First-Citizens Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First-Citizens Bank & Trust Company
4300 Six Forks Road Fcc 21
Raleigh, NC 27609
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,410
Total Mortgage Loan Application Amount $977,524,000
Average Mortgage Loan Application Amount $154,333
Highest Mortgage Loan Application Amount $5,500,000
Average Applicant Income $113,666
Highest Applicant Income $2,732,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First-Citizens Bank & Trust Company by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake County North Carolina 645 $ 141,242,000 $ 218,000 $ 135,000
Mecklenburg County North Carolina 386 $ 61,393,000 $ 159,000 $ 122,000
Guilford County North Carolina 191 $ 35,043,000 $ 183,000 $ 112,000
Forsyth County North Carolina 176 $ 26,400,000 $ 150,000 $ 80,000
Durham County North Carolina 141 $ 34,928,000 $ 247,000 $ 169,000
New Hanover County North Carolina 139 $ 35,887,000 $ 258,000 $ 167,000
Buncombe County North Carolina 137 $ 40,728,000 $ 297,000 $ 161,000
Cumberland County North Carolina 128 $ 18,817,000 $ 147,000 $ 137,000
Henderson County North Carolina 123 $ 25,550,000 $ 207,000 $ 93,000
Craven County North Carolina 118 $ 22,160,000 $ 187,000 $ 100,000
Union County North Carolina 112 $ 18,870,000 $ 168,000 $ 122,000
Carteret County North Carolina 104 $ 20,945,000 $ 201,000 $ 147,000
Brunswick County North Carolina 82 $ 20,289,000 $ 247,000 $ 172,000
Johnston County North Carolina 74 $ 9,565,000 $ 129,000 $ 74,000
Pittsylvania County Virginia 74 $ 8,751,000 $ 118,000 $ 51,000
Pitt County North Carolina 71 $ 13,245,000 $ 186,000 $ 72,000
Moore County North Carolina 58 $ 19,312,000 $ 332,000 $ 216,000
Onslow County North Carolina 58 $ 7,521,000 $ 129,000 $ 94,000
Caldwell County North Carolina 56 $ 6,684,000 $ 119,000 $ 57,000
Orange County North Carolina 56 $ 22,092,000 $ 394,000 $ 236,000
Danville County Virginia 54 $ 6,649,000 $ 123,000 $ 55,000
Loudoun County Virginia 52 $ 5,170,000 $ 99,000 $ 142,000
Roanoke County Virginia 52 $ 9,325,000 $ 179,000 $ 126,000
Catawba County North Carolina 49 $ 8,265,000 $ 168,000 $ 89,000
Pender County North Carolina 42 $ 8,496,000 $ 202,000 $ 123,000
Fairfax County Virginia 41 $ 4,108,000 $ 100,000 $ 145,000
Franklin County North Carolina 40 $ 5,353,000 $ 133,000 $ 76,000
Cabarrus County North Carolina 38 $ 6,165,000 $ 162,000 $ 91,000
Harnett County North Carolina 38 $ 5,521,000 $ 145,000 $ 77,000
Wayne County North Carolina 38 $ 5,363,000 $ 141,000 $ 96,000
Wilson County North Carolina 36 $ 4,750,000 $ 131,000 $ 129,000
Burke County North Carolina 34 $ 3,595,000 $ 105,000 $ 76,000
Chatham County North Carolina 34 $ 7,548,000 $ 222,000 $ 183,000
Watauga County North Carolina 34 $ 10,930,000 $ 321,000 $ 171,000
Iredell County North Carolina 33 $ 5,026,000 $ 152,000 $ 110,000
Stanly County North Carolina 32 $ 4,856,000 $ 151,000 $ 61,000
Fulton County Georgia 31 $ 6,794,000 $ 219,000 $ 210,000
Rockingham County North Carolina 30 $ 3,280,000 $ 109,000 $ 76,000
Roanoke City County Virginia 30 $ 4,743,000 $ 158,000 $ 70,000
Lenoir County North Carolina 28 $ 3,893,000 $ 139,000 $ 143,000
Maricopa County Arizona 27 $ 3,807,000 $ 141,000 $ 92,000
Albemarle County Virginia 27 $ 3,579,000 $ 132,000 $ 153,000
Bladen County North Carolina 26 $ 2,380,000 $ 91,000 $ 119,000
Sampson County North Carolina 26 $ 2,250,000 $ 86,000 $ 89,000
Jackson County North Carolina 25 $ 3,574,000 $ 142,000 $ 70,000
Swain County North Carolina 25 $ 2,780,000 $ 111,000 $ 77,000
District of Columbia County District Of Columbia 24 $ 2,916,000 $ 121,000 $ 140,000
Davidson County North Carolina 24 $ 4,565,000 $ 190,000 $ 110,000
Bedford County Virginia 24 $ 5,082,000 $ 211,000 $ 115,000
Randolph County North Carolina 22 $ 2,326,000 $ 105,000 $ 41,000
Stokes County North Carolina 22 $ 1,998,000 $ 90,000 $ 52,000
Shelby County Tennessee 22 $ 1,147,000 $ 52,000 $ 130,000
Greenbrier County West Virginia 21 $ 2,575,000 $ 122,000 $ 98,000
McDowell County North Carolina 20 $ 2,656,000 $ 132,000 $ 59,000
York County South Carolina 20 $ 3,600,000 $ 180,000 $ 154,000
Lynchburg County Virginia 20 $ 4,038,000 $ 201,000 $ 99,000
San Diego County California 19 $ 3,092,000 $ 162,000 $ 52,000
Haywood County North Carolina 19 $ 3,501,000 $ 184,000 $ 84,000
Wilkes County North Carolina 19 $ 3,338,000 $ 175,000 $ 85,000
King County Washington 19 $ 2,829,000 $ 148,000 $ 47,000
Alamance County North Carolina 18 $ 4,338,000 $ 241,000 $ 133,000
Beaufort County North Carolina 18 $ 2,503,000 $ 139,000 $ 76,000
Pamlico County North Carolina 18 $ 3,794,000 $ 210,000 $ 100,000
Surry County North Carolina 18 $ 1,826,000 $ 101,000 $ 64,000
Yadkin County North Carolina 18 $ 1,822,000 $ 101,000 $ 90,000
Pocahontas County West Virginia 18 $ 1,438,000 $ 79,000 $ 93,000
Lee County Florida 17 $ 2,334,000 $ 137,000 $ 60,000
Ashe County North Carolina 17 $ 2,214,000 $ 130,000 $ 83,000
Transylvania County North Carolina 17 $ 3,178,000 $ 186,000 $ 132,000
Brunswick County Virginia 17 $ 1,509,000 $ 88,000 $ 72,000
Rockingham County Virginia 17 $ 2,937,000 $ 172,000 $ 133,000
Riverside County California 16 $ 1,993,000 $ 124,000 $ 37,000
Greene County North Carolina 16 $ 1,699,000 $ 106,000 $ 88,000
Lincoln County North Carolina 16 $ 1,674,000 $ 104,000 $ 81,000
Davidson County Tennessee 16 $ 2,474,000 $ 154,000 $ 54,000
Dallas County Texas 16 $ 1,822,000 $ 113,000 $ 51,000
Gwinnett County Georgia 15 $ 2,472,000 $ 164,000 $ 103,000
Nash County North Carolina 15 $ 1,796,000 $ 119,000 $ 57,000
Pasquotank County North Carolina 15 $ 1,988,000 $ 132,000 $ 99,000
Rutherford County North Carolina 15 $ 1,944,000 $ 129,000 $ 112,000
Montgomery County Virginia 15 $ 1,445,000 $ 96,000 $ 91,000
Los Angeles County California 14 $ 2,511,000 $ 179,000 $ 42,000
Multnomah County Oregon 14 $ 1,856,000 $ 132,000 $ 96,000
Oklahoma County Oklahoma 13 $ 1,878,000 $ 144,000 $ 173,000
Botetourt County Virginia 13 $ 2,214,000 $ 170,000 $ 123,000
Palm Beach County Florida 12 $ 1,767,000 $ 147,000 $ 66,000
DeKalb County Georgia 12 $ 1,743,000 $ 145,000 $ 136,000
Anne Arundel County Maryland 12 $ 2,710,000 $ 225,000 $ 153,000
Duplin County North Carolina 12 $ 1,503,000 $ 125,000 $ 94,000
Halifax County North Carolina 12 $ 908,000 $ 75,000 $ 43,000
Alleghany County Virginia 12 $ 1,116,000 $ 93,000 $ 63,000
Greensville County Virginia 12 $ 1,056,000 $ 88,000 $ 44,000
Cobb County Georgia 11 $ 1,798,000 $ 163,000 $ 139,000
Jackson County Missouri 11 $ 1,485,000 $ 135,000 $ 29,000
Gaston County North Carolina 11 $ 1,563,000 $ 142,000 $ 156,000
Lee County North Carolina 11 $ 1,794,000 $ 163,000 $ 83,000
Charlottesville County Virginia 11 $ 1,116,000 $ 101,000 $ 148,000
Prince William County Virginia 11 $ 1,107,000 $ 100,000 $ 192,000
Dare County North Carolina 10 $ 3,938,000 $ 393,000 $ 486,000
Davie County North Carolina 10 $ 1,557,000 $ 155,000 $ 76,000
Macon County North Carolina 10 $ 2,530,000 $ 253,000 $ 172,000
Travis County Texas 10 $ 2,143,000 $ 214,000 $ 91,000
Augusta County Virginia 10 $ 1,345,000 $ 134,000 $ 78,000
Franklin County Virginia 10 $ 2,109,000 $ 210,000 $ 315,000
Mecklenburg County Virginia 10 $ 1,196,000 $ 119,000 $ 62,000
Nelson County Virginia 10 $ 3,017,000 $ 301,000 $ 107,000
Salem County Virginia 10 $ 1,893,000 $ 189,000 $ 151,000
Cherokee County North Carolina 9 $ 1,317,000 $ 146,000 $ 86,000
Graham County North Carolina 9 $ 1,295,000 $ 143,000 $ 77,000
Madison County North Carolina 9 $ 987,000 $ 109,000 $ 72,000
Yancey County North Carolina 9 $ 1,056,000 $ 117,000 $ 123,000
Charleston County South Carolina 9 $ 2,912,000 $ 323,000 $ 224,000
Horry County South Carolina 9 $ 1,559,000 $ 173,000 $ 190,000
Carroll County Virginia 9 $ 819,000 $ 91,000 $ 50,000
Cherokee County Georgia 8 $ 1,103,000 $ 137,000 $ 239,000
Bernalillo County New Mexico 8 $ 1,657,000 $ 207,000 $ 107,000
Clay County North Carolina 8 $ 1,124,000 $ 140,000 $ 78,000
Polk County North Carolina 8 $ 1,589,000 $ 198,000 $ 83,000
Harris County Texas 8 $ 1,032,000 $ 129,000 $ 77,000
Campbell County Virginia 8 $ 972,000 $ 121,000 $ 59,000
Warren County Virginia 8 $ 720,000 $ 90,000 $ 70,000
Sacramento County California 7 $ 855,000 $ 122,000 $ 49,000
Broward County Florida 7 $ 1,092,000 $ 156,000 $ 176,000
Collier County Florida 7 $ 2,114,000 $ 302,000 $ 182,000
Johnson County Kansas 7 $ 794,000 $ 113,000 $ 40,000
Montgomery County Maryland 7 $ 1,090,000 $ 155,000 $ 158,000
Columbus County North Carolina 7 $ 899,000 $ 128,000 $ 62,000
Vance County North Carolina 7 $ 360,000 $ 51,000 $ 48,000
Lancaster County South Carolina 7 $ 502,000 $ 71,000 $ 115,000
Spartanburg County South Carolina 7 $ 983,000 $ 140,000 $ 85,000
Chesterfield County Virginia 7 $ 1,074,000 $ 153,000 $ 87,000
Duval County Florida 6 $ 464,000 $ 77,000 $ 57,000
Clayton County Georgia 6 $ 344,000 $ 57,000 $ 223,000
Forsyth County Georgia 6 $ 1,713,000 $ 285,000 $ 279,000
Alleghany County North Carolina 6 $ 680,000 $ 113,000 $ 89,000
Avery County North Carolina 6 $ 2,226,000 $ 371,000 $ 220,000
Caswell County North Carolina 6 $ 595,000 $ 99,000 $ 39,000
Cleveland County North Carolina 6 $ 468,000 $ 78,000 $ 45,000
Granville County North Carolina 6 $ 771,000 $ 128,000 $ 65,000
Person County North Carolina 6 $ 2,283,000 $ 380,000 $ 169,000
Robeson County North Carolina 6 $ 618,000 $ 103,000 $ 40,000
Oconee County South Carolina 6 $ 2,703,000 $ 450,000 $ 503,000
Williamson County Tennessee 6 $ 822,000 $ 137,000 $ 193,000
Emporia County Virginia 6 $ 552,000 $ 92,000 $ 23,000
Staunton County Virginia 6 $ 662,000 $ 110,000 $ 129,000
Pierce County Washington 6 $ 1,776,000 $ 296,000 $ 143,000
Orange County California 5 $ 6,033,000 $ 1,206,000 $ 259,000
Alexander County North Carolina 5 $ 365,000 $ 73,000 $ 60,000
Rowan County North Carolina 5 $ 479,000 $ 95,000 $ 98,000
Halifax County Virginia 5 $ 394,000 $ 78,000 $ 142,000
Richmond City County Virginia 5 $ 709,000 $ 141,000 $ 126,000
Miami-Dade County Florida 4 $ 1,226,000 $ 306,000 $ 158,000
Hoke County North Carolina 4 $ 592,000 $ 148,000 $ 72,000
Martin County North Carolina 4 $ 542,000 $ 135,000 $ 46,000
Aiken County South Carolina 4 $ 1,109,000 $ 277,000 $ 143,000
Pickens County South Carolina 4 $ 3,691,000 $ 922,000 $ 537,000
Alexandria County Virginia 4 $ 312,000 $ 78,000 $ 175,000
Charlotte County Virginia 4 $ 287,000 $ 71,000 $ 74,000
Floyd County Virginia 4 $ 233,000 $ 58,000 $ 50,000
Fluvanna County Virginia 4 $ 593,000 $ 148,000 $ 139,000
Galax County Virginia 4 $ 502,000 $ 125,000 $ 128,000
Grayson County Virginia 4 $ 116,000 $ 29,000 $ 20,000
Henrico County Virginia 4 $ 1,274,000 $ 318,000 $ 242,000
Stafford County Virginia 4 $ 1,343,000 $ 335,000 $ 267,000
Boulder County Colorado 3 $ 1,166,000 $ 388,000 $ 201,000
Denver County Colorado 3 $ 388,000 $ 129,000 $ 93,000
Martin County Florida 3 $ 328,000 $ 109,000 $ 83,000
Santa Fe County New Mexico 3 $ 1,062,000 $ 354,000 $ 111,000
Jones County North Carolina 3 $ 270,000 $ 90,000 $ 97,000
Montgomery County North Carolina 3 $ 1,019,000 $ 339,000 $ 293,000
Northampton County North Carolina 3 $ 825,000 $ 275,000 $ 147,000
Warren County North Carolina 3 $ 427,000 $ 142,000 $ 105,000
Anderson County South Carolina 3 $ 376,000 $ 125,000 $ 178,000
Greenville County South Carolina 3 $ 1,296,000 $ 432,000 $ 437,000
Lexington County South Carolina 3 $ 205,000 $ 68,000 $ 72,000
Carter County Tennessee 3 $ 238,000 $ 79,000 $ 40,000
Hamilton County Tennessee 3 $ 454,000 $ 151,000 $ 95,000
Knox County Tennessee 3 $ 651,000 $ 217,000 $ 111,000
Arlington County Virginia 3 $ 474,000 $ 158,000 $ 185,000
Fauquier County Virginia 3 $ 568,000 $ 189,000 $ 93,000
Hanover County Virginia 3 $ 373,000 $ 124,000 $ 86,000
Harrisonburg County Virginia 3 $ 195,000 $ 65,000 $ 130,000
Lunenburg County Virginia 3 $ 575,000 $ 191,000 $ 44,000
Nottoway County Virginia 3 $ 1,268,000 $ 422,000 $ 43,000
Patrick County Virginia 3 $ 400,000 $ 133,000 $ 61,000
Thurston County Washington 3 $ 720,000 $ 240,000 $ 46,000
Placer County California 2 $ 371,000 $ 185,000 $ 60,000
Douglas County Colorado 2 $ 597,000 $ 298,000 $ 299,000
Jefferson County Colorado 2 $ 867,000 $ 433,000 $ 271,000
Larimer County Colorado 2 $ 278,000 $ 139,000 $ 38,000
Clay County Florida 2 $ 216,000 $ 108,000 $ 25,000
Jefferson County Kentucky 2 $ 330,000 $ 165,000 $ 719,000
Prince George's County Maryland 2 $ 251,000 $ 125,000 $ 187,000
Anson County North Carolina 2 $ 212,000 $ 106,000 $ 32,000
Camden County North Carolina 2 $ 225,000 $ 112,000 $ 79,000
Edgecombe County North Carolina 2 $ 468,000 $ 234,000 $ 108,000
Perquimans County North Carolina 2 $ 156,000 $ 78,000 $ 71,000
Canadian County Oklahoma 2 $ 206,000 $ 103,000 $ 80,000
Johnson County Tennessee 2 $ 543,000 $ 271,000 $ 336,000
Sevier County Tennessee 2 $ 289,000 $ 144,000 $ 130,000
Washington County Tennessee 2 $ 539,000 $ 269,000 $ 435,000
Wilson County Tennessee 2 $ 224,000 $ 112,000 $ 43,000
Fort Bend County Texas 2 $ 161,000 $ 80,000 $ 43,000
Amherst County Virginia 2 $ 262,000 $ 131,000 $ 38,000
Bedford City County Virginia 2 $ 235,000 $ 117,000 $ 60,000
Frederick County Virginia 2 $ 323,000 $ 161,000 $ 46,000
Henry County Virginia 2 $ 62,000 $ 31,000 $ 34,000
Highland County Virginia 2 $ 100,000 $ 50,000 $ 42,000
Page County Virginia 2 $ 234,000 $ 117,000 $ 34,000
Poquoson County Virginia 2 $ 210,000 $ 105,000 $ 204,000
Shenandoah County Virginia 2 $ 310,000 $ 155,000 $ 50,000
Virginia Beach County Virginia 2 $ 268,000 $ 134,000 $ 219,000
Washington County Virginia 2 $ 253,000 $ 126,000 $ 115,000
Monroe County West Virginia 2 $ 110,000 $ 55,000 $ 60,000
Nevada County California 1 $ 196,000 $ 196,000 $ 247,000
Adams County Colorado 1 $ 67,000 $ 67,000 $ 38,000
Broomfield County Colorado 1 $ 292,000 $ 292,000 $ 104,000
Weld County Colorado 1 $ 278,000 $ 278,000 $ 130,000
Lake County Florida 1 $ 145,000 $ 145,000 $ 46,000
Orange County Florida 1 $ 180,000 $ 180,000 $ 33,000
Pasco County Florida 1 $ 71,000 $ 71,000 $ 29,000
St. Johns County Florida 1 $ 750,000 $ 750,000 $ 447,000
Catoosa County Georgia 1 $ 303,000 $ 303,000 $ 149,000
Dooly County Georgia 1 $ 19,000 $ 19,000 $ 114,000
Glynn County Georgia 1 $ 650,000 $ 650,000 $ 475,000
Muscogee County Georgia 1 $ 272,000 $ 272,000 $ 195,000
Paulding County Georgia 1 $ 75,000 $ 75,000 $ 101,000
Rockdale County Georgia 1 $ 32,000 $ 32,000 $ 128,000
Towns County Georgia 1 $ 272,000 $ 272,000 $ 135,000
Union County Georgia 1 $ 117,000 $ 117,000 $ 79,000
Walton County Georgia 1 $ 326,000 $ 326,000 $ 173,000
Carroll County Maryland 1 $ 333,000 $ 333,000 $ 102,000
Frederick County Maryland 1 $ 47,000 $ 47,000 $ 148,000
Garrett County Maryland 1 $ 103,000 $ 103,000 $ 300,000
Harford County Maryland 1 $ 260,000 $ 260,000 $ 162,000
Howard County Maryland 1 $ 187,000 $ 187,000 $ 178,000
Washington County Maryland 1 $ 40,000 $ 40,000 $ 157,000
Ray County Missouri 1 $ 73,000 $ 73,000 $ 26,000
St. Louis County Missouri 1 $ 275,000 $ 275,000 $ 86,000
Curry County New Mexico 1 $ 223,000 $ 223,000 $ 91,000
Currituck County North Carolina 1 $ 143,000 $ 143,000 $ 364,000
Hertford County North Carolina 1 $ 60,000 $ 60,000 $ 123,000
Mitchell County North Carolina 1 $ 187,000 $ 187,000 $ 94,000
Richmond County North Carolina 1 $ 66,000 $ 66,000 $ 104,000
Cleveland County Oklahoma 1 $ 221,000 $ 221,000 $ 660,000
Sequoyah County Oklahoma 1 $ 280,000 $ 280,000 $ 0
Clackamas County Oregon 1 $ 134,000 $ 134,000 $ 23,000
Beaufort County South Carolina 1 $ 291,000 $ 291,000 $ 271,000
Georgetown County South Carolina 1 $ 1,000,000 $ 1,000,000 $ 193,000
Loudon County Tennessee 1 $ 207,000 $ 207,000 $ 99,000
Monroe County Tennessee 1 $ 213,000 $ 213,000 $ 69,000
Rutherford County Tennessee 1 $ 736,000 $ 736,000 $ 337,000
Brazoria County Texas 1 $ 185,000 $ 185,000 $ 49,000
Polk County Texas 1 $ 203,000 $ 203,000 $ 174,000
Buckingham County Virginia 1 $ 108,000 $ 108,000 $ 50,000
Chesapeake County Virginia 1 $ 225,000 $ 225,000 $ 223,000
Covington County Virginia 1 $ 34,000 $ 34,000 $ 16,000
Giles County Virginia 1 $ 278,000 $ 278,000 $ 594,000
Gloucester County Virginia 1 $ 150,000 $ 150,000 $ 42,000
Greene County Virginia 1 $ 180,000 $ 180,000 $ 123,000
Louisa County Virginia 1 $ 288,000 $ 288,000 $ 81,000
Manassas County Virginia 1 $ 20,000 $ 20,000 $ 154,000
Prince Edward County Virginia 1 $ 35,000 $ 35,000 $ 0
Prince George County Virginia 1 $ 175,000 $ 175,000 $ 202,000
Pulaski County Virginia 1 $ 45,000 $ 45,000 $ 80,000
Radford County Virginia 1 $ 150,000 $ 150,000 $ 46,000
Rockbridge County Virginia 1 $ 330,000 $ 330,000 $ 150,000
Spotsylvania County Virginia 1 $ 540,000 $ 540,000 $ 269,000
Wythe County Virginia 1 $ 65,000 $ 65,000 $ 413,000
York County Virginia 1 $ 36,000 $ 36,000 $ 163,000
Clark County Washington 1 $ 675,000 $ 675,000 $ 406,000
Skagit County Washington 1 $ 94,000 $ 94,000 $ 96,000
Nicholas County West Virginia 1 $ 75,000 $ 75,000 $ 23,000
Randolph County West Virginia 1 $ 57,000 $ 57,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Company in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,362 $637,362,000 $189,000 $5,500,000 $121,000 $2,732,000
Refinancing 1,722 $308,926,000 $179,000 $2,100,000 $117,000 $1,344,000
Home Improvement 326 $31,236,000 $95,000 $1,412,000 $103,000 $854,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,678 $703,165,000 $191,000 $5,500,000 $131,000 $2,510,000
Black or African American 573 $89,045,000 $155,000 $2,980,000 $84,000 $2,732,000
Not applicable 420 $63,367,000 $150,000 $1,412,000 $28,000 $390,000
Not Provided 332 $46,430,000 $139,000 $910,000 $151,000 $854,000
Asian 188 $39,554,000 $210,000 $1,259,000 $161,000 $682,000
Hispanic 170 $29,485,000 $173,000 $770,000 $100,000 $768,000
American Indian or Alaskan Native 37 $4,862,000 $131,000 $417,000 $100,000 $520,000
Native Hawaiian or Other Pacific Islander 12 $1,616,000 $134,000 $234,000 $82,000 $151,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,976 $912,625,000 $183,000 $5,500,000 $124,000 $2,732,000
FHA-insured (Federal Housing Administration) 161 $20,024,000 $124,000 $309,000 $49,000 $384,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 150 $19,577,000 $130,000 $316,000 $44,000 $95,000
VA-guaranteed (Veterans Administration) 123 $25,298,000 $205,000 $666,000 $81,000 $443,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,405 $664,544,000 $195,000 $5,500,000 $133,000 $2,732,000
Application Denied By Financial Institution 790 $114,021,000 $144,000 $1,063,000 $79,000 $1,087,000
Application Withdrawn By Applicant 369 $70,125,000 $190,000 $996,000 $131,000 $1,672,000
Application Approved But Not Accepted 341 $53,352,000 $156,000 $1,785,000 $113,000 $749,000
Loan Purchased By The Institution 249 $31,627,000 $127,000 $392,000 $48,000 $390,000
File Closed For Incompleteness 172 $31,701,000 $184,000 $1,000,000 $134,000 $854,000
Preapproval Denied by Financial Institution 84 $12,154,000 $144,000 $743,000 $77,000 $2,028,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 348 $61,215,000 $175,000 $1,063,000 $63,000 $646,000
Credit History 280 $30,466,000 $108,000 $972,000 $80,000 $2,028,000
Collateral 145 $19,608,000 $135,000 $840,000 $121,000 $630,000
Insufficient Cash (Downpayment, Closing Cost) 39 $6,083,000 $155,000 $417,000 $62,000 $194,000
Other 36 $4,678,000 $129,000 $396,000 $80,000 $353,000
Employment History 15 $2,361,000 $157,000 $358,000 $42,000 $100,000
Unverifiable Information 11 $1,764,000 $160,000 $521,000 $108,000 $214,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List