First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,120 |
| Total Mortgage Loan Application Amount | $219,172,000 |
| Average Mortgage Loan Application Amount | $131,761 |
| Highest Mortgage Loan Application Amount | $4,950,000 |
| Average Applicant Income | $99,142 |
| Highest Applicant Income | $2,926,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 644 | $ 33,366,000 | $ 51,000 | $ 59,000 |
| Upshur County West Virginia | 273 | $ 14,473,000 | $ 53,000 | $ 40,000 |
| Nicholas County West Virginia | 211 | $ 6,058,000 | $ 28,000 | $ 35,000 |
| Washington County Tennessee | 184 | $ 22,104,000 | $ 120,000 | $ 69,000 |
| Tazewell County Virginia | 170 | $ 9,531,000 | $ 56,000 | $ 53,000 |
| Raleigh County West Virginia | 147 | $ 10,503,000 | $ 71,000 | $ 42,000 |
| Logan County West Virginia | 113 | $ 2,359,000 | $ 20,000 | $ 38,000 |
| Wyoming County West Virginia | 86 | $ 2,412,000 | $ 28,000 | $ 38,000 |
| Taylor County West Virginia | 76 | $ 3,356,000 | $ 44,000 | $ 36,000 |
| Alexander County North Carolina | 64 | $ 3,251,000 | $ 50,000 | $ 33,000 |
| Webster County West Virginia | 62 | $ 1,320,000 | $ 21,000 | $ 31,000 |
| Summers County West Virginia | 61 | $ 3,033,000 | $ 49,000 | $ 39,000 |
| Sullivan County Tennessee | 50 | $ 4,954,000 | $ 99,000 | $ 44,000 |
| Preston County West Virginia | 46 | $ 1,640,000 | $ 35,000 | $ 34,000 |
| Forsyth County North Carolina | 42 | $ 4,638,000 | $ 110,000 | $ 61,000 |
| Carter County Tennessee | 41 | $ 4,129,000 | $ 100,000 | $ 49,000 |
| Harrison County West Virginia | 41 | $ 4,285,000 | $ 104,000 | $ 104,000 |
| Monroe County West Virginia | 36 | $ 1,798,000 | $ 49,000 | $ 40,000 |
| Henrico County Virginia | 33 | $ 3,834,000 | $ 116,000 | $ 59,000 |
| Alleghany County North Carolina | 31 | $ 2,588,000 | $ 83,000 | $ 52,000 |
| Greensville County Virginia | 31 | $ 1,211,000 | $ 39,000 | $ 51,000 |
| Wilkes County North Carolina | 30 | $ 1,619,000 | $ 53,000 | $ 46,000 |
| Fayette County West Virginia | 30 | $ 2,169,000 | $ 72,000 | $ 58,000 |
| Lewis County West Virginia | 29 | $ 1,481,000 | $ 51,000 | $ 43,000 |
| Richmond City County Virginia | 28 | $ 7,395,000 | $ 264,000 | $ 117,000 |
| McDowell County West Virginia | 28 | $ 392,000 | $ 14,000 | $ 30,000 |
| Chesterfield County Virginia | 25 | $ 3,676,000 | $ 147,000 | $ 75,000 |
| Barbour County West Virginia | 25 | $ 1,395,000 | $ 55,000 | $ 33,000 |
| Mingo County West Virginia | 24 | $ 571,000 | $ 23,000 | $ 47,000 |
| Surry County North Carolina | 22 | $ 1,812,000 | $ 82,000 | $ 47,000 |
| Monongalia County West Virginia | 22 | $ 1,733,000 | $ 78,000 | $ 59,000 |
| Alleghany County Virginia | 20 | $ 682,000 | $ 34,000 | $ 37,000 |
| Caroline County Virginia | 20 | $ 2,414,000 | $ 120,000 | $ 72,000 |
| Montgomery County Virginia | 20 | $ 7,319,000 | $ 365,000 | $ 56,000 |
| Wythe County Virginia | 19 | $ 664,000 | $ 34,000 | $ 38,000 |
| Bland County Virginia | 18 | $ 1,265,000 | $ 70,000 | $ 42,000 |
| Emporia County Virginia | 18 | $ 810,000 | $ 45,000 | $ 59,000 |
| Unicoi County Tennessee | 14 | $ 1,435,000 | $ 102,000 | $ 73,000 |
| Greenbrier County West Virginia | 13 | $ 980,000 | $ 75,000 | $ 65,000 |
| Dickenson County Virginia | 10 | $ 453,000 | $ 45,000 | $ 31,000 |
| Spotsylvania County Virginia | 10 | $ 1,769,000 | $ 176,000 | $ 76,000 |
| Davidson County North Carolina | 9 | $ 1,577,000 | $ 175,000 | $ 57,000 |
| Mecklenburg County North Carolina | 9 | $ 2,090,000 | $ 232,000 | $ 115,000 |
| Yadkin County North Carolina | 8 | $ 943,000 | $ 117,000 | $ 51,000 |
| Carroll County Virginia | 8 | $ 809,000 | $ 101,000 | $ 76,000 |
| Russell County Virginia | 8 | $ 520,000 | $ 65,000 | $ 52,000 |
| Greene County Tennessee | 7 | $ 503,000 | $ 71,000 | $ 31,000 |
| Randolph County West Virginia | 7 | $ 337,000 | $ 48,000 | $ 25,000 |
| Brunswick County Virginia | 6 | $ 316,000 | $ 52,000 | $ 43,000 |
| Hanover County Virginia | 6 | $ 674,000 | $ 112,000 | $ 59,000 |
| Marion County West Virginia | 6 | $ 496,000 | $ 82,000 | $ 33,000 |
| Guilford County North Carolina | 5 | $ 425,000 | $ 85,000 | $ 48,000 |
| Iredell County North Carolina | 5 | $ 523,000 | $ 104,000 | $ 47,000 |
| Johnson County Tennessee | 5 | $ 492,000 | $ 98,000 | $ 36,000 |
| Sussex County Virginia | 5 | $ 74,000 | $ 14,000 | $ 25,000 |
| Kanawha County West Virginia | 5 | $ 749,000 | $ 149,000 | $ 67,000 |
| Knox County Tennessee | 4 | $ 399,000 | $ 99,000 | $ 29,000 |
| Giles County Virginia | 4 | $ 252,000 | $ 63,000 | $ 36,000 |
| Wise County Virginia | 4 | $ 132,000 | $ 33,000 | $ 30,000 |
| Braxton County West Virginia | 4 | $ 96,000 | $ 24,000 | $ 33,000 |
| Gilmer County West Virginia | 4 | $ 266,000 | $ 66,000 | $ 20,000 |
| Brunswick County North Carolina | 3 | $ 648,000 | $ 216,000 | $ 212,000 |
| Catawba County North Carolina | 3 | $ 276,000 | $ 92,000 | $ 27,000 |
| Davie County North Carolina | 3 | $ 207,000 | $ 69,000 | $ 105,000 |
| Wake County North Carolina | 3 | $ 853,000 | $ 284,000 | $ 175,000 |
| Horry County South Carolina | 3 | $ 654,000 | $ 218,000 | $ 86,000 |
| Hawkins County Tennessee | 3 | $ 226,000 | $ 75,000 | $ 29,000 |
| Charlotte County Virginia | 3 | $ 33,000 | $ 11,000 | $ 33,000 |
| Essex County Virginia | 3 | $ 1,381,000 | $ 460,000 | $ 67,000 |
| Radford County Virginia | 3 | $ 342,000 | $ 114,000 | $ 109,000 |
| Roanoke City County Virginia | 3 | $ 293,000 | $ 97,000 | $ 59,000 |
| Southampton County Virginia | 3 | $ 108,000 | $ 36,000 | $ 58,000 |
| Stafford County Virginia | 3 | $ 423,000 | $ 141,000 | $ 48,000 |
| Virginia Beach County Virginia | 3 | $ 1,049,000 | $ 349,000 | $ 0 |
| Washington County Virginia | 3 | $ 465,000 | $ 155,000 | $ 62,000 |
| Boone County West Virginia | 3 | $ 86,000 | $ 28,000 | $ 25,000 |
| Doddridge County West Virginia | 3 | $ 363,000 | $ 121,000 | $ 180,000 |
| Miami-Dade County Florida | 2 | $ 1,001,000 | $ 500,000 | $ 79,000 |
| Palm Beach County Florida | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Cabarrus County North Carolina | 2 | $ 567,000 | $ 283,000 | $ 252,000 |
| Caldwell County North Carolina | 2 | $ 61,000 | $ 30,000 | $ 45,000 |
| Dare County North Carolina | 2 | $ 2,015,000 | $ 1,007,000 | $ 264,000 |
| Gaston County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 610,000 |
| Johnston County North Carolina | 2 | $ 61,000 | $ 30,000 | $ 52,000 |
| Northampton County North Carolina | 2 | $ 15,000 | $ 7,000 | $ 49,000 |
| Rowan County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 0 |
| Stokes County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 96,000 |
| Union County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 129,000 |
| Watauga County North Carolina | 2 | $ 458,000 | $ 229,000 | $ 38,000 |
| Covington County Virginia | 2 | $ 104,000 | $ 52,000 | $ 30,000 |
| Harrisonburg County Virginia | 2 | $ 423,000 | $ 211,000 | $ 70,000 |
| Henry County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Cabell County West Virginia | 2 | $ 70,000 | $ 35,000 | $ 125,000 |
| Clay County West Virginia | 2 | $ 22,000 | $ 11,000 | $ 16,000 |
| Putnam County West Virginia | 2 | $ 152,000 | $ 76,000 | $ 76,000 |
| Middlesex County Connecticut | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Brevard County Florida | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
| Nassau County Florida | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Cobb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 131,000 |
| Fulton County Georgia | 1 | $ 170,000 | $ 170,000 | $ 900,000 |
| Letcher County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Worcester County Maryland | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Avery County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Burke County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 464,000 | $ 464,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 1,175,000 | $ 1,175,000 | $ 166,000 |
| Rockingham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 308,000 |
| Stanly County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 99,000 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 436,000 |
| Florence County South Carolina | 1 | $ 269,000 | $ 269,000 | $ 413,000 |
| Georgetown County South Carolina | 1 | $ 821,000 | $ 821,000 | $ 733,000 |
| Richland County South Carolina | 1 | $ 572,000 | $ 572,000 | $ 332,000 |
| York County South Carolina | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 66,000 |
| Sevier County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Dallas County Texas | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Albemarle County Virginia | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Bath County Virginia | 1 | $ 52,000 | $ 52,000 | $ 57,000 |
| Botetourt County Virginia | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Bristol County Virginia | 1 | $ 119,000 | $ 119,000 | $ 51,000 |
| Buchanan County Virginia | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
| Charlottesville County Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 244,000 | $ 244,000 | $ 28,000 |
| Fairfax County Virginia | 1 | $ 50,000 | $ 50,000 | $ 553,000 |
| Franklin County Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Goochland County Virginia | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| Grayson County Virginia | 1 | $ 43,000 | $ 43,000 | $ 60,000 |
| Greene County Virginia | 1 | $ 230,000 | $ 230,000 | $ 2,926,000 |
| King George County Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Mecklenburg County Virginia | 1 | $ 207,000 | $ 207,000 | $ 155,000 |
| Petersburg County Virginia | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 128,000 | $ 128,000 | $ 222,000 |
| Pulaski County Virginia | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Roanoke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Rockingham County Virginia | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| York County Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Lincoln County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 23,000 |
| Pocahontas County West Virginia | 1 | $ 503,000 | $ 503,000 | $ 217,000 |
| Tucker County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wetzel County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 36,000 |
| Wood County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 234,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,389 | $117,587,000 | $177,444 | $1,705,000 | $146,444 | $2,926,000 |
| Refinancing | 1,049 | $89,133,000 | $164,833 | $4,950,000 | $85,500 | $547,000 |
| Home Improvement | 682 | $12,452,000 | $30,166 | $1,300,000 | $41,833 | $610,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,860 | $179,697,000 | $127,909 | $1,812,000 | $121,636 | $2,926,000 |
| Not applicable | 123 | $30,733,000 | $206,000 | $4,950,000 | $4,666 | $159,000 |
| Black or African American | 87 | $3,115,000 | $46,750 | $188,000 | $42,500 | $498,000 |
| Hispanic | 29 | $3,329,000 | $232,750 | $626,000 | $70,500 | $186,000 |
| Asian | 10 | $1,409,000 | $123,250 | $428,000 | $123,000 | $420,000 |
| American Indian or Alaskan Native | 4 | $161,000 | $40,000 | $83,000 | $77,500 | $192,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $533,000 | $160,666 | $315,000 | $116,000 | $245,000 |
| Not Provided | 3 | $195,000 | $77,500 | $115,000 | $48,500 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,117 | $218,874,000 | $142,181 | $4,950,000 | $118,272 | $2,926,000 |
| VA-guaranteed (Veterans Administration) | 3 | $298,000 | $99,333 | $138,000 | $26,000 | $34,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,479 | $178,735,000 | $120,272 | $4,950,000 | $115,272 | $2,926,000 |
| Application Denied By Financial Institution | 434 | $21,209,000 | $189,833 | $821,000 | $102,000 | $733,000 |
| Application Withdrawn By Applicant | 136 | $9,475,000 | $191,500 | $1,812,000 | $79,500 | $465,000 |
| Application Approved But Not Accepted | 71 | $9,753,000 | $214,800 | $650,000 | $65,400 | $516,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 313 | $12,493,000 | $142,400 | $821,000 | $108,400 | $733,000 |
| Debt-To-Income Ratio | 71 | $4,881,000 | $135,400 | $405,000 | $46,400 | $250,000 |
| Collateral | 35 | $3,489,000 | $179,400 | $750,000 | $105,000 | $332,000 |
| Employment History | 7 | $202,000 | $31,000 | $70,000 | $31,000 | $78,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $43,000 | $15,000 | $18,000 | $24,500 | $30,000 |
| Other | 3 | $58,000 | $18,000 | $30,000 | $20,000 | $31,000 |
| Unverifiable Information | 1 | $3,000 | $3,000 | $3,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $40,000 | $40,000 | $40,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.