First-Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,770 |
| Total Mortgage Loan Application Amount | $898,293,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $102,666 |
| Highest Applicant Income | $2,683,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 315 | $ 76,115,000 | $ 241,000 | $ 138,000 |
| Buncombe County North Carolina | 168 | $ 38,652,000 | $ 230,000 | $ 124,000 |
| Henderson County North Carolina | 153 | $ 39,084,000 | $ 255,000 | $ 105,000 |
| Carteret County North Carolina | 135 | $ 30,550,000 | $ 226,000 | $ 134,000 |
| Mecklenburg County North Carolina | 135 | $ 30,385,000 | $ 225,000 | $ 139,000 |
| New Hanover County North Carolina | 129 | $ 40,619,000 | $ 314,000 | $ 190,000 |
| Johnston County North Carolina | 121 | $ 15,143,000 | $ 125,000 | $ 82,000 |
| Pitt County North Carolina | 118 | $ 29,320,000 | $ 248,000 | $ 126,000 |
| Forsyth County North Carolina | 110 | $ 21,591,000 | $ 196,000 | $ 128,000 |
| Caldwell County North Carolina | 106 | $ 9,524,000 | $ 89,000 | $ 67,000 |
| Guilford County North Carolina | 106 | $ 22,391,000 | $ 211,000 | $ 113,000 |
| Onslow County North Carolina | 103 | $ 14,852,000 | $ 144,000 | $ 75,000 |
| Cumberland County North Carolina | 100 | $ 14,102,000 | $ 141,000 | $ 107,000 |
| Brunswick County North Carolina | 83 | $ 19,702,000 | $ 237,000 | $ 113,000 |
| Burke County North Carolina | 81 | $ 11,146,000 | $ 137,000 | $ 86,000 |
| Catawba County North Carolina | 78 | $ 13,800,000 | $ 176,000 | $ 118,000 |
| Union County North Carolina | 76 | $ 12,740,000 | $ 167,000 | $ 81,000 |
| Craven County North Carolina | 69 | $ 15,688,000 | $ 227,000 | $ 124,000 |
| Roanoke County Virginia | 69 | $ 12,255,000 | $ 177,000 | $ 101,000 |
| Franklin County North Carolina | 55 | $ 5,424,000 | $ 98,000 | $ 67,000 |
| Greenbrier County West Virginia | 55 | $ 7,979,000 | $ 145,000 | $ 68,000 |
| Pittsylvania County Virginia | 53 | $ 8,564,000 | $ 161,000 | $ 72,000 |
| Sampson County North Carolina | 51 | $ 4,255,000 | $ 83,000 | $ 67,000 |
| Iredell County North Carolina | 47 | $ 9,064,000 | $ 192,000 | $ 88,000 |
| Harnett County North Carolina | 46 | $ 4,349,000 | $ 94,000 | $ 76,000 |
| Transylvania County North Carolina | 46 | $ 11,134,000 | $ 242,000 | $ 100,000 |
| Jackson County North Carolina | 44 | $ 11,828,000 | $ 268,000 | $ 154,000 |
| Pender County North Carolina | 44 | $ 6,569,000 | $ 149,000 | $ 69,000 |
| Ashe County North Carolina | 42 | $ 6,645,000 | $ 158,000 | $ 78,000 |
| Watauga County North Carolina | 42 | $ 11,718,000 | $ 279,000 | $ 184,000 |
| Danville County Virginia | 42 | $ 5,166,000 | $ 123,000 | $ 83,000 |
| Wayne County North Carolina | 41 | $ 5,529,000 | $ 134,000 | $ 78,000 |
| Mecklenburg County Virginia | 41 | $ 5,926,000 | $ 144,000 | $ 93,000 |
| Rockingham County North Carolina | 40 | $ 2,967,000 | $ 74,000 | $ 45,000 |
| Pocahontas County West Virginia | 39 | $ 3,216,000 | $ 82,000 | $ 56,000 |
| Bladen County North Carolina | 38 | $ 3,441,000 | $ 90,000 | $ 75,000 |
| Cherokee County North Carolina | 38 | $ 5,583,000 | $ 146,000 | $ 91,000 |
| Wilkes County North Carolina | 37 | $ 5,314,000 | $ 143,000 | $ 60,000 |
| Bedford County Virginia | 37 | $ 7,914,000 | $ 213,000 | $ 113,000 |
| Halifax County North Carolina | 36 | $ 6,074,000 | $ 168,000 | $ 110,000 |
| Roanoke City County Virginia | 35 | $ 6,502,000 | $ 185,000 | $ 102,000 |
| Avery County North Carolina | 34 | $ 8,388,000 | $ 246,000 | $ 155,000 |
| Beaufort County North Carolina | 34 | $ 6,024,000 | $ 177,000 | $ 121,000 |
| Rutherford County North Carolina | 33 | $ 4,568,000 | $ 138,000 | $ 82,000 |
| Lenoir County North Carolina | 30 | $ 3,271,000 | $ 109,000 | $ 88,000 |
| Surry County North Carolina | 30 | $ 5,080,000 | $ 169,000 | $ 118,000 |
| Brunswick County Virginia | 30 | $ 2,375,000 | $ 79,000 | $ 48,000 |
| Columbus County North Carolina | 29 | $ 2,448,000 | $ 84,000 | $ 78,000 |
| Durham County North Carolina | 29 | $ 4,909,000 | $ 169,000 | $ 105,000 |
| Haywood County North Carolina | 29 | $ 5,651,000 | $ 194,000 | $ 76,000 |
| Swain County North Carolina | 29 | $ 3,246,000 | $ 111,000 | $ 66,000 |
| Stanly County North Carolina | 28 | $ 5,340,000 | $ 190,000 | $ 75,000 |
| Stokes County North Carolina | 27 | $ 3,142,000 | $ 116,000 | $ 68,000 |
| Montgomery County Virginia | 27 | $ 5,368,000 | $ 198,000 | $ 177,000 |
| Graham County North Carolina | 26 | $ 2,936,000 | $ 112,000 | $ 74,000 |
| Moore County North Carolina | 26 | $ 5,705,000 | $ 219,000 | $ 121,000 |
| Pasquotank County North Carolina | 26 | $ 3,480,000 | $ 133,000 | $ 76,000 |
| Horry County South Carolina | 24 | $ 6,579,000 | $ 274,000 | $ 206,000 |
| Cabarrus County North Carolina | 22 | $ 4,689,000 | $ 213,000 | $ 100,000 |
| Lee County North Carolina | 22 | $ 3,657,000 | $ 166,000 | $ 81,000 |
| Macon County North Carolina | 22 | $ 5,126,000 | $ 233,000 | $ 110,000 |
| Pamlico County North Carolina | 22 | $ 4,059,000 | $ 184,000 | $ 80,000 |
| Albemarle County Virginia | 22 | $ 5,935,000 | $ 269,000 | $ 187,000 |
| Chatham County North Carolina | 21 | $ 5,738,000 | $ 273,000 | $ 216,000 |
| Alexander County North Carolina | 20 | $ 2,367,000 | $ 118,000 | $ 68,000 |
| McDowell County North Carolina | 20 | $ 3,211,000 | $ 160,000 | $ 92,000 |
| Augusta County Virginia | 20 | $ 3,542,000 | $ 177,000 | $ 120,000 |
| Orange County North Carolina | 19 | $ 5,659,000 | $ 297,000 | $ 262,000 |
| Alleghany County Virginia | 19 | $ 940,000 | $ 49,000 | $ 55,000 |
| Clay County North Carolina | 18 | $ 3,527,000 | $ 195,000 | $ 129,000 |
| Davidson County North Carolina | 18 | $ 4,262,000 | $ 236,000 | $ 129,000 |
| Lincoln County North Carolina | 18 | $ 3,424,000 | $ 190,000 | $ 68,000 |
| Wilson County North Carolina | 18 | $ 2,652,000 | $ 147,000 | $ 107,000 |
| Lynchburg County Virginia | 18 | $ 2,806,000 | $ 155,000 | $ 95,000 |
| Nash County North Carolina | 17 | $ 2,546,000 | $ 149,000 | $ 152,000 |
| Polk County North Carolina | 17 | $ 3,342,000 | $ 196,000 | $ 125,000 |
| Knox County Tennessee | 17 | $ 4,178,000 | $ 245,000 | $ 169,000 |
| Madison County North Carolina | 16 | $ 1,700,000 | $ 106,000 | $ 66,000 |
| Duplin County North Carolina | 15 | $ 646,000 | $ 43,000 | $ 65,000 |
| Greene County North Carolina | 15 | $ 1,800,000 | $ 120,000 | $ 50,000 |
| Warren County North Carolina | 15 | $ 4,958,000 | $ 330,000 | $ 175,000 |
| Randolph County North Carolina | 14 | $ 1,836,000 | $ 131,000 | $ 79,000 |
| Davidson County Tennessee | 13 | $ 1,806,000 | $ 138,000 | $ 65,000 |
| Botetourt County Virginia | 13 | $ 1,902,000 | $ 146,000 | $ 58,000 |
| Charlotte County Virginia | 13 | $ 1,805,000 | $ 138,000 | $ 117,000 |
| Franklin County Virginia | 13 | $ 3,432,000 | $ 264,000 | $ 152,000 |
| Rockingham County Virginia | 13 | $ 3,189,000 | $ 245,000 | $ 107,000 |
| Anne Arundel County Maryland | 12 | $ 2,739,000 | $ 228,000 | $ 71,000 |
| Vance County North Carolina | 12 | $ 766,000 | $ 63,000 | $ 109,000 |
| Carroll County Virginia | 12 | $ 1,528,000 | $ 127,000 | $ 68,000 |
| Gates County North Carolina | 11 | $ 2,551,000 | $ 231,000 | $ 95,000 |
| Chesterfield County Virginia | 11 | $ 2,293,000 | $ 208,000 | $ 125,000 |
| Spotsylvania County Virginia | 11 | $ 2,987,000 | $ 271,000 | $ 140,000 |
| Campbell County Virginia | 10 | $ 1,047,000 | $ 104,000 | $ 56,000 |
| Henrico County Virginia | 10 | $ 1,873,000 | $ 187,000 | $ 65,000 |
| Lunenburg County Virginia | 10 | $ 1,198,000 | $ 119,000 | $ 48,000 |
| Warren County Virginia | 10 | $ 1,793,000 | $ 179,000 | $ 82,000 |
| Davie County North Carolina | 9 | $ 2,333,000 | $ 259,000 | $ 159,000 |
| Gaston County North Carolina | 9 | $ 1,078,000 | $ 119,000 | $ 104,000 |
| Lancaster County South Carolina | 9 | $ 2,522,000 | $ 280,000 | $ 227,000 |
| Oconee County South Carolina | 9 | $ 2,133,000 | $ 237,000 | $ 151,000 |
| Sevier County Tennessee | 9 | $ 3,564,000 | $ 396,000 | $ 255,000 |
| Alleghany County North Carolina | 8 | $ 1,055,000 | $ 131,000 | $ 37,000 |
| Anson County North Carolina | 8 | $ 1,221,000 | $ 152,000 | $ 75,000 |
| Rowan County North Carolina | 8 | $ 973,000 | $ 121,000 | $ 53,000 |
| Yadkin County North Carolina | 8 | $ 474,000 | $ 59,000 | $ 45,000 |
| York County South Carolina | 8 | $ 2,169,000 | $ 271,000 | $ 74,000 |
| Richmond City County Virginia | 8 | $ 1,503,000 | $ 187,000 | $ 161,000 |
| Salem County Virginia | 8 | $ 1,136,000 | $ 142,000 | $ 51,000 |
| Granville County North Carolina | 6 | $ 798,000 | $ 133,000 | $ 71,000 |
| Martin County North Carolina | 6 | $ 533,000 | $ 88,000 | $ 59,000 |
| Montgomery County North Carolina | 6 | $ 1,510,000 | $ 251,000 | $ 287,000 |
| Robeson County North Carolina | 6 | $ 488,000 | $ 81,000 | $ 83,000 |
| Greenville County South Carolina | 6 | $ 1,832,000 | $ 305,000 | $ 161,000 |
| Charlottesville County Virginia | 6 | $ 2,257,000 | $ 376,000 | $ 93,000 |
| Floyd County Virginia | 6 | $ 886,000 | $ 147,000 | $ 58,000 |
| Grayson County Virginia | 6 | $ 989,000 | $ 164,000 | $ 100,000 |
| Staunton County Virginia | 6 | $ 1,487,000 | $ 247,000 | $ 93,000 |
| Monroe County West Virginia | 6 | $ 793,000 | $ 132,000 | $ 30,000 |
| Dare County North Carolina | 5 | $ 1,494,000 | $ 298,000 | $ 313,000 |
| Edgecombe County North Carolina | 5 | $ 459,000 | $ 91,000 | $ 184,000 |
| Hoke County North Carolina | 5 | $ 448,000 | $ 89,000 | $ 62,000 |
| Jones County North Carolina | 5 | $ 808,000 | $ 161,000 | $ 52,000 |
| Perquimans County North Carolina | 5 | $ 693,000 | $ 138,000 | $ 114,000 |
| Fairfax County Virginia | 5 | $ 1,441,000 | $ 288,000 | $ 94,000 |
| Greensville County Virginia | 5 | $ 531,000 | $ 106,000 | $ 56,000 |
| Halifax County Virginia | 5 | $ 457,000 | $ 91,000 | $ 32,000 |
| Harrisonburg County Virginia | 5 | $ 833,000 | $ 166,000 | $ 35,000 |
| Nottoway County Virginia | 5 | $ 922,000 | $ 184,000 | $ 64,000 |
| Collier County Florida | 4 | $ 1,044,000 | $ 261,000 | $ 287,000 |
| Camden County North Carolina | 4 | $ 568,000 | $ 142,000 | $ 56,000 |
| Hertford County North Carolina | 4 | $ 744,000 | $ 186,000 | $ 159,000 |
| Northampton County North Carolina | 4 | $ 243,000 | $ 60,000 | $ 51,000 |
| Yancey County North Carolina | 4 | $ 594,000 | $ 148,000 | $ 102,000 |
| Beaufort County South Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 359,000 |
| Travis County Texas | 4 | $ 975,000 | $ 243,000 | $ 180,000 |
| Frederick County Virginia | 4 | $ 517,000 | $ 129,000 | $ 29,000 |
| Nicholas County West Virginia | 4 | $ 222,000 | $ 55,000 | $ 56,000 |
| Chowan County North Carolina | 3 | $ 672,000 | $ 224,000 | $ 125,000 |
| Georgetown County South Carolina | 3 | $ 802,000 | $ 267,000 | $ 176,000 |
| Williamson County Tennessee | 3 | $ 739,000 | $ 246,000 | $ 170,000 |
| Amherst County Virginia | 3 | $ 636,000 | $ 212,000 | $ 156,000 |
| Bath County Virginia | 3 | $ 235,000 | $ 78,000 | $ 118,000 |
| Emporia County Virginia | 3 | $ 203,000 | $ 67,000 | $ 37,000 |
| Galax County Virginia | 3 | $ 597,000 | $ 199,000 | $ 108,000 |
| Hanover County Virginia | 3 | $ 611,000 | $ 203,000 | $ 250,000 |
| Loudoun County Virginia | 3 | $ 696,000 | $ 232,000 | $ 264,000 |
| Stafford County Virginia | 3 | $ 1,123,000 | $ 374,000 | $ 90,000 |
| Randolph County West Virginia | 3 | $ 201,000 | $ 67,000 | $ 60,000 |
| Summers County West Virginia | 3 | $ 145,000 | $ 48,000 | $ 57,000 |
| La Plata County Colorado | 2 | $ 910,000 | $ 455,000 | $ 580,000 |
| Pinellas County Florida | 2 | $ 602,000 | $ 301,000 | $ 103,000 |
| Sarasota County Florida | 2 | $ 294,000 | $ 147,000 | $ 119,000 |
| DeKalb County Georgia | 2 | $ 258,000 | $ 129,000 | $ 103,000 |
| Fulton County Georgia | 2 | $ 290,000 | $ 145,000 | $ 193,000 |
| Baltimore County Maryland | 2 | $ 638,000 | $ 319,000 | $ 83,000 |
| Howard County Maryland | 2 | $ 616,000 | $ 308,000 | $ 97,000 |
| Alamance County North Carolina | 2 | $ 557,000 | $ 278,000 | $ 116,000 |
| Bertie County North Carolina | 2 | $ 52,000 | $ 26,000 | $ 69,000 |
| Caswell County North Carolina | 2 | $ 51,000 | $ 25,000 | $ 57,000 |
| Cleveland County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 30,000 |
| Person County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 245,000 |
| Charleston County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 251,000 |
| Florence County South Carolina | 2 | $ 341,000 | $ 170,000 | $ 69,000 |
| Pickens County South Carolina | 2 | $ 742,000 | $ 371,000 | $ 546,000 |
| Blount County Tennessee | 2 | $ 1,714,000 | $ 857,000 | $ 382,000 |
| Hamilton County Tennessee | 2 | $ 712,000 | $ 356,000 | $ 609,000 |
| Roane County Tennessee | 2 | $ 323,000 | $ 161,000 | $ 62,000 |
| Washington County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 37,000 |
| Bedford City County Virginia | 2 | $ 176,000 | $ 88,000 | $ 70,000 |
| Clarke County Virginia | 2 | $ 834,000 | $ 417,000 | $ 280,000 |
| Covington County Virginia | 2 | $ 64,000 | $ 32,000 | $ 54,000 |
| Giles County Virginia | 2 | $ 458,000 | $ 229,000 | $ 117,000 |
| Louisa County Virginia | 2 | $ 599,000 | $ 299,000 | $ 78,000 |
| Northumberland County Virginia | 2 | $ 425,000 | $ 212,000 | $ 121,000 |
| Patrick County Virginia | 2 | $ 500,000 | $ 250,000 | $ 83,000 |
| Prince Edward County Virginia | 2 | $ 174,000 | $ 87,000 | $ 41,000 |
| Prince William County Virginia | 2 | $ 610,000 | $ 305,000 | $ 268,000 |
| Pulaski County Virginia | 2 | $ 263,000 | $ 131,000 | $ 132,000 |
| Virginia Beach County Virginia | 2 | $ 578,000 | $ 289,000 | $ 184,000 |
| Washington County Virginia | 2 | $ 486,000 | $ 243,000 | $ 250,000 |
| Waynesboro County Virginia | 2 | $ 181,000 | $ 90,000 | $ 84,000 |
| Wythe County Virginia | 2 | $ 352,000 | $ 176,000 | $ 53,000 |
| Yavapai County Arizona | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Riverside County California | 1 | $ 154,000 | $ 154,000 | $ 243,000 |
| Solano County California | 1 | $ 190,000 | $ 190,000 | $ 100,000 |
| Delta County Colorado | 1 | $ 218,000 | $ 218,000 | $ 175,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Jefferson County Colorado | 1 | $ 170,000 | $ 170,000 | $ 179,000 |
| San Juan County Colorado | 1 | $ 235,000 | $ 235,000 | $ 612,000 |
| Duval County Florida | 1 | $ 305,000 | $ 305,000 | $ 35,000 |
| Flagler County Florida | 1 | $ 700,000 | $ 700,000 | $ 320,000 |
| Lee County Florida | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Levy County Florida | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Nassau County Florida | 1 | $ 335,000 | $ 335,000 | $ 325,000 |
| Walton County Florida | 1 | $ 388,000 | $ 388,000 | $ 378,000 |
| Forsyth County Georgia | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Greene County Georgia | 1 | $ 3,000,000 | $ 3,000,000 | $ 2,505,000 |
| Gwinnett County Georgia | 1 | $ 209,000 | $ 209,000 | $ 85,000 |
| Baltimore City County Maryland | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 600,000 | $ 600,000 | $ 163,000 |
| Santa Fe County New Mexico | 1 | $ 328,000 | $ 328,000 | $ 96,000 |
| Mitchell County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Richmond County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 33,000 |
| Anderson County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 104,000 |
| Cherokee County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 70,000 |
| Chesterfield County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Darlington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Fairfield County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 36,000 |
| Lexington County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 127,000 |
| Newberry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Williamsburg County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Anderson County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 368,000 |
| Campbell County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 8,000 |
| Carter County Tennessee | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Johnson County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 43,000 |
| Loudon County Tennessee | 1 | $ 800,000 | $ 800,000 | $ 195,000 |
| Robertson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 252,000 |
| Rutherford County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Sumner County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| Dallas County Texas | 1 | $ 350,000 | $ 350,000 | $ 395,000 |
| Gillespie County Texas | 1 | $ 129,000 | $ 129,000 | $ 101,000 |
| Harris County Texas | 1 | $ 80,000 | $ 80,000 | $ 86,000 |
| Tarrant County Texas | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Amelia County Virginia | 1 | $ 1,700,000 | $ 1,700,000 | $ 100,000 |
| Appomattox County Virginia | 1 | $ 72,000 | $ 72,000 | $ 81,000 |
| Caroline County Virginia | 1 | $ 263,000 | $ 263,000 | $ 102,000 |
| Chesapeake County Virginia | 1 | $ 220,000 | $ 220,000 | $ 126,000 |
| Craig County Virginia | 1 | $ 152,000 | $ 152,000 | $ 63,000 |
| Cumberland County Virginia | 1 | $ 37,000 | $ 37,000 | $ 125,000 |
| Dinwiddie County Virginia | 1 | $ 43,000 | $ 43,000 | $ 42,000 |
| Fauquier County Virginia | 1 | $ 338,000 | $ 338,000 | $ 92,000 |
| Fluvanna County Virginia | 1 | $ 110,000 | $ 110,000 | $ 113,000 |
| Fredericksburg County Virginia | 1 | $ 276,000 | $ 276,000 | $ 53,000 |
| Goochland County Virginia | 1 | $ 330,000 | $ 330,000 | $ 310,000 |
| Greene County Virginia | 1 | $ 417,000 | $ 417,000 | $ 133,000 |
| Henry County Virginia | 1 | $ 27,000 | $ 27,000 | $ 29,000 |
| King George County Virginia | 1 | $ 86,000 | $ 86,000 | $ 85,000 |
| Martinsville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Middlesex County Virginia | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Nelson County Virginia | 1 | $ 317,000 | $ 317,000 | $ 257,000 |
| Orange County Virginia | 1 | $ 136,000 | $ 136,000 | $ 128,000 |
| Page County Virginia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Radford County Virginia | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
| Rockbridge County Virginia | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Shenandoah County Virginia | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Southampton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Tazewell County Virginia | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Winchester County Virginia | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Wyoming County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 705,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,374 | $456,481,000 | $192,000 | $3,000,000 | $106,000 | $2,505,000 |
| Home Purchase | 2,062 | $402,005,000 | $194,000 | $2,600,000 | $118,000 | $2,683,000 |
| Home Improvement | 334 | $39,807,000 | $119,000 | $863,000 | $84,000 | $1,120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,794 | $724,256,000 | $190,000 | $3,000,000 | $114,000 | $2,505,000 |
| Black or African American | 314 | $36,188,000 | $115,000 | $900,000 | $70,000 | $665,000 |
| Not Provided | 247 | $48,431,000 | $196,000 | $1,028,000 | $156,000 | $2,683,000 |
| Not applicable | 196 | $40,480,000 | $206,000 | $1,650,000 | $6,000 | $100,000 |
| Hispanic | 77 | $13,034,000 | $169,000 | $1,800,000 | $88,000 | $698,000 |
| Asian | 76 | $24,097,000 | $317,000 | $2,000,000 | $182,000 | $1,866,000 |
| American Indian or Alaskan Native | 36 | $3,751,000 | $104,000 | $317,000 | $61,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $8,056,000 | $268,000 | $1,225,000 | $189,000 | $714,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,580 | $873,769,000 | $190,000 | $3,000,000 | $112,000 | $2,683,000 |
| FHA-insured (Federal Housing Administration) | 169 | $20,725,000 | $122,000 | $407,000 | $49,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,356,000 | $176,000 | $485,000 | $63,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $443,000 | $221,000 | $385,000 | $222,000 | $400,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,074 | $617,097,000 | $200,000 | $3,000,000 | $123,000 | $2,683,000 |
| Application Denied By Financial Institution | 790 | $106,070,000 | $134,000 | $2,600,000 | $69,000 | $1,492,000 |
| Application Withdrawn By Applicant | 372 | $82,443,000 | $221,000 | $2,227,000 | $126,000 | $912,000 |
| Application Approved But Not Accepted | 309 | $51,667,000 | $167,000 | $775,000 | $90,000 | $942,000 |
| File Closed For Incompleteness | 146 | $29,463,000 | $201,000 | $995,000 | $90,000 | $570,000 |
| Loan Purchased By The Institution | 42 | $6,111,000 | $145,000 | $265,000 | $41,000 | $73,000 |
| Preapproval Denied by Financial Institution | 37 | $5,442,000 | $147,000 | $360,000 | $57,000 | $309,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.