First Community Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for First Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Community Bank 29 College Dr Bluefield, VA 24605 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,239 |
| Total Mortgage Loan Application Amount | $175,125,000 |
| Average Mortgage Loan Application Amount | $121,000 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $90,600 |
| Highest Applicant Income | $3,394,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mercer County West Virginia | 216 | $ 23,500,000 | $ 108,000 | $ 64,000 |
| Nicholas County West Virginia | 116 | $ 13,430,000 | $ 115,000 | $ 68,000 |
| Raleigh County West Virginia | 90 | $ 10,620,000 | $ 118,000 | $ 94,000 |
| Tazewell County Virginia | 85 | $ 9,825,000 | $ 115,000 | $ 121,000 |
| Upshur County West Virginia | 61 | $ 6,955,000 | $ 114,000 | $ 69,000 |
| Wythe County Virginia | 43 | $ 5,675,000 | $ 131,000 | $ 96,000 |
| Montgomery County Virginia | 32 | $ 7,580,000 | $ 236,000 | $ 136,000 |
| Washington County Tennessee | 30 | $ 5,240,000 | $ 174,000 | $ 129,000 |
| Alexander County North Carolina | 29 | $ 3,505,000 | $ 120,000 | $ 63,000 |
| Wilkes County North Carolina | 24 | $ 3,230,000 | $ 134,000 | $ 62,000 |
| Harrison County West Virginia | 23 | $ 2,595,000 | $ 112,000 | $ 79,000 |
| Surry County North Carolina | 20 | $ 1,820,000 | $ 91,000 | $ 49,000 |
| Summers County West Virginia | 19 | $ 2,015,000 | $ 106,000 | $ 58,000 |
| Taylor County West Virginia | 19 | $ 1,695,000 | $ 89,000 | $ 50,000 |
| Carroll County Virginia | 18 | $ 2,180,000 | $ 121,000 | $ 56,000 |
| Webster County West Virginia | 18 | $ 970,000 | $ 53,000 | $ 58,000 |
| Pulaski County Virginia | 17 | $ 2,425,000 | $ 142,000 | $ 71,000 |
| Monroe County West Virginia | 17 | $ 1,365,000 | $ 80,000 | $ 41,000 |
| Fayette County West Virginia | 16 | $ 2,310,000 | $ 144,000 | $ 116,000 |
| Sullivan County Tennessee | 15 | $ 2,335,000 | $ 155,000 | $ 82,000 |
| Catawba County North Carolina | 13 | $ 2,675,000 | $ 205,000 | $ 85,000 |
| Carter County Tennessee | 13 | $ 1,335,000 | $ 102,000 | $ 101,000 |
| Washington County Virginia | 13 | $ 2,785,000 | $ 214,000 | $ 96,000 |
| Wyoming County West Virginia | 13 | $ 1,265,000 | $ 97,000 | $ 94,000 |
| Alleghany County North Carolina | 12 | $ 1,550,000 | $ 129,000 | $ 322,000 |
| Guilford County North Carolina | 12 | $ 1,290,000 | $ 107,000 | $ 168,000 |
| Bristol County Virginia | 12 | $ 780,000 | $ 65,000 | $ 87,000 |
| Bland County Virginia | 9 | $ 675,000 | $ 75,000 | $ 53,000 |
| Mecklenburg County North Carolina | 8 | $ 2,060,000 | $ 257,000 | $ 169,000 |
| Yadkin County North Carolina | 8 | $ 690,000 | $ 86,000 | $ 43,000 |
| Henrico County Virginia | 8 | $ 4,710,000 | $ 588,000 | $ 1,089,000 |
| Radford County Virginia | 8 | $ 1,310,000 | $ 163,000 | $ 170,000 |
| Lewis County West Virginia | 7 | $ 435,000 | $ 62,000 | $ 48,000 |
| Unicoi County Tennessee | 6 | $ 860,000 | $ 143,000 | $ 60,000 |
| Dickenson County Virginia | 6 | $ 490,000 | $ 81,000 | $ 42,000 |
| Caldwell County North Carolina | 5 | $ 405,000 | $ 81,000 | $ 99,000 |
| Iredell County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 158,000 |
| Greene County Tennessee | 5 | $ 1,085,000 | $ 217,000 | $ 211,000 |
| Roanoke County Virginia | 5 | $ 2,015,000 | $ 403,000 | $ 90,000 |
| Barbour County West Virginia | 5 | $ 495,000 | $ 99,000 | $ 91,000 |
| Braxton County West Virginia | 5 | $ 415,000 | $ 83,000 | $ 74,000 |
| Greenbrier County West Virginia | 5 | $ 995,000 | $ 199,000 | $ 80,000 |
| Logan County West Virginia | 5 | $ 345,000 | $ 69,000 | $ 57,000 |
| Marion County West Virginia | 5 | $ 585,000 | $ 117,000 | $ 29,000 |
| Burke County North Carolina | 4 | $ 600,000 | $ 150,000 | $ 87,000 |
| Forsyth County North Carolina | 4 | $ 1,370,000 | $ 342,000 | $ 152,000 |
| Stokes County North Carolina | 4 | $ 520,000 | $ 130,000 | $ 50,000 |
| Sevier County Tennessee | 4 | $ 580,000 | $ 145,000 | $ 97,000 |
| Richmond City County Virginia | 4 | $ 850,000 | $ 212,000 | $ 303,000 |
| Russell County Virginia | 4 | $ 590,000 | $ 147,000 | $ 76,000 |
| Smyth County Virginia | 4 | $ 820,000 | $ 205,000 | $ 55,000 |
| McDowell County West Virginia | 4 | $ 240,000 | $ 60,000 | $ 61,000 |
| Preston County West Virginia | 4 | $ 440,000 | $ 110,000 | $ 51,000 |
| Chesterfield County Virginia | 3 | $ 915,000 | $ 305,000 | $ 131,000 |
| Emporia County Virginia | 3 | $ 275,000 | $ 91,000 | $ 52,000 |
| Floyd County Virginia | 3 | $ 365,000 | $ 121,000 | $ 66,000 |
| Greensville County Virginia | 3 | $ 45,000 | $ 15,000 | $ 41,000 |
| Hanover County Virginia | 3 | $ 715,000 | $ 238,000 | $ 141,000 |
| Petersburg County Virginia | 3 | $ 145,000 | $ 48,000 | $ 0 |
| Roanoke City County Virginia | 3 | $ 835,000 | $ 278,000 | $ 53,000 |
| Scott County Virginia | 3 | $ 315,000 | $ 105,000 | $ 14,000 |
| Hardy County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 136,000 |
| Monongalia County West Virginia | 3 | $ 895,000 | $ 298,000 | $ 24,000 |
| Davidson County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 126,000 |
| Davie County North Carolina | 2 | $ 1,280,000 | $ 640,000 | $ 280,000 |
| Lincoln County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 73,000 |
| New Hanover County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 92,000 |
| Wake County North Carolina | 2 | $ 1,300,000 | $ 650,000 | $ 293,000 |
| Fulton County Pennsylvania | 2 | $ 810,000 | $ 405,000 | $ 210,000 |
| Hawkins County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Amelia County Virginia | 2 | $ 490,000 | $ 245,000 | $ 237,000 |
| Brunswick County Virginia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Buchanan County Virginia | 2 | $ 380,000 | $ 190,000 | $ 177,000 |
| Fairfax County Virginia | 2 | $ 250,000 | $ 125,000 | $ 1,485,000 |
| Giles County Virginia | 2 | $ 270,000 | $ 135,000 | $ 176,000 |
| Goochland County Virginia | 2 | $ 3,910,000 | $ 1,955,000 | $ 227,000 |
| Salem County Virginia | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Wise County Virginia | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Clay County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
| Pocahontas County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 145,000 |
| Tucker County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 94,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Henry County Georgia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| DuPage County Illinois | 1 | $ 555,000 | $ 555,000 | $ 490,000 |
| Cleveland County North Carolina | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Durham County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| Rockingham County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Union County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 384,000 |
| Watauga County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 273,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Horry County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Claiborne County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Jefferson County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 154,000 |
| Johnson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 98,000 |
| Franklin County Virginia | 1 | $ 495,000 | $ 495,000 | $ 190,000 |
| Galax County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Grayson County Virginia | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Lee County Virginia | 1 | $ 395,000 | $ 395,000 | $ 201,000 |
| Louisa County Virginia | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Mecklenburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Nelson County Virginia | 1 | $ 275,000 | $ 275,000 | $ 334,000 |
| Norton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Nottoway County Virginia | 1 | $ 355,000 | $ 355,000 | $ 109,000 |
| Patrick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Pittsylvania County Virginia | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Powhatan County Virginia | 1 | $ 425,000 | $ 425,000 | $ 131,000 |
| Spotsylvania County Virginia | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Williamsburg County Virginia | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Cabell County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 395,000 |
| Doddridge County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Jackson County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Kanawha County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Community Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 679 | $99,935,000 | $147,000 | $2,005,000 | $98,000 | $2,062,000 |
| Cash-out Refinancing | 276 | $37,950,000 | $137,000 | $3,005,000 | $75,000 | $815,000 |
| Refinancing | 165 | $28,175,000 | $170,000 | $2,505,000 | $113,000 | $3,394,000 |
| Home Improvement | 64 | $5,120,000 | $80,000 | $1,165,000 | $113,000 | $1,485,000 |
| Other Purpose | 55 | $3,945,000 | $71,000 | $505,000 | $54,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,021 | $131,235,000 | $128,000 | $1,505,000 | $89,000 | $3,394,000 |
| Not applicable | 167 | $35,705,000 | $213,000 | $3,005,000 | $0 | $0 |
| Not Provided | 15 | $2,935,000 | $195,000 | $525,000 | $121,000 | $432,000 |
| Hispanic | 14 | $1,370,000 | $97,000 | $275,000 | $55,000 | $165,000 |
| Black or African American | 10 | $1,050,000 | $105,000 | $405,000 | $68,000 | $152,000 |
| Asian | 8 | $2,410,000 | $301,000 | $775,000 | $231,000 | $719,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,239 | $175,125,000 | $141,000 | $3,005,000 | $93,000 | $3,394,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 804 | $120,500,000 | $149,000 | $3,005,000 | $98,000 | $1,485,000 |
| Application Denied By Financial Institution | 249 | $27,335,000 | $109,000 | $1,205,000 | $57,000 | $432,000 |
| Application Withdrawn By Applicant | 93 | $13,825,000 | $148,000 | $825,000 | $130,000 | $3,394,000 |
| File Closed For Incompleteness | 72 | $9,390,000 | $130,000 | $1,105,000 | $80,000 | $706,000 |
| Application Approved But Not Accepted | 21 | $4,075,000 | $194,000 | $1,505,000 | $229,000 | $2,062,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 990 | $147,790,000 | $149,000 | $3,005,000 | $103,000 | $3,394,000 |
| Credit History | 127 | $10,755,000 | $84,000 | $505,000 | $56,000 | $432,000 |
| Debt-To-Income Ratio | 64 | $8,330,000 | $130,000 | $495,000 | $49,000 | $188,000 |
| Collateral | 24 | $2,930,000 | $122,000 | $335,000 | $71,000 | $250,000 |
| Employment History | 14 | $1,490,000 | $106,000 | $205,000 | $40,000 | $116,000 |
| Other | 9 | $2,455,000 | $272,000 | $1,205,000 | $134,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $755,000 | $107,000 | $155,000 | $71,000 | $192,000 |
| Unverifiable Information | 2 | $170,000 | $85,000 | $105,000 | $36,000 | $48,000 |
| Credit Application Incomplete | 2 | $450,000 | $225,000 | $275,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.