First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,522 |
| Total Mortgage Loan Application Amount | $189,793,000 |
| Average Mortgage Loan Application Amount | $66,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $64,333 |
| Highest Applicant Income | $2,462,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 586 | $ 31,486,000 | $ 53,000 | $ 56,000 |
| Upshur County West Virginia | 254 | $ 16,677,000 | $ 65,000 | $ 62,000 |
| Nicholas County West Virginia | 165 | $ 7,098,000 | $ 43,000 | $ 52,000 |
| Raleigh County West Virginia | 160 | $ 14,218,000 | $ 88,000 | $ 80,000 |
| Tazewell County Virginia | 159 | $ 12,320,000 | $ 77,000 | $ 92,000 |
| Wyoming County West Virginia | 116 | $ 4,041,000 | $ 34,000 | $ 53,000 |
| Washington County Tennessee | 85 | $ 10,540,000 | $ 124,000 | $ 75,000 |
| Taylor County West Virginia | 83 | $ 4,603,000 | $ 55,000 | $ 45,000 |
| Logan County West Virginia | 82 | $ 2,683,000 | $ 32,000 | $ 53,000 |
| Webster County West Virginia | 45 | $ 1,157,000 | $ 25,000 | $ 49,000 |
| Forsyth County North Carolina | 42 | $ 5,609,000 | $ 133,000 | $ 84,000 |
| Summers County West Virginia | 39 | $ 2,616,000 | $ 67,000 | $ 67,000 |
| Alexander County North Carolina | 38 | $ 3,673,000 | $ 96,000 | $ 69,000 |
| Monroe County West Virginia | 30 | $ 2,070,000 | $ 69,000 | $ 47,000 |
| Greensville County Virginia | 29 | $ 1,295,000 | $ 44,000 | $ 50,000 |
| Sullivan County Tennessee | 28 | $ 3,497,000 | $ 124,000 | $ 48,000 |
| Wythe County Virginia | 28 | $ 1,642,000 | $ 58,000 | $ 65,000 |
| Fayette County West Virginia | 27 | $ 1,849,000 | $ 68,000 | $ 62,000 |
| Richmond City County Virginia | 26 | $ 5,059,000 | $ 194,000 | $ 121,000 |
| Henrico County Virginia | 25 | $ 4,534,000 | $ 181,000 | $ 98,000 |
| Surry County North Carolina | 23 | $ 2,358,000 | $ 102,000 | $ 72,000 |
| Emporia County Virginia | 23 | $ 1,067,000 | $ 46,000 | $ 62,000 |
| Lewis County West Virginia | 23 | $ 952,000 | $ 41,000 | $ 57,000 |
| Bland County Virginia | 21 | $ 2,093,000 | $ 99,000 | $ 65,000 |
| Alleghany County North Carolina | 20 | $ 1,349,000 | $ 67,000 | $ 61,000 |
| Carter County Tennessee | 18 | $ 2,111,000 | $ 117,000 | $ 64,000 |
| Chesterfield County Virginia | 18 | $ 2,739,000 | $ 152,000 | $ 120,000 |
| McDowell County West Virginia | 18 | $ 254,000 | $ 14,000 | $ 38,000 |
| Barbour County West Virginia | 15 | $ 869,000 | $ 57,000 | $ 49,000 |
| Davidson County North Carolina | 13 | $ 1,692,000 | $ 130,000 | $ 75,000 |
| Dickenson County Virginia | 13 | $ 602,000 | $ 46,000 | $ 55,000 |
| Harrison County West Virginia | 13 | $ 1,455,000 | $ 111,000 | $ 70,000 |
| Caroline County Virginia | 12 | $ 1,768,000 | $ 147,000 | $ 87,000 |
| Greenbrier County West Virginia | 12 | $ 709,000 | $ 59,000 | $ 66,000 |
| Mingo County West Virginia | 11 | $ 300,000 | $ 27,000 | $ 58,000 |
| Wilkes County North Carolina | 9 | $ 1,057,000 | $ 117,000 | $ 57,000 |
| Wise County Virginia | 9 | $ 308,000 | $ 34,000 | $ 83,000 |
| Randolph County West Virginia | 9 | $ 415,000 | $ 46,000 | $ 58,000 |
| Yadkin County North Carolina | 7 | $ 874,000 | $ 124,000 | $ 51,000 |
| Kanawha County West Virginia | 7 | $ 938,000 | $ 134,000 | $ 152,000 |
| Hanover County Virginia | 6 | $ 1,047,000 | $ 174,000 | $ 98,000 |
| Monongalia County West Virginia | 6 | $ 1,761,000 | $ 293,000 | $ 161,000 |
| Montgomery County Virginia | 5 | $ 559,000 | $ 111,000 | $ 20,000 |
| Roanoke County Virginia | 5 | $ 1,473,000 | $ 294,000 | $ 81,000 |
| Catawba County North Carolina | 4 | $ 877,000 | $ 219,000 | $ 74,000 |
| Buchanan County Virginia | 4 | $ 120,000 | $ 30,000 | $ 42,000 |
| Giles County Virginia | 4 | $ 301,000 | $ 75,000 | $ 67,000 |
| Pulaski County Virginia | 4 | $ 1,349,000 | $ 337,000 | $ 140,000 |
| Roanoke City County Virginia | 4 | $ 711,000 | $ 177,000 | $ 47,000 |
| Russell County Virginia | 4 | $ 226,000 | $ 56,000 | $ 31,000 |
| Southampton County Virginia | 4 | $ 81,000 | $ 20,000 | $ 41,000 |
| Preston County West Virginia | 4 | $ 158,000 | $ 39,000 | $ 78,000 |
| Horry County South Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 243,000 |
| Hawkins County Tennessee | 3 | $ 246,000 | $ 82,000 | $ 49,000 |
| Bristol County Virginia | 3 | $ 272,000 | $ 90,000 | $ 43,000 |
| Rockingham County Virginia | 3 | $ 506,000 | $ 168,000 | $ 135,000 |
| Scott County Virginia | 3 | $ 137,000 | $ 45,000 | $ 48,000 |
| Braxton County West Virginia | 3 | $ 157,000 | $ 52,000 | $ 45,000 |
| Marion County West Virginia | 3 | $ 88,000 | $ 29,000 | $ 65,000 |
| St. Johns County Florida | 2 | $ 702,000 | $ 351,000 | $ 152,000 |
| Brunswick County North Carolina | 2 | $ 692,000 | $ 346,000 | $ 48,000 |
| Davie County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 41,000 |
| Guilford County North Carolina | 2 | $ 224,000 | $ 112,000 | $ 77,000 |
| Iredell County North Carolina | 2 | $ 373,000 | $ 186,000 | $ 90,000 |
| Northampton County North Carolina | 2 | $ 192,000 | $ 96,000 | $ 74,000 |
| Randolph County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 27,000 |
| Wake County North Carolina | 2 | $ 467,000 | $ 233,000 | $ 178,000 |
| Allegheny County Pennsylvania | 2 | $ 176,000 | $ 88,000 | $ 43,000 |
| Greene County Tennessee | 2 | $ 145,000 | $ 72,000 | $ 52,000 |
| Knox County Tennessee | 2 | $ 234,000 | $ 117,000 | $ 103,000 |
| Unicoi County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 183,000 |
| Williamson County Tennessee | 2 | $ 614,000 | $ 307,000 | $ 127,000 |
| Albemarle County Virginia | 2 | $ 688,000 | $ 344,000 | $ 150,000 |
| Augusta County Virginia | 2 | $ 47,000 | $ 23,000 | $ 61,000 |
| Carroll County Virginia | 2 | $ 370,000 | $ 185,000 | $ 152,000 |
| Essex County Virginia | 2 | $ 222,000 | $ 111,000 | $ 77,000 |
| Fredericksburg County Virginia | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Grayson County Virginia | 2 | $ 388,000 | $ 194,000 | $ 1,293,000 |
| Harrisonburg County Virginia | 2 | $ 274,000 | $ 137,000 | $ 133,000 |
| New Kent County Virginia | 2 | $ 271,000 | $ 135,000 | $ 156,000 |
| Rockbridge County Virginia | 2 | $ 340,000 | $ 170,000 | $ 94,000 |
| Washington County Virginia | 2 | $ 359,000 | $ 179,000 | $ 81,000 |
| Cabell County West Virginia | 2 | $ 239,000 | $ 119,000 | $ 31,000 |
| Clay County West Virginia | 2 | $ 29,000 | $ 14,000 | $ 40,000 |
| Doddridge County West Virginia | 2 | $ 65,000 | $ 32,000 | $ 33,000 |
| Pocahontas County West Virginia | 2 | $ 408,000 | $ 204,000 | $ 115,000 |
| Hillsborough County Florida | 1 | $ 222,000 | $ 222,000 | $ 201,000 |
| Indian River County Florida | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Okaloosa County Florida | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 571,000 |
| Walton County Florida | 1 | $ 674,000 | $ 674,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Oldham County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 148,000 |
| St. Mary's County Maryland | 1 | $ 159,000 | $ 159,000 | $ 53,000 |
| Dare County North Carolina | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 55,000 |
| Mecklenburg County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 75,000 |
| Rockingham County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Rowan County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Stokes County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Warren County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 127,000 |
| Wilson County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Lexington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Hamblen County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 27,000 |
| Johnson County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 58,000 |
| Sevier County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Amelia County Virginia | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Bath County Virginia | 1 | $ 66,000 | $ 66,000 | $ 98,000 |
| Chesapeake County Virginia | 1 | $ 287,000 | $ 287,000 | $ 213,000 |
| Dinwiddie County Virginia | 1 | $ 154,000 | $ 154,000 | $ 57,000 |
| Fluvanna County Virginia | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Franklin County Virginia | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| Galax County Virginia | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 248,000 | $ 248,000 | $ 144,000 |
| Goochland County Virginia | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Nelson County Virginia | 1 | $ 310,000 | $ 310,000 | $ 149,000 |
| Newport News County Virginia | 1 | $ 170,000 | $ 170,000 | $ 161,000 |
| Norton County Virginia | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Nottoway County Virginia | 1 | $ 32,000 | $ 32,000 | $ 25,000 |
| Orange County Virginia | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Patrick County Virginia | 1 | $ 141,000 | $ 141,000 | $ 94,000 |
| Pittsylvania County Virginia | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Salem County Virginia | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Smyth County Virginia | 1 | $ 250,000 | $ 250,000 | $ 168,000 |
| Stafford County Virginia | 1 | $ 40,000 | $ 40,000 | $ 212,000 |
| York County Virginia | 1 | $ 101,000 | $ 101,000 | $ 87,000 |
| Boone County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| Calhoun County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Gilmer County West Virginia | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Hampshire County West Virginia | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Mineral County West Virginia | 1 | $ 47,000 | $ 47,000 | $ 178,000 |
| Putnam County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 174,000 |
| Roane County West Virginia | 1 | $ 23,000 | $ 23,000 | $ 33,000 |
| Tucker County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 240,000 |
| Wayne County West Virginia | 1 | $ 12,000 | $ 12,000 | $ 48,000 |
| Wetzel County West Virginia | 1 | $ 16,000 | $ 16,000 | $ 200,000 |
| Park County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,067 | $93,720,000 | $87,000 | $1,500,000 | $68,000 | $956,000 |
| Home Purchase | 922 | $85,309,000 | $92,000 | $1,900,000 | $72,000 | $2,462,000 |
| Home Improvement | 533 | $10,764,000 | $20,000 | $310,000 | $53,000 | $626,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,334 | $169,865,000 | $72,000 | $1,900,000 | $69,000 | $2,462,000 |
| Not applicable | 85 | $12,660,000 | $148,000 | $1,500,000 | $0 | $0 |
| Black or African American | 62 | $3,264,000 | $52,000 | $287,000 | $62,000 | $269,000 |
| Hispanic | 22 | $1,707,000 | $77,000 | $414,000 | $52,000 | $175,000 |
| Not Provided | 10 | $590,000 | $59,000 | $259,000 | $57,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $873,000 | $218,000 | $387,000 | $128,000 | $166,000 |
| Asian | 3 | $648,000 | $216,000 | $417,000 | $187,000 | $427,000 |
| American Indian or Alaskan Native | 2 | $186,000 | $93,000 | $150,000 | $59,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,522 | $189,793,000 | $75,000 | $1,900,000 | $66,000 | $2,462,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,018 | $158,022,000 | $78,000 | $1,900,000 | $70,000 | $2,462,000 |
| Application Denied By Financial Institution | 337 | $16,435,000 | $48,000 | $720,000 | $40,000 | $284,000 |
| Application Approved But Not Accepted | 96 | $10,897,000 | $113,000 | $443,000 | $75,000 | $505,000 |
| Application Withdrawn By Applicant | 68 | $4,106,000 | $60,000 | $387,000 | $60,000 | $202,000 |
| File Closed For Incompleteness | 3 | $333,000 | $111,000 | $200,000 | $35,000 | $43,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 267 | $11,724,000 | $43,000 | $416,000 | $41,000 | $169,000 |
| Debt-To-Income Ratio | 35 | $2,428,000 | $69,000 | $720,000 | $40,000 | $284,000 |
| Collateral | 14 | $787,000 | $56,000 | $125,000 | $44,000 | $87,000 |
| Other | 10 | $764,000 | $76,000 | $164,000 | $46,000 | $102,000 |
| Employment History | 8 | $463,000 | $57,000 | $90,000 | $25,000 | $39,000 |
| Unverifiable Information | 2 | $260,000 | $130,000 | $224,000 | $35,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $9,000 | $9,000 | $9,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.