First-Citizens Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First-Citizens Bank & Trust Company
4300 Six Forks Road Fcc 21
Raleigh, NC 27609
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 31,171
Total Mortgage Loan Application Amount $6,661,725,000
Average Mortgage Loan Application Amount $205,600
Highest Mortgage Loan Application Amount $8,945,000
Average Applicant Income $166,600
Highest Applicant Income $6,591,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First-Citizens Bank & Trust Company by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 5,365 $ 966,045,000 $ 302,529 $ 239,411
CHARLOTTE-CONCORD-GASTONIA, NC-SC 4,135 $ 840,055,000 $ 192,500 $ 164,000
RALEIGH, NC 3,157 $ 646,285,000 $ 204,000 $ 185,000
COLUMBIA, SC 2,100 $ 392,880,000 $ 187,000 $ 149,000
CHARLESTON-NORTH CHARLESTON, SC 1,742 $ 550,100,000 $ 315,000 $ 208,000
GREENVILLE-ANDERSON-MAULDIN, SC 1,394 $ 285,500,000 $ 204,000 $ 150,000
ASHEVILLE, NC 1,343 $ 305,525,000 $ 227,000 $ 146,000
DURHAM-CHAPEL HILL, NC 1,092 $ 275,530,000 $ 252,000 $ 227,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 893 $ 184,715,000 $ 210,500 $ 162,000
GREENSBORO-HIGH POINT, NC 864 $ 164,500,000 $ 190,000 $ 182,000
WILMINGTON, NC 839 $ 233,905,000 $ 278,000 $ 236,000
HICKORY-LENOIR-MORGANTON, NC 756 $ 107,180,000 $ 141,000 $ 116,000
WINSTON-SALEM, NC 706 $ 120,430,000 $ 170,000 $ 147,000
SPARTANBURG, SC 681 $ 112,205,000 $ 164,000 $ 127,000
FAYETTEVILLE, NC 569 $ 84,805,000 $ 149,000 $ 131,000
AUGUSTA-RICHMOND COUNTY, GA-SC 452 $ 74,500,000 $ 167,000 $ 143,000
ROANOKE, VA 447 $ 84,315,000 $ 188,000 $ 169,000
NEW BERN, NC 421 $ 81,775,000 $ 194,000 $ 148,000
FLORENCE, SC 377 $ 66,685,000 $ 176,000 $ 122,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 337 $ 107,335,000 $ 318,000 $ 274,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 262 $ 76,520,000 $ 292,000 $ 253,000
GREENVILLE, NC 257 $ 59,195,000 $ 230,000 $ 177,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 210 $ 46,640,000 $ 222,000 $ 140,000
RICHMOND, VA 210 $ 46,560,000 $ 221,000 $ 200,000
JACKSONVILLE, NC 197 $ 35,565,000 $ 180,000 $ 127,000
LYNCHBURG, VA 186 $ 30,430,000 $ 163,000 $ 150,000
SUMTER, SC 176 $ 23,090,000 $ 131,000 $ 113,000
CHARLOTTESVILLE, VA 148 $ 32,770,000 $ 221,000 $ 200,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 124 $ 31,010,000 $ 408,250 $ 407,000
ATHENS-CLARKE COUNTY, GA 121 $ 17,805,000 $ 147,000 $ 101,000
GOLDSBORO, NC 105 $ 17,085,000 $ 162,000 $ 145,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 96 $ 16,710,000 $ 174,000 $ 176,000
ROCKY MOUNT, NC 77 $ 8,605,000 $ 111,000 $ 96,000
MIAMI-MIAMI BEACH-KENDALL, FL 68 $ 36,240,000 $ 532,000 $ 336,000
JACKSONVILLE, FL 65 $ 23,605,000 $ 363,000 $ 295,000
SAVANNAH, GA 65 $ 22,735,000 $ 349,000 $ 326,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 61 $ 20,565,000 $ 337,000 $ 257,000
KNOXVILLE, TN 52 $ 18,480,000 $ 355,000 $ 310,000
BURLINGTON, NC 49 $ 8,645,000 $ 176,000 $ 112,000
HARRISONBURG, VA 47 $ 8,145,000 $ 173,000 $ 159,000
PHOENIX-MESA-SCOTTSDALE, AZ 40 $ 15,440,000 $ 386,000 $ 288,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 38 $ 16,420,000 $ 432,000 $ 360,000
SAN DIEGO-CARLSBAD, CA 37 $ 24,115,000 $ 651,000 $ 345,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 36 $ 13,550,000 $ 376,000 $ 303,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 34 $ 29,090,000 $ 855,000 $ 554,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 34 $ 8,430,000 $ 242,000 $ 226,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 33 $ 18,085,000 $ 548,000 $ 407,000
STAUNTON-WAYNESBORO, VA 32 $ 4,020,000 $ 125,000 $ 100,000
BALTIMORE-COLUMBIA-TOWSON, MD 30 $ 11,870,000 $ 395,000 $ 248,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 30 $ 17,650,000 $ 588,000 $ 252,000
ANAHEIM-SANTA ANA-IRVINE, CA 27 $ 22,545,000 $ 835,000 $ 377,000
DENVER-AURORA-LAKEWOOD, CO 27 $ 15,955,000 $ 590,000 $ 518,000
ORLANDO-KISSIMMEE-SANFORD, FL 27 $ 10,805,000 $ 400,000 $ 267,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 23 $ 9,535,000 $ 414,000 $ 459,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 23 $ 8,375,000 $ 378,000 $ 248,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 22 $ 7,010,000 $ 318,000 $ 208,000
CHATTANOOGA, TN-GA 21 $ 12,375,000 $ 589,000 $ 500,000
RACINE, WI 21 $ 3,645,000 $ 173,000 $ 98,000
CAPE CORAL-FORT MYERS, FL 20 $ 4,740,000 $ 237,000 $ 143,000
JOHNSON CITY, TN 20 $ 3,250,000 $ 162,000 $ 94,000
WINCHESTER, VA-WV 20 $ 3,950,000 $ 197,000 $ 216,000
GAINESVILLE, GA 19 $ 9,445,000 $ 497,000 $ 194,000
PORT ST. LUCIE, FL 19 $ 6,995,000 $ 368,000 $ 553,000
AUSTIN-ROUND ROCK, TX 17 $ 9,325,000 $ 548,000 $ 181,000
ALBUQUERQUE, NM 16 $ 4,230,000 $ 264,000 $ 178,000
SEATTLE-BELLEVUE-EVERETT, WA 16 $ 8,390,000 $ 524,000 $ 346,000
NORTH PORT-SARASOTA-BRADENTON, FL 15 $ 3,965,000 $ 264,000 $ 185,000
TACOMA-LAKEWOOD, WA 13 $ 5,925,000 $ 455,000 $ 365,000
OLYMPIA-TUMWATER, WA 12 $ 3,010,000 $ 250,000 $ 201,000
KANSAS CITY, MO-KS 11 $ 5,725,000 $ 490,500 $ 141,500
WASHINGTON-BALTIMORE-ARLINGTON, DC 11 $ 2,995,000 $ 272,000 $ 183,000
OKLAHOMA CITY, OK 10 $ 3,510,000 $ 351,000 $ 258,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 9 $ 8,385,000 $ 931,000 $ 576,000
BRUNSWICK, GA 8 $ 2,980,000 $ 372,000 $ 395,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 8 $ 1,930,000 $ 241,000 $ 214,000
TUCSON, AZ 7 $ 2,695,000 $ 385,000 $ 181,000
BIRMINGHAM-HOOVER, AL 6 $ 1,880,000 $ 313,000 $ 143,000
BREMERTON-SILVERDALE, WA 6 $ 4,340,000 $ 723,000 $ 301,000
GAINESVILLE, FL 6 $ 1,410,000 $ 235,000 $ 54,000
MEMPHIS, TN-MS-AR 6 $ 2,190,000 $ 365,000 $ 262,000
OCALA, FL 5 $ 1,625,000 $ 325,000 $ 239,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 5 $ 1,665,000 $ 333,000 $ 178,000
SHEBOYGAN, WI 5 $ 355,000 $ 71,000 $ 46,000
DALLAS-PLANO-IRVING, TX 4 $ 650,000 $ 162,000 $ 202,000
DAPHNE-FAIRHOPE-FOLEY, AL 4 $ 860,000 $ 215,000 $ 118,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 730,000 $ 182,000 $ 172,000
HUNTINGTON-ASHLAND, WV-KY-OH 4 $ 500,000 $ 125,000 $ 69,000
MORRISTOWN, TN 4 $ 1,020,000 $ 255,000 $ 120,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 4 $ 6,160,000 $ 1,540,000 $ 939,000
BECKLEY, WV 3 $ 335,000 $ 111,000 $ 64,000
BOULDER, CO 3 $ 1,345,000 $ 448,000 $ 257,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 3 $ 595,000 $ 227,500 $ 75,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 1,075,000 $ 358,000 $ 93,000
SANTA FE, NM 3 $ 895,000 $ 298,000 $ 128,000
BEND-REDMOND, OR 2 $ 440,000 $ 220,000 $ 0
CHARLESTON, WV 2 $ 390,000 $ 195,000 $ 413,000
CLARKSVILLE, TN-KY 2 $ 160,000 $ 80,000 $ 121,000
CUMBERLAND, MD-WV 2 $ 330,000 $ 165,000 $ 225,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 240,000 $ 120,000 $ 48,000
MACON-BIBB COUNTY, GA 2 $ 200,000 $ 100,000 $ 107,000
MADISON, WI 2 $ 1,060,000 $ 530,000 $ 356,000
MORGANTOWN, WV 2 $ 940,000 $ 470,000 $ 407,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2 $ 1,550,000 $ 775,000 $ 811,500
OAKLAND-HAYWARD-BERKELEY, CA 2 $ 1,770,000 $ 885,000 $ 357,000
OXNARD-THOUSAND OAKS-VENTURA, CA 2 $ 950,000 $ 475,000 $ 144,000
PANAMA CITY, FL 2 $ 640,000 $ 320,000 $ 393,000
SALISBURY, MD-DE 2 $ 910,000 $ 455,000 $ 271,000
SEBRING, FL 2 $ 450,000 $ 225,000 $ 312,000
ALBANY, GA 1 $ 105,000 $ 105,000 $ 149,000
APPLETON, WI 1 $ 335,000 $ 335,000 $ 100,000
BAKERSFIELD, CA 1 $ 1,505,000 $ 1,505,000 $ 0
CALIFORNIA-LEXINGTON PARK, MD 1 $ 135,000 $ 135,000 $ 161,000
CHICAGO-NAPERVILLE, IL 1 $ 185,000 $ 185,000 $ 0
CLEVELAND, TN 1 $ 75,000 $ 75,000 $ 70,000
COLORADO SPRINGS, CO 1 $ 435,000 $ 435,000 $ 336,000
COLUMBUS, GA-AL 1 $ 25,000 $ 25,000 $ 0
DALTON, GA 1 $ 115,000 $ 115,000 $ 127,000
EAU CLAIRE, WI 1 $ 165,000 $ 165,000 $ 61,000
FOND DU LAC, WI 1 $ 55,000 $ 55,000 $ 39,000
HINESVILLE, GA 1 $ 45,000 $ 45,000 $ 103,000
JACKSON, TN 1 $ 105,000 $ 105,000 $ 102,000
JANESVILLE-BELOIT, WI 1 $ 245,000 $ 245,000 $ 97,000
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 395,000 $ 395,000 $ 216,000
LONGVIEW, WA 1 $ 765,000 $ 765,000 $ 286,000
MERCED, CA 1 $ 195,000 $ 195,000 $ 300,000
NAPA, CA 1 $ 455,000 $ 455,000 $ 482,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 3,915,000 $ 3,915,000 $ 0
PRESCOTT VALLEY-PRESCOTT, AZ 1 $ 295,000 $ 295,000 $ 309,000
PROVIDENCE-WARWICK, RI-MA 1 $ 1,375,000 $ 1,375,000 $ 920,000
PUEBLO, CO 1 $ 525,000 $ 525,000 $ 246,000
ROME, GA 1 $ 245,000 $ 245,000 $ 106,000
SANTA ROSA, CA 1 $ 405,000 $ 405,000 $ 214,000
SEBASTIAN-VERO BEACH, FL 1 $ 4,555,000 $ 4,555,000 $ 1,910,000
ST. LOUIS, MO-IL 1 $ 225,000 $ 225,000 $ 87,000
TALLAHASSEE, FL 1 $ 215,000 $ 215,000 $ 64,000
THE VILLAGES, FL 1 $ 85,000 $ 85,000 $ 43,000
TULSA, OK 1 $ 305,000 $ 305,000 $ 120,000
VALLEJO-FAIRFIELD, CA 1 $ 405,000 $ 405,000 $ 695,000
WALLA WALLA, WA 1 $ 185,000 $ 185,000 $ 71,000
WORCESTER, MA-CT 1 $ 755,000 $ 755,000 $ 326,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,414 $2,496,370,000 $239,000 $8,945,000 $176,000 $6,591,000
Home Purchase 8,249 $2,526,405,000 $306,000 $6,305,000 $182,000 $5,795,000
Other Purpose 5,807 $649,215,000 $111,000 $2,925,000 $172,000 $5,207,000
Home Improvement 4,823 $474,725,000 $98,000 $3,055,000 $152,000 $3,291,000
Cash-out Refinancing 1,878 $515,010,000 $274,000 $2,735,000 $151,000 $3,853,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 21,961 $4,665,295,000 $212,000 $4,555,000 $167,000 $6,591,000
Not Provided 5,224 $1,106,780,000 $211,000 $7,205,000 $217,000 $3,458,000
Black or African American 1,686 $288,050,000 $170,000 $1,955,000 $104,000 $2,579,000
Hispanic 778 $157,980,000 $203,000 $1,335,000 $110,000 $1,301,000
Not applicable 677 $225,195,000 $332,000 $8,945,000 $0 $0
Asian 600 $162,570,000 $270,000 $2,005,000 $196,000 $1,413,000
American Indian or Alaskan Native 108 $21,000,000 $194,000 $925,000 $129,000 $805,000
Native Hawaiian or Other Pacific Islander 24 $5,950,000 $247,000 $785,000 $159,000 $443,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,513 $6,534,255,000 $214,000 $8,945,000 $174,000 $6,591,000
FHA-insured (Federal Housing Administration) 365 $63,245,000 $173,000 $505,000 $60,000 $400,000
VA-guaranteed (Veterans Administration) 172 $43,730,000 $254,000 $1,005,000 $81,000 $479,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 121 $20,495,000 $169,000 $385,000 $53,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,176 $4,370,860,000 $216,000 $8,945,000 $190,000 $6,591,000
Application Denied By Financial Institution 6,261 $1,183,615,000 $189,000 $7,205,000 $112,000 $3,381,000
File Closed For Incompleteness 2,451 $643,545,000 $262,000 $2,765,000 $158,000 $2,820,000
Application Approved But Not Accepted 1,215 $201,035,000 $165,000 $6,305,000 $182,000 $3,853,000
Application Withdrawn By Applicant 1,068 $262,670,000 $245,000 $3,005,000 $200,000 $2,339,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,910 $5,478,110,000 $219,000 $8,945,000 $186,000 $6,591,000
Debt-To-Income Ratio 2,864 $593,210,000 $207,000 $4,005,000 $77,000 $1,281,000
Credit History 1,605 $206,815,000 $128,000 $2,535,000 $102,000 $2,389,000
Collateral 1,009 $167,495,000 $166,000 $2,505,000 $176,000 $3,381,000
Other 332 $76,700,000 $231,000 $1,955,000 $179,000 $2,372,000
Insufficient Cash (Downpayment, Closing Cost) 281 $85,155,000 $303,000 $1,755,000 $158,000 $1,360,000
Unverifiable Information 161 $51,085,000 $317,000 $7,205,000 $187,000 $1,050,000
Employment History 5 $1,235,000 $247,000 $755,000 $109,000 $349,000
Credit Application Incomplete 4 $1,920,000 $480,000 $1,515,000 $160,000 $377,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List