First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,632 |
| Total Mortgage Loan Application Amount | $190,136,000 |
| Average Mortgage Loan Application Amount | $63,666 |
| Highest Mortgage Loan Application Amount | $3,400,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $1,147,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 579 | $ 26,806,000 | $ 46,000 | $ 51,000 |
| Upshur County West Virginia | 268 | $ 15,459,000 | $ 57,000 | $ 56,000 |
| Tazewell County Virginia | 182 | $ 12,475,000 | $ 68,000 | $ 66,000 |
| Nicholas County West Virginia | 141 | $ 5,036,000 | $ 35,000 | $ 49,000 |
| Washington County Tennessee | 122 | $ 15,374,000 | $ 126,000 | $ 78,000 |
| Wyoming County West Virginia | 118 | $ 3,877,000 | $ 32,000 | $ 48,000 |
| Raleigh County West Virginia | 116 | $ 10,325,000 | $ 89,000 | $ 83,000 |
| Logan County West Virginia | 108 | $ 3,720,000 | $ 34,000 | $ 53,000 |
| Taylor County West Virginia | 74 | $ 3,180,000 | $ 42,000 | $ 43,000 |
| Webster County West Virginia | 59 | $ 1,045,000 | $ 17,000 | $ 41,000 |
| Summers County West Virginia | 45 | $ 2,885,000 | $ 64,000 | $ 66,000 |
| Forsyth County North Carolina | 39 | $ 4,453,000 | $ 114,000 | $ 70,000 |
| Alexander County North Carolina | 36 | $ 3,126,000 | $ 86,000 | $ 93,000 |
| Greensville County Virginia | 35 | $ 2,214,000 | $ 63,000 | $ 58,000 |
| Monroe County West Virginia | 33 | $ 1,851,000 | $ 56,000 | $ 58,000 |
| Wythe County Virginia | 32 | $ 2,093,000 | $ 65,000 | $ 63,000 |
| Sullivan County Tennessee | 31 | $ 4,680,000 | $ 150,000 | $ 96,000 |
| Alleghany County North Carolina | 30 | $ 2,710,000 | $ 90,000 | $ 44,000 |
| McDowell County West Virginia | 28 | $ 547,000 | $ 19,000 | $ 45,000 |
| Richmond City County Virginia | 27 | $ 4,791,000 | $ 177,000 | $ 82,000 |
| Carter County Tennessee | 26 | $ 2,660,000 | $ 102,000 | $ 57,000 |
| Lewis County West Virginia | 26 | $ 2,182,000 | $ 83,000 | $ 70,000 |
| Preston County West Virginia | 22 | $ 514,000 | $ 23,000 | $ 33,000 |
| Caroline County Virginia | 19 | $ 2,554,000 | $ 134,000 | $ 102,000 |
| Henrico County Virginia | 19 | $ 5,315,000 | $ 279,000 | $ 92,000 |
| Barbour County West Virginia | 19 | $ 1,300,000 | $ 68,000 | $ 55,000 |
| Mingo County West Virginia | 17 | $ 731,000 | $ 43,000 | $ 60,000 |
| Surry County North Carolina | 16 | $ 1,750,000 | $ 109,000 | $ 102,000 |
| Bland County Virginia | 16 | $ 861,000 | $ 53,000 | $ 56,000 |
| Emporia County Virginia | 16 | $ 771,000 | $ 48,000 | $ 54,000 |
| Harrison County West Virginia | 16 | $ 2,159,000 | $ 134,000 | $ 110,000 |
| Wilkes County North Carolina | 15 | $ 989,000 | $ 65,000 | $ 43,000 |
| Russell County Virginia | 14 | $ 979,000 | $ 69,000 | $ 61,000 |
| Chesterfield County Virginia | 13 | $ 1,591,000 | $ 122,000 | $ 37,000 |
| Dickenson County Virginia | 13 | $ 569,000 | $ 43,000 | $ 62,000 |
| Greenbrier County West Virginia | 13 | $ 1,981,000 | $ 152,000 | $ 89,000 |
| Giles County Virginia | 11 | $ 1,199,000 | $ 109,000 | $ 64,000 |
| Montgomery County Virginia | 11 | $ 1,645,000 | $ 149,000 | $ 650,000 |
| Unicoi County Tennessee | 10 | $ 1,046,000 | $ 104,000 | $ 42,000 |
| Fayette County West Virginia | 10 | $ 576,000 | $ 57,000 | $ 55,000 |
| Randolph County West Virginia | 10 | $ 810,000 | $ 81,000 | $ 105,000 |
| Stokes County North Carolina | 8 | $ 519,000 | $ 64,000 | $ 43,000 |
| Carroll County Virginia | 8 | $ 1,061,000 | $ 132,000 | $ 44,000 |
| Yadkin County North Carolina | 7 | $ 661,000 | $ 94,000 | $ 64,000 |
| Monongalia County West Virginia | 6 | $ 623,000 | $ 103,000 | $ 64,000 |
| Greene County Tennessee | 5 | $ 495,000 | $ 99,000 | $ 39,000 |
| Pulaski County Virginia | 5 | $ 624,000 | $ 124,000 | $ 73,000 |
| Roanoke County Virginia | 5 | $ 1,613,000 | $ 322,000 | $ 19,000 |
| Roanoke City County Virginia | 5 | $ 1,270,000 | $ 254,000 | $ 33,000 |
| Wise County Virginia | 5 | $ 145,000 | $ 29,000 | $ 49,000 |
| Kanawha County West Virginia | 5 | $ 341,000 | $ 68,000 | $ 65,000 |
| Marion County West Virginia | 5 | $ 1,059,000 | $ 211,000 | $ 40,000 |
| Brunswick County North Carolina | 4 | $ 804,000 | $ 201,000 | $ 144,000 |
| Mecklenburg County North Carolina | 4 | $ 1,765,000 | $ 441,000 | $ 105,000 |
| Northampton County North Carolina | 4 | $ 60,000 | $ 15,000 | $ 40,000 |
| Hanover County Virginia | 4 | $ 799,000 | $ 199,000 | $ 102,000 |
| Spotsylvania County Virginia | 4 | $ 640,000 | $ 160,000 | $ 81,000 |
| Caldwell County North Carolina | 3 | $ 104,000 | $ 34,000 | $ 26,000 |
| Davidson County North Carolina | 3 | $ 571,000 | $ 190,000 | $ 110,000 |
| Iredell County North Carolina | 3 | $ 1,028,000 | $ 342,000 | $ 90,000 |
| Brunswick County Virginia | 3 | $ 16,000 | $ 5,000 | $ 20,000 |
| Buchanan County Virginia | 3 | $ 33,000 | $ 11,000 | $ 33,000 |
| Galax County Virginia | 3 | $ 198,000 | $ 66,000 | $ 60,000 |
| Grayson County Virginia | 3 | $ 91,000 | $ 30,000 | $ 49,000 |
| Braxton County West Virginia | 3 | $ 222,000 | $ 74,000 | $ 35,000 |
| Clay County West Virginia | 3 | $ 92,000 | $ 30,000 | $ 21,000 |
| Doddridge County West Virginia | 3 | $ 184,000 | $ 61,000 | $ 98,000 |
| Putnam County West Virginia | 3 | $ 232,000 | $ 77,000 | $ 85,000 |
| Buncombe County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 96,000 |
| Davie County North Carolina | 2 | $ 364,000 | $ 182,000 | $ 115,000 |
| Guilford County North Carolina | 2 | $ 328,000 | $ 164,000 | $ 82,000 |
| Halifax County North Carolina | 2 | $ 63,000 | $ 31,000 | $ 84,000 |
| Randolph County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 80,000 |
| Rockingham County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 44,000 |
| Horry County South Carolina | 2 | $ 538,000 | $ 269,000 | $ 153,000 |
| Hawkins County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 46,000 |
| Knox County Tennessee | 2 | $ 275,000 | $ 137,000 | $ 84,000 |
| Putnam County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Bristol County Virginia | 2 | $ 134,000 | $ 67,000 | $ 45,000 |
| Chesapeake County Virginia | 2 | $ 548,000 | $ 274,000 | $ 197,000 |
| Essex County Virginia | 2 | $ 224,000 | $ 112,000 | $ 96,000 |
| Patrick County Virginia | 2 | $ 136,000 | $ 68,000 | $ 56,000 |
| Sussex County Virginia | 2 | $ 58,000 | $ 29,000 | $ 89,000 |
| Cabell County West Virginia | 2 | $ 136,000 | $ 68,000 | $ 30,000 |
| Tucker County West Virginia | 2 | $ 714,000 | $ 357,000 | $ 123,000 |
| Wetzel County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Wood County West Virginia | 2 | $ 223,000 | $ 111,000 | $ 51,000 |
| Broward County Florida | 1 | $ 115,000 | $ 115,000 | $ 257,000 |
| Palm Beach County Florida | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Polk County Florida | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Chatham County Georgia | 1 | $ 159,000 | $ 159,000 | $ 56,000 |
| Gwinnett County Georgia | 1 | $ 233,000 | $ 233,000 | $ 95,000 |
| Hardin County Kentucky | 1 | $ 4,000 | $ 4,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Alamance County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Burke County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 42,000 |
| Catawba County North Carolina | 1 | $ 34,000 | $ 34,000 | $ 37,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| Scotland County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 106,000 |
| Stanly County North Carolina | 1 | $ 169,000 | $ 169,000 | $ 110,000 |
| Warren County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 84,000 |
| Watauga County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 165,000 |
| Clark County Ohio | 1 | $ 225,000 | $ 225,000 | $ 700,000 |
| Gallia County Ohio | 1 | $ 86,000 | $ 86,000 | $ 53,000 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 235,000 |
| Jefferson County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Johnson County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Rutherford County Tennessee | 1 | $ 244,000 | $ 244,000 | $ 45,000 |
| Sevier County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Craig County Virginia | 1 | $ 96,000 | $ 96,000 | $ 95,000 |
| Dinwiddie County Virginia | 1 | $ 64,000 | $ 64,000 | $ 79,000 |
| Goochland County Virginia | 1 | $ 777,000 | $ 777,000 | $ 258,000 |
| Harrisonburg County Virginia | 1 | $ 204,000 | $ 204,000 | $ 176,000 |
| James City County Virginia | 1 | $ 29,000 | $ 29,000 | $ 425,000 |
| Lynchburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Middlesex County Virginia | 1 | $ 354,000 | $ 354,000 | $ 168,000 |
| Nelson County Virginia | 1 | $ 360,000 | $ 360,000 | $ 311,000 |
| New Kent County Virginia | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Northumberland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Page County Virginia | 1 | $ 286,000 | $ 286,000 | $ 100,000 |
| Rockbridge County Virginia | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| Rockingham County Virginia | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| Southampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Suffolk County Virginia | 1 | $ 462,000 | $ 462,000 | $ 43,000 |
| Virginia Beach County Virginia | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Gilmer County West Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Ritchie County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,092 | $102,144,000 | $93,000 | $3,400,000 | $70,000 | $966,000 |
| Refinancing | 954 | $77,012,000 | $80,000 | $777,000 | $64,000 | $1,147,000 |
| Home Improvement | 586 | $10,980,000 | $18,000 | $650,000 | $48,000 | $528,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,430 | $164,417,000 | $67,000 | $1,600,000 | $65,000 | $1,147,000 |
| Not applicable | 82 | $17,493,000 | $213,000 | $3,400,000 | $8,000 | $250,000 |
| Black or African American | 76 | $4,805,000 | $63,000 | $456,000 | $57,000 | $290,000 |
| Hispanic | 31 | $1,986,000 | $64,000 | $380,000 | $47,000 | $147,000 |
| Asian | 9 | $1,067,000 | $118,000 | $283,000 | $108,000 | $278,000 |
| Not Provided | 2 | $276,000 | $138,000 | $204,000 | $109,000 | $176,000 |
| American Indian or Alaskan Native | 1 | $43,000 | $43,000 | $43,000 | $72,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $49,000 | $49,000 | $49,000 | $166,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,631 | $190,012,000 | $72,000 | $3,400,000 | $63,000 | $1,147,000 |
| VA-guaranteed (Veterans Administration) | 1 | $124,000 | $124,000 | $124,000 | $37,000 | $37,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $156,353,000 | $72,000 | $3,400,000 | $66,000 | $1,147,000 |
| Application Denied By Financial Institution | 343 | $19,498,000 | $56,000 | $1,600,000 | $41,000 | $737,000 |
| Application Approved But Not Accepted | 84 | $11,452,000 | $136,000 | $417,000 | $78,000 | $587,000 |
| Application Withdrawn By Applicant | 55 | $2,520,000 | $45,000 | $250,000 | $45,000 | $190,000 |
| File Closed For Incompleteness | 3 | $313,000 | $104,000 | $200,000 | $62,000 | $89,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 223 | $11,003,000 | $49,000 | $1,600,000 | $39,000 | $737,000 |
| Debt-To-Income Ratio | 78 | $3,778,000 | $48,000 | $225,000 | $35,000 | $120,000 |
| Collateral | 26 | $3,386,000 | $130,000 | $622,000 | $76,000 | $498,000 |
| Other | 8 | $633,000 | $79,000 | $259,000 | $36,000 | $79,000 |
| Employment History | 4 | $238,000 | $59,000 | $128,000 | $31,000 | $55,000 |
| Unverifiable Information | 3 | $428,000 | $142,000 | $198,000 | $65,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $32,000 | $32,000 | $32,000 | $10,000 | $10,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.