First Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Citizens Bank & Trust Co 1230 Main Street Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,105 |
| Total Mortgage Loan Application Amount | $726,732,000 |
| Average Mortgage Loan Application Amount | $117,400 |
| Highest Mortgage Loan Application Amount | $1,643,000 |
| Average Applicant Income | $63,300 |
| Highest Applicant Income | $4,768,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 443 | $ 59,672,000 | $ 134,000 | $ 76,000 |
| Spartanburg County South Carolina | 395 | $ 43,017,000 | $ 108,000 | $ 58,000 |
| Lexington County South Carolina | 388 | $ 45,771,000 | $ 117,000 | $ 73,000 |
| Horry County South Carolina | 342 | $ 54,275,000 | $ 158,000 | $ 71,000 |
| Charleston County South Carolina | 267 | $ 60,901,000 | $ 228,000 | $ 108,000 |
| Darlington County South Carolina | 244 | $ 25,849,000 | $ 105,000 | $ 56,000 |
| Anderson County South Carolina | 218 | $ 22,816,000 | $ 104,000 | $ 55,000 |
| Chesterfield County South Carolina | 214 | $ 14,589,000 | $ 68,000 | $ 41,000 |
| Aiken County South Carolina | 192 | $ 25,064,000 | $ 130,000 | $ 65,000 |
| Berkeley County South Carolina | 190 | $ 28,811,000 | $ 151,000 | $ 71,000 |
| Stephens County Georgia | 180 | $ 12,680,000 | $ 70,000 | $ 56,000 |
| Greenville County South Carolina | 174 | $ 24,196,000 | $ 139,000 | $ 58,000 |
| Oconee County South Carolina | 166 | $ 22,631,000 | $ 136,000 | $ 63,000 |
| York County South Carolina | 166 | $ 20,192,000 | $ 121,000 | $ 66,000 |
| Dillon County South Carolina | 165 | $ 10,559,000 | $ 63,000 | $ 63,000 |
| Pickens County South Carolina | 148 | $ 16,841,000 | $ 113,000 | $ 57,000 |
| Orangeburg County South Carolina | 141 | $ 14,517,000 | $ 102,000 | $ 74,000 |
| Florence County South Carolina | 136 | $ 14,417,000 | $ 106,000 | $ 88,000 |
| Greenwood County South Carolina | 126 | $ 11,454,000 | $ 90,000 | $ 56,000 |
| Dorchester County South Carolina | 123 | $ 18,029,000 | $ 146,000 | $ 83,000 |
| Chester County South Carolina | 118 | $ 14,029,000 | $ 118,000 | $ 80,000 |
| Marlboro County South Carolina | 106 | $ 5,956,000 | $ 56,000 | $ 42,000 |
| Sumter County South Carolina | 100 | $ 9,288,000 | $ 92,000 | $ 63,000 |
| Marion County South Carolina | 86 | $ 6,764,000 | $ 78,000 | $ 51,000 |
| Lancaster County South Carolina | 85 | $ 7,969,000 | $ 93,000 | $ 46,000 |
| Barnwell County South Carolina | 82 | $ 5,999,000 | $ 73,000 | $ 53,000 |
| Franklin County Georgia | 79 | $ 8,154,000 | $ 103,000 | $ 65,000 |
| Kershaw County South Carolina | 79 | $ 8,386,000 | $ 106,000 | $ 50,000 |
| Newberry County South Carolina | 73 | $ 7,539,000 | $ 103,000 | $ 51,000 |
| Hart County Georgia | 72 | $ 6,914,000 | $ 96,000 | $ 59,000 |
| Georgetown County South Carolina | 69 | $ 12,404,000 | $ 179,000 | $ 159,000 |
| Laurens County South Carolina | 68 | $ 5,259,000 | $ 77,000 | $ 47,000 |
| Beaufort County South Carolina | 58 | $ 13,181,000 | $ 227,000 | $ 103,000 |
| Abbeville County South Carolina | 53 | $ 4,179,000 | $ 78,000 | $ 48,000 |
| Edgefield County South Carolina | 48 | $ 5,121,000 | $ 106,000 | $ 61,000 |
| McDuffie County Georgia | 47 | $ 3,669,000 | $ 78,000 | $ 43,000 |
| Clarendon County South Carolina | 43 | $ 4,984,000 | $ 115,000 | $ 73,000 |
| Saluda County South Carolina | 42 | $ 3,678,000 | $ 87,000 | $ 79,000 |
| Fairfield County South Carolina | 36 | $ 5,075,000 | $ 140,000 | $ 74,000 |
| Lee County South Carolina | 36 | $ 2,022,000 | $ 56,000 | $ 39,000 |
| McCormick County South Carolina | 33 | $ 3,682,000 | $ 111,000 | $ 61,000 |
| Warren County Georgia | 26 | $ 1,460,000 | $ 56,000 | $ 44,000 |
| Cherokee County South Carolina | 20 | $ 1,823,000 | $ 91,000 | $ 50,000 |
| Calhoun County South Carolina | 15 | $ 1,322,000 | $ 88,000 | $ 94,000 |
| Mecklenburg County North Carolina | 14 | $ 2,410,000 | $ 172,000 | $ 86,000 |
| Colleton County South Carolina | 14 | $ 3,354,000 | $ 239,000 | $ 184,000 |
| Columbia County Georgia | 13 | $ 1,602,000 | $ 123,000 | $ 82,000 |
| Union County North Carolina | 13 | $ 1,729,000 | $ 133,000 | $ 87,000 |
| Union County South Carolina | 13 | $ 1,854,000 | $ 142,000 | $ 62,000 |
| Brunswick County North Carolina | 12 | $ 3,870,000 | $ 322,000 | $ 181,000 |
| Jefferson County Georgia | 10 | $ 1,102,000 | $ 110,000 | $ 45,000 |
| Elbert County Georgia | 9 | $ 972,000 | $ 108,000 | $ 88,000 |
| Williamsburg County South Carolina | 9 | $ 1,274,000 | $ 141,000 | $ 106,000 |
| Polk County North Carolina | 8 | $ 846,000 | $ 105,000 | $ 53,000 |
| Habersham County Georgia | 5 | $ 566,000 | $ 113,000 | $ 232,000 |
| Madison County Georgia | 5 | $ 682,000 | $ 136,000 | $ 47,000 |
| Jackson County North Carolina | 5 | $ 1,109,000 | $ 221,000 | $ 151,000 |
| Scotland County North Carolina | 5 | $ 242,000 | $ 48,000 | $ 36,000 |
| Jackson County Georgia | 4 | $ 437,000 | $ 109,000 | $ 59,000 |
| Gaston County North Carolina | 4 | $ 377,000 | $ 94,000 | $ 34,000 |
| Allendale County South Carolina | 4 | $ 132,000 | $ 33,000 | $ 71,000 |
| Hampton County South Carolina | 4 | $ 232,000 | $ 58,000 | $ 43,000 |
| Glascock County Georgia | 3 | $ 70,000 | $ 23,000 | $ 55,000 |
| Robeson County North Carolina | 3 | $ 151,000 | $ 50,000 | $ 29,000 |
| Rutherford County North Carolina | 3 | $ 454,000 | $ 151,000 | $ 99,000 |
| Watauga County North Carolina | 3 | $ 770,000 | $ 256,000 | $ 201,000 |
| Bamberg County South Carolina | 3 | $ 125,000 | $ 41,000 | $ 32,000 |
| Jasper County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 131,000 |
| Clarke County Georgia | 2 | $ 205,000 | $ 102,000 | $ 325,000 |
| Fulton County Georgia | 2 | $ 502,000 | $ 251,000 | $ 149,000 |
| Morgan County Georgia | 2 | $ 342,000 | $ 171,000 | $ 41,000 |
| Richmond County Georgia | 2 | $ 301,000 | $ 150,000 | $ 123,000 |
| Anson County North Carolina | 2 | $ 10,000 | $ 5,000 | $ 32,000 |
| Orange County North Carolina | 2 | $ 404,000 | $ 202,000 | $ 92,000 |
| Richmond County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Wake County North Carolina | 2 | $ 505,000 | $ 252,000 | $ 41,000 |
| Fairfield County Connecticut | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 74,000 | $ 74,000 | $ 78,000 |
| Banks County Georgia | 1 | $ 13,000 | $ 13,000 | $ 54,000 |
| Burke County Georgia | 1 | $ 112,000 | $ 112,000 | $ 94,000 |
| Cobb County Georgia | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Greene County Georgia | 1 | $ 484,000 | $ 484,000 | $ 340,000 |
| Gwinnett County Georgia | 1 | $ 280,000 | $ 280,000 | $ 103,000 |
| Hancock County Georgia | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Henry County Georgia | 1 | $ 109,000 | $ 109,000 | $ 101,000 |
| Oconee County Georgia | 1 | $ 279,000 | $ 279,000 | $ 78,000 |
| Rabun County Georgia | 1 | $ 13,000 | $ 13,000 | $ 17,000 |
| Towns County Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Washington County Georgia | 1 | $ 141,000 | $ 141,000 | $ 159,000 |
| Cabarrus County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Caldwell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Carteret County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 144,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Guilford County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 85,000 |
| Henderson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 89,000 |
| Iredell County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Johnston County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Macon County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 138,000 |
| McDowell County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Moore County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Stanly County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Swain County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Transylvania County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 124,000 |
| Warren County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 108,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Citizens Bank & Trust Co in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,961 | $377,425,000 | $140,000 | $1,643,000 | $80,333 | $4,768,000 |
| Refinancing | 2,777 | $328,430,000 | $153,500 | $1,151,000 | $54,250 | $1,380,000 |
| Home Improvement | 367 | $20,877,000 | $46,666 | $706,000 | $58,333 | $1,445,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,765 | $596,412,000 | $129,666 | $1,643,000 | $78,666 | $4,768,000 |
| Black or African American | 646 | $48,845,000 | $51,333 | $800,000 | $42,000 | $1,500,000 |
| Not Provided | 431 | $47,454,000 | $90,000 | $1,151,000 | $80,000 | $810,000 |
| Hispanic | 93 | $10,062,000 | $148,000 | $650,000 | $82,666 | $375,000 |
| Asian | 87 | $10,137,000 | $111,666 | $500,000 | $128,666 | $1,360,000 |
| Not applicable | 54 | $9,800,000 | $223,500 | $961,000 | $0 | $0 |
| American Indian or Alaskan Native | 25 | $3,170,000 | $126,000 | $535,000 | $69,000 | $397,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $852,000 | $213,000 | $360,000 | $146,000 | $373,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,032 | $719,253,000 | $159,250 | $1,643,000 | $56,250 | $4,768,000 |
| FHA-insured (Federal Housing Administration) | 44 | $4,036,000 | $107,000 | $192,000 | $38,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 29 | $3,443,000 | $116,000 | $250,000 | $41,500 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,445 | $534,480,000 | $164,000 | $1,643,000 | $65,250 | $3,600,000 |
| Application Approved But Not Accepted | 849 | $110,406,000 | $118,666 | $800,000 | $75,000 | $4,768,000 |
| Application Denied By Financial Institution | 760 | $74,350,000 | $100,666 | $978,000 | $39,666 | $1,200,000 |
| Application Withdrawn By Applicant | 50 | $7,396,000 | $174,000 | $585,000 | $92,500 | $750,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 299 | $34,324,000 | $111,666 | $978,000 | $32,000 | $550,000 |
| Credit History | 279 | $25,932,000 | $95,666 | $600,000 | $37,666 | $468,000 |
| Other | 153 | $10,356,000 | $80,000 | $305,000 | $58,666 | $793,000 |
| Collateral | 21 | $2,557,000 | $91,000 | $304,000 | $82,000 | $1,200,000 |
| Employment History | 5 | $582,000 | $121,500 | $192,000 | $31,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $217,000 | $108,000 | $129,000 | $51,000 | $54,000 |
| Unverifiable Information | 1 | $382,000 | $382,000 | $382,000 | $227,000 | $227,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.