,666 |
| Highest Mortgage Loan Application Amount | $7,300,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $2,291,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 403 | $ 39,547,000 | $ 98,000 | $ 73,000 |
| Nicholas County West Virginia | 179 | $ 14,703,000 | $ 82,000 | $ 65,000 |
| Raleigh County West Virginia | 159 | $ 21,046,000 | $ 132,000 | $ 80,000 |
| Forsyth County North Carolina | 136 | $ 22,325,000 | $ 164,000 | $ 69,000 |
| Upshur County West Virginia | 126 | $ 11,509,000 | $ 91,000 | $ 66,000 |
| Tazewell County Virginia | 120 | $ 11,138,000 | $ 92,000 | $ 63,000 |
| Washington County Tennessee | 86 | $ 14,155,000 | $ 164,000 | $ 104,000 |
| Wyoming County West Virginia | 64 | $ 3,703,000 | $ 57,000 | $ 60,000 |
| Iredell County North Carolina | 40 | $ 10,112,000 | $ 252,000 | $ 85,000 |
| Logan County West Virginia | 36 | $ 2,291,000 | $ 63,000 | $ 52,000 |
| Alleghany County North Carolina | 35 | $ 3,838,000 | $ 109,000 | $ 51,000 |
| Henrico County Virginia | 31 | $ 5,911,000 | $ 190,000 | $ 119,000 |
| Davidson County North Carolina | 27 | $ 4,650,000 | $ 172,000 | $ 102,000 |
| Alexander County North Carolina | 26 | $ 2,122,000 | $ 81,000 | $ 46,000 |
| Sullivan County Tennessee | 26 | $ 2,671,000 | $ 102,000 | $ 66,000 |
| Richmond City County Virginia | 26 | $ 10,153,000 | $ 390,000 | $ 120,000 |
| Webster County West Virginia | 26 | $ 1,417,000 | $ 54,000 | $ 48,000 |
| Wilkes County North Carolina | 24 | $ 2,707,000 | $ 112,000 | $ 76,000 |
| Monroe County West Virginia | 23 | $ 2,220,000 | $ 96,000 | $ 62,000 |
| Taylor County West Virginia | 23 | $ 2,044,000 | $ 88,000 | $ 77,000 |
| Guilford County North Carolina | 21 | $ 3,399,000 | $ 161,000 | $ 61,000 |
| Fayette County West Virginia | 21 | $ 2,168,000 | $ 103,000 | $ 58,000 |
| Summers County West Virginia | 21 | $ 1,406,000 | $ 66,000 | $ 43,000 |
| Mecklenburg County North Carolina | 20 | $ 6,116,000 | $ 305,000 | $ 191,000 |
| Rowan County North Carolina | 20 | $ 2,306,000 | $ 115,000 | $ 54,000 |
| Wythe County Virginia | 18 | $ 2,048,000 | $ 113,000 | $ 58,000 |
| Chesterfield County Virginia | 16 | $ 2,206,000 | $ 137,000 | $ 78,000 |
| Carter County Tennessee | 14 | $ 1,663,000 | $ 118,000 | $ 63,000 |
| Lewis County West Virginia | 14 | $ 1,173,000 | $ 83,000 | $ 56,000 |
| Dickenson County Virginia | 12 | $ 662,000 | $ 55,000 | $ 36,000 |
| Surry County North Carolina | 11 | $ 977,000 | $ 88,000 | $ 66,000 |
| Kanawha County West Virginia | 10 | $ 810,000 | $ 81,000 | $ 72,000 |
| Bland County Virginia | 9 | $ 1,241,000 | $ 137,000 | $ 59,000 |
| Mingo County West Virginia | 9 | $ 558,000 | $ 62,000 | $ 53,000 |
| McDowell County West Virginia | 8 | $ 347,000 | $ 43,000 | $ 65,000 |
| Cabarrus County North Carolina | 7 | $ 626,000 | $ 89,000 | $ 42,000 |
| Catawba County North Carolina | 7 | $ 1,220,000 | $ 174,000 | $ 31,000 |
| Stokes County North Carolina | 7 | $ 480,000 | $ 68,000 | $ 53,000 |
| Carroll County Virginia | 7 | $ 1,355,000 | $ 193,000 | $ 51,000 |
| Giles County Virginia | 7 | $ 1,294,000 | $ 184,000 | $ 91,000 |
| Hanover County Virginia | 7 | $ 1,871,000 | $ 267,000 | $ 519,000 |
| Greenbrier County West Virginia | 7 | $ 964,000 | $ 137,000 | $ 90,000 |
| Greene County Tennessee | 6 | $ 703,000 | $ 117,000 | $ 112,000 |
| Pulaski County Virginia | 6 | $ 4,200,000 | $ 700,000 | $ 50,000 |
| Monongalia County West Virginia | 6 | $ 1,180,000 | $ 196,000 | $ 117,000 |
| Preston County West Virginia | 6 | $ 261,000 | $ 43,000 | $ 25,000 |
| Davie County North Carolina | 5 | $ 810,000 | $ 162,000 | $ 40,000 |
| Horry County South Carolina | 5 | $ 1,392,000 | $ 278,000 | $ 193,000 |
| Unicoi County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 47,000 |
| Greensville County Virginia | 5 | $ 322,000 | $ 64,000 | $ 53,000 |
| Barbour County West Virginia | 5 | $ 574,000 | $ 114,000 | $ 59,000 |
| Brunswick County North Carolina | 4 | $ 388,000 | $ 97,000 | $ 56,000 |
| Caldwell County North Carolina | 4 | $ 210,000 | $ 52,000 | $ 29,000 |
| Emporia County Virginia | 4 | $ 232,000 | $ 58,000 | $ 22,000 |
| Franklin County Virginia | 4 | $ 1,206,000 | $ 301,000 | $ 187,000 |
| Virginia Beach County Virginia | 4 | $ 845,000 | $ 211,000 | $ 98,000 |
| Harrison County West Virginia | 4 | $ 202,000 | $ 50,000 | $ 13,000 |
| Gaston County North Carolina | 3 | $ 342,000 | $ 114,000 | $ 32,000 |
| Caroline County Virginia | 3 | $ 499,000 | $ 166,000 | $ 74,000 |
| Grayson County Virginia | 3 | $ 125,000 | $ 41,000 | $ 10,000 |
| Montgomery County Virginia | 3 | $ 529,000 | $ 176,000 | $ 62,000 |
| Braxton County West Virginia | 3 | $ 243,000 | $ 81,000 | $ 44,000 |
| Randolph County West Virginia | 3 | $ 147,000 | $ 49,000 | $ 38,000 |
| Lincoln County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 48,000 |
| Northampton County North Carolina | 2 | $ 287,000 | $ 143,000 | $ 122,000 |
| Orange County North Carolina | 2 | $ 1,980,000 | $ 990,000 | $ 646,000 |
| Randolph County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 42,000 |
| Rockingham County North Carolina | 2 | $ 152,000 | $ 76,000 | $ 52,000 |
| Charleston County South Carolina | 2 | $ 787,000 | $ 393,000 | $ 221,000 |
| Laurens County South Carolina | 2 | $ 430,000 | $ 215,000 | $ 72,000 |
| Sevier County Tennessee | 2 | $ 398,000 | $ 199,000 | $ 304,000 |
| Albemarle County Virginia | 2 | $ 1,617,000 | $ 808,000 | $ 817,000 |
| Bedford County Virginia | 2 | $ 245,000 | $ 122,000 | $ 73,000 |
| Brunswick County Virginia | 2 | $ 107,000 | $ 53,000 | $ 89,000 |
| Buchanan County Virginia | 2 | $ 65,000 | $ 32,000 | $ 27,000 |
| Washington County Virginia | 2 | $ 430,000 | $ 215,000 | $ 39,000 |
| Marion County West Virginia | 2 | $ 373,000 | $ 186,000 | $ 95,000 |
| Sonoma County California | 1 | $ 228,000 | $ 228,000 | $ 894,000 |
| District of Columbia County District Of Columbia | 1 | $ 680,000 | $ 680,000 | $ 365,000 |
| Collier County Florida | 1 | $ 189,000 | $ 189,000 | $ 210,000 |
| Hillsborough County Florida | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| Orange County Florida | 1 | $ 200,000 | $ 200,000 | $ 300,000 |
| Cobb County Georgia | 1 | $ 360,000 | $ 360,000 | $ 365,000 |
| Rabun County Georgia | 1 | $ 266,000 | $ 266,000 | $ 25,000 |
| Johnson County Iowa | 1 | $ 187,000 | $ 187,000 | $ 113,000 |
| Boyd County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Allegany County Maryland | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Alamance County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 41,000 |
| Cumberland County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Durham County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Edgecombe County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 25,000 |
| Franklin County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
| Halifax County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 75,000 |
| Harnett County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 83,000 |
| Henderson County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 93,000 |
| New Hanover County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 45,000 |
| Pitt County North Carolina | 1 | $ 838,000 | $ 838,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Union County North Carolina | 1 | $ 293,000 | $ 293,000 | $ 57,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Columbiana County Ohio | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Sandusky County Ohio | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Dorchester County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Greenwood County South Carolina | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 520,000 | $ 520,000 | $ 932,000 |
| York County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Hamilton County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 290,000 |
| Roane County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 31,000 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Chesapeake County Virginia | 1 | $ 282,000 | $ 282,000 | $ 175,000 |
| Franklin City County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Galax County Virginia | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Goochland County Virginia | 1 | $ 81,000 | $ 81,000 | $ 61,000 |
| Henry County Virginia | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Louisa County Virginia | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Middlesex County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Patrick County Virginia | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Pittsylvania County Virginia | 1 | $ 129,000 | $ 129,000 | $ 67,000 |
| Powhatan County Virginia | 1 | $ 142,000 | $ 142,000 | $ 44,000 |
| Roanoke County Virginia | 1 | $ 53,000 | $ 53,000 | $ 195,000 |
| Russell County Virginia | 1 | $ 158,000 | $ 158,000 | $ 134,000 |
| Scott County Virginia | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Smyth County Virginia | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Southampton County Virginia | 1 | $ 93,000 | $ 93,000 | $ 76,000 |
| Gilmer County West Virginia | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Pocahontas County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 274,000 |
| Tucker County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,118 | $149,535,000 | $133,000 | $2,715,000 | $85,000 | $2,291,000 |
| Home Purchase | 796 | $95,757,000 | $120,000 | $7,300,000 | $66,000 | $729,000 |
| Home Improvement | 146 | $9,882,000 | $67,000 | $530,000 | $63,000 | $447,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,814 | $212,964,000 | $117,000 | $2,715,000 | $79,000 | $1,500,000 |
| Not applicable | 117 | $28,161,000 | $240,000 | $7,300,000 | $32,000 | $2,291,000 |
| Black or African American | 46 | $3,597,000 | $78,000 | $393,000 | $63,000 | $437,000 |
| Not Provided | 41 | $6,945,000 | $169,000 | $417,000 | $90,000 | $426,000 |
| Hispanic | 33 | $2,376,000 | $72,000 | $244,000 | $49,000 | $115,000 |
| Asian | 7 | $907,000 | $129,000 | $360,000 | $127,000 | $365,000 |
| American Indian or Alaskan Native | 1 | $84,000 | $84,000 | $84,000 | $43,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $140,000 | $140,000 | $140,000 | $75,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,893 | $234,789,000 | $124,000 | $7,300,000 | $78,000 | $2,291,000 |
| FHA-insured (Federal Housing Administration) | 146 | $17,736,000 | $121,000 | $375,000 | $52,000 | $180,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,649,000 | $126,000 | $350,000 | $47,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,358 | $178,920,000 | $131,000 | $7,300,000 | $82,000 | $2,291,000 |
| Application Denied By Financial Institution | 380 | $34,751,000 | $91,000 | $530,000 | $54,000 | $360,000 |
| Application Withdrawn By Applicant | 178 | $24,322,000 | $136,000 | $1,200,000 | $88,000 | $1,500,000 |
| Application Approved But Not Accepted | 123 | $13,817,000 | $112,000 | $2,715,000 | $59,000 | $711,000 |
| File Closed For Incompleteness | 21 | $3,364,000 | $160,000 | $375,000 | $106,000 | $616,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 141 | $12,461,000 | $88,000 | $530,000 | $35,000 | $120,000 |
| Credit History | 132 | $8,442,000 | $63,000 | $371,000 | $46,000 | $170,000 |
| Collateral | 49 | $5,622,000 | $114,000 | $400,000 | $69,000 | $183,000 |
| Other | 36 | $5,215,000 | $144,000 | $465,000 | $124,000 | $360,000 |
| Unverifiable Information | 7 | $901,000 | $128,000 | $311,000 | $60,000 | $167,000 |
| Employment History | 6 | $655,000 | $109,000 | $141,000 | $37,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $510,000 | $102,000 | $228,000 | $85,000 | $95,000 |
| Credit Application Incomplete | 4 | $945,000 | $236,000 | $417,000 | $113,000 | $204,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.