First Community Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,146 |
| Total Mortgage Loan Application Amount | $151,560,000 |
| Average Mortgage Loan Application Amount | $108,600 |
| Highest Mortgage Loan Application Amount | $1,385,000 |
| Average Applicant Income | $82,800 |
| Highest Applicant Income | $1,250,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 219 | $ 25,585,000 | $ 116,000 | $ 74,000 |
| Nicholas County West Virginia | 140 | $ 14,480,000 | $ 103,000 | $ 70,000 |
| Upshur County West Virginia | 74 | $ 10,190,000 | $ 137,000 | $ 104,000 |
| Tazewell County Virginia | 73 | $ 9,195,000 | $ 125,000 | $ 75,000 |
| Raleigh County West Virginia | 67 | $ 8,215,000 | $ 122,000 | $ 94,000 |
| Wythe County Virginia | 44 | $ 5,330,000 | $ 121,000 | $ 67,000 |
| Alexander County North Carolina | 37 | $ 3,925,000 | $ 106,000 | $ 51,000 |
| Surry County North Carolina | 28 | $ 3,310,000 | $ 118,000 | $ 55,000 |
| Montgomery County Virginia | 28 | $ 7,380,000 | $ 263,000 | $ 146,000 |
| Wilkes County North Carolina | 22 | $ 2,690,000 | $ 122,000 | $ 74,000 |
| Wyoming County West Virginia | 22 | $ 1,080,000 | $ 49,000 | $ 64,000 |
| Pulaski County Virginia | 20 | $ 2,850,000 | $ 142,000 | $ 78,000 |
| Webster County West Virginia | 18 | $ 1,510,000 | $ 83,000 | $ 57,000 |
| Harrison County West Virginia | 15 | $ 2,665,000 | $ 177,000 | $ 90,000 |
| Carroll County Virginia | 13 | $ 1,415,000 | $ 108,000 | $ 46,000 |
| Fayette County West Virginia | 13 | $ 1,285,000 | $ 98,000 | $ 97,000 |
| Monroe County West Virginia | 13 | $ 2,025,000 | $ 155,000 | $ 71,000 |
| Summers County West Virginia | 13 | $ 1,115,000 | $ 85,000 | $ 43,000 |
| Taylor County West Virginia | 13 | $ 1,115,000 | $ 85,000 | $ 69,000 |
| Mecklenburg County North Carolina | 12 | $ 3,320,000 | $ 276,000 | $ 216,000 |
| Washington County Virginia | 12 | $ 1,640,000 | $ 136,000 | $ 90,000 |
| Alleghany County North Carolina | 11 | $ 1,405,000 | $ 127,000 | $ 64,000 |
| Yadkin County North Carolina | 10 | $ 610,000 | $ 61,000 | $ 54,000 |
| Washington County Tennessee | 10 | $ 1,300,000 | $ 130,000 | $ 46,000 |
| Logan County West Virginia | 10 | $ 1,020,000 | $ 102,000 | $ 203,000 |
| Bland County Virginia | 9 | $ 1,035,000 | $ 115,000 | $ 87,000 |
| Lewis County West Virginia | 9 | $ 615,000 | $ 68,000 | $ 59,000 |
| Richmond City County Virginia | 8 | $ 1,750,000 | $ 218,000 | $ 77,000 |
| Forsyth County North Carolina | 7 | $ 845,000 | $ 120,000 | $ 78,000 |
| Iredell County North Carolina | 7 | $ 1,475,000 | $ 210,000 | $ 117,000 |
| Russell County Virginia | 7 | $ 1,025,000 | $ 146,000 | $ 118,000 |
| Catawba County North Carolina | 6 | $ 1,000,000 | $ 166,000 | $ 148,000 |
| Dickenson County Virginia | 6 | $ 550,000 | $ 91,000 | $ 72,000 |
| Henrico County Virginia | 6 | $ 2,320,000 | $ 386,000 | $ 323,000 |
| Barbour County West Virginia | 6 | $ 950,000 | $ 158,000 | $ 68,000 |
| McDowell County West Virginia | 6 | $ 290,000 | $ 48,000 | $ 86,000 |
| Carter County Tennessee | 5 | $ 925,000 | $ 185,000 | $ 41,000 |
| Sullivan County Tennessee | 5 | $ 985,000 | $ 197,000 | $ 58,000 |
| Radford County Virginia | 5 | $ 875,000 | $ 175,000 | $ 101,000 |
| Randolph County West Virginia | 5 | $ 605,000 | $ 121,000 | $ 53,000 |
| Burke County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 68,000 |
| Durham County North Carolina | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Guilford County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 239,000 |
| Bristol County Virginia | 4 | $ 340,000 | $ 85,000 | $ 643,000 |
| Putnam County West Virginia | 4 | $ 640,000 | $ 160,000 | $ 166,000 |
| Brunswick County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 125,000 |
| Franklin County Virginia | 3 | $ 515,000 | $ 171,000 | $ 151,000 |
| Roanoke City County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Kanawha County West Virginia | 3 | $ 565,000 | $ 188,000 | $ 142,000 |
| Mingo County West Virginia | 3 | $ 175,000 | $ 58,000 | $ 75,000 |
| Tucker County West Virginia | 3 | $ 285,000 | $ 95,000 | $ 65,000 |
| Monroe County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 0 |
| Pinellas County Florida | 2 | $ 900,000 | $ 450,000 | $ 672,000 |
| Caldwell County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Davidson County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 156,000 |
| Davie County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| Watauga County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Charleston County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Amelia County Virginia | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Bedford County Virginia | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Chesterfield County Virginia | 2 | $ 380,000 | $ 190,000 | $ 77,000 |
| Giles County Virginia | 2 | $ 270,000 | $ 135,000 | $ 67,000 |
| Grayson County Virginia | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Hanover County Virginia | 2 | $ 390,000 | $ 195,000 | $ 121,000 |
| Norton County Virginia | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Petersburg County Virginia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Scott County Virginia | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Smyth County Virginia | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| Wise County Virginia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Greenbrier County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Marion County West Virginia | 2 | $ 460,000 | $ 230,000 | $ 100,000 |
| Monongalia County West Virginia | 2 | $ 660,000 | $ 330,000 | $ 83,000 |
| Preston County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 52,000 |
| Pasco County Florida | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Gates County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 185,000 |
| Granville County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Lincoln County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Perquimans County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Randolph County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Rockingham County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Union County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 463,000 |
| Warren County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Mahoning County Ohio | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Allegheny County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Washington County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Beaufort County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Hawkins County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Jefferson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 335,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 403,000 |
| Buchanan County Virginia | 1 | $ 175,000 | $ 175,000 | $ 175,000 |
| Galax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Greensville County Virginia | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| King William County Virginia | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Pittsylvania County Virginia | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Powhatan County Virginia | 1 | $ 425,000 | $ 425,000 | $ 121,000 |
| Rockingham County Virginia | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Braxton County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Cabell County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 580 | $86,560,000 | $149,000 | $1,385,000 | $90,000 | $1,250,000 |
| Cash-out Refinancing | 292 | $35,640,000 | $122,000 | $655,000 | $70,000 | $535,000 |
| Refinancing | 169 | $21,825,000 | $129,000 | $675,000 | $90,000 | $1,087,000 |
| Home Improvement | 56 | $3,780,000 | $67,000 | $215,000 | $69,000 | $327,000 |
| Other Purpose | 49 | $3,755,000 | $76,000 | $195,000 | $95,000 | $1,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 961 | $120,325,000 | $125,000 | $905,000 | $84,000 | $1,250,000 |
| Not applicable | 127 | $22,115,000 | $174,000 | $1,385,000 | $0 | $0 |
| Not Provided | 27 | $4,955,000 | $183,000 | $745,000 | $80,000 | $245,000 |
| Hispanic | 11 | $1,385,000 | $125,000 | $275,000 | $57,000 | $90,000 |
| Black or African American | 9 | $985,000 | $109,000 | $185,000 | $71,000 | $250,000 |
| Asian | 8 | $1,490,000 | $186,000 | $465,000 | $134,000 | $390,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,143 | $151,105,000 | $132,000 | $1,385,000 | $84,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 1 | $165,000 | $165,000 | $165,000 | $58,000 | $58,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $65,000 | $65,000 | $65,000 | $48,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 1 | $225,000 | $225,000 | $225,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 723 | $95,855,000 | $132,000 | $1,385,000 | $89,000 | $1,250,000 |
| Application Denied By Financial Institution | 238 | $27,580,000 | $115,000 | $795,000 | $70,000 | $1,200,000 |
| Application Withdrawn By Applicant | 101 | $15,575,000 | $154,000 | $705,000 | $88,000 | $672,000 |
| File Closed For Incompleteness | 60 | $9,240,000 | $154,000 | $905,000 | $94,000 | $515,000 |
| Application Approved But Not Accepted | 24 | $3,310,000 | $137,000 | $425,000 | $68,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 908 | $123,980,000 | $136,000 | $1,385,000 | $88,000 | $1,250,000 |
| Credit History | 116 | $10,020,000 | $86,000 | $465,000 | $74,000 | $1,200,000 |
| Debt-To-Income Ratio | 64 | $8,960,000 | $140,000 | $795,000 | $58,000 | $443,000 |
| Collateral | 27 | $3,905,000 | $144,000 | $475,000 | $82,000 | $413,000 |
| Other | 9 | $1,495,000 | $166,000 | $405,000 | $61,000 | $100,000 |
| Employment History | 9 | $905,000 | $100,000 | $195,000 | $73,000 | $168,000 |
| Credit Application Incomplete | 8 | $1,160,000 | $145,000 | $385,000 | $87,000 | $231,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,135,000 | $227,000 | $555,000 | $39,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.