First Community Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,170 |
| Total Mortgage Loan Application Amount | $453,510,000 |
| Average Mortgage Loan Application Amount | $177,400 |
| Highest Mortgage Loan Application Amount | $16,255,000 |
| Average Applicant Income | $92,200 |
| Highest Applicant Income | $4,872,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 314 | $ 46,530,000 | $ 148,000 | $ 85,000 |
| Nicholas County West Virginia | 193 | $ 28,365,000 | $ 146,000 | $ 89,000 |
| Raleigh County West Virginia | 146 | $ 27,180,000 | $ 186,000 | $ 119,000 |
| Tazewell County Virginia | 124 | $ 19,180,000 | $ 154,000 | $ 100,000 |
| Upshur County West Virginia | 96 | $ 13,510,000 | $ 140,000 | $ 88,000 |
| Montgomery County Virginia | 84 | $ 51,400,000 | $ 611,000 | $ 130,000 |
| Washington County Virginia | 71 | $ 11,835,000 | $ 166,000 | $ 64,000 |
| Wythe County Virginia | 56 | $ 10,500,000 | $ 187,000 | $ 92,000 |
| Watauga County North Carolina | 49 | $ 10,855,000 | $ 221,000 | $ 118,000 |
| Alexander County North Carolina | 44 | $ 9,000,000 | $ 204,000 | $ 100,000 |
| Pulaski County Virginia | 44 | $ 8,430,000 | $ 191,000 | $ 85,000 |
| Surry County North Carolina | 42 | $ 5,940,000 | $ 141,000 | $ 73,000 |
| Richmond City County Virginia | 39 | $ 24,425,000 | $ 626,000 | $ 190,000 |
| Smyth County Virginia | 39 | $ 7,365,000 | $ 188,000 | $ 86,000 |
| Wilkes County North Carolina | 38 | $ 6,340,000 | $ 166,000 | $ 94,000 |
| Sullivan County Tennessee | 37 | $ 5,805,000 | $ 156,000 | $ 79,000 |
| Fayette County West Virginia | 36 | $ 5,950,000 | $ 165,000 | $ 102,000 |
| Alleghany County North Carolina | 32 | $ 4,470,000 | $ 139,000 | $ 73,000 |
| Wyoming County West Virginia | 32 | $ 3,640,000 | $ 113,000 | $ 82,000 |
| Washington County Tennessee | 30 | $ 12,760,000 | $ 425,000 | $ 138,000 |
| Carroll County Virginia | 30 | $ 3,600,000 | $ 120,000 | $ 58,000 |
| Monroe County West Virginia | 29 | $ 4,905,000 | $ 169,000 | $ 110,000 |
| Webster County West Virginia | 29 | $ 2,945,000 | $ 101,000 | $ 59,000 |
| Bristol County Virginia | 28 | $ 3,290,000 | $ 117,000 | $ 300,000 |
| Taylor County West Virginia | 26 | $ 3,700,000 | $ 142,000 | $ 64,000 |
| Summers County West Virginia | 23 | $ 3,545,000 | $ 154,000 | $ 100,000 |
| Harrison County West Virginia | 21 | $ 3,475,000 | $ 165,000 | $ 104,000 |
| Forsyth County North Carolina | 19 | $ 2,535,000 | $ 133,000 | $ 176,000 |
| Iredell County North Carolina | 19 | $ 4,415,000 | $ 232,000 | $ 97,000 |
| Henrico County Virginia | 19 | $ 4,575,000 | $ 240,000 | $ 140,000 |
| Catawba County North Carolina | 18 | $ 5,490,000 | $ 305,000 | $ 138,000 |
| Giles County Virginia | 18 | $ 2,730,000 | $ 151,000 | $ 69,000 |
| Chesterfield County Virginia | 13 | $ 3,135,000 | $ 241,000 | $ 112,000 |
| Russell County Virginia | 13 | $ 2,145,000 | $ 165,000 | $ 103,000 |
| Lewis County West Virginia | 13 | $ 1,925,000 | $ 148,000 | $ 81,000 |
| Yadkin County North Carolina | 12 | $ 1,240,000 | $ 103,000 | $ 93,000 |
| Roanoke County Virginia | 12 | $ 2,810,000 | $ 234,000 | $ 114,000 |
| Avery County North Carolina | 11 | $ 2,475,000 | $ 225,000 | $ 76,000 |
| Floyd County Virginia | 11 | $ 3,745,000 | $ 340,000 | $ 138,000 |
| Radford County Virginia | 11 | $ 3,405,000 | $ 309,000 | $ 74,000 |
| Barbour County West Virginia | 11 | $ 1,295,000 | $ 117,000 | $ 69,000 |
| Kanawha County West Virginia | 10 | $ 1,870,000 | $ 187,000 | $ 104,000 |
| Dickenson County Virginia | 9 | $ 865,000 | $ 96,000 | $ 61,000 |
| Galax County Virginia | 9 | $ 2,215,000 | $ 246,000 | $ 34,000 |
| Roanoke City County Virginia | 9 | $ 6,205,000 | $ 689,000 | $ 137,000 |
| Braxton County West Virginia | 8 | $ 1,560,000 | $ 195,000 | $ 86,000 |
| Logan County West Virginia | 8 | $ 780,000 | $ 97,000 | $ 38,000 |
| Ashe County North Carolina | 7 | $ 1,885,000 | $ 269,000 | $ 64,000 |
| Mecklenburg County North Carolina | 7 | $ 1,455,000 | $ 207,000 | $ 247,000 |
| Grayson County Virginia | 7 | $ 1,015,000 | $ 145,000 | $ 53,000 |
| Randolph County West Virginia | 7 | $ 1,125,000 | $ 160,000 | $ 74,000 |
| Stokes County North Carolina | 6 | $ 1,040,000 | $ 173,000 | $ 66,000 |
| Carter County Tennessee | 6 | $ 1,040,000 | $ 173,000 | $ 90,000 |
| Hanover County Virginia | 6 | $ 2,630,000 | $ 438,000 | $ 200,000 |
| Gilmer County West Virginia | 6 | $ 1,530,000 | $ 255,000 | $ 80,000 |
| Marion County West Virginia | 6 | $ 760,000 | $ 126,000 | $ 112,000 |
| Monongalia County West Virginia | 6 | $ 1,330,000 | $ 221,000 | $ 232,000 |
| Hawkins County Tennessee | 5 | $ 915,000 | $ 183,000 | $ 183,000 |
| Bland County Virginia | 5 | $ 915,000 | $ 183,000 | $ 74,000 |
| Buchanan County Virginia | 5 | $ 745,000 | $ 149,000 | $ 97,000 |
| Greenbrier County West Virginia | 5 | $ 1,235,000 | $ 247,000 | $ 198,000 |
| McDowell County West Virginia | 5 | $ 355,000 | $ 71,000 | $ 63,000 |
| Burke County North Carolina | 4 | $ 1,730,000 | $ 432,000 | $ 139,000 |
| Caldwell County North Carolina | 4 | $ 1,670,000 | $ 417,000 | $ 105,000 |
| Brunswick County North Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 139,000 |
| Beaufort County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 185,000 |
| Greene County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 95,000 |
| Craig County Virginia | 3 | $ 825,000 | $ 275,000 | $ 152,000 |
| Cabell County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 58,000 |
| Preston County West Virginia | 3 | $ 615,000 | $ 205,000 | $ 41,000 |
| Davie County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Wake County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 135,000 |
| Johnson County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Sevier County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Bedford County Virginia | 2 | $ 590,000 | $ 295,000 | $ 83,000 |
| Franklin County Virginia | 2 | $ 5,180,000 | $ 2,590,000 | $ 124,000 |
| Greensville County Virginia | 2 | $ 400,000 | $ 200,000 | $ 149,000 |
| Hopewell County Virginia | 2 | $ 190,000 | $ 95,000 | $ 0 |
| New Kent County Virginia | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Clay County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Pocahontas County West Virginia | 2 | $ 460,000 | $ 230,000 | $ 199,000 |
| Monroe County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 631,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 108,000 |
| Osceola County Florida | 1 | $ 475,000 | $ 475,000 | $ 225,000 |
| Polk County Florida | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Chatham County Georgia | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Spalding County Georgia | 1 | $ 465,000 | $ 465,000 | $ 113,000 |
| Walker County Georgia | 1 | $ 495,000 | $ 495,000 | $ 113,000 |
| Cabarrus County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Dare County North Carolina | 1 | $ 785,000 | $ 785,000 | $ 231,000 |
| Guilford County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Montgomery County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 117,000 |
| Northampton County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 207,000 |
| Pender County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Allegheny County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Charleston County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 424,000 |
| Florence County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Horry County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 791,000 |
| Blount County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Hamblen County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 293,000 |
| Jefferson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 179,000 |
| Unicoi County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Alleghany County Virginia | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Amelia County Virginia | 1 | $ 255,000 | $ 255,000 | $ 350,000 |
| Amherst County Virginia | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Botetourt County Virginia | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Brunswick County Virginia | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Danville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Emporia County Virginia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Essex County Virginia | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Fluvanna County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Goochland County Virginia | 1 | $ 655,000 | $ 655,000 | $ 374,000 |
| Isle of Wight County Virginia | 1 | $ 445,000 | $ 445,000 | $ 390,000 |
| Mathews County Virginia | 1 | $ 445,000 | $ 445,000 | $ 361,000 |
| Mecklenburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Nelson County Virginia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Norfolk County Virginia | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Patrick County Virginia | 1 | $ 495,000 | $ 495,000 | $ 153,000 |
| Petersburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Scott County Virginia | 1 | $ 485,000 | $ 485,000 | $ 283,000 |
| Stafford County Virginia | 1 | $ 295,000 | $ 295,000 | $ 43,000 |
| Staunton County Virginia | 1 | $ 4,605,000 | $ 4,605,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 2,085,000 | $ 2,085,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Wise County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Putnam County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Tucker County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,015 | $215,125,000 | $211,000 | $16,255,000 | $104,000 | $4,872,000 |
| Home Purchase | 927 | $201,125,000 | $216,000 | $7,775,000 | $96,000 | $3,246,000 |
| Cash-out Refinancing | 96 | $22,180,000 | $231,000 | $2,505,000 | $98,000 | $680,000 |
| Home Improvement | 77 | $8,525,000 | $110,000 | $495,000 | $90,000 | $1,274,000 |
| Other Purpose | 55 | $6,555,000 | $119,000 | $945,000 | $73,000 | $449,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,800 | $332,640,000 | $184,000 | $16,255,000 | $99,000 | $4,872,000 |
| Not applicable | 277 | $101,745,000 | $367,000 | $7,775,000 | $0 | $0 |
| Not Provided | 40 | $8,180,000 | $204,000 | $725,000 | $106,000 | $425,000 |
| Black or African American | 22 | $3,250,000 | $147,000 | $465,000 | $72,000 | $159,000 |
| Hispanic | 13 | $1,915,000 | $147,000 | $325,000 | $103,000 | $174,000 |
| Asian | 11 | $4,615,000 | $419,000 | $745,000 | $150,000 | $440,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $200,000 | $100,000 | $125,000 | $98,000 | $100,000 |
| American Indian or Alaskan Native | 1 | $185,000 | $185,000 | $185,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,168 | $453,150,000 | $209,000 | $16,255,000 | $99,000 | $4,872,000 |
| VA-guaranteed (Veterans Administration) | 2 | $360,000 | $180,000 | $225,000 | $31,000 | $62,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,547 | $352,925,000 | $228,000 | $16,255,000 | $110,000 | $4,872,000 |
| Application Denied By Financial Institution | 335 | $50,565,000 | $150,000 | $825,000 | $62,000 | $401,000 |
| Application Withdrawn By Applicant | 167 | $29,765,000 | $178,000 | $685,000 | $92,000 | $394,000 |
| File Closed For Incompleteness | 77 | $12,225,000 | $158,000 | $495,000 | $91,000 | $540,000 |
| Application Approved But Not Accepted | 44 | $8,030,000 | $182,000 | $825,000 | $91,000 | $640,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,835 | $402,945,000 | $219,000 | $16,255,000 | $107,000 | $4,872,000 |
| Credit History | 142 | $15,300,000 | $107,000 | $555,000 | $58,000 | $155,000 |
| Debt-To-Income Ratio | 115 | $22,865,000 | $198,000 | $825,000 | $60,000 | $231,000 |
| Collateral | 37 | $6,545,000 | $176,000 | $505,000 | $86,000 | $401,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $3,015,000 | $177,000 | $725,000 | $63,000 | $128,000 |
| Employment History | 9 | $1,155,000 | $128,000 | $205,000 | $54,000 | $85,000 |
| Credit Application Incomplete | 6 | $590,000 | $98,000 | $205,000 | $78,000 | $168,000 |
| Other | 6 | $780,000 | $130,000 | $305,000 | $86,000 | $148,000 |
| Unverifiable Information | 3 | $315,000 | $105,000 | $105,000 | $27,000 | $30,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.