First Community Bank, N. A.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank, N. A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank, N. A. P O Box 989 Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,070 |
| Total Mortgage Loan Application Amount | $161,761,000 |
| Average Mortgage Loan Application Amount | $91,526 |
| Highest Mortgage Loan Application Amount | $1,375,000 |
| Average Applicant Income | $72,473 |
| Highest Applicant Income | $1,680,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 736 | $ 32,041,000 | $ 43,000 | $ 46,000 |
| Upshur County West Virginia | 338 | $ 16,526,000 | $ 48,000 | $ 37,000 |
| Nicholas County West Virginia | 256 | $ 5,999,000 | $ 23,000 | $ 34,000 |
| Tazewell County Virginia | 173 | $ 10,236,000 | $ 59,000 | $ 89,000 |
| Logan County West Virginia | 133 | $ 4,310,000 | $ 32,000 | $ 35,000 |
| Raleigh County West Virginia | 130 | $ 9,697,000 | $ 74,000 | $ 55,000 |
| Taylor County West Virginia | 105 | $ 4,339,000 | $ 41,000 | $ 35,000 |
| Wyoming County West Virginia | 104 | $ 2,798,000 | $ 26,000 | $ 45,000 |
| Alexander County North Carolina | 93 | $ 6,081,000 | $ 65,000 | $ 36,000 |
| Webster County West Virginia | 70 | $ 1,864,000 | $ 26,000 | $ 29,000 |
| Alleghany County North Carolina | 58 | $ 3,564,000 | $ 61,000 | $ 36,000 |
| Summers County West Virginia | 51 | $ 2,923,000 | $ 57,000 | $ 47,000 |
| Mingo County West Virginia | 44 | $ 1,021,000 | $ 23,000 | $ 39,000 |
| Richmond City County Virginia | 41 | $ 7,034,000 | $ 171,000 | $ 81,000 |
| Lewis County West Virginia | 39 | $ 1,786,000 | $ 45,000 | $ 46,000 |
| Wythe County Virginia | 37 | $ 1,193,000 | $ 32,000 | $ 46,000 |
| Monroe County West Virginia | 37 | $ 2,267,000 | $ 61,000 | $ 38,000 |
| Preston County West Virginia | 35 | $ 952,000 | $ 27,000 | $ 31,000 |
| Alleghany County Virginia | 34 | $ 1,521,000 | $ 44,000 | $ 43,000 |
| Henrico County Virginia | 33 | $ 3,322,000 | $ 100,000 | $ 118,000 |
| McDowell County West Virginia | 33 | $ 573,000 | $ 17,000 | $ 51,000 |
| Forsyth County North Carolina | 32 | $ 2,798,000 | $ 87,000 | $ 75,000 |
| Wilkes County North Carolina | 31 | $ 1,658,000 | $ 53,000 | $ 44,000 |
| Greensville County Virginia | 29 | $ 843,000 | $ 29,000 | $ 38,000 |
| Surry County North Carolina | 27 | $ 1,869,000 | $ 69,000 | $ 29,000 |
| Harrison County West Virginia | 26 | $ 1,046,000 | $ 40,000 | $ 34,000 |
| Fayette County West Virginia | 23 | $ 1,366,000 | $ 59,000 | $ 43,000 |
| Iredell County North Carolina | 16 | $ 1,466,000 | $ 91,000 | $ 24,000 |
| Bland County Virginia | 16 | $ 849,000 | $ 53,000 | $ 44,000 |
| Yadkin County North Carolina | 12 | $ 765,000 | $ 63,000 | $ 36,000 |
| Emporia County Virginia | 12 | $ 533,000 | $ 44,000 | $ 59,000 |
| Barbour County West Virginia | 12 | $ 656,000 | $ 54,000 | $ 35,000 |
| Stokes County North Carolina | 11 | $ 816,000 | $ 74,000 | $ 42,000 |
| Dickenson County Virginia | 11 | $ 460,000 | $ 41,000 | $ 32,000 |
| Greenbrier County West Virginia | 11 | $ 507,000 | $ 46,000 | $ 36,000 |
| Chesterfield County Virginia | 10 | $ 1,042,000 | $ 104,000 | $ 80,000 |
| Rockingham County Virginia | 10 | $ 648,000 | $ 64,000 | $ 77,000 |
| Monongalia County West Virginia | 10 | $ 438,000 | $ 43,000 | $ 145,000 |
| Pulaski County Virginia | 8 | $ 846,000 | $ 105,000 | $ 76,000 |
| Buchanan County Virginia | 7 | $ 349,000 | $ 49,000 | $ 56,000 |
| Davidson County North Carolina | 6 | $ 1,673,000 | $ 278,000 | $ 33,000 |
| Carroll County Virginia | 6 | $ 740,000 | $ 123,000 | $ 68,000 |
| Doddridge County West Virginia | 6 | $ 321,000 | $ 53,000 | $ 37,000 |
| Marion County West Virginia | 6 | $ 416,000 | $ 69,000 | $ 66,000 |
| Catawba County North Carolina | 5 | $ 538,000 | $ 107,000 | $ 93,000 |
| Horry County South Carolina | 5 | $ 490,000 | $ 98,000 | $ 100,000 |
| Giles County Virginia | 5 | $ 481,000 | $ 96,000 | $ 77,000 |
| Montgomery County Virginia | 5 | $ 861,000 | $ 172,000 | $ 98,000 |
| Russell County Virginia | 5 | $ 210,000 | $ 42,000 | $ 78,000 |
| Braxton County West Virginia | 5 | $ 115,000 | $ 23,000 | $ 39,000 |
| Kanawha County West Virginia | 5 | $ 733,000 | $ 146,000 | $ 83,000 |
| Washington County Virginia | 4 | $ 219,000 | $ 54,000 | $ 60,000 |
| Wise County Virginia | 4 | $ 140,000 | $ 35,000 | $ 43,000 |
| Randolph County West Virginia | 4 | $ 373,000 | $ 93,000 | $ 25,000 |
| Brunswick County North Carolina | 3 | $ 213,000 | $ 71,000 | $ 149,000 |
| Cabarrus County North Carolina | 3 | $ 1,415,000 | $ 471,000 | $ 87,000 |
| Caldwell County North Carolina | 3 | $ 190,000 | $ 63,000 | $ 35,000 |
| Davie County North Carolina | 3 | $ 321,000 | $ 107,000 | $ 25,000 |
| Guilford County North Carolina | 3 | $ 1,495,000 | $ 498,000 | $ 614,000 |
| Rowan County North Carolina | 3 | $ 461,000 | $ 153,000 | $ 32,000 |
| Knox County Tennessee | 3 | $ 300,000 | $ 100,000 | $ 84,000 |
| Bath County Virginia | 3 | $ 261,000 | $ 87,000 | $ 52,000 |
| Brunswick County Virginia | 3 | $ 89,000 | $ 29,000 | $ 58,000 |
| Patrick County Virginia | 3 | $ 529,000 | $ 176,000 | $ 218,000 |
| Roanoke County Virginia | 3 | $ 506,000 | $ 168,000 | $ 112,000 |
| Putnam County West Virginia | 3 | $ 177,000 | $ 59,000 | $ 135,000 |
| Burke County North Carolina | 2 | $ 345,000 | $ 172,000 | $ 28,000 |
| Washington County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 128,000 |
| Augusta County Virginia | 2 | $ 116,000 | $ 58,000 | $ 84,000 |
| Bedford County Virginia | 2 | $ 273,000 | $ 136,000 | $ 68,000 |
| Botetourt County Virginia | 2 | $ 38,000 | $ 19,000 | $ 45,000 |
| Covington County Virginia | 2 | $ 87,000 | $ 43,000 | $ 27,000 |
| Hanover County Virginia | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Norton County Virginia | 2 | $ 91,000 | $ 45,000 | $ 40,000 |
| Pittsylvania County Virginia | 2 | $ 766,000 | $ 383,000 | $ 32,000 |
| Radford County Virginia | 2 | $ 190,000 | $ 95,000 | $ 116,000 |
| Roanoke City County Virginia | 2 | $ 96,000 | $ 48,000 | $ 26,000 |
| Southampton County Virginia | 2 | $ 95,000 | $ 47,000 | $ 65,000 |
| Boone County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Lincoln County West Virginia | 2 | $ 6,000 | $ 3,000 | $ 44,000 |
| Mineral County West Virginia | 2 | $ 252,000 | $ 126,000 | $ 321,000 |
| Pocahontas County West Virginia | 2 | $ 520,000 | $ 260,000 | $ 54,000 |
| Alachua County Florida | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Levy County Florida | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Okaloosa County Florida | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| St. Johns County Florida | 1 | $ 700,000 | $ 700,000 | $ 130,000 |
| Cook County Illinois | 1 | $ 393,000 | $ 393,000 | $ 90,000 |
| Alamance County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 186,000 |
| Ashe County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 29,000 |
| Carteret County North Carolina | 1 | $ 1,375,000 | $ 1,375,000 | $ 167,000 |
| Edgecombe County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 31,000 |
| Hoke County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Johnston County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 310,000 |
| Northampton County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Randolph County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 47,000 |
| Rockingham County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 151,000 |
| Watauga County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| Allegheny County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Greene County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 82,000 |
| Beaufort County South Carolina | 1 | $ 680,000 | $ 680,000 | $ 480,000 |
| Clarendon County South Carolina | 1 | $ 43,000 | $ 43,000 | $ 72,000 |
| Jefferson County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Rutherford County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| Sullivan County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Charlotte County Virginia | 1 | $ 1,000 | $ 1,000 | $ 17,000 |
| Goochland County Virginia | 1 | $ 128,000 | $ 128,000 | $ 161,000 |
| Grayson County Virginia | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Harrisonburg County Virginia | 1 | $ 98,000 | $ 98,000 | $ 118,000 |
| Hopewell County Virginia | 1 | $ 51,000 | $ 51,000 | $ 0 |
| James City County Virginia | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
| King William County Virginia | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Louisa County Virginia | 1 | $ 104,000 | $ 104,000 | $ 113,000 |
| Newport News County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Page County Virginia | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Smyth County Virginia | 1 | $ 92,000 | $ 92,000 | $ 74,000 |
| Sussex County Virginia | 1 | $ 81,000 | $ 81,000 | $ 87,000 |
| Gilmer County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank, N. A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,217 | $77,430,000 | $166,000 | $1,375,000 | $85,875 | $1,680,000 |
| Refinancing | 1,039 | $73,222,000 | $65,750 | $1,024,000 | $69,500 | $1,449,000 |
| Home Improvement | 814 | $11,109,000 | $21,142 | $840,000 | $58,857 | $812,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,812 | $136,986,000 | $143,125 | $1,375,000 | $85,625 | $1,680,000 |
| Not applicable | 132 | $18,697,000 | $153,333 | $972,000 | $10,333 | $206,000 |
| Black or African American | 70 | $2,375,000 | $33,333 | $230,000 | $51,333 | $217,000 |
| Hispanic | 25 | $697,000 | $109,500 | $199,000 | $128,000 | $226,000 |
| Not Provided | 19 | $1,123,000 | $61,666 | $175,000 | $79,666 | $399,000 |
| Asian | 9 | $1,519,000 | $239,500 | $415,000 | $241,500 | $671,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $173,000 | $86,500 | $140,000 | $52,000 | $72,000 |
| American Indian or Alaskan Native | 1 | $191,000 | $191,000 | $191,000 | $60,000 | $60,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,070 | $161,761,000 | $144,250 | $1,375,000 | $82,750 | $1,680,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,479 | $142,426,000 | $150,250 | $1,375,000 | $84,000 | $1,680,000 |
| Application Denied By Financial Institution | 458 | $12,078,000 | $39,500 | $200,000 | $60,250 | $246,000 |
| Application Withdrawn By Applicant | 127 | $6,884,000 | $135,333 | $840,000 | $43,666 | $360,000 |
| Application Approved But Not Accepted | 5 | $313,000 | $71,666 | $128,000 | $80,333 | $161,000 |
| File Closed For Incompleteness | 1 | $60,000 | $60,000 | $60,000 | $17,000 | $17,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 358 | $8,828,000 | $37,250 | $200,000 | $58,500 | $146,000 |
| Debt-To-Income Ratio | 62 | $1,978,000 | $64,333 | $193,000 | $45,000 | $246,000 |
| Collateral | 20 | $761,000 | $38,000 | $75,000 | $39,500 | $73,000 |
| Employment History | 9 | $194,000 | $26,500 | $66,000 | $19,500 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $263,000 | $43,000 | $100,000 | $21,000 | $51,000 |
| Other | 3 | $54,000 | $18,000 | $29,000 | $36,000 | $44,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.