First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,184 |
| Total Mortgage Loan Application Amount | $217,686,000 |
| Average Mortgage Loan Application Amount | $83,333 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $4,289,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 409 | $ 27,938,000 | $ 68,000 | $ 62,000 |
| Upshur County West Virginia | 221 | $ 15,899,000 | $ 71,000 | $ 67,000 |
| Nicholas County West Virginia | 161 | $ 9,344,000 | $ 58,000 | $ 58,000 |
| Raleigh County West Virginia | 151 | $ 14,563,000 | $ 96,000 | $ 67,000 |
| Tazewell County Virginia | 126 | $ 10,579,000 | $ 83,000 | $ 90,000 |
| Washington County Tennessee | 104 | $ 12,718,000 | $ 122,000 | $ 59,000 |
| Wyoming County West Virginia | 89 | $ 3,482,000 | $ 39,000 | $ 50,000 |
| Iredell County North Carolina | 63 | $ 11,124,000 | $ 176,000 | $ 76,000 |
| Logan County West Virginia | 54 | $ 3,028,000 | $ 56,000 | $ 56,000 |
| Alexander County North Carolina | 44 | $ 4,291,000 | $ 97,000 | $ 78,000 |
| Forsyth County North Carolina | 44 | $ 5,529,000 | $ 125,000 | $ 65,000 |
| Summers County West Virginia | 36 | $ 2,553,000 | $ 70,000 | $ 127,000 |
| Webster County West Virginia | 35 | $ 1,624,000 | $ 46,000 | $ 51,000 |
| Monroe County West Virginia | 33 | $ 1,804,000 | $ 54,000 | $ 63,000 |
| Sullivan County Tennessee | 31 | $ 4,197,000 | $ 135,000 | $ 64,000 |
| Taylor County West Virginia | 30 | $ 1,651,000 | $ 55,000 | $ 47,000 |
| Wythe County Virginia | 29 | $ 2,201,000 | $ 75,000 | $ 56,000 |
| Wilkes County North Carolina | 28 | $ 2,090,000 | $ 74,000 | $ 47,000 |
| Alleghany County North Carolina | 23 | $ 2,901,000 | $ 126,000 | $ 64,000 |
| Mecklenburg County North Carolina | 21 | $ 9,512,000 | $ 452,000 | $ 137,000 |
| Davidson County North Carolina | 19 | $ 2,713,000 | $ 142,000 | $ 78,000 |
| Richmond City County Virginia | 19 | $ 2,808,000 | $ 147,000 | $ 179,000 |
| Fayette County West Virginia | 18 | $ 1,487,000 | $ 82,000 | $ 54,000 |
| McDowell County West Virginia | 18 | $ 556,000 | $ 30,000 | $ 38,000 |
| Surry County North Carolina | 17 | $ 1,220,000 | $ 71,000 | $ 76,000 |
| Chesterfield County Virginia | 16 | $ 3,357,000 | $ 209,000 | $ 104,000 |
| Harrison County West Virginia | 14 | $ 1,111,000 | $ 79,000 | $ 59,000 |
| Bland County Virginia | 13 | $ 855,000 | $ 65,000 | $ 48,000 |
| Guilford County North Carolina | 12 | $ 2,832,000 | $ 236,000 | $ 65,000 |
| Rowan County North Carolina | 12 | $ 2,503,000 | $ 208,000 | $ 101,000 |
| Barbour County West Virginia | 12 | $ 832,000 | $ 69,000 | $ 50,000 |
| Lewis County West Virginia | 12 | $ 836,000 | $ 69,000 | $ 85,000 |
| Mingo County West Virginia | 12 | $ 563,000 | $ 46,000 | $ 47,000 |
| Carter County Tennessee | 11 | $ 2,073,000 | $ 188,000 | $ 66,000 |
| Greensville County Virginia | 11 | $ 532,000 | $ 48,000 | $ 44,000 |
| Dickenson County Virginia | 10 | $ 473,000 | $ 47,000 | $ 46,000 |
| Greenbrier County West Virginia | 10 | $ 1,345,000 | $ 134,000 | $ 143,000 |
| Unicoi County Tennessee | 9 | $ 957,000 | $ 106,000 | $ 58,000 |
| Emporia County Virginia | 9 | $ 789,000 | $ 87,000 | $ 69,000 |
| Henrico County Virginia | 9 | $ 2,111,000 | $ 234,000 | $ 108,000 |
| Russell County Virginia | 9 | $ 703,000 | $ 78,000 | $ 76,000 |
| Monongalia County West Virginia | 9 | $ 1,223,000 | $ 135,000 | $ 96,000 |
| Catawba County North Carolina | 8 | $ 480,000 | $ 60,000 | $ 55,000 |
| Wise County Virginia | 7 | $ 343,000 | $ 49,000 | $ 61,000 |
| Yadkin County North Carolina | 5 | $ 489,000 | $ 97,000 | $ 93,000 |
| Greene County Tennessee | 5 | $ 427,000 | $ 85,000 | $ 55,000 |
| Carroll County Virginia | 5 | $ 392,000 | $ 78,000 | $ 30,000 |
| Essex County Virginia | 5 | $ 668,000 | $ 133,000 | $ 1,551,000 |
| Spotsylvania County Virginia | 5 | $ 604,000 | $ 120,000 | $ 30,000 |
| Preston County West Virginia | 5 | $ 285,000 | $ 57,000 | $ 79,000 |
| Horry County South Carolina | 4 | $ 577,000 | $ 144,000 | $ 195,000 |
| Colonial Heights County Virginia | 4 | $ 1,148,000 | $ 287,000 | $ 665,000 |
| Braxton County West Virginia | 4 | $ 506,000 | $ 126,000 | $ 79,000 |
| Cabell County West Virginia | 4 | $ 333,000 | $ 83,000 | $ 142,000 |
| Stokes County North Carolina | 3 | $ 339,000 | $ 113,000 | $ 49,000 |
| Hanover County Virginia | 3 | $ 843,000 | $ 281,000 | $ 82,000 |
| Henry County Virginia | 3 | $ 287,000 | $ 95,000 | $ 14,000 |
| Powhatan County Virginia | 3 | $ 1,217,000 | $ 405,000 | $ 97,000 |
| Radford County Virginia | 3 | $ 924,000 | $ 308,000 | $ 59,000 |
| Marion County West Virginia | 3 | $ 548,000 | $ 182,000 | $ 45,000 |
| Tucker County West Virginia | 3 | $ 242,000 | $ 80,000 | $ 39,000 |
| Brunswick County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 128,000 |
| Cabarrus County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 96,000 |
| Lincoln County North Carolina | 2 | $ 425,000 | $ 212,000 | $ 169,000 |
| Wake County North Carolina | 2 | $ 1,199,000 | $ 599,000 | $ 485,000 |
| Greenville County South Carolina | 2 | $ 1,508,000 | $ 754,000 | $ 266,000 |
| Grainger County Tennessee | 2 | $ 459,000 | $ 229,000 | $ 109,000 |
| Buchanan County Virginia | 2 | $ 28,000 | $ 14,000 | $ 62,000 |
| Dinwiddie County Virginia | 2 | $ 308,000 | $ 154,000 | $ 68,000 |
| Giles County Virginia | 2 | $ 213,000 | $ 106,000 | $ 62,000 |
| Pulaski County Virginia | 2 | $ 1,255,000 | $ 627,000 | $ 585,000 |
| Roanoke City County Virginia | 2 | $ 125,000 | $ 62,000 | $ 68,000 |
| Salem County Virginia | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Southampton County Virginia | 2 | $ 223,000 | $ 111,000 | $ 67,000 |
| Washington County Virginia | 2 | $ 261,000 | $ 130,000 | $ 61,000 |
| Boone County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Clay County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 144,000 |
| Kanawha County West Virginia | 2 | $ 139,000 | $ 69,000 | $ 60,000 |
| Alachua County Florida | 1 | $ 261,000 | $ 261,000 | $ 100,000 |
| Brevard County Florida | 1 | $ 191,000 | $ 191,000 | $ 84,000 |
| Marion County Florida | 1 | $ 202,000 | $ 202,000 | $ 117,000 |
| Palm Beach County Florida | 1 | $ 6,800,000 | $ 6,800,000 | $ 0 |
| Gilmer County Georgia | 1 | $ 203,000 | $ 203,000 | $ 163,000 |
| Walton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Bell County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Jefferson County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Montgomery County Maryland | 1 | $ 20,000 | $ 20,000 | $ 104,000 |
| Clark County Nevada | 1 | $ 475,000 | $ 475,000 | $ 311,000 |
| Alamance County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 204,000 |
| Carteret County North Carolina | 1 | $ 1,250,000 | $ 1,250,000 | $ 892,000 |
| Cumberland County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| Davie County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 122,000 |
| Durham County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 137,000 |
| Gaston County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 115,000 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 342,000 | $ 342,000 | $ 43,000 |
| Rockingham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Tulsa County Oklahoma | 1 | $ 200,000 | $ 200,000 | $ 253,000 |
| Allegheny County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 41,000 |
| Beaufort County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Charleston County South Carolina | 1 | $ 183,000 | $ 183,000 | $ 65,000 |
| Georgetown County South Carolina | 1 | $ 1,184,000 | $ 1,184,000 | $ 675,000 |
| Lexington County South Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Johnson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Rutherford County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 108,000 |
| Albemarle County Virginia | 1 | $ 149,000 | $ 149,000 | $ 219,000 |
| Augusta County Virginia | 1 | $ 229,000 | $ 229,000 | $ 79,000 |
| Bedford County Virginia | 1 | $ 130,000 | $ 130,000 | $ 77,000 |
| Caroline County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 200,000 | $ 200,000 | $ 326,000 |
| Franklin County Virginia | 1 | $ 1,451,000 | $ 1,451,000 | $ 670,000 |
| Galax County Virginia | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Grayson County Virginia | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Harrisonburg County Virginia | 1 | $ 193,000 | $ 193,000 | $ 0 |
| James City County Virginia | 1 | $ 154,000 | $ 154,000 | $ 1,340,000 |
| Louisa County Virginia | 1 | $ 219,000 | $ 219,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 101,000 | $ 101,000 | $ 4,289,000 |
| New Kent County Virginia | 1 | $ 325,000 | $ 325,000 | $ 106,000 |
| Newport News County Virginia | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Prince George County Virginia | 1 | $ 223,000 | $ 223,000 | $ 109,000 |
| Rockingham County Virginia | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Staunton County Virginia | 1 | $ 234,000 | $ 234,000 | $ 119,000 |
| Suffolk County Virginia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 12,000 | $ 12,000 | $ 101,000 |
| York County Virginia | 1 | $ 98,000 | $ 98,000 | $ 103,000 |
| Calhoun County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Doddridge County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Jackson County West Virginia | 1 | $ 345,000 | $ 345,000 | $ 195,000 |
| Lincoln County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Mason County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Pocahontas County West Virginia | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 107,000 | $ 107,000 | $ 118,000 |
| Randolph County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,131 | $125,384,000 | $110,000 | $7,000,000 | $84,000 | $4,289,000 |
| Home Purchase | 812 | $82,936,000 | $102,000 | $6,800,000 | $77,000 | $2,546,000 |
| Home Improvement | 241 | $9,366,000 | $38,000 | $829,000 | $52,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,015 | $182,047,000 | $90,000 | $1,600,000 | $81,000 | $4,289,000 |
| Not applicable | 84 | $27,572,000 | $328,000 | $7,000,000 | $0 | $0 |
| Black or African American | 45 | $2,824,000 | $62,000 | $270,000 | $64,000 | $308,000 |
| Hispanic | 21 | $1,942,000 | $92,000 | $350,000 | $49,000 | $165,000 |
| Not Provided | 9 | $1,817,000 | $201,000 | $650,000 | $97,000 | $253,000 |
| Asian | 7 | $1,263,000 | $180,000 | $375,000 | $122,000 | $298,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $99,000 | $49,000 | $74,000 | $110,000 | $133,000 |
| American Indian or Alaskan Native | 1 | $122,000 | $122,000 | $122,000 | $38,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,181 | $217,173,000 | $99,000 | $7,000,000 | $78,000 | $4,289,000 |
| VA-guaranteed (Veterans Administration) | 3 | $513,000 | $171,000 | $260,000 | $45,000 | $64,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,465 | $160,927,000 | $109,000 | $7,000,000 | $90,000 | $4,289,000 |
| Application Denied By Financial Institution | 469 | $29,659,000 | $63,000 | $1,200,000 | $44,000 | $296,000 |
| Application Approved But Not Accepted | 223 | $25,310,000 | $113,000 | $1,451,000 | $72,000 | $1,340,000 |
| Application Withdrawn By Applicant | 27 | $1,790,000 | $66,000 | $200,000 | $44,000 | $99,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 297 | $14,719,000 | $49,000 | $540,000 | $42,000 | $296,000 |
| Debt-To-Income Ratio | 99 | $9,905,000 | $100,000 | $1,200,000 | $46,000 | $156,000 |
| Collateral | 36 | $2,240,000 | $62,000 | $143,000 | $53,000 | $179,000 |
| Other | 12 | $905,000 | $75,000 | $214,000 | $40,000 | $74,000 |
| Employment History | 10 | $754,000 | $75,000 | $364,000 | $52,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $206,000 | $41,000 | $85,000 | $51,000 | $68,000 |
| Unverifiable Information | 4 | $377,000 | $94,000 | $189,000 | $45,000 | $88,000 |
| Credit Application Incomplete | 3 | $164,000 | $54,000 | $75,000 | $53,000 | $61,000 |
| Mortgage Insurance Denied | 3 | $389,000 | $129,000 | $164,000 | $71,000 | $92,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.