Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | First-Citizens Bank & Trust Company 4300 Six Forks Road Fcc 21 Raleigh, NC 27609 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 5,410 |
Total Mortgage Loan Application Amount | $977,524,000 |
Average Mortgage Loan Application Amount | $154,333 |
Highest Mortgage Loan Application Amount | $5,500,000 |
Average Applicant Income | $113,666 |
Highest Applicant Income | $2,732,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Wake County North Carolina | 645 | $ 141,242,000 | $ 218,000 | $ 135,000 |
Mecklenburg County North Carolina | 386 | $ 61,393,000 | $ 159,000 | $ 122,000 |
Guilford County North Carolina | 191 | $ 35,043,000 | $ 183,000 | $ 112,000 |
Forsyth County North Carolina | 176 | $ 26,400,000 | $ 150,000 | $ 80,000 |
Durham County North Carolina | 141 | $ 34,928,000 | $ 247,000 | $ 169,000 |
New Hanover County North Carolina | 139 | $ 35,887,000 | $ 258,000 | $ 167,000 |
Buncombe County North Carolina | 137 | $ 40,728,000 | $ 297,000 | $ 161,000 |
Cumberland County North Carolina | 128 | $ 18,817,000 | $ 147,000 | $ 137,000 |
Henderson County North Carolina | 123 | $ 25,550,000 | $ 207,000 | $ 93,000 |
Craven County North Carolina | 118 | $ 22,160,000 | $ 187,000 | $ 100,000 |
Union County North Carolina | 112 | $ 18,870,000 | $ 168,000 | $ 122,000 |
Carteret County North Carolina | 104 | $ 20,945,000 | $ 201,000 | $ 147,000 |
Brunswick County North Carolina | 82 | $ 20,289,000 | $ 247,000 | $ 172,000 |
Johnston County North Carolina | 74 | $ 9,565,000 | $ 129,000 | $ 74,000 |
Pittsylvania County Virginia | 74 | $ 8,751,000 | $ 118,000 | $ 51,000 |
Pitt County North Carolina | 71 | $ 13,245,000 | $ 186,000 | $ 72,000 |
Moore County North Carolina | 58 | $ 19,312,000 | $ 332,000 | $ 216,000 |
Onslow County North Carolina | 58 | $ 7,521,000 | $ 129,000 | $ 94,000 |
Caldwell County North Carolina | 56 | $ 6,684,000 | $ 119,000 | $ 57,000 |
Orange County North Carolina | 56 | $ 22,092,000 | $ 394,000 | $ 236,000 |
Danville County Virginia | 54 | $ 6,649,000 | $ 123,000 | $ 55,000 |
Loudoun County Virginia | 52 | $ 5,170,000 | $ 99,000 | $ 142,000 |
Roanoke County Virginia | 52 | $ 9,325,000 | $ 179,000 | $ 126,000 |
Catawba County North Carolina | 49 | $ 8,265,000 | $ 168,000 | $ 89,000 |
Pender County North Carolina | 42 | $ 8,496,000 | $ 202,000 | $ 123,000 |
Fairfax County Virginia | 41 | $ 4,108,000 | $ 100,000 | $ 145,000 |
Franklin County North Carolina | 40 | $ 5,353,000 | $ 133,000 | $ 76,000 |
Cabarrus County North Carolina | 38 | $ 6,165,000 | $ 162,000 | $ 91,000 |
Harnett County North Carolina | 38 | $ 5,521,000 | $ 145,000 | $ 77,000 |
Wayne County North Carolina | 38 | $ 5,363,000 | $ 141,000 | $ 96,000 |
Wilson County North Carolina | 36 | $ 4,750,000 | $ 131,000 | $ 129,000 |
Burke County North Carolina | 34 | $ 3,595,000 | $ 105,000 | $ 76,000 |
Chatham County North Carolina | 34 | $ 7,548,000 | $ 222,000 | $ 183,000 |
Watauga County North Carolina | 34 | $ 10,930,000 | $ 321,000 | $ 171,000 |
Iredell County North Carolina | 33 | $ 5,026,000 | $ 152,000 | $ 110,000 |
Stanly County North Carolina | 32 | $ 4,856,000 | $ 151,000 | $ 61,000 |
Fulton County Georgia | 31 | $ 6,794,000 | $ 219,000 | $ 210,000 |
Rockingham County North Carolina | 30 | $ 3,280,000 | $ 109,000 | $ 76,000 |
Roanoke City County Virginia | 30 | $ 4,743,000 | $ 158,000 | $ 70,000 |
Lenoir County North Carolina | 28 | $ 3,893,000 | $ 139,000 | $ 143,000 |
Maricopa County Arizona | 27 | $ 3,807,000 | $ 141,000 | $ 92,000 |
Albemarle County Virginia | 27 | $ 3,579,000 | $ 132,000 | $ 153,000 |
Bladen County North Carolina | 26 | $ 2,380,000 | $ 91,000 | $ 119,000 |
Sampson County North Carolina | 26 | $ 2,250,000 | $ 86,000 | $ 89,000 |
Jackson County North Carolina | 25 | $ 3,574,000 | $ 142,000 | $ 70,000 |
Swain County North Carolina | 25 | $ 2,780,000 | $ 111,000 | $ 77,000 |
District of Columbia County District Of Columbia | 24 | $ 2,916,000 | $ 121,000 | $ 140,000 |
Davidson County North Carolina | 24 | $ 4,565,000 | $ 190,000 | $ 110,000 |
Bedford County Virginia | 24 | $ 5,082,000 | $ 211,000 | $ 115,000 |
Randolph County North Carolina | 22 | $ 2,326,000 | $ 105,000 | $ 41,000 |
Stokes County North Carolina | 22 | $ 1,998,000 | $ 90,000 | $ 52,000 |
Shelby County Tennessee | 22 | $ 1,147,000 | $ 52,000 | $ 130,000 |
Greenbrier County West Virginia | 21 | $ 2,575,000 | $ 122,000 | $ 98,000 |
McDowell County North Carolina | 20 | $ 2,656,000 | $ 132,000 | $ 59,000 |
York County South Carolina | 20 | $ 3,600,000 | $ 180,000 | $ 154,000 |
Lynchburg County Virginia | 20 | $ 4,038,000 | $ 201,000 | $ 99,000 |
San Diego County California | 19 | $ 3,092,000 | $ 162,000 | $ 52,000 |
Haywood County North Carolina | 19 | $ 3,501,000 | $ 184,000 | $ 84,000 |
Wilkes County North Carolina | 19 | $ 3,338,000 | $ 175,000 | $ 85,000 |
King County Washington | 19 | $ 2,829,000 | $ 148,000 | $ 47,000 |
Alamance County North Carolina | 18 | $ 4,338,000 | $ 241,000 | $ 133,000 |
Beaufort County North Carolina | 18 | $ 2,503,000 | $ 139,000 | $ 76,000 |
Pamlico County North Carolina | 18 | $ 3,794,000 | $ 210,000 | $ 100,000 |
Surry County North Carolina | 18 | $ 1,826,000 | $ 101,000 | $ 64,000 |
Yadkin County North Carolina | 18 | $ 1,822,000 | $ 101,000 | $ 90,000 |
Pocahontas County West Virginia | 18 | $ 1,438,000 | $ 79,000 | $ 93,000 |
Lee County Florida | 17 | $ 2,334,000 | $ 137,000 | $ 60,000 |
Ashe County North Carolina | 17 | $ 2,214,000 | $ 130,000 | $ 83,000 |
Transylvania County North Carolina | 17 | $ 3,178,000 | $ 186,000 | $ 132,000 |
Brunswick County Virginia | 17 | $ 1,509,000 | $ 88,000 | $ 72,000 |
Rockingham County Virginia | 17 | $ 2,937,000 | $ 172,000 | $ 133,000 |
Riverside County California | 16 | $ 1,993,000 | $ 124,000 | $ 37,000 |
Greene County North Carolina | 16 | $ 1,699,000 | $ 106,000 | $ 88,000 |
Lincoln County North Carolina | 16 | $ 1,674,000 | $ 104,000 | $ 81,000 |
Davidson County Tennessee | 16 | $ 2,474,000 | $ 154,000 | $ 54,000 |
Dallas County Texas | 16 | $ 1,822,000 | $ 113,000 | $ 51,000 |
Gwinnett County Georgia | 15 | $ 2,472,000 | $ 164,000 | $ 103,000 |
Nash County North Carolina | 15 | $ 1,796,000 | $ 119,000 | $ 57,000 |
Pasquotank County North Carolina | 15 | $ 1,988,000 | $ 132,000 | $ 99,000 |
Rutherford County North Carolina | 15 | $ 1,944,000 | $ 129,000 | $ 112,000 |
Montgomery County Virginia | 15 | $ 1,445,000 | $ 96,000 | $ 91,000 |
Los Angeles County California | 14 | $ 2,511,000 | $ 179,000 | $ 42,000 |
Multnomah County Oregon | 14 | $ 1,856,000 | $ 132,000 | $ 96,000 |
Oklahoma County Oklahoma | 13 | $ 1,878,000 | $ 144,000 | $ 173,000 |
Botetourt County Virginia | 13 | $ 2,214,000 | $ 170,000 | $ 123,000 |
Palm Beach County Florida | 12 | $ 1,767,000 | $ 147,000 | $ 66,000 |
DeKalb County Georgia | 12 | $ 1,743,000 | $ 145,000 | $ 136,000 |
Anne Arundel County Maryland | 12 | $ 2,710,000 | $ 225,000 | $ 153,000 |
Duplin County North Carolina | 12 | $ 1,503,000 | $ 125,000 | $ 94,000 |
Halifax County North Carolina | 12 | $ 908,000 | $ 75,000 | $ 43,000 |
Alleghany County Virginia | 12 | $ 1,116,000 | $ 93,000 | $ 63,000 |
Greensville County Virginia | 12 | $ 1,056,000 | $ 88,000 | $ 44,000 |
Cobb County Georgia | 11 | $ 1,798,000 | $ 163,000 | $ 139,000 |
Jackson County Missouri | 11 | $ 1,485,000 | $ 135,000 | $ 29,000 |
Gaston County North Carolina | 11 | $ 1,563,000 | $ 142,000 | $ 156,000 |
Lee County North Carolina | 11 | $ 1,794,000 | $ 163,000 | $ 83,000 |
Charlottesville County Virginia | 11 | $ 1,116,000 | $ 101,000 | $ 148,000 |
Prince William County Virginia | 11 | $ 1,107,000 | $ 100,000 | $ 192,000 |
Dare County North Carolina | 10 | $ 3,938,000 | $ 393,000 | $ 486,000 |
Davie County North Carolina | 10 | $ 1,557,000 | $ 155,000 | $ 76,000 |
Macon County North Carolina | 10 | $ 2,530,000 | $ 253,000 | $ 172,000 |
Travis County Texas | 10 | $ 2,143,000 | $ 214,000 | $ 91,000 |
Augusta County Virginia | 10 | $ 1,345,000 | $ 134,000 | $ 78,000 |
Franklin County Virginia | 10 | $ 2,109,000 | $ 210,000 | $ 315,000 |
Mecklenburg County Virginia | 10 | $ 1,196,000 | $ 119,000 | $ 62,000 |
Nelson County Virginia | 10 | $ 3,017,000 | $ 301,000 | $ 107,000 |
Salem County Virginia | 10 | $ 1,893,000 | $ 189,000 | $ 151,000 |
Cherokee County North Carolina | 9 | $ 1,317,000 | $ 146,000 | $ 86,000 |
Graham County North Carolina | 9 | $ 1,295,000 | $ 143,000 | $ 77,000 |
Madison County North Carolina | 9 | $ 987,000 | $ 109,000 | $ 72,000 |
Yancey County North Carolina | 9 | $ 1,056,000 | $ 117,000 | $ 123,000 |
Charleston County South Carolina | 9 | $ 2,912,000 | $ 323,000 | $ 224,000 |
Horry County South Carolina | 9 | $ 1,559,000 | $ 173,000 | $ 190,000 |
Carroll County Virginia | 9 | $ 819,000 | $ 91,000 | $ 50,000 |
Cherokee County Georgia | 8 | $ 1,103,000 | $ 137,000 | $ 239,000 |
Bernalillo County New Mexico | 8 | $ 1,657,000 | $ 207,000 | $ 107,000 |
Clay County North Carolina | 8 | $ 1,124,000 | $ 140,000 | $ 78,000 |
Polk County North Carolina | 8 | $ 1,589,000 | $ 198,000 | $ 83,000 |
Harris County Texas | 8 | $ 1,032,000 | $ 129,000 | $ 77,000 |
Campbell County Virginia | 8 | $ 972,000 | $ 121,000 | $ 59,000 |
Warren County Virginia | 8 | $ 720,000 | $ 90,000 | $ 70,000 |
Sacramento County California | 7 | $ 855,000 | $ 122,000 | $ 49,000 |
Broward County Florida | 7 | $ 1,092,000 | $ 156,000 | $ 176,000 |
Collier County Florida | 7 | $ 2,114,000 | $ 302,000 | $ 182,000 |
Johnson County Kansas | 7 | $ 794,000 | $ 113,000 | $ 40,000 |
Montgomery County Maryland | 7 | $ 1,090,000 | $ 155,000 | $ 158,000 |
Columbus County North Carolina | 7 | $ 899,000 | $ 128,000 | $ 62,000 |
Vance County North Carolina | 7 | $ 360,000 | $ 51,000 | $ 48,000 |
Lancaster County South Carolina | 7 | $ 502,000 | $ 71,000 | $ 115,000 |
Spartanburg County South Carolina | 7 | $ 983,000 | $ 140,000 | $ 85,000 |
Chesterfield County Virginia | 7 | $ 1,074,000 | $ 153,000 | $ 87,000 |
Duval County Florida | 6 | $ 464,000 | $ 77,000 | $ 57,000 |
Clayton County Georgia | 6 | $ 344,000 | $ 57,000 | $ 223,000 |
Forsyth County Georgia | 6 | $ 1,713,000 | $ 285,000 | $ 279,000 |
Alleghany County North Carolina | 6 | $ 680,000 | $ 113,000 | $ 89,000 |
Avery County North Carolina | 6 | $ 2,226,000 | $ 371,000 | $ 220,000 |
Caswell County North Carolina | 6 | $ 595,000 | $ 99,000 | $ 39,000 |
Cleveland County North Carolina | 6 | $ 468,000 | $ 78,000 | $ 45,000 |
Granville County North Carolina | 6 | $ 771,000 | $ 128,000 | $ 65,000 |
Person County North Carolina | 6 | $ 2,283,000 | $ 380,000 | $ 169,000 |
Robeson County North Carolina | 6 | $ 618,000 | $ 103,000 | $ 40,000 |
Oconee County South Carolina | 6 | $ 2,703,000 | $ 450,000 | $ 503,000 |
Williamson County Tennessee | 6 | $ 822,000 | $ 137,000 | $ 193,000 |
Emporia County Virginia | 6 | $ 552,000 | $ 92,000 | $ 23,000 |
Staunton County Virginia | 6 | $ 662,000 | $ 110,000 | $ 129,000 |
Pierce County Washington | 6 | $ 1,776,000 | $ 296,000 | $ 143,000 |
Orange County California | 5 | $ 6,033,000 | $ 1,206,000 | $ 259,000 |
Alexander County North Carolina | 5 | $ 365,000 | $ 73,000 | $ 60,000 |
Rowan County North Carolina | 5 | $ 479,000 | $ 95,000 | $ 98,000 |
Halifax County Virginia | 5 | $ 394,000 | $ 78,000 | $ 142,000 |
Richmond City County Virginia | 5 | $ 709,000 | $ 141,000 | $ 126,000 |
Miami-Dade County Florida | 4 | $ 1,226,000 | $ 306,000 | $ 158,000 |
Hoke County North Carolina | 4 | $ 592,000 | $ 148,000 | $ 72,000 |
Martin County North Carolina | 4 | $ 542,000 | $ 135,000 | $ 46,000 |
Aiken County South Carolina | 4 | $ 1,109,000 | $ 277,000 | $ 143,000 |
Pickens County South Carolina | 4 | $ 3,691,000 | $ 922,000 | $ 537,000 |
Alexandria County Virginia | 4 | $ 312,000 | $ 78,000 | $ 175,000 |
Charlotte County Virginia | 4 | $ 287,000 | $ 71,000 | $ 74,000 |
Floyd County Virginia | 4 | $ 233,000 | $ 58,000 | $ 50,000 |
Fluvanna County Virginia | 4 | $ 593,000 | $ 148,000 | $ 139,000 |
Galax County Virginia | 4 | $ 502,000 | $ 125,000 | $ 128,000 |
Grayson County Virginia | 4 | $ 116,000 | $ 29,000 | $ 20,000 |
Henrico County Virginia | 4 | $ 1,274,000 | $ 318,000 | $ 242,000 |
Stafford County Virginia | 4 | $ 1,343,000 | $ 335,000 | $ 267,000 |
Boulder County Colorado | 3 | $ 1,166,000 | $ 388,000 | $ 201,000 |
Denver County Colorado | 3 | $ 388,000 | $ 129,000 | $ 93,000 |
Martin County Florida | 3 | $ 328,000 | $ 109,000 | $ 83,000 |
Santa Fe County New Mexico | 3 | $ 1,062,000 | $ 354,000 | $ 111,000 |
Jones County North Carolina | 3 | $ 270,000 | $ 90,000 | $ 97,000 |
Montgomery County North Carolina | 3 | $ 1,019,000 | $ 339,000 | $ 293,000 |
Northampton County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 147,000 |
Warren County North Carolina | 3 | $ 427,000 | $ 142,000 | $ 105,000 |
Anderson County South Carolina | 3 | $ 376,000 | $ 125,000 | $ 178,000 |
Greenville County South Carolina | 3 | $ 1,296,000 | $ 432,000 | $ 437,000 |
Lexington County South Carolina | 3 | $ 205,000 | $ 68,000 | $ 72,000 |
Carter County Tennessee | 3 | $ 238,000 | $ 79,000 | $ 40,000 |
Hamilton County Tennessee | 3 | $ 454,000 | $ 151,000 | $ 95,000 |
Knox County Tennessee | 3 | $ 651,000 | $ 217,000 | $ 111,000 |
Arlington County Virginia | 3 | $ 474,000 | $ 158,000 | $ 185,000 |
Fauquier County Virginia | 3 | $ 568,000 | $ 189,000 | $ 93,000 |
Hanover County Virginia | 3 | $ 373,000 | $ 124,000 | $ 86,000 |
Harrisonburg County Virginia | 3 | $ 195,000 | $ 65,000 | $ 130,000 |
Lunenburg County Virginia | 3 | $ 575,000 | $ 191,000 | $ 44,000 |
Nottoway County Virginia | 3 | $ 1,268,000 | $ 422,000 | $ 43,000 |
Patrick County Virginia | 3 | $ 400,000 | $ 133,000 | $ 61,000 |
Thurston County Washington | 3 | $ 720,000 | $ 240,000 | $ 46,000 |
Placer County California | 2 | $ 371,000 | $ 185,000 | $ 60,000 |
Douglas County Colorado | 2 | $ 597,000 | $ 298,000 | $ 299,000 |
Jefferson County Colorado | 2 | $ 867,000 | $ 433,000 | $ 271,000 |
Larimer County Colorado | 2 | $ 278,000 | $ 139,000 | $ 38,000 |
Clay County Florida | 2 | $ 216,000 | $ 108,000 | $ 25,000 |
Jefferson County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 719,000 |
Prince George's County Maryland | 2 | $ 251,000 | $ 125,000 | $ 187,000 |
Anson County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 32,000 |
Camden County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 79,000 |
Edgecombe County North Carolina | 2 | $ 468,000 | $ 234,000 | $ 108,000 |
Perquimans County North Carolina | 2 | $ 156,000 | $ 78,000 | $ 71,000 |
Canadian County Oklahoma | 2 | $ 206,000 | $ 103,000 | $ 80,000 |
Johnson County Tennessee | 2 | $ 543,000 | $ 271,000 | $ 336,000 |
Sevier County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 130,000 |
Washington County Tennessee | 2 | $ 539,000 | $ 269,000 | $ 435,000 |
Wilson County Tennessee | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
Fort Bend County Texas | 2 | $ 161,000 | $ 80,000 | $ 43,000 |
Amherst County Virginia | 2 | $ 262,000 | $ 131,000 | $ 38,000 |
Bedford City County Virginia | 2 | $ 235,000 | $ 117,000 | $ 60,000 |
Frederick County Virginia | 2 | $ 323,000 | $ 161,000 | $ 46,000 |
Henry County Virginia | 2 | $ 62,000 | $ 31,000 | $ 34,000 |
Highland County Virginia | 2 | $ 100,000 | $ 50,000 | $ 42,000 |
Page County Virginia | 2 | $ 234,000 | $ 117,000 | $ 34,000 |
Poquoson County Virginia | 2 | $ 210,000 | $ 105,000 | $ 204,000 |
Shenandoah County Virginia | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
Virginia Beach County Virginia | 2 | $ 268,000 | $ 134,000 | $ 219,000 |
Washington County Virginia | 2 | $ 253,000 | $ 126,000 | $ 115,000 |
Monroe County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
Nevada County California | 1 | $ 196,000 | $ 196,000 | $ 247,000 |
Adams County Colorado | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
Broomfield County Colorado | 1 | $ 292,000 | $ 292,000 | $ 104,000 |
Weld County Colorado | 1 | $ 278,000 | $ 278,000 | $ 130,000 |
Lake County Florida | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
Orange County Florida | 1 | $ 180,000 | $ 180,000 | $ 33,000 |
Pasco County Florida | 1 | $ 71,000 | $ 71,000 | $ 29,000 |
St. Johns County Florida | 1 | $ 750,000 | $ 750,000 | $ 447,000 |
Catoosa County Georgia | 1 | $ 303,000 | $ 303,000 | $ 149,000 |
Dooly County Georgia | 1 | $ 19,000 | $ 19,000 | $ 114,000 |
Glynn County Georgia | 1 | $ 650,000 | $ 650,000 | $ 475,000 |
Muscogee County Georgia | 1 | $ 272,000 | $ 272,000 | $ 195,000 |
Paulding County Georgia | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
Rockdale County Georgia | 1 | $ 32,000 | $ 32,000 | $ 128,000 |
Towns County Georgia | 1 | $ 272,000 | $ 272,000 | $ 135,000 |
Union County Georgia | 1 | $ 117,000 | $ 117,000 | $ 79,000 |
Walton County Georgia | 1 | $ 326,000 | $ 326,000 | $ 173,000 |
Carroll County Maryland | 1 | $ 333,000 | $ 333,000 | $ 102,000 |
Frederick County Maryland | 1 | $ 47,000 | $ 47,000 | $ 148,000 |
Garrett County Maryland | 1 | $ 103,000 | $ 103,000 | $ 300,000 |
Harford County Maryland | 1 | $ 260,000 | $ 260,000 | $ 162,000 |
Howard County Maryland | 1 | $ 187,000 | $ 187,000 | $ 178,000 |
Washington County Maryland | 1 | $ 40,000 | $ 40,000 | $ 157,000 |
Ray County Missouri | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
St. Louis County Missouri | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
Curry County New Mexico | 1 | $ 223,000 | $ 223,000 | $ 91,000 |
Currituck County North Carolina | 1 | $ 143,000 | $ 143,000 | $ 364,000 |
Hertford County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 123,000 |
Mitchell County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 94,000 |
Richmond County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 104,000 |
Cleveland County Oklahoma | 1 | $ 221,000 | $ 221,000 | $ 660,000 |
Sequoyah County Oklahoma | 1 | $ 280,000 | $ 280,000 | $ 0 |
Clackamas County Oregon | 1 | $ 134,000 | $ 134,000 | $ 23,000 |
Beaufort County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 271,000 |
Georgetown County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 193,000 |
Loudon County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 99,000 |
Monroe County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
Rutherford County Tennessee | 1 | $ 736,000 | $ 736,000 | $ 337,000 |
Brazoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
Polk County Texas | 1 | $ 203,000 | $ 203,000 | $ 174,000 |
Buckingham County Virginia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
Chesapeake County Virginia | 1 | $ 225,000 | $ 225,000 | $ 223,000 |
Covington County Virginia | 1 | $ 34,000 | $ 34,000 | $ 16,000 |
Giles County Virginia | 1 | $ 278,000 | $ 278,000 | $ 594,000 |
Gloucester County Virginia | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
Greene County Virginia | 1 | $ 180,000 | $ 180,000 | $ 123,000 |
Louisa County Virginia | 1 | $ 288,000 | $ 288,000 | $ 81,000 |
Manassas County Virginia | 1 | $ 20,000 | $ 20,000 | $ 154,000 |
Prince Edward County Virginia | 1 | $ 35,000 | $ 35,000 | $ 0 |
Prince George County Virginia | 1 | $ 175,000 | $ 175,000 | $ 202,000 |
Pulaski County Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
Radford County Virginia | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
Rockbridge County Virginia | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
Spotsylvania County Virginia | 1 | $ 540,000 | $ 540,000 | $ 269,000 |
Wythe County Virginia | 1 | $ 65,000 | $ 65,000 | $ 413,000 |
York County Virginia | 1 | $ 36,000 | $ 36,000 | $ 163,000 |
Clark County Washington | 1 | $ 675,000 | $ 675,000 | $ 406,000 |
Skagit County Washington | 1 | $ 94,000 | $ 94,000 | $ 96,000 |
Nicholas County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
Randolph County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,362 | $637,362,000 | $189,000 | $5,500,000 | $121,000 | $2,732,000 |
Refinancing | 1,722 | $308,926,000 | $179,000 | $2,100,000 | $117,000 | $1,344,000 |
Home Improvement | 326 | $31,236,000 | $95,000 | $1,412,000 | $103,000 | $854,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,678 | $703,165,000 | $191,000 | $5,500,000 | $131,000 | $2,510,000 |
Black or African American | 573 | $89,045,000 | $155,000 | $2,980,000 | $84,000 | $2,732,000 |
Not applicable | 420 | $63,367,000 | $150,000 | $1,412,000 | $28,000 | $390,000 |
Not Provided | 332 | $46,430,000 | $139,000 | $910,000 | $151,000 | $854,000 |
Asian | 188 | $39,554,000 | $210,000 | $1,259,000 | $161,000 | $682,000 |
Hispanic | 170 | $29,485,000 | $173,000 | $770,000 | $100,000 | $768,000 |
American Indian or Alaskan Native | 37 | $4,862,000 | $131,000 | $417,000 | $100,000 | $520,000 |
Native Hawaiian or Other Pacific Islander | 12 | $1,616,000 | $134,000 | $234,000 | $82,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,976 | $912,625,000 | $183,000 | $5,500,000 | $124,000 | $2,732,000 |
FHA-insured (Federal Housing Administration) | 161 | $20,024,000 | $124,000 | $309,000 | $49,000 | $384,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 150 | $19,577,000 | $130,000 | $316,000 | $44,000 | $95,000 |
VA-guaranteed (Veterans Administration) | 123 | $25,298,000 | $205,000 | $666,000 | $81,000 | $443,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,405 | $664,544,000 | $195,000 | $5,500,000 | $133,000 | $2,732,000 |
Application Denied By Financial Institution | 790 | $114,021,000 | $144,000 | $1,063,000 | $79,000 | $1,087,000 |
Application Withdrawn By Applicant | 369 | $70,125,000 | $190,000 | $996,000 | $131,000 | $1,672,000 |
Application Approved But Not Accepted | 341 | $53,352,000 | $156,000 | $1,785,000 | $113,000 | $749,000 |
Loan Purchased By The Institution | 249 | $31,627,000 | $127,000 | $392,000 | $48,000 | $390,000 |
File Closed For Incompleteness | 172 | $31,701,000 | $184,000 | $1,000,000 | $134,000 | $854,000 |
Preapproval Denied by Financial Institution | 84 | $12,154,000 | $144,000 | $743,000 | $77,000 | $2,028,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 348 | $61,215,000 | $175,000 | $1,063,000 | $63,000 | $646,000 |
Credit History | 280 | $30,466,000 | $108,000 | $972,000 | $80,000 | $2,028,000 |
Collateral | 145 | $19,608,000 | $135,000 | $840,000 | $121,000 | $630,000 |
Insufficient Cash (Downpayment, Closing Cost) | 39 | $6,083,000 | $155,000 | $417,000 | $62,000 | $194,000 |
Other | 36 | $4,678,000 | $129,000 | $396,000 | $80,000 | $353,000 |
Employment History | 15 | $2,361,000 | $157,000 | $358,000 | $42,000 | $100,000 |
Unverifiable Information | 11 | $1,764,000 | $160,000 | $521,000 | $108,000 | $214,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.