First-Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,515 |
| Total Mortgage Loan Application Amount | $882,185,000 |
| Average Mortgage Loan Application Amount | $189,318 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $6,332,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 314 | $ 70,453,000 | $ 224,000 | $ 114,000 |
| New Hanover County North Carolina | 228 | $ 58,565,000 | $ 256,000 | $ 114,000 |
| Carteret County North Carolina | 197 | $ 37,165,000 | $ 188,000 | $ 102,000 |
| Cumberland County North Carolina | 191 | $ 29,002,000 | $ 151,000 | $ 100,000 |
| Pitt County North Carolina | 183 | $ 27,967,000 | $ 152,000 | $ 92,000 |
| Guilford County North Carolina | 152 | $ 24,363,000 | $ 160,000 | $ 88,000 |
| Mecklenburg County North Carolina | 152 | $ 28,404,000 | $ 186,000 | $ 77,000 |
| Craven County North Carolina | 137 | $ 24,115,000 | $ 176,000 | $ 79,000 |
| Buncombe County North Carolina | 135 | $ 35,402,000 | $ 262,000 | $ 80,000 |
| Johnston County North Carolina | 116 | $ 12,204,000 | $ 105,000 | $ 55,000 |
| Brunswick County North Carolina | 113 | $ 27,245,000 | $ 241,000 | $ 128,000 |
| Forsyth County North Carolina | 106 | $ 17,914,000 | $ 169,000 | $ 71,000 |
| Caldwell County North Carolina | 95 | $ 11,258,000 | $ 118,000 | $ 81,000 |
| Henderson County North Carolina | 93 | $ 15,098,000 | $ 162,000 | $ 78,000 |
| Onslow County North Carolina | 93 | $ 17,917,000 | $ 192,000 | $ 162,000 |
| Sampson County North Carolina | 79 | $ 5,626,000 | $ 71,000 | $ 68,000 |
| Burke County North Carolina | 75 | $ 11,178,000 | $ 149,000 | $ 56,000 |
| Union County North Carolina | 73 | $ 13,367,000 | $ 183,000 | $ 74,000 |
| Watauga County North Carolina | 73 | $ 20,006,000 | $ 274,000 | $ 307,000 |
| Augusta County Virginia | 73 | $ 9,114,000 | $ 124,000 | $ 68,000 |
| Mecklenburg County Virginia | 71 | $ 8,303,000 | $ 116,000 | $ 71,000 |
| Pittsylvania County Virginia | 69 | $ 7,963,000 | $ 115,000 | $ 57,000 |
| Catawba County North Carolina | 66 | $ 9,716,000 | $ 147,000 | $ 64,000 |
| Lenoir County North Carolina | 63 | $ 3,858,000 | $ 61,000 | $ 63,000 |
| Franklin County North Carolina | 61 | $ 6,219,000 | $ 101,000 | $ 66,000 |
| Jackson County North Carolina | 61 | $ 13,398,000 | $ 219,000 | $ 116,000 |
| Lee County North Carolina | 61 | $ 6,298,000 | $ 103,000 | $ 63,000 |
| Roanoke City County Virginia | 58 | $ 6,786,000 | $ 117,000 | $ 91,000 |
| Greenbrier County West Virginia | 56 | $ 5,536,000 | $ 98,000 | $ 59,000 |
| Pamlico County North Carolina | 54 | $ 8,090,000 | $ 149,000 | $ 68,000 |
| Bladen County North Carolina | 52 | $ 2,937,000 | $ 56,000 | $ 53,000 |
| Pender County North Carolina | 52 | $ 9,138,000 | $ 175,000 | $ 76,000 |
| Roanoke County Virginia | 52 | $ 7,690,000 | $ 147,000 | $ 64,000 |
| Harnett County North Carolina | 51 | $ 5,589,000 | $ 109,000 | $ 50,000 |
| Rutherford County North Carolina | 50 | $ 4,243,000 | $ 84,000 | $ 52,000 |
| Danville County Virginia | 50 | $ 4,825,000 | $ 96,000 | $ 47,000 |
| Wayne County North Carolina | 48 | $ 5,479,000 | $ 114,000 | $ 84,000 |
| Swain County North Carolina | 46 | $ 4,600,000 | $ 100,000 | $ 112,000 |
| Transylvania County North Carolina | 46 | $ 9,338,000 | $ 203,000 | $ 77,000 |
| Rockingham County North Carolina | 44 | $ 5,417,000 | $ 123,000 | $ 87,000 |
| Pocahontas County West Virginia | 44 | $ 4,330,000 | $ 98,000 | $ 61,000 |
| Haywood County North Carolina | 41 | $ 7,331,000 | $ 178,000 | $ 121,000 |
| Cherokee County North Carolina | 40 | $ 5,051,000 | $ 126,000 | $ 115,000 |
| Columbus County North Carolina | 39 | $ 2,871,000 | $ 73,000 | $ 55,000 |
| Ashe County North Carolina | 37 | $ 5,313,000 | $ 143,000 | $ 66,000 |
| Durham County North Carolina | 37 | $ 6,468,000 | $ 174,000 | $ 117,000 |
| Lincoln County North Carolina | 36 | $ 5,160,000 | $ 143,000 | $ 59,000 |
| Stokes County North Carolina | 36 | $ 2,925,000 | $ 81,000 | $ 58,000 |
| Iredell County North Carolina | 35 | $ 4,631,000 | $ 132,000 | $ 39,000 |
| Moore County North Carolina | 34 | $ 7,895,000 | $ 232,000 | $ 169,000 |
| Brunswick County Virginia | 34 | $ 2,649,000 | $ 77,000 | $ 66,000 |
| Avery County North Carolina | 31 | $ 3,483,000 | $ 112,000 | $ 49,000 |
| Chatham County North Carolina | 31 | $ 5,692,000 | $ 183,000 | $ 73,000 |
| Davidson County North Carolina | 31 | $ 6,321,000 | $ 203,000 | $ 77,000 |
| Madison County North Carolina | 31 | $ 2,259,000 | $ 72,000 | $ 45,000 |
| Macon County North Carolina | 30 | $ 8,070,000 | $ 269,000 | $ 177,000 |
| Horry County South Carolina | 29 | $ 7,457,000 | $ 257,000 | $ 157,000 |
| Surry County North Carolina | 28 | $ 3,396,000 | $ 121,000 | $ 97,000 |
| Montgomery County Virginia | 27 | $ 2,791,000 | $ 103,000 | $ 208,000 |
| Beaufort County North Carolina | 26 | $ 3,291,000 | $ 126,000 | $ 117,000 |
| Franklin County Virginia | 26 | $ 6,356,000 | $ 244,000 | $ 91,000 |
| Staunton County Virginia | 26 | $ 3,195,000 | $ 122,000 | $ 43,000 |
| Halifax County North Carolina | 25 | $ 3,236,000 | $ 129,000 | $ 83,000 |
| Wilkes County North Carolina | 25 | $ 2,508,000 | $ 100,000 | $ 103,000 |
| Wilson County North Carolina | 24 | $ 3,337,000 | $ 139,000 | $ 108,000 |
| Albemarle County Virginia | 24 | $ 6,706,000 | $ 279,000 | $ 98,000 |
| Duplin County North Carolina | 23 | $ 2,971,000 | $ 129,000 | $ 69,000 |
| Rockingham County Virginia | 23 | $ 4,214,000 | $ 183,000 | $ 90,000 |
| Graham County North Carolina | 22 | $ 1,913,000 | $ 86,000 | $ 78,000 |
| Pasquotank County North Carolina | 22 | $ 1,748,000 | $ 79,000 | $ 96,000 |
| Alleghany County North Carolina | 21 | $ 1,943,000 | $ 92,000 | $ 74,000 |
| Bedford County Virginia | 21 | $ 2,794,000 | $ 133,000 | $ 85,000 |
| Clay County North Carolina | 20 | $ 2,312,000 | $ 115,000 | $ 70,000 |
| Warren County North Carolina | 20 | $ 1,609,000 | $ 80,000 | $ 95,000 |
| Alleghany County Virginia | 20 | $ 1,052,000 | $ 52,000 | $ 77,000 |
| Botetourt County Virginia | 20 | $ 2,975,000 | $ 148,000 | $ 63,000 |
| Randolph County North Carolina | 18 | $ 2,006,000 | $ 111,000 | $ 59,000 |
| Stanly County North Carolina | 18 | $ 1,186,000 | $ 65,000 | $ 139,000 |
| McDowell County North Carolina | 17 | $ 1,651,000 | $ 97,000 | $ 51,000 |
| Vance County North Carolina | 17 | $ 1,518,000 | $ 89,000 | $ 74,000 |
| Orange County North Carolina | 16 | $ 4,485,000 | $ 280,000 | $ 122,000 |
| Cabarrus County North Carolina | 15 | $ 2,153,000 | $ 143,000 | $ 99,000 |
| Carroll County Virginia | 14 | $ 982,000 | $ 70,000 | $ 43,000 |
| Greene County North Carolina | 13 | $ 1,013,000 | $ 77,000 | $ 70,000 |
| Alexander County North Carolina | 12 | $ 1,100,000 | $ 91,000 | $ 53,000 |
| Harrisonburg County Virginia | 12 | $ 1,411,000 | $ 117,000 | $ 75,000 |
| Jones County North Carolina | 11 | $ 751,000 | $ 68,000 | $ 78,000 |
| Robeson County North Carolina | 11 | $ 834,000 | $ 75,000 | $ 73,000 |
| Yadkin County North Carolina | 11 | $ 744,000 | $ 67,000 | $ 27,000 |
| Charleston County South Carolina | 11 | $ 3,452,000 | $ 313,000 | $ 374,000 |
| York County South Carolina | 11 | $ 2,292,000 | $ 208,000 | $ 32,000 |
| Frederick County Virginia | 11 | $ 1,687,000 | $ 153,000 | $ 64,000 |
| Richmond City County Virginia | 11 | $ 3,424,000 | $ 311,000 | $ 54,000 |
| Polk County North Carolina | 10 | $ 1,919,000 | $ 191,000 | $ 83,000 |
| Lynchburg County Virginia | 10 | $ 721,000 | $ 72,000 | $ 64,000 |
| Gaston County North Carolina | 9 | $ 1,635,000 | $ 181,000 | $ 105,000 |
| Northampton County North Carolina | 9 | $ 369,000 | $ 41,000 | $ 139,000 |
| Charlotte County Virginia | 9 | $ 822,000 | $ 91,000 | $ 41,000 |
| Charlottesville County Virginia | 9 | $ 1,153,000 | $ 128,000 | $ 113,000 |
| Chesterfield County Virginia | 9 | $ 1,412,000 | $ 156,000 | $ 98,000 |
| Lunenburg County Virginia | 9 | $ 677,000 | $ 75,000 | $ 50,000 |
| Nottoway County Virginia | 9 | $ 1,184,000 | $ 131,000 | $ 82,000 |
| Winchester County Virginia | 9 | $ 1,871,000 | $ 207,000 | $ 67,000 |
| Gates County North Carolina | 8 | $ 600,000 | $ 75,000 | $ 60,000 |
| Nash County North Carolina | 8 | $ 1,038,000 | $ 129,000 | $ 79,000 |
| Perquimans County North Carolina | 8 | $ 818,000 | $ 102,000 | $ 85,000 |
| Campbell County Virginia | 8 | $ 1,014,000 | $ 126,000 | $ 40,000 |
| Salem County Virginia | 8 | $ 1,240,000 | $ 155,000 | $ 91,000 |
| Spotsylvania County Virginia | 8 | $ 1,848,000 | $ 231,000 | $ 108,000 |
| Yancey County North Carolina | 7 | $ 1,441,000 | $ 205,000 | $ 60,000 |
| Greensville County Virginia | 7 | $ 507,000 | $ 72,000 | $ 51,000 |
| Pulaski County Virginia | 7 | $ 701,000 | $ 100,000 | $ 70,000 |
| Fluvanna County Virginia | 6 | $ 785,000 | $ 130,000 | $ 75,000 |
| Waynesboro County Virginia | 6 | $ 477,000 | $ 79,000 | $ 41,000 |
| Chowan County North Carolina | 5 | $ 1,010,000 | $ 202,000 | $ 62,000 |
| Cleveland County North Carolina | 5 | $ 296,000 | $ 59,000 | $ 46,000 |
| Martin County North Carolina | 5 | $ 494,000 | $ 98,000 | $ 46,000 |
| Rowan County North Carolina | 5 | $ 1,623,000 | $ 324,000 | $ 189,000 |
| Spartanburg County South Carolina | 5 | $ 617,000 | $ 123,000 | $ 58,000 |
| Warren County Virginia | 5 | $ 685,000 | $ 137,000 | $ 24,000 |
| Monroe County West Virginia | 5 | $ 724,000 | $ 144,000 | $ 82,000 |
| Alamance County North Carolina | 4 | $ 462,000 | $ 115,000 | $ 85,000 |
| Granville County North Carolina | 4 | $ 827,000 | $ 206,000 | $ 153,000 |
| Hoke County North Carolina | 4 | $ 775,000 | $ 193,000 | $ 113,000 |
| Person County North Carolina | 4 | $ 1,204,000 | $ 301,000 | $ 238,000 |
| Beaufort County South Carolina | 4 | $ 2,023,000 | $ 505,000 | $ 387,000 |
| Covington County Virginia | 4 | $ 275,000 | $ 68,000 | $ 47,000 |
| Halifax County Virginia | 4 | $ 681,000 | $ 170,000 | $ 73,000 |
| Henrico County Virginia | 4 | $ 580,000 | $ 145,000 | $ 49,000 |
| Nelson County Virginia | 4 | $ 1,312,000 | $ 328,000 | $ 123,000 |
| Flagler County Florida | 3 | $ 1,773,000 | $ 591,000 | $ 770,000 |
| Towns County Georgia | 3 | $ 507,000 | $ 169,000 | $ 113,000 |
| Anson County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 75,000 |
| Currituck County North Carolina | 3 | $ 326,000 | $ 108,000 | $ 44,000 |
| Dare County North Carolina | 3 | $ 1,333,000 | $ 444,000 | $ 199,000 |
| Davie County North Carolina | 3 | $ 379,000 | $ 126,000 | $ 104,000 |
| Montgomery County North Carolina | 3 | $ 621,000 | $ 207,000 | $ 297,000 |
| Greenville County South Carolina | 3 | $ 616,000 | $ 205,000 | $ 84,000 |
| Bedford City County Virginia | 3 | $ 440,000 | $ 146,000 | $ 28,000 |
| Galax County Virginia | 3 | $ 161,000 | $ 53,000 | $ 25,000 |
| Grayson County Virginia | 3 | $ 134,000 | $ 44,000 | $ 33,000 |
| Greene County Virginia | 3 | $ 445,000 | $ 148,000 | $ 112,000 |
| Southampton County Virginia | 3 | $ 584,000 | $ 194,000 | $ 75,000 |
| Forsyth County Georgia | 2 | $ 290,000 | $ 145,000 | $ 35,000 |
| Gwinnett County Georgia | 2 | $ 260,000 | $ 130,000 | $ 48,000 |
| Rabun County Georgia | 2 | $ 434,000 | $ 217,000 | $ 117,000 |
| Camden County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 44,000 |
| Caswell County North Carolina | 2 | $ 311,000 | $ 155,000 | $ 51,000 |
| Edgecombe County North Carolina | 2 | $ 307,000 | $ 153,000 | $ 103,000 |
| Hyde County North Carolina | 2 | $ 561,000 | $ 280,000 | $ 2,964,000 |
| Colleton County South Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 376,000 |
| Dorchester County South Carolina | 2 | $ 298,000 | $ 149,000 | $ 78,000 |
| Georgetown County South Carolina | 2 | $ 318,000 | $ 159,000 | $ 131,000 |
| Greenwood County South Carolina | 2 | $ 227,000 | $ 113,000 | $ 34,000 |
| Lancaster County South Carolina | 2 | $ 147,000 | $ 73,000 | $ 49,000 |
| Oconee County South Carolina | 2 | $ 835,000 | $ 417,000 | $ 330,000 |
| Pickens County South Carolina | 2 | $ 1,248,000 | $ 624,000 | $ 304,000 |
| Richland County South Carolina | 2 | $ 405,000 | $ 202,000 | $ 158,000 |
| Bristol County Virginia | 2 | $ 104,000 | $ 52,000 | $ 57,000 |
| Emporia County Virginia | 2 | $ 146,000 | $ 73,000 | $ 48,000 |
| Fredericksburg County Virginia | 2 | $ 966,000 | $ 483,000 | $ 506,000 |
| Hanover County Virginia | 2 | $ 354,000 | $ 177,000 | $ 232,000 |
| Page County Virginia | 2 | $ 235,000 | $ 117,000 | $ 59,000 |
| Prince Edward County Virginia | 2 | $ 174,000 | $ 87,000 | $ 42,000 |
| Virginia Beach County Virginia | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Nicholas County West Virginia | 2 | $ 183,000 | $ 91,000 | $ 33,000 |
| Putnam County West Virginia | 2 | $ 261,000 | $ 130,000 | $ 105,000 |
| Randolph County West Virginia | 2 | $ 99,000 | $ 49,000 | $ 50,000 |
| Collier County Florida | 1 | $ 1,428,000 | $ 1,428,000 | $ 304,000 |
| Duval County Florida | 1 | $ 645,000 | $ 645,000 | $ 443,000 |
| Lake County Florida | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Leon County Florida | 1 | $ 104,000 | $ 104,000 | $ 147,000 |
| Orange County Florida | 1 | $ 164,000 | $ 164,000 | $ 350,000 |
| Palm Beach County Florida | 1 | $ 280,000 | $ 280,000 | $ 400,000 |
| Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 58,000 |
| Polk County Florida | 1 | $ 274,000 | $ 274,000 | $ 244,000 |
| Sarasota County Florida | 1 | $ 1,380,000 | $ 1,380,000 | $ 1,249,000 |
| Cobb County Georgia | 1 | $ 419,000 | $ 419,000 | $ 186,000 |
| DeKalb County Georgia | 1 | $ 301,000 | $ 301,000 | $ 95,000 |
| Anne Arundel County Maryland | 1 | $ 550,000 | $ 550,000 | $ 320,000 |
| Sandoval County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hertford County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 119,000 |
| Mitchell County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Richmond County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 279,000 |
| Tyrrell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Berkeley County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 71,000 |
| Clarendon County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 455,000 |
| Lexington County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 24,000 |
| Newberry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 248,000 |
| Carter County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
| Jefferson County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Washington County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Burnet County Texas | 1 | $ 420,000 | $ 420,000 | $ 503,000 |
| Amherst County Virginia | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Bath County Virginia | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Craig County Virginia | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Giles County Virginia | 1 | $ 31,000 | $ 31,000 | $ 22,000 |
| Gloucester County Virginia | 1 | $ 202,000 | $ 202,000 | $ 77,000 |
| Goochland County Virginia | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Loudoun County Virginia | 1 | $ 30,000 | $ 30,000 | $ 74,000 |
| Louisa County Virginia | 1 | $ 194,000 | $ 194,000 | $ 85,000 |
| Martinsville County Virginia | 1 | $ 82,000 | $ 82,000 | $ 19,000 |
| Middlesex County Virginia | 1 | $ 610,000 | $ 610,000 | $ 308,000 |
| Newport News County Virginia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Prince George County Virginia | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Prince William County Virginia | 1 | $ 123,000 | $ 123,000 | $ 24,000 |
| Rappahannock County Virginia | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Rockbridge County Virginia | 1 | $ 450,000 | $ 450,000 | $ 109,000 |
| Shenandoah County Virginia | 1 | $ 46,000 | $ 46,000 | $ 105,000 |
| Sussex County Virginia | 1 | $ 19,000 | $ 19,000 | $ 31,000 |
| Washington County Virginia | 1 | $ 92,000 | $ 92,000 | $ 37,000 |
| Wythe County Virginia | 1 | $ 33,000 | $ 33,000 | $ 47,000 |
| Hardy County West Virginia | 1 | $ 286,000 | $ 286,000 | $ 122,000 |
| Jefferson County West Virginia | 1 | $ 359,000 | $ 359,000 | $ 538,000 |
| Kanawha County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Lewis County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Monongalia County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 137,000 |
| Tyler County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 41,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,049 | $510,150,000 | $225,111 | $2,000,000 | $183,555 | $6,332,000 |
| Refinancing | 2,086 | $338,376,000 | $200,555 | $1,810,000 | $93,555 | $1,763,000 |
| Home Improvement | 380 | $33,659,000 | $83,500 | $728,000 | $64,000 | $725,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,323 | $701,303,000 | $242,545 | $2,000,000 | $173,272 | $6,332,000 |
| Black or African American | 411 | $41,275,000 | $135,200 | $728,000 | $55,400 | $577,000 |
| Not Provided | 271 | $59,110,000 | $293,000 | $1,676,000 | $173,333 | $1,168,000 |
| Not applicable | 241 | $43,520,000 | $224,666 | $1,800,000 | $0 | $0 |
| Hispanic | 129 | $14,786,000 | $142,500 | $1,700,000 | $97,000 | $1,700,000 |
| Asian | 69 | $15,501,000 | $198,750 | $750,000 | $150,250 | $630,000 |
| American Indian or Alaskan Native | 61 | $5,422,000 | $89,333 | $650,000 | $36,000 | $418,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,268,000 | $126,500 | $335,000 | $107,000 | $250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,503 | $880,773,000 | $244,909 | $2,000,000 | $171,272 | $6,332,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,131,000 | $112,500 | $170,000 | $38,000 | $47,000 |
| VA-guaranteed (Veterans Administration) | 2 | $281,000 | $140,500 | $153,000 | $54,500 | $61,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,038 | $692,018,000 | $225,000 | $1,810,000 | $195,125 | $6,332,000 |
| Application Denied By Financial Institution | 815 | $79,869,000 | $99,857 | $1,700,000 | $45,142 | $1,700,000 |
| Application Approved But Not Accepted | 250 | $38,010,000 | $253,571 | $2,000,000 | $165,857 | $890,000 |
| Application Withdrawn By Applicant | 236 | $44,642,000 | $198,857 | $950,000 | $172,714 | $1,500,000 |
| Preapproval Denied by Financial Institution | 66 | $8,661,000 | $131,000 | $680,000 | $58,000 | $343,000 |
| Loan Purchased By The Institution | 60 | $8,228,000 | $137,500 | $270,000 | $42,500 | $113,000 |
| File Closed For Incompleteness | 50 | $10,757,000 | $489,750 | $1,428,000 | $182,500 | $616,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.