First-Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,417 |
| Total Mortgage Loan Application Amount | $919,203,000 |
| Average Mortgage Loan Application Amount | $161,700 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $122,400 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 337 | $ 69,051,000 | $ 204,000 | $ 105,000 |
| Cumberland County North Carolina | 228 | $ 32,732,000 | $ 143,000 | $ 116,000 |
| New Hanover County North Carolina | 228 | $ 54,594,000 | $ 239,000 | $ 125,000 |
| Carteret County North Carolina | 217 | $ 41,130,000 | $ 189,000 | $ 96,000 |
| Pitt County North Carolina | 214 | $ 32,597,000 | $ 152,000 | $ 98,000 |
| Mecklenburg County North Carolina | 193 | $ 35,008,000 | $ 181,000 | $ 71,000 |
| Buncombe County North Carolina | 191 | $ 40,371,000 | $ 211,000 | $ 89,000 |
| Guilford County North Carolina | 163 | $ 26,492,000 | $ 162,000 | $ 64,000 |
| Onslow County North Carolina | 144 | $ 17,306,000 | $ 120,000 | $ 84,000 |
| Forsyth County North Carolina | 141 | $ 23,085,000 | $ 163,000 | $ 86,000 |
| Henderson County North Carolina | 133 | $ 24,207,000 | $ 182,000 | $ 85,000 |
| Craven County North Carolina | 127 | $ 19,530,000 | $ 153,000 | $ 70,000 |
| Johnston County North Carolina | 122 | $ 13,068,000 | $ 107,000 | $ 52,000 |
| Brunswick County North Carolina | 112 | $ 19,312,000 | $ 172,000 | $ 83,000 |
| Caldwell County North Carolina | 104 | $ 9,678,000 | $ 93,000 | $ 47,000 |
| Lee County North Carolina | 102 | $ 8,378,000 | $ 82,000 | $ 60,000 |
| Burke County North Carolina | 98 | $ 10,368,000 | $ 105,000 | $ 48,000 |
| Sampson County North Carolina | 98 | $ 6,120,000 | $ 62,000 | $ 51,000 |
| Greenbrier County West Virginia | 92 | $ 8,641,000 | $ 93,000 | $ 66,000 |
| Union County North Carolina | 90 | $ 15,918,000 | $ 176,000 | $ 69,000 |
| Bladen County North Carolina | 89 | $ 6,350,000 | $ 71,000 | $ 50,000 |
| Pocahontas County West Virginia | 88 | $ 6,040,000 | $ 68,000 | $ 75,000 |
| Lenoir County North Carolina | 85 | $ 6,103,000 | $ 71,000 | $ 56,000 |
| Mecklenburg County Virginia | 80 | $ 7,632,000 | $ 95,000 | $ 60,000 |
| Pender County North Carolina | 77 | $ 11,635,000 | $ 151,000 | $ 60,000 |
| Catawba County North Carolina | 73 | $ 10,741,000 | $ 147,000 | $ 69,000 |
| Franklin County North Carolina | 73 | $ 7,894,000 | $ 108,000 | $ 58,000 |
| Wayne County North Carolina | 67 | $ 7,218,000 | $ 107,000 | $ 75,000 |
| Roanoke County Virginia | 66 | $ 11,976,000 | $ 181,000 | $ 73,000 |
| Roanoke City County Virginia | 62 | $ 6,223,000 | $ 100,000 | $ 64,000 |
| Harnett County North Carolina | 61 | $ 6,488,000 | $ 106,000 | $ 72,000 |
| Columbus County North Carolina | 60 | $ 3,931,000 | $ 65,000 | $ 61,000 |
| Jackson County North Carolina | 60 | $ 16,735,000 | $ 278,000 | $ 149,000 |
| Rutherford County North Carolina | 60 | $ 4,234,000 | $ 70,000 | $ 43,000 |
| Pittsylvania County Virginia | 59 | $ 7,163,000 | $ 121,000 | $ 47,000 |
| Macon County North Carolina | 57 | $ 11,625,000 | $ 203,000 | $ 115,000 |
| Watauga County North Carolina | 57 | $ 12,662,000 | $ 222,000 | $ 145,000 |
| Ashe County North Carolina | 55 | $ 7,334,000 | $ 133,000 | $ 60,000 |
| Transylvania County North Carolina | 55 | $ 9,855,000 | $ 179,000 | $ 123,000 |
| Pamlico County North Carolina | 53 | $ 6,065,000 | $ 114,000 | $ 107,000 |
| Rockingham County North Carolina | 53 | $ 4,997,000 | $ 94,000 | $ 64,000 |
| Swain County North Carolina | 53 | $ 4,867,000 | $ 91,000 | $ 77,000 |
| Durham County North Carolina | 51 | $ 8,853,000 | $ 173,000 | $ 66,000 |
| Danville County Virginia | 49 | $ 4,500,000 | $ 91,000 | $ 120,000 |
| Cherokee County North Carolina | 48 | $ 5,191,000 | $ 108,000 | $ 86,000 |
| Bedford County Virginia | 43 | $ 5,347,000 | $ 124,000 | $ 68,000 |
| Beaufort County North Carolina | 42 | $ 5,411,000 | $ 128,000 | $ 107,000 |
| Iredell County North Carolina | 41 | $ 4,785,000 | $ 116,000 | $ 63,000 |
| Surry County North Carolina | 41 | $ 3,921,000 | $ 95,000 | $ 62,000 |
| Duplin County North Carolina | 39 | $ 2,502,000 | $ 64,000 | $ 72,000 |
| Stokes County North Carolina | 39 | $ 3,127,000 | $ 80,000 | $ 46,000 |
| Madison County North Carolina | 36 | $ 2,256,000 | $ 62,000 | $ 47,000 |
| Wilkes County North Carolina | 36 | $ 2,926,000 | $ 81,000 | $ 49,000 |
| Brunswick County Virginia | 33 | $ 2,459,000 | $ 74,000 | $ 43,000 |
| Avery County North Carolina | 32 | $ 3,974,000 | $ 124,000 | $ 110,000 |
| Chatham County North Carolina | 32 | $ 5,142,000 | $ 160,000 | $ 53,000 |
| Clay County North Carolina | 31 | $ 3,484,000 | $ 112,000 | $ 66,000 |
| Haywood County North Carolina | 31 | $ 5,273,000 | $ 170,000 | $ 89,000 |
| Orange County North Carolina | 31 | $ 7,663,000 | $ 247,000 | $ 93,000 |
| Lincoln County North Carolina | 30 | $ 4,040,000 | $ 134,000 | $ 50,000 |
| Pasquotank County North Carolina | 30 | $ 4,341,000 | $ 144,000 | $ 101,000 |
| Montgomery County Virginia | 30 | $ 3,982,000 | $ 132,000 | $ 342,000 |
| Rockingham County Virginia | 30 | $ 4,130,000 | $ 137,000 | $ 62,000 |
| Graham County North Carolina | 29 | $ 2,130,000 | $ 73,000 | $ 49,000 |
| Warren County North Carolina | 27 | $ 2,805,000 | $ 103,000 | $ 75,000 |
| Albemarle County Virginia | 26 | $ 5,720,000 | $ 220,000 | $ 90,000 |
| Moore County North Carolina | 25 | $ 6,262,000 | $ 250,000 | $ 164,000 |
| Wilson County North Carolina | 25 | $ 2,967,000 | $ 118,000 | $ 61,000 |
| Alleghany County Virginia | 25 | $ 1,181,000 | $ 47,000 | $ 31,000 |
| Cabarrus County North Carolina | 24 | $ 2,665,000 | $ 111,000 | $ 60,000 |
| Stanly County North Carolina | 24 | $ 2,589,000 | $ 107,000 | $ 51,000 |
| McDowell County North Carolina | 23 | $ 1,876,000 | $ 81,000 | $ 77,000 |
| Horry County South Carolina | 23 | $ 4,120,000 | $ 179,000 | $ 138,000 |
| Lunenburg County Virginia | 23 | $ 2,460,000 | $ 106,000 | $ 52,000 |
| Alexander County North Carolina | 22 | $ 2,729,000 | $ 124,000 | $ 79,000 |
| Davidson County North Carolina | 22 | $ 4,025,000 | $ 182,000 | $ 112,000 |
| Greene County North Carolina | 22 | $ 1,540,000 | $ 70,000 | $ 62,000 |
| Randolph County North Carolina | 22 | $ 2,497,000 | $ 113,000 | $ 35,000 |
| Charlottesville County Virginia | 21 | $ 2,940,000 | $ 140,000 | $ 54,000 |
| Martin County North Carolina | 20 | $ 1,586,000 | $ 79,000 | $ 73,000 |
| Botetourt County Virginia | 19 | $ 2,249,000 | $ 118,000 | $ 53,000 |
| Alleghany County North Carolina | 18 | $ 1,723,000 | $ 95,000 | $ 65,000 |
| Halifax County North Carolina | 18 | $ 911,000 | $ 50,000 | $ 50,000 |
| Nash County North Carolina | 18 | $ 1,331,000 | $ 73,000 | $ 75,000 |
| Augusta County Virginia | 18 | $ 2,451,000 | $ 136,000 | $ 71,000 |
| Carroll County Virginia | 17 | $ 893,000 | $ 52,000 | $ 42,000 |
| Vance County North Carolina | 16 | $ 1,508,000 | $ 94,000 | $ 62,000 |
| Yadkin County North Carolina | 16 | $ 1,131,000 | $ 70,000 | $ 53,000 |
| Lynchburg County Virginia | 16 | $ 2,122,000 | $ 132,000 | $ 44,000 |
| Chesterfield County Virginia | 15 | $ 2,141,000 | $ 142,000 | $ 56,000 |
| Pulaski County Virginia | 15 | $ 1,248,000 | $ 83,000 | $ 83,000 |
| Nottoway County Virginia | 14 | $ 805,000 | $ 57,000 | $ 53,000 |
| Staunton County Virginia | 14 | $ 1,130,000 | $ 80,000 | $ 73,000 |
| Charlotte County Virginia | 13 | $ 913,000 | $ 70,000 | $ 44,000 |
| Yancey County North Carolina | 12 | $ 1,320,000 | $ 110,000 | $ 43,000 |
| Davie County North Carolina | 11 | $ 1,627,000 | $ 147,000 | $ 85,000 |
| Harrisonburg County Virginia | 11 | $ 1,691,000 | $ 153,000 | $ 76,000 |
| Dare County North Carolina | 10 | $ 4,267,000 | $ 426,000 | $ 243,000 |
| Northampton County North Carolina | 10 | $ 723,000 | $ 72,000 | $ 56,000 |
| Charleston County South Carolina | 10 | $ 3,412,000 | $ 341,000 | $ 287,000 |
| Franklin County Virginia | 10 | $ 2,303,000 | $ 230,000 | $ 71,000 |
| Cleveland County North Carolina | 9 | $ 759,000 | $ 84,000 | $ 62,000 |
| Polk County North Carolina | 9 | $ 1,148,000 | $ 127,000 | $ 75,000 |
| Frederick County Virginia | 9 | $ 1,694,000 | $ 188,000 | $ 139,000 |
| Alamance County North Carolina | 8 | $ 956,000 | $ 119,000 | $ 78,000 |
| Perquimans County North Carolina | 8 | $ 879,000 | $ 109,000 | $ 42,000 |
| Robeson County North Carolina | 8 | $ 606,000 | $ 75,000 | $ 61,000 |
| Emporia County Virginia | 8 | $ 969,000 | $ 121,000 | $ 37,000 |
| Grayson County Virginia | 8 | $ 866,000 | $ 108,000 | $ 48,000 |
| Greensville County Virginia | 8 | $ 1,144,000 | $ 143,000 | $ 49,000 |
| Bedford City County Virginia | 7 | $ 912,000 | $ 130,000 | $ 90,000 |
| Campbell County Virginia | 7 | $ 1,019,000 | $ 145,000 | $ 53,000 |
| Richmond City County Virginia | 7 | $ 731,000 | $ 104,000 | $ 62,000 |
| Salem County Virginia | 7 | $ 1,533,000 | $ 219,000 | $ 55,000 |
| Warren County Virginia | 7 | $ 842,000 | $ 120,000 | $ 59,000 |
| Bertie County North Carolina | 6 | $ 619,000 | $ 103,000 | $ 54,000 |
| Caswell County North Carolina | 6 | $ 591,000 | $ 98,000 | $ 62,000 |
| Gaston County North Carolina | 6 | $ 498,000 | $ 83,000 | $ 37,000 |
| Jones County North Carolina | 6 | $ 353,000 | $ 58,000 | $ 41,000 |
| Georgetown County South Carolina | 6 | $ 3,781,000 | $ 630,000 | $ 327,000 |
| Halifax County Virginia | 6 | $ 516,000 | $ 86,000 | $ 48,000 |
| Lee County Florida | 5 | $ 1,540,000 | $ 308,000 | $ 174,000 |
| Granville County North Carolina | 5 | $ 715,000 | $ 143,000 | $ 87,000 |
| Rowan County North Carolina | 5 | $ 207,000 | $ 41,000 | $ 45,000 |
| York County South Carolina | 5 | $ 1,230,000 | $ 246,000 | $ 167,000 |
| Amherst County Virginia | 5 | $ 517,000 | $ 103,000 | $ 59,000 |
| Bath County Virginia | 5 | $ 457,000 | $ 91,000 | $ 66,000 |
| Galax County Virginia | 5 | $ 622,000 | $ 124,000 | $ 67,000 |
| Henrico County Virginia | 5 | $ 665,000 | $ 133,000 | $ 68,000 |
| Rabun County Georgia | 4 | $ 846,000 | $ 211,000 | $ 104,000 |
| Anson County North Carolina | 4 | $ 238,000 | $ 59,000 | $ 76,000 |
| Edgecombe County North Carolina | 4 | $ 1,282,000 | $ 320,000 | $ 137,000 |
| Gates County North Carolina | 4 | $ 471,000 | $ 117,000 | $ 64,000 |
| Floyd County Virginia | 4 | $ 315,000 | $ 78,000 | $ 86,000 |
| Nelson County Virginia | 4 | $ 377,000 | $ 94,000 | $ 80,000 |
| Randolph County West Virginia | 4 | $ 275,000 | $ 68,000 | $ 41,000 |
| Chowan County North Carolina | 3 | $ 598,000 | $ 199,000 | $ 154,000 |
| Hoke County North Carolina | 3 | $ 474,000 | $ 158,000 | $ 94,000 |
| Montgomery County North Carolina | 3 | $ 538,000 | $ 179,000 | $ 110,000 |
| Beaufort County South Carolina | 3 | $ 1,211,000 | $ 403,000 | $ 175,000 |
| Oconee County South Carolina | 3 | $ 439,000 | $ 146,000 | $ 142,000 |
| Covington County Virginia | 3 | $ 128,000 | $ 42,000 | $ 30,000 |
| Greene County Virginia | 3 | $ 504,000 | $ 168,000 | $ 80,000 |
| Hanover County Virginia | 3 | $ 413,000 | $ 137,000 | $ 89,000 |
| Henry County Virginia | 3 | $ 768,000 | $ 256,000 | $ 67,000 |
| Prince Edward County Virginia | 3 | $ 291,000 | $ 97,000 | $ 78,000 |
| Kanawha County West Virginia | 3 | $ 451,000 | $ 150,000 | $ 126,000 |
| Monroe County West Virginia | 3 | $ 404,000 | $ 134,000 | $ 79,000 |
| Nicholas County West Virginia | 3 | $ 106,000 | $ 35,000 | $ 77,000 |
| Collier County Florida | 2 | $ 1,218,000 | $ 609,000 | $ 551,000 |
| Towns County Georgia | 2 | $ 359,000 | $ 179,000 | $ 144,000 |
| Camden County North Carolina | 2 | $ 32,000 | $ 16,000 | $ 98,000 |
| Currituck County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 117,000 |
| Person County North Carolina | 2 | $ 459,000 | $ 229,000 | $ 189,000 |
| Scotland County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 55,000 |
| Colleton County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 180,000 |
| Greenville County South Carolina | 2 | $ 449,000 | $ 224,000 | $ 103,000 |
| Greenwood County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 88,000 |
| Lancaster County South Carolina | 2 | $ 569,000 | $ 284,000 | $ 155,000 |
| Craig County Virginia | 2 | $ 286,000 | $ 143,000 | $ 55,000 |
| Dinwiddie County Virginia | 2 | $ 138,000 | $ 69,000 | $ 157,000 |
| Fairfax County Virginia | 2 | $ 540,000 | $ 270,000 | $ 137,000 |
| Fluvanna County Virginia | 2 | $ 115,000 | $ 57,000 | $ 87,000 |
| Pendleton County West Virginia | 2 | $ 52,000 | $ 26,000 | $ 27,000 |
| Summers County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Bay County Florida | 1 | $ 228,000 | $ 228,000 | $ 151,000 |
| Broward County Florida | 1 | $ 409,000 | $ 409,000 | $ 250,000 |
| Charlotte County Florida | 1 | $ 148,000 | $ 148,000 | $ 125,000 |
| Duval County Florida | 1 | $ 21,000 | $ 21,000 | $ 46,000 |
| Martin County Florida | 1 | $ 350,000 | $ 350,000 | $ 1,799,000 |
| Okeechobee County Florida | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Palm Beach County Florida | 1 | $ 943,000 | $ 943,000 | $ 1,421,000 |
| Pinellas County Florida | 1 | $ 320,000 | $ 320,000 | $ 137,000 |
| Sarasota County Florida | 1 | $ 560,000 | $ 560,000 | $ 763,000 |
| St. Johns County Florida | 1 | $ 107,000 | $ 107,000 | $ 68,000 |
| Suwannee County Florida | 1 | $ 81,000 | $ 81,000 | $ 107,000 |
| Chatham County Georgia | 1 | $ 280,000 | $ 280,000 | $ 456,000 |
| Cherokee County Georgia | 1 | $ 319,000 | $ 319,000 | $ 96,000 |
| Cobb County Georgia | 1 | $ 600,000 | $ 600,000 | $ 92,000 |
| Crawford County Georgia | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Gwinnett County Georgia | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
| McDuffie County Georgia | 1 | $ 33,000 | $ 33,000 | $ 215,000 |
| Union County Georgia | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Mitchell County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 13,000 |
| Richmond County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 115,000 |
| Aiken County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Berkeley County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Chester County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 46,000 |
| Chesterfield County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Kershaw County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Laurens County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 278,000 |
| Lexington County South Carolina | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
| Pickens County South Carolina | 1 | $ 642,000 | $ 642,000 | $ 242,000 |
| Spartanburg County South Carolina | 1 | $ 270,000 | $ 270,000 | $ 80,000 |
| Carter County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 544,000 | $ 544,000 | $ 185,000 |
| Bristol County Virginia | 1 | $ 72,000 | $ 72,000 | $ 536,000 |
| Buckingham County Virginia | 1 | $ 59,000 | $ 59,000 | $ 35,000 |
| Culpeper County Virginia | 1 | $ 34,000 | $ 34,000 | $ 53,000 |
| Fauquier County Virginia | 1 | $ 500,000 | $ 500,000 | $ 151,000 |
| Giles County Virginia | 1 | $ 270,000 | $ 270,000 | $ 73,000 |
| Hampton County Virginia | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Hopewell County Virginia | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Louisa County Virginia | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Petersburg County Virginia | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Portsmouth County Virginia | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Prince George County Virginia | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Rockbridge County Virginia | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Southampton County Virginia | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Spotsylvania County Virginia | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Sussex County Virginia | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Tazewell County Virginia | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Washington County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Winchester County Virginia | 1 | $ 648,000 | $ 648,000 | $ 296,000 |
| Wythe County Virginia | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Calhoun County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 112,000 |
| Mercer County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Raleigh County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,411 | $490,057,000 | $197,125 | $1,800,000 | $106,750 | $2,000,000 |
| Refinancing | 2,671 | $409,679,000 | $206,666 | $1,800,000 | $186,000 | $3,000,000 |
| Home Improvement | 335 | $19,467,000 | $69,500 | $570,000 | $79,666 | $2,256,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,057 | $739,014,000 | $169,000 | $1,800,000 | $138,142 | $3,000,000 |
| Black or African American | 558 | $50,932,000 | $80,500 | $1,000,000 | $108,333 | $1,000,000 |
| Not applicable | 276 | $51,049,000 | $386,000 | $1,800,000 | $500 | $632,000 |
| Not Provided | 191 | $39,993,000 | $204,400 | $1,230,000 | $121,000 | $1,316,000 |
| Hispanic | 169 | $13,952,000 | $62,333 | $732,000 | $47,000 | $638,000 |
| Asian | 81 | $14,876,000 | $334,800 | $990,000 | $389,600 | $1,181,000 |
| American Indian or Alaskan Native | 79 | $8,588,000 | $100,666 | $1,000,000 | $82,333 | $658,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $799,000 | $195,000 | $368,000 | $100,666 | $238,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,412 | $918,696,000 | $194,250 | $1,800,000 | $117,250 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 3 | $331,000 | $110,000 | $153,000 | $41,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 2 | $176,000 | $88,000 | $89,000 | $29,000 | $35,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,543 | $717,338,000 | $220,714 | $1,800,000 | $136,428 | $3,000,000 |
| Application Denied By Financial Institution | 1,120 | $87,698,000 | $121,333 | $1,800,000 | $69,000 | $1,000,000 |
| Application Approved But Not Accepted | 336 | $41,357,000 | $100,333 | $1,000,000 | $85,500 | $2,000,000 |
| Application Withdrawn By Applicant | 272 | $50,899,000 | $201,600 | $1,750,000 | $169,200 | $1,421,000 |
| File Closed For Incompleteness | 100 | $18,165,000 | $310,800 | $1,250,000 | $275,400 | $1,000,000 |
| Loan Purchased By The Institution | 23 | $2,053,000 | $77,000 | $199,000 | $33,000 | $69,000 |
| Preapproval Denied by Financial Institution | 23 | $1,693,000 | $73,000 | $146,000 | $35,000 | $251,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.