First-Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,605 |
| Total Mortgage Loan Application Amount | $939,670,000 |
| Average Mortgage Loan Application Amount | $140,666 |
| Highest Mortgage Loan Application Amount | $2,677,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $6,332,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 340 | $ 73,162,000 | $ 215,000 | $ 131,000 |
| Carteret County North Carolina | 187 | $ 39,423,000 | $ 210,000 | $ 126,000 |
| Buncombe County North Carolina | 181 | $ 38,657,000 | $ 213,000 | $ 96,000 |
| Mecklenburg County North Carolina | 174 | $ 33,862,000 | $ 194,000 | $ 89,000 |
| New Hanover County North Carolina | 173 | $ 60,438,000 | $ 349,000 | $ 209,000 |
| Cumberland County North Carolina | 171 | $ 24,149,000 | $ 141,000 | $ 114,000 |
| Pitt County North Carolina | 161 | $ 31,958,000 | $ 198,000 | $ 106,000 |
| Henderson County North Carolina | 158 | $ 25,896,000 | $ 163,000 | $ 86,000 |
| Guilford County North Carolina | 134 | $ 17,301,000 | $ 129,000 | $ 79,000 |
| Craven County North Carolina | 130 | $ 26,303,000 | $ 202,000 | $ 102,000 |
| Onslow County North Carolina | 123 | $ 20,299,000 | $ 165,000 | $ 105,000 |
| Johnston County North Carolina | 111 | $ 15,012,000 | $ 135,000 | $ 93,000 |
| Caldwell County North Carolina | 104 | $ 11,963,000 | $ 115,000 | $ 65,000 |
| Forsyth County North Carolina | 104 | $ 13,148,000 | $ 126,000 | $ 105,000 |
| Catawba County North Carolina | 94 | $ 16,384,000 | $ 174,000 | $ 119,000 |
| Union County North Carolina | 89 | $ 15,339,000 | $ 172,000 | $ 98,000 |
| Brunswick County North Carolina | 88 | $ 22,481,000 | $ 255,000 | $ 141,000 |
| Roanoke City County Virginia | 85 | $ 8,406,000 | $ 98,000 | $ 44,000 |
| Burke County North Carolina | 74 | $ 11,062,000 | $ 149,000 | $ 105,000 |
| Pender County North Carolina | 71 | $ 15,144,000 | $ 213,000 | $ 111,000 |
| Sampson County North Carolina | 71 | $ 5,504,000 | $ 77,000 | $ 75,000 |
| Danville County Virginia | 68 | $ 8,244,000 | $ 121,000 | $ 101,000 |
| Mecklenburg County Virginia | 67 | $ 9,253,000 | $ 138,000 | $ 106,000 |
| Greenbrier County West Virginia | 64 | $ 5,268,000 | $ 82,000 | $ 88,000 |
| Harnett County North Carolina | 63 | $ 6,926,000 | $ 109,000 | $ 75,000 |
| Ashe County North Carolina | 61 | $ 11,267,000 | $ 184,000 | $ 86,000 |
| Lenoir County North Carolina | 61 | $ 4,214,000 | $ 69,000 | $ 84,000 |
| Pittsylvania County Virginia | 59 | $ 8,023,000 | $ 135,000 | $ 59,000 |
| Jackson County North Carolina | 55 | $ 13,020,000 | $ 236,000 | $ 159,000 |
| Roanoke County Virginia | 55 | $ 8,708,000 | $ 158,000 | $ 75,000 |
| Franklin County North Carolina | 54 | $ 5,400,000 | $ 100,000 | $ 68,000 |
| Stokes County North Carolina | 54 | $ 4,983,000 | $ 92,000 | $ 74,000 |
| Brunswick County Virginia | 54 | $ 4,137,000 | $ 76,000 | $ 52,000 |
| Watauga County North Carolina | 53 | $ 11,894,000 | $ 224,000 | $ 148,000 |
| Rockingham County North Carolina | 48 | $ 4,041,000 | $ 84,000 | $ 71,000 |
| Wayne County North Carolina | 47 | $ 3,566,000 | $ 75,000 | $ 78,000 |
| Pocahontas County West Virginia | 46 | $ 3,332,000 | $ 72,000 | $ 60,000 |
| Pamlico County North Carolina | 41 | $ 6,259,000 | $ 152,000 | $ 89,000 |
| Transylvania County North Carolina | 40 | $ 8,931,000 | $ 223,000 | $ 130,000 |
| Beaufort County North Carolina | 39 | $ 7,366,000 | $ 188,000 | $ 129,000 |
| Rutherford County North Carolina | 39 | $ 3,326,000 | $ 85,000 | $ 62,000 |
| Bedford County Virginia | 39 | $ 4,908,000 | $ 125,000 | $ 81,000 |
| Durham County North Carolina | 38 | $ 4,784,000 | $ 125,000 | $ 106,000 |
| Swain County North Carolina | 37 | $ 2,613,000 | $ 70,000 | $ 54,000 |
| Halifax County North Carolina | 36 | $ 6,209,000 | $ 172,000 | $ 106,000 |
| Iredell County North Carolina | 36 | $ 5,191,000 | $ 144,000 | $ 56,000 |
| Moore County North Carolina | 36 | $ 9,477,000 | $ 263,000 | $ 161,000 |
| Madison County North Carolina | 35 | $ 4,683,000 | $ 133,000 | $ 53,000 |
| Macon County North Carolina | 34 | $ 8,389,000 | $ 246,000 | $ 139,000 |
| Avery County North Carolina | 32 | $ 3,677,000 | $ 114,000 | $ 69,000 |
| Bladen County North Carolina | 32 | $ 2,286,000 | $ 71,000 | $ 76,000 |
| Haywood County North Carolina | 32 | $ 4,820,000 | $ 150,000 | $ 89,000 |
| Lee County North Carolina | 32 | $ 3,355,000 | $ 104,000 | $ 67,000 |
| Cherokee County North Carolina | 31 | $ 5,196,000 | $ 167,000 | $ 103,000 |
| McDowell County North Carolina | 31 | $ 4,015,000 | $ 129,000 | $ 65,000 |
| Lincoln County North Carolina | 30 | $ 4,003,000 | $ 133,000 | $ 73,000 |
| Albemarle County Virginia | 30 | $ 7,892,000 | $ 263,000 | $ 126,000 |
| Horry County South Carolina | 28 | $ 7,000,000 | $ 250,000 | $ 174,000 |
| Stanly County North Carolina | 27 | $ 3,450,000 | $ 127,000 | $ 107,000 |
| Surry County North Carolina | 27 | $ 3,487,000 | $ 129,000 | $ 74,000 |
| Davidson County Tennessee | 27 | $ 3,890,000 | $ 144,000 | $ 156,000 |
| Alleghany County North Carolina | 26 | $ 3,586,000 | $ 137,000 | $ 105,000 |
| Columbus County North Carolina | 26 | $ 1,733,000 | $ 66,000 | $ 69,000 |
| Pasquotank County North Carolina | 26 | $ 6,067,000 | $ 233,000 | $ 144,000 |
| Wilkes County North Carolina | 26 | $ 4,300,000 | $ 165,000 | $ 93,000 |
| Botetourt County Virginia | 24 | $ 4,241,000 | $ 176,000 | $ 104,000 |
| Montgomery County Virginia | 24 | $ 2,376,000 | $ 99,000 | $ 879,000 |
| Rockingham County Virginia | 24 | $ 3,725,000 | $ 155,000 | $ 68,000 |
| Chatham County North Carolina | 22 | $ 5,123,000 | $ 232,000 | $ 92,000 |
| Duplin County North Carolina | 21 | $ 1,139,000 | $ 54,000 | $ 55,000 |
| Alleghany County Virginia | 21 | $ 1,214,000 | $ 57,000 | $ 44,000 |
| Orange County North Carolina | 20 | $ 6,361,000 | $ 318,000 | $ 187,000 |
| Warren County North Carolina | 20 | $ 4,088,000 | $ 204,000 | $ 109,000 |
| Augusta County Virginia | 20 | $ 3,430,000 | $ 171,000 | $ 88,000 |
| Cabarrus County North Carolina | 19 | $ 3,274,000 | $ 172,000 | $ 66,000 |
| Clay County North Carolina | 19 | $ 2,810,000 | $ 147,000 | $ 95,000 |
| Randolph County North Carolina | 19 | $ 2,916,000 | $ 153,000 | $ 86,000 |
| Franklin County Virginia | 19 | $ 5,561,000 | $ 292,000 | $ 370,000 |
| Northampton County North Carolina | 18 | $ 1,615,000 | $ 89,000 | $ 165,000 |
| Wilson County North Carolina | 18 | $ 2,248,000 | $ 124,000 | $ 93,000 |
| Davidson County North Carolina | 17 | $ 2,008,000 | $ 118,000 | $ 67,000 |
| Graham County North Carolina | 17 | $ 1,360,000 | $ 80,000 | $ 65,000 |
| Greene County North Carolina | 16 | $ 1,467,000 | $ 91,000 | $ 68,000 |
| Lunenburg County Virginia | 16 | $ 1,650,000 | $ 103,000 | $ 74,000 |
| Nottoway County Virginia | 16 | $ 1,275,000 | $ 79,000 | $ 54,000 |
| Anne Arundel County Maryland | 15 | $ 3,672,000 | $ 244,000 | $ 130,000 |
| Alexander County North Carolina | 15 | $ 1,214,000 | $ 80,000 | $ 80,000 |
| Lynchburg County Virginia | 15 | $ 1,399,000 | $ 93,000 | $ 73,000 |
| Martin County North Carolina | 14 | $ 1,005,000 | $ 71,000 | $ 53,000 |
| Nash County North Carolina | 14 | $ 935,000 | $ 66,000 | $ 50,000 |
| Salem County Virginia | 14 | $ 1,897,000 | $ 135,000 | $ 106,000 |
| Polk County North Carolina | 13 | $ 2,584,000 | $ 198,000 | $ 81,000 |
| Staunton County Virginia | 13 | $ 1,283,000 | $ 98,000 | $ 50,000 |
| Pulaski County Virginia | 12 | $ 711,000 | $ 59,000 | $ 53,000 |
| Yadkin County North Carolina | 11 | $ 583,000 | $ 53,000 | $ 67,000 |
| Charlotte County Virginia | 11 | $ 1,038,000 | $ 94,000 | $ 61,000 |
| Grayson County Virginia | 11 | $ 1,524,000 | $ 138,000 | $ 68,000 |
| Harrisonburg County Virginia | 11 | $ 1,973,000 | $ 179,000 | $ 71,000 |
| Robeson County North Carolina | 10 | $ 1,774,000 | $ 177,000 | $ 81,000 |
| Charleston County South Carolina | 10 | $ 5,562,000 | $ 556,000 | $ 270,000 |
| Spotsylvania County Virginia | 10 | $ 2,887,000 | $ 288,000 | $ 147,000 |
| Gaston County North Carolina | 9 | $ 745,000 | $ 82,000 | $ 83,000 |
| Spartanburg County South Carolina | 9 | $ 844,000 | $ 93,000 | $ 69,000 |
| York County South Carolina | 9 | $ 1,481,000 | $ 164,000 | $ 69,000 |
| Carroll County Virginia | 9 | $ 417,000 | $ 46,000 | $ 56,000 |
| Frederick County Virginia | 9 | $ 5,637,000 | $ 626,000 | $ 233,000 |
| Henrico County Virginia | 9 | $ 2,483,000 | $ 275,000 | $ 123,000 |
| Caswell County North Carolina | 8 | $ 1,039,000 | $ 129,000 | $ 73,000 |
| Gates County North Carolina | 8 | $ 532,000 | $ 66,000 | $ 49,000 |
| Jones County North Carolina | 8 | $ 1,226,000 | $ 153,000 | $ 130,000 |
| Charlottesville County Virginia | 8 | $ 1,599,000 | $ 199,000 | $ 126,000 |
| Vance County North Carolina | 7 | $ 516,000 | $ 73,000 | $ 86,000 |
| Yancey County North Carolina | 7 | $ 552,000 | $ 78,000 | $ 38,000 |
| Granville County North Carolina | 6 | $ 570,000 | $ 95,000 | $ 56,000 |
| Hoke County North Carolina | 6 | $ 445,000 | $ 74,000 | $ 61,000 |
| Travis County Texas | 6 | $ 3,612,000 | $ 602,000 | $ 370,000 |
| Campbell County Virginia | 6 | $ 826,000 | $ 137,000 | $ 36,000 |
| Greensville County Virginia | 6 | $ 336,000 | $ 56,000 | $ 173,000 |
| Chowan County North Carolina | 5 | $ 404,000 | $ 80,000 | $ 38,000 |
| Davie County North Carolina | 5 | $ 812,000 | $ 162,000 | $ 85,000 |
| Alamance County North Carolina | 4 | $ 311,000 | $ 77,000 | $ 192,000 |
| Anson County North Carolina | 4 | $ 461,000 | $ 115,000 | $ 50,000 |
| Cleveland County North Carolina | 4 | $ 159,000 | $ 39,000 | $ 32,000 |
| Dare County North Carolina | 4 | $ 4,204,000 | $ 1,051,000 | $ 749,000 |
| Rowan County North Carolina | 4 | $ 1,291,000 | $ 322,000 | $ 227,000 |
| Anderson County South Carolina | 4 | $ 342,000 | $ 85,000 | $ 138,000 |
| Bedford City County Virginia | 4 | $ 484,000 | $ 121,000 | $ 53,000 |
| Chesterfield County Virginia | 4 | $ 776,000 | $ 194,000 | $ 123,000 |
| Greene County Virginia | 4 | $ 567,000 | $ 141,000 | $ 74,000 |
| Halifax County Virginia | 4 | $ 508,000 | $ 127,000 | $ 73,000 |
| Hanover County Virginia | 4 | $ 974,000 | $ 243,000 | $ 223,000 |
| Patrick County Virginia | 4 | $ 576,000 | $ 144,000 | $ 266,000 |
| Warren County Virginia | 4 | $ 583,000 | $ 145,000 | $ 59,000 |
| Waynesboro County Virginia | 4 | $ 461,000 | $ 115,000 | $ 50,000 |
| Monroe County West Virginia | 4 | $ 250,000 | $ 62,000 | $ 77,000 |
| Perquimans County North Carolina | 3 | $ 341,000 | $ 113,000 | $ 159,000 |
| Person County North Carolina | 3 | $ 808,000 | $ 269,000 | $ 223,000 |
| Beaufort County South Carolina | 3 | $ 1,068,000 | $ 356,000 | $ 230,000 |
| Johnson County Tennessee | 3 | $ 1,437,000 | $ 479,000 | $ 441,000 |
| Chesapeake County Virginia | 3 | $ 400,000 | $ 133,000 | $ 178,000 |
| Emporia County Virginia | 3 | $ 232,000 | $ 77,000 | $ 74,000 |
| Floyd County Virginia | 3 | $ 285,000 | $ 95,000 | $ 78,000 |
| Fluvanna County Virginia | 3 | $ 382,000 | $ 127,000 | $ 75,000 |
| Page County Virginia | 3 | $ 218,000 | $ 72,000 | $ 160,000 |
| Richmond City County Virginia | 3 | $ 360,000 | $ 120,000 | $ 207,000 |
| Stafford County Virginia | 3 | $ 1,793,000 | $ 597,000 | $ 279,000 |
| Randolph County West Virginia | 3 | $ 201,000 | $ 67,000 | $ 55,000 |
| Greene County Georgia | 2 | $ 2,850,000 | $ 1,425,000 | $ 1,172,000 |
| Camden County North Carolina | 2 | $ 177,000 | $ 88,000 | $ 77,000 |
| Edgecombe County North Carolina | 2 | $ 242,000 | $ 121,000 | $ 54,000 |
| Hertford County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 38,000 |
| Lexington County South Carolina | 2 | $ 386,000 | $ 193,000 | $ 101,000 |
| Oconee County South Carolina | 2 | $ 294,000 | $ 147,000 | $ 94,000 |
| Carter County Tennessee | 2 | $ 133,000 | $ 66,000 | $ 44,000 |
| Unicoi County Tennessee | 2 | $ 166,000 | $ 83,000 | $ 42,000 |
| Williamson County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 367,000 |
| Amelia County Virginia | 2 | $ 140,000 | $ 70,000 | $ 101,000 |
| Amherst County Virginia | 2 | $ 185,000 | $ 92,000 | $ 52,000 |
| Bath County Virginia | 2 | $ 240,000 | $ 120,000 | $ 31,000 |
| Covington County Virginia | 2 | $ 116,000 | $ 58,000 | $ 48,000 |
| Craig County Virginia | 2 | $ 52,000 | $ 26,000 | $ 62,000 |
| Fairfax County Virginia | 2 | $ 866,000 | $ 433,000 | $ 115,000 |
| Fredericksburg County Virginia | 2 | $ 617,000 | $ 308,000 | $ 242,000 |
| Galax County Virginia | 2 | $ 73,000 | $ 36,000 | $ 25,000 |
| Henry County Virginia | 2 | $ 106,000 | $ 53,000 | $ 50,000 |
| Loudoun County Virginia | 2 | $ 339,000 | $ 169,000 | $ 119,000 |
| Nelson County Virginia | 2 | $ 342,000 | $ 171,000 | $ 138,000 |
| Powhatan County Virginia | 2 | $ 2,130,000 | $ 1,065,000 | $ 416,000 |
| Shenandoah County Virginia | 2 | $ 502,000 | $ 251,000 | $ 84,000 |
| Virginia Beach County Virginia | 2 | $ 832,000 | $ 416,000 | $ 362,000 |
| Winchester County Virginia | 2 | $ 256,000 | $ 128,000 | $ 53,000 |
| Wythe County Virginia | 2 | $ 254,000 | $ 127,000 | $ 78,000 |
| Kanawha County West Virginia | 2 | $ 734,000 | $ 367,000 | $ 131,000 |
| Raleigh County West Virginia | 2 | $ 152,000 | $ 76,000 | $ 49,000 |
| Summers County West Virginia | 2 | $ 245,000 | $ 122,000 | $ 16,000 |
| La Plata County Colorado | 1 | $ 369,000 | $ 369,000 | $ 1,167,000 |
| Collier County Florida | 1 | $ 1,428,000 | $ 1,428,000 | $ 471,000 |
| Palm Beach County Florida | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| Walton County Florida | 1 | $ 2,442,000 | $ 2,442,000 | $ 1,224,000 |
| Carroll County Georgia | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Coweta County Georgia | 1 | $ 157,000 | $ 157,000 | $ 67,000 |
| Floyd County Georgia | 1 | $ 72,000 | $ 72,000 | $ 126,000 |
| Fulton County Georgia | 1 | $ 392,000 | $ 392,000 | $ 304,000 |
| Gwinnett County Georgia | 1 | $ 505,000 | $ 505,000 | $ 195,000 |
| Frederick County Maryland | 1 | $ 264,000 | $ 264,000 | $ 76,000 |
| Prince George's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 117,000 |
| Bertie County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Currituck County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| Montgomery County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 53,000 |
| Scotland County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| York County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Abbeville County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 20,000 |
| Chesterfield County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Colleton County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 287,000 |
| Georgetown County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 300,000 |
| Lancaster County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Laurens County South Carolina | 1 | $ 232,000 | $ 232,000 | $ 110,000 |
| Saluda County South Carolina | 1 | $ 196,000 | $ 196,000 | $ 270,000 |
| Williamsburg County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Blount County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Carroll County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Jefferson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Sevier County Tennessee | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Sumner County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Warren County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Washington County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| Arlington County Virginia | 1 | $ 364,000 | $ 364,000 | $ 117,000 |
| Buckingham County Virginia | 1 | $ 118,000 | $ 118,000 | $ 170,000 |
| Colonial Heights County Virginia | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Cumberland County Virginia | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Giles County Virginia | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Middlesex County Virginia | 1 | $ 443,000 | $ 443,000 | $ 250,000 |
| Norfolk County Virginia | 1 | $ 180,000 | $ 180,000 | $ 154,000 |
| Orange County Virginia | 1 | $ 217,000 | $ 217,000 | $ 216,000 |
| Petersburg County Virginia | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Prince Edward County Virginia | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Radford County Virginia | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Sussex County Virginia | 1 | $ 159,000 | $ 159,000 | $ 71,000 |
| Wyoming County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,017 | $551,522,000 | $182,000 | $2,677,000 | $115,000 | $6,332,000 |
| Refinancing | 2,130 | $353,817,000 | $166,000 | $2,600,000 | $104,000 | $4,281,000 |
| Home Improvement | 458 | $34,331,000 | $74,000 | $1,190,000 | $70,000 | $713,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,466 | $765,802,000 | $171,000 | $2,677,000 | $113,000 | $6,332,000 |
| Black or African American | 422 | $40,994,000 | $97,000 | $860,000 | $64,000 | $655,000 |
| Not Provided | 297 | $59,761,000 | $201,000 | $2,600,000 | $124,000 | $2,066,000 |
| Not applicable | 163 | $29,533,000 | $181,000 | $1,432,000 | $0 | $0 |
| Hispanic | 118 | $14,227,000 | $120,000 | $780,000 | $73,000 | $820,000 |
| Asian | 75 | $20,285,000 | $270,000 | $1,774,000 | $186,000 | $864,000 |
| American Indian or Alaskan Native | 51 | $5,249,000 | $102,000 | $735,000 | $84,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,819,000 | $293,000 | $1,500,000 | $356,000 | $2,005,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,594 | $938,522,000 | $167,000 | $2,677,000 | $107,000 | $6,332,000 |
| FHA-insured (Federal Housing Administration) | 6 | $679,000 | $113,000 | $158,000 | $43,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 5 | $469,000 | $93,000 | $121,000 | $30,000 | $32,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,035 | $714,612,000 | $177,000 | $2,677,000 | $115,000 | $6,332,000 |
| Application Denied By Financial Institution | 847 | $89,427,000 | $105,000 | $1,428,000 | $64,000 | $808,000 |
| Application Withdrawn By Applicant | 307 | $64,262,000 | $209,000 | $1,346,000 | $119,000 | $1,852,000 |
| Application Approved But Not Accepted | 255 | $42,579,000 | $166,000 | $2,600,000 | $132,000 | $2,189,000 |
| File Closed For Incompleteness | 87 | $18,527,000 | $212,000 | $1,260,000 | $119,000 | $780,000 |
| Loan Purchased By The Institution | 40 | $5,435,000 | $135,000 | $285,000 | $40,000 | $104,000 |
| Preapproval Denied by Financial Institution | 34 | $4,828,000 | $142,000 | $524,000 | $35,000 | $128,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.