First Citizens Community Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for First Citizens Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First Citizens Community Bank 15 S. Main Street Mansfield, PA 16933 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 662 |
| Total Mortgage Loan Application Amount | $189,770,000 |
| Average Mortgage Loan Application Amount | $332,666 |
| Highest Mortgage Loan Application Amount | $16,405,000 |
| Average Applicant Income | $103,333 |
| Highest Applicant Income | $2,010,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 111 | $ 57,665,000 | $ 519,000 | $ 85,000 |
| Tioga County Pennsylvania | 103 | $ 12,175,000 | $ 118,000 | $ 123,000 |
| Bradford County Pennsylvania | 90 | $ 14,100,000 | $ 156,000 | $ 150,000 |
| Bucks County Pennsylvania | 49 | $ 18,195,000 | $ 371,000 | $ 135,000 |
| Montgomery County Pennsylvania | 32 | $ 11,830,000 | $ 369,000 | $ 149,000 |
| Schuylkill County Pennsylvania | 27 | $ 4,295,000 | $ 159,000 | $ 120,000 |
| Lebanon County Pennsylvania | 25 | $ 3,655,000 | $ 146,000 | $ 107,000 |
| Potter County Pennsylvania | 23 | $ 1,025,000 | $ 44,000 | $ 55,000 |
| New Castle County Delaware | 21 | $ 6,045,000 | $ 287,000 | $ 103,000 |
| Allegany County New York | 21 | $ 1,515,000 | $ 72,000 | $ 110,000 |
| Kent County Delaware | 13 | $ 7,585,000 | $ 583,000 | $ 87,000 |
| Centre County Pennsylvania | 11 | $ 4,435,000 | $ 403,000 | $ 170,000 |
| Delaware County Pennsylvania | 11 | $ 2,745,000 | $ 249,000 | $ 103,000 |
| Lancaster County Pennsylvania | 11 | $ 4,415,000 | $ 401,000 | $ 185,000 |
| Gloucester County New Jersey | 10 | $ 2,910,000 | $ 291,000 | $ 101,000 |
| Berks County Pennsylvania | 10 | $ 2,480,000 | $ 248,000 | $ 236,000 |
| Cape May County New Jersey | 8 | $ 7,690,000 | $ 961,000 | $ 264,000 |
| Camden County New Jersey | 7 | $ 1,645,000 | $ 235,000 | $ 107,000 |
| Clinton County Pennsylvania | 7 | $ 2,815,000 | $ 402,000 | $ 166,000 |
| Sussex County Delaware | 5 | $ 5,045,000 | $ 1,009,000 | $ 410,000 |
| Atlantic County New Jersey | 5 | $ 2,465,000 | $ 493,000 | $ 192,000 |
| Chester County Pennsylvania | 5 | $ 1,075,000 | $ 215,000 | $ 114,000 |
| Chemung County New York | 4 | $ 270,000 | $ 67,000 | $ 294,000 |
| Tioga County New York | 3 | $ 365,000 | $ 121,000 | $ 79,000 |
| Susquehanna County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 97,000 |
| Burlington County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 141,000 |
| Essex County New Jersey | 2 | $ 720,000 | $ 360,000 | $ 124,000 |
| Mercer County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 112,000 |
| Salem County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 82,000 |
| Sussex County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 120,000 |
| Dauphin County Pennsylvania | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Huntingdon County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 53,000 |
| Luzerne County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 174,000 |
| Lycoming County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| Frederick County Virginia | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 872,000 |
| Pinellas County Florida | 1 | $ 605,000 | $ 605,000 | $ 422,000 |
| Cook County Illinois | 1 | $ 695,000 | $ 695,000 | $ 307,000 |
| Bergen County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Cumberland County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Hunterdon County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 301,000 |
| Middlesex County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Ocean County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Schuyler County New York | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Warren County New York | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Carbon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Columbia County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Cumberland County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 184,000 |
| Lackawanna County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 196,000 |
| Lehigh County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Monroe County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 104,000 |
| Northampton County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 166,000 |
| Northumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Pike County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Sullivan County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Union County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 94,000 |
| Venango County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Wyoming County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 594,000 |
| Beaufort County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 361,000 |
| Dorchester County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 139,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 163,000 |
| Brazoria County Texas | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Citizens Community Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 466 | $149,120,000 | $320,000 | $9,425,000 | $130,000 | $2,010,000 |
| Other Purpose | 62 | $3,890,000 | $62,000 | $685,000 | $104,000 | $551,000 |
| Home Improvement | 61 | $6,325,000 | $103,000 | $1,655,000 | $118,000 | $941,000 |
| Cash-out Refinancing | 50 | $7,520,000 | $150,000 | $1,125,000 | $123,000 | $781,000 |
| Refinancing | 22 | $22,580,000 | $1,026,000 | $16,405,000 | $145,000 | $364,000 |
| Not Applicable | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $86,095,000 | $196,000 | $1,495,000 | $138,000 | $2,010,000 |
| Not Provided | 79 | $22,735,000 | $287,000 | $725,000 | $117,000 | $361,000 |
| Black or African American | 54 | $12,270,000 | $227,000 | $565,000 | $77,000 | $256,000 |
| Not applicable | 46 | $57,240,000 | $1,244,000 | $16,405,000 | $0 | $0 |
| Hispanic | 35 | $8,945,000 | $255,000 | $695,000 | $87,000 | $307,000 |
| Asian | 8 | $2,420,000 | $302,000 | $485,000 | $90,000 | $160,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 564 | $165,150,000 | $292,000 | $16,405,000 | $136,000 | $2,010,000 |
| FHA-insured (Federal Housing Administration) | 97 | $24,285,000 | $250,000 | $545,000 | $78,000 | $214,000 |
| VA-guaranteed (Veterans Administration) | 1 | $335,000 | $335,000 | $335,000 | $117,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 532 | $160,320,000 | $301,000 | $16,405,000 | $129,000 | $2,010,000 |
| Application Withdrawn By Applicant | 83 | $19,655,000 | $236,000 | $955,000 | $132,000 | $582,000 |
| Application Denied By Financial Institution | 42 | $7,820,000 | $186,000 | $555,000 | $75,000 | $389,000 |
| File Closed For Incompleteness | 4 | $1,920,000 | $480,000 | $725,000 | $270,000 | $551,000 |
| Application Approved But Not Accepted | 1 | $55,000 | $55,000 | $55,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 620 | $181,950,000 | $293,000 | $16,405,000 | $130,000 | $2,010,000 |
| Debt-To-Income Ratio | 18 | $5,340,000 | $296,000 | $555,000 | $70,000 | $188,000 |
| Credit History | 11 | $955,000 | $86,000 | $275,000 | $52,000 | $97,000 |
| Collateral | 6 | $510,000 | $85,000 | $125,000 | $62,000 | $89,000 |
| Other | 3 | $725,000 | $241,000 | $355,000 | $219,000 | $389,000 |
| Employment History | 2 | $220,000 | $110,000 | $145,000 | $94,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $70,000 | $35,000 | $35,000 | $84,000 | $118,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.