First-Citizens Bank & Trust Co
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First-Citizens Bank & Trust Co.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First-Citizens Bank & Trust Co 16 E Rowan Street Raleigh, NC 27609 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,540 |
| Total Mortgage Loan Application Amount | $1,296,560,000 |
| Average Mortgage Loan Application Amount | $177,210 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $127,736 |
| Highest Applicant Income | $5,347,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 554 | $ 112,331,000 | $ 202,000 | $ 77,000 |
| New Hanover County North Carolina | 341 | $ 70,552,000 | $ 206,000 | $ 152,000 |
| Carteret County North Carolina | 339 | $ 50,765,000 | $ 149,000 | $ 86,000 |
| Buncombe County North Carolina | 338 | $ 66,530,000 | $ 196,000 | $ 79,000 |
| Guilford County North Carolina | 324 | $ 51,931,000 | $ 160,000 | $ 96,000 |
| Mecklenburg County North Carolina | 310 | $ 48,093,000 | $ 155,000 | $ 87,000 |
| Johnston County North Carolina | 273 | $ 28,661,000 | $ 104,000 | $ 64,000 |
| Forsyth County North Carolina | 267 | $ 39,602,000 | $ 148,000 | $ 65,000 |
| Craven County North Carolina | 239 | $ 34,896,000 | $ 146,000 | $ 76,000 |
| Henderson County North Carolina | 236 | $ 35,810,000 | $ 151,000 | $ 99,000 |
| Cumberland County North Carolina | 224 | $ 21,495,000 | $ 95,000 | $ 123,000 |
| Onslow County North Carolina | 224 | $ 25,446,000 | $ 113,000 | $ 118,000 |
| Pitt County North Carolina | 202 | $ 34,336,000 | $ 169,000 | $ 64,000 |
| Caldwell County North Carolina | 180 | $ 18,269,000 | $ 101,000 | $ 39,000 |
| Pittsylvania County Virginia | 159 | $ 17,715,000 | $ 111,000 | $ 45,000 |
| Sampson County North Carolina | 143 | $ 11,168,000 | $ 78,000 | $ 69,000 |
| Burke County North Carolina | 136 | $ 14,847,000 | $ 109,000 | $ 79,000 |
| Brunswick County North Carolina | 135 | $ 23,019,000 | $ 170,000 | $ 104,000 |
| Pocahontas County West Virginia | 131 | $ 9,721,000 | $ 74,000 | $ 50,000 |
| Catawba County North Carolina | 129 | $ 16,766,000 | $ 129,000 | $ 67,000 |
| Union County North Carolina | 127 | $ 19,912,000 | $ 156,000 | $ 69,000 |
| Franklin County North Carolina | 124 | $ 12,365,000 | $ 99,000 | $ 60,000 |
| Mecklenburg County Virginia | 117 | $ 14,887,000 | $ 127,000 | $ 69,000 |
| Pender County North Carolina | 116 | $ 17,187,000 | $ 148,000 | $ 86,000 |
| Greenbrier County West Virginia | 114 | $ 9,955,000 | $ 87,000 | $ 67,000 |
| Watauga County North Carolina | 105 | $ 24,594,000 | $ 234,000 | $ 171,000 |
| Lee County North Carolina | 104 | $ 8,916,000 | $ 85,000 | $ 69,000 |
| Lenoir County North Carolina | 98 | $ 7,229,000 | $ 73,000 | $ 56,000 |
| Durham County North Carolina | 92 | $ 12,914,000 | $ 140,000 | $ 73,000 |
| Transylvania County North Carolina | 88 | $ 13,341,000 | $ 151,000 | $ 82,000 |
| Stokes County North Carolina | 87 | $ 8,805,000 | $ 101,000 | $ 45,000 |
| Haywood County North Carolina | 86 | $ 13,261,000 | $ 154,000 | $ 86,000 |
| Rockingham County North Carolina | 86 | $ 9,342,000 | $ 108,000 | $ 57,000 |
| Roanoke County Virginia | 84 | $ 12,094,000 | $ 143,000 | $ 69,000 |
| Macon County North Carolina | 83 | $ 16,078,000 | $ 193,000 | $ 70,000 |
| Harnett County North Carolina | 79 | $ 7,566,000 | $ 95,000 | $ 60,000 |
| Bladen County North Carolina | 78 | $ 5,808,000 | $ 74,000 | $ 69,000 |
| Surry County North Carolina | 77 | $ 6,515,000 | $ 84,000 | $ 54,000 |
| Roanoke City County Virginia | 72 | $ 8,236,000 | $ 114,000 | $ 39,000 |
| Columbus County North Carolina | 71 | $ 5,179,000 | $ 72,000 | $ 74,000 |
| Pamlico County North Carolina | 71 | $ 8,091,000 | $ 113,000 | $ 60,000 |
| Danville County Virginia | 67 | $ 6,419,000 | $ 95,000 | $ 63,000 |
| Avery County North Carolina | 66 | $ 8,253,000 | $ 125,000 | $ 146,000 |
| Wayne County North Carolina | 63 | $ 6,087,000 | $ 96,000 | $ 102,000 |
| Iredell County North Carolina | 62 | $ 8,942,000 | $ 144,000 | $ 94,000 |
| Cherokee County North Carolina | 61 | $ 6,326,000 | $ 103,000 | $ 83,000 |
| Randolph County North Carolina | 60 | $ 6,456,000 | $ 107,000 | $ 56,000 |
| Bedford County Virginia | 60 | $ 8,377,000 | $ 139,000 | $ 49,000 |
| Montgomery County Virginia | 60 | $ 8,906,000 | $ 148,000 | $ 289,000 |
| Duplin County North Carolina | 56 | $ 3,033,000 | $ 54,000 | $ 88,000 |
| Clay County North Carolina | 55 | $ 5,720,000 | $ 104,000 | $ 67,000 |
| Lincoln County North Carolina | 53 | $ 7,290,000 | $ 137,000 | $ 61,000 |
| Brunswick County Virginia | 53 | $ 4,481,000 | $ 84,000 | $ 40,000 |
| Jackson County North Carolina | 52 | $ 8,915,000 | $ 171,000 | $ 106,000 |
| Orange County North Carolina | 52 | $ 10,693,000 | $ 205,000 | $ 110,000 |
| Davidson County North Carolina | 49 | $ 7,588,000 | $ 154,000 | $ 77,000 |
| Moore County North Carolina | 49 | $ 8,935,000 | $ 182,000 | $ 155,000 |
| Rutherford County North Carolina | 48 | $ 4,041,000 | $ 84,000 | $ 49,000 |
| Beaufort County North Carolina | 47 | $ 5,886,000 | $ 125,000 | $ 70,000 |
| Graham County North Carolina | 45 | $ 3,833,000 | $ 85,000 | $ 62,000 |
| Ashe County North Carolina | 44 | $ 4,832,000 | $ 109,000 | $ 61,000 |
| Alexander County North Carolina | 42 | $ 4,274,000 | $ 101,000 | $ 80,000 |
| Stanly County North Carolina | 42 | $ 3,625,000 | $ 86,000 | $ 68,000 |
| McDowell County North Carolina | 41 | $ 4,228,000 | $ 103,000 | $ 113,000 |
| Swain County North Carolina | 41 | $ 3,336,000 | $ 81,000 | $ 61,000 |
| Wilkes County North Carolina | 37 | $ 3,264,000 | $ 88,000 | $ 45,000 |
| Albemarle County Virginia | 37 | $ 7,927,000 | $ 214,000 | $ 117,000 |
| Alleghany County North Carolina | 36 | $ 4,710,000 | $ 130,000 | $ 53,000 |
| Cabarrus County North Carolina | 36 | $ 6,063,000 | $ 168,000 | $ 53,000 |
| Madison County North Carolina | 36 | $ 3,168,000 | $ 88,000 | $ 52,000 |
| Lunenburg County Virginia | 34 | $ 3,132,000 | $ 92,000 | $ 51,000 |
| Vance County North Carolina | 33 | $ 2,643,000 | $ 80,000 | $ 54,000 |
| Wilson County North Carolina | 33 | $ 3,390,000 | $ 102,000 | $ 73,000 |
| Greensville County Virginia | 32 | $ 1,677,000 | $ 52,000 | $ 40,000 |
| Pasquotank County North Carolina | 30 | $ 3,085,000 | $ 102,000 | $ 38,000 |
| Alleghany County Virginia | 30 | $ 1,688,000 | $ 56,000 | $ 64,000 |
| Halifax County North Carolina | 29 | $ 3,628,000 | $ 125,000 | $ 104,000 |
| Carroll County Virginia | 29 | $ 2,650,000 | $ 91,000 | $ 41,000 |
| Martin County North Carolina | 28 | $ 2,502,000 | $ 89,000 | $ 56,000 |
| Polk County North Carolina | 28 | $ 3,417,000 | $ 122,000 | $ 66,000 |
| Warren County North Carolina | 28 | $ 3,422,000 | $ 122,000 | $ 69,000 |
| Horry County South Carolina | 28 | $ 3,935,000 | $ 140,000 | $ 134,000 |
| Chatham County North Carolina | 27 | $ 3,981,000 | $ 147,000 | $ 125,000 |
| Rockingham County Virginia | 27 | $ 3,858,000 | $ 142,000 | $ 84,000 |
| Lynchburg County Virginia | 26 | $ 2,361,000 | $ 90,000 | $ 51,000 |
| Augusta County Virginia | 25 | $ 3,286,000 | $ 131,000 | $ 61,000 |
| Nash County North Carolina | 21 | $ 3,149,000 | $ 149,000 | $ 89,000 |
| Yadkin County North Carolina | 21 | $ 2,362,000 | $ 112,000 | $ 46,000 |
| Franklin County Virginia | 21 | $ 4,308,000 | $ 205,000 | $ 135,000 |
| Grayson County Virginia | 21 | $ 1,265,000 | $ 60,000 | $ 66,000 |
| Greene County North Carolina | 20 | $ 1,420,000 | $ 71,000 | $ 67,000 |
| Botetourt County Virginia | 20 | $ 2,693,000 | $ 134,000 | $ 65,000 |
| Hoke County North Carolina | 19 | $ 2,023,000 | $ 106,000 | $ 71,000 |
| Northampton County North Carolina | 19 | $ 1,498,000 | $ 78,000 | $ 51,000 |
| Pulaski County Virginia | 19 | $ 1,704,000 | $ 89,000 | $ 77,000 |
| Yancey County North Carolina | 18 | $ 1,551,000 | $ 86,000 | $ 76,000 |
| Emporia County Virginia | 17 | $ 1,111,000 | $ 65,000 | $ 48,000 |
| Harrisonburg County Virginia | 17 | $ 2,595,000 | $ 152,000 | $ 120,000 |
| Jones County North Carolina | 15 | $ 2,756,000 | $ 183,000 | $ 133,000 |
| Nottoway County Virginia | 15 | $ 1,323,000 | $ 88,000 | $ 44,000 |
| Gaston County North Carolina | 14 | $ 1,688,000 | $ 120,000 | $ 54,000 |
| Campbell County Virginia | 14 | $ 1,399,000 | $ 99,000 | $ 53,000 |
| Davie County North Carolina | 13 | $ 2,084,000 | $ 160,000 | $ 78,000 |
| Robeson County North Carolina | 13 | $ 907,000 | $ 69,000 | $ 55,000 |
| Charleston County South Carolina | 13 | $ 3,980,000 | $ 306,000 | $ 223,000 |
| Dare County North Carolina | 12 | $ 3,772,000 | $ 314,000 | $ 112,000 |
| Salem County Virginia | 12 | $ 1,396,000 | $ 116,000 | $ 63,000 |
| Alamance County North Carolina | 11 | $ 1,969,000 | $ 179,000 | $ 149,000 |
| Covington County Virginia | 11 | $ 466,000 | $ 42,000 | $ 32,000 |
| Henry County Virginia | 11 | $ 937,000 | $ 85,000 | $ 44,000 |
| Cleveland County North Carolina | 10 | $ 628,000 | $ 62,000 | $ 50,000 |
| Bedford City County Virginia | 10 | $ 1,282,000 | $ 128,000 | $ 86,000 |
| Charlotte County Virginia | 9 | $ 676,000 | $ 75,000 | $ 33,000 |
| Floyd County Virginia | 9 | $ 847,000 | $ 94,000 | $ 47,000 |
| Staunton County Virginia | 9 | $ 724,000 | $ 80,000 | $ 47,000 |
| Sussex County Virginia | 9 | $ 366,000 | $ 40,000 | $ 26,000 |
| Monroe County West Virginia | 9 | $ 674,000 | $ 74,000 | $ 49,000 |
| Anson County North Carolina | 8 | $ 542,000 | $ 67,000 | $ 47,000 |
| Perquimans County North Carolina | 8 | $ 882,000 | $ 110,000 | $ 66,000 |
| Charlottesville County Virginia | 8 | $ 1,746,000 | $ 218,000 | $ 119,000 |
| Edgecombe County North Carolina | 7 | $ 777,000 | $ 111,000 | $ 67,000 |
| Georgetown County South Carolina | 7 | $ 1,536,000 | $ 219,000 | $ 385,000 |
| Bath County Virginia | 7 | $ 437,000 | $ 62,000 | $ 49,000 |
| Patrick County Virginia | 7 | $ 789,000 | $ 112,000 | $ 67,000 |
| Warren County Virginia | 7 | $ 1,073,000 | $ 153,000 | $ 72,000 |
| Camden County North Carolina | 6 | $ 460,000 | $ 76,000 | $ 50,000 |
| Caswell County North Carolina | 6 | $ 1,058,000 | $ 176,000 | $ 144,000 |
| Gates County North Carolina | 6 | $ 409,000 | $ 68,000 | $ 47,000 |
| York County South Carolina | 6 | $ 1,006,000 | $ 167,000 | $ 51,000 |
| Chesapeake County Virginia | 6 | $ 520,000 | $ 86,000 | $ 76,000 |
| Chowan County North Carolina | 5 | $ 610,000 | $ 122,000 | $ 91,000 |
| Montgomery County North Carolina | 5 | $ 1,121,000 | $ 224,000 | $ 221,000 |
| Rowan County North Carolina | 5 | $ 403,000 | $ 80,000 | $ 70,000 |
| Beaufort County South Carolina | 5 | $ 2,210,000 | $ 442,000 | $ 276,000 |
| Amherst County Virginia | 5 | $ 880,000 | $ 176,000 | $ 73,000 |
| Galax County Virginia | 5 | $ 443,000 | $ 88,000 | $ 93,000 |
| Greene County Virginia | 5 | $ 567,000 | $ 113,000 | $ 67,000 |
| Halifax County Virginia | 5 | $ 386,000 | $ 77,000 | $ 36,000 |
| Virginia Beach County Virginia | 5 | $ 695,000 | $ 139,000 | $ 63,000 |
| Randolph County West Virginia | 5 | $ 222,000 | $ 44,000 | $ 63,000 |
| Granville County North Carolina | 4 | $ 546,000 | $ 136,000 | $ 98,000 |
| Hyde County North Carolina | 4 | $ 714,000 | $ 178,000 | $ 182,000 |
| Mitchell County North Carolina | 4 | $ 409,000 | $ 102,000 | $ 22,000 |
| Chesterfield County Virginia | 4 | $ 519,000 | $ 129,000 | $ 63,000 |
| Fairfax County Virginia | 4 | $ 495,000 | $ 123,000 | $ 94,000 |
| Louisa County Virginia | 4 | $ 566,000 | $ 141,000 | $ 104,000 |
| Martinsville County Virginia | 4 | $ 350,000 | $ 87,000 | $ 51,000 |
| Radford County Virginia | 4 | $ 830,000 | $ 207,000 | $ 9,000 |
| Richmond City County Virginia | 4 | $ 856,000 | $ 214,000 | $ 29,000 |
| Nicholas County West Virginia | 4 | $ 158,000 | $ 39,000 | $ 31,000 |
| Bertie County North Carolina | 3 | $ 190,000 | $ 63,000 | $ 90,000 |
| Currituck County North Carolina | 3 | $ 385,000 | $ 128,000 | $ 160,000 |
| Person County North Carolina | 3 | $ 530,000 | $ 176,000 | $ 183,000 |
| Greenville County South Carolina | 3 | $ 538,000 | $ 179,000 | $ 127,000 |
| Oconee County South Carolina | 3 | $ 1,377,000 | $ 459,000 | $ 71,000 |
| Spartanburg County South Carolina | 3 | $ 388,000 | $ 129,000 | $ 67,000 |
| Frederick County Virginia | 3 | $ 335,000 | $ 111,000 | $ 31,000 |
| Giles County Virginia | 3 | $ 462,000 | $ 154,000 | $ 53,000 |
| Henrico County Virginia | 3 | $ 735,000 | $ 245,000 | $ 188,000 |
| Summers County West Virginia | 3 | $ 234,000 | $ 78,000 | $ 59,000 |
| Monroe County Florida | 2 | $ 709,000 | $ 354,000 | $ 175,000 |
| Palm Beach County Florida | 2 | $ 765,000 | $ 382,000 | $ 123,000 |
| Walton County Florida | 2 | $ 555,000 | $ 277,000 | $ 754,000 |
| Fulton County Georgia | 2 | $ 587,000 | $ 293,000 | $ 517,000 |
| Glynn County Georgia | 2 | $ 266,000 | $ 133,000 | $ 188,000 |
| Rabun County Georgia | 2 | $ 242,000 | $ 121,000 | $ 11,000 |
| Union County Georgia | 2 | $ 87,000 | $ 43,000 | $ 38,000 |
| Berkeley County South Carolina | 2 | $ 135,000 | $ 67,000 | $ 69,000 |
| Dorchester County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Lancaster County South Carolina | 2 | $ 231,000 | $ 115,000 | $ 224,000 |
| Richland County South Carolina | 2 | $ 341,000 | $ 170,000 | $ 87,000 |
| Carter County Tennessee | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Dinwiddie County Virginia | 2 | $ 122,000 | $ 61,000 | $ 26,000 |
| Fluvanna County Virginia | 2 | $ 352,000 | $ 176,000 | $ 18,000 |
| Hopewell County Virginia | 2 | $ 117,000 | $ 58,000 | $ 28,000 |
| Mathews County Virginia | 2 | $ 317,000 | $ 158,000 | $ 146,000 |
| Newport News County Virginia | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Prince William County Virginia | 2 | $ 278,000 | $ 139,000 | $ 52,000 |
| Shenandoah County Virginia | 2 | $ 254,000 | $ 127,000 | $ 64,000 |
| Smyth County Virginia | 2 | $ 237,000 | $ 118,000 | $ 92,000 |
| Stafford County Virginia | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| Suffolk County Virginia | 2 | $ 357,000 | $ 178,000 | $ 138,000 |
| Winchester County Virginia | 2 | $ 147,000 | $ 73,000 | $ 296,000 |
| Raleigh County West Virginia | 2 | $ 127,000 | $ 63,000 | $ 57,000 |
| Park County Colorado | 1 | $ 188,000 | $ 188,000 | $ 45,000 |
| Pitkin County Colorado | 1 | $ 220,000 | $ 220,000 | $ 826,000 |
| Bay County Florida | 1 | $ 273,000 | $ 273,000 | $ 494,000 |
| Brevard County Florida | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Collier County Florida | 1 | $ 20,000 | $ 20,000 | $ 86,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Marion County Florida | 1 | $ 110,000 | $ 110,000 | $ 200,000 |
| Miami-Dade County Florida | 1 | $ 177,000 | $ 177,000 | $ 68,000 |
| Chatham County Georgia | 1 | $ 448,000 | $ 448,000 | $ 150,000 |
| Gwinnett County Georgia | 1 | $ 100,000 | $ 100,000 | $ 132,000 |
| Hertford County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 51,000 |
| Scotland County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Tyrrell County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 12,000 |
| Lucas County Ohio | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Anderson County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 67,000 |
| Chesterfield County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 106,000 |
| Colleton County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Fairfield County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 572,000 |
| Greenwood County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 317,000 | $ 317,000 | $ 129,000 |
| Orangeburg County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 102,000 |
| Jefferson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| Johnson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Accomack County Virginia | 1 | $ 56,000 | $ 56,000 | $ 144,000 |
| Alexandria County Virginia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Amelia County Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Buckingham County Virginia | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Craig County Virginia | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Culpeper County Virginia | 1 | $ 65,000 | $ 65,000 | $ 298,000 |
| Gloucester County Virginia | 1 | $ 150,000 | $ 150,000 | $ 120,000 |
| Hanover County Virginia | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| James City County Virginia | 1 | $ 92,000 | $ 92,000 | $ 200,000 |
| Loudoun County Virginia | 1 | $ 53,000 | $ 53,000 | $ 35,000 |
| Middlesex County Virginia | 1 | $ 127,000 | $ 127,000 | $ 96,000 |
| Nelson County Virginia | 1 | $ 377,000 | $ 377,000 | $ 212,000 |
| Northampton County Virginia | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Page County Virginia | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 308,000 | $ 308,000 | $ 127,000 |
| Prince Edward County Virginia | 1 | $ 5,000 | $ 5,000 | $ 10,000 |
| Prince George County Virginia | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Rockbridge County Virginia | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Spotsylvania County Virginia | 1 | $ 184,000 | $ 184,000 | $ 62,000 |
| Washington County Virginia | 1 | $ 221,000 | $ 221,000 | $ 222,000 |
| Wythe County Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Fayette County West Virginia | 1 | $ 18,000 | $ 18,000 | $ 64,000 |
| Kanawha County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Marion County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First-Citizens Bank & Trust Co in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,276 | $885,571,000 | $154,125 | $1,680,000 | $157,250 | $4,134,000 |
| Home Purchase (one-to-four family) | 3,210 | $388,864,000 | $144,375 | $1,751,000 | $146,125 | $5,347,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 54 | $22,125,000 | $326,333 | $2,400,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,800 | $1,059,631,000 | $146,888 | $1,751,000 | $161,555 | $5,347,000 |
| Black | 594 | $48,564,000 | $107,000 | $550,000 | $67,400 | $578,000 |
| Information not provided by applicant in mail or telephone application | 516 | $101,389,000 | $230,500 | $1,000,000 | $151,500 | $2,016,000 |
| Not applicable | 293 | $45,330,000 | $103,200 | $2,400,000 | $0 | $0 |
| Hispanic | 147 | $13,244,000 | $124,000 | $521,000 | $66,000 | $777,000 |
| Asian or Pacific Islander | 88 | $15,332,000 | $199,000 | $631,000 | $141,000 | $1,192,000 |
| American Indian or Alaskan Native | 72 | $6,713,000 | $105,000 | $1,000,000 | $100,600 | $524,000 |
| Other | 30 | $6,357,000 | $165,333 | $870,000 | $337,000 | $770,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,540 | $1,296,560,000 | $144,666 | $2,400,000 | $154,555 | $5,347,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,323 | $1,061,572,000 | $160,750 | $2,400,000 | $222,375 | $5,347,000 |
| Application Denied By Financial Institution | 1,382 | $121,793,000 | $92,625 | $1,500,000 | $60,500 | $1,181,000 |
| Application Withdrawn By Applicant | 419 | $65,854,000 | $198,800 | $1,000,000 | $85,800 | $850,000 |
| Application Approved But Not Accepted | 264 | $31,083,000 | $145,500 | $1,000,000 | $93,000 | $1,320,000 |
| File Closed For Incompleteness | 89 | $13,867,000 | $138,750 | $639,000 | $127,000 | $651,000 |
| Loan Purchased By The Institution | 63 | $2,391,000 | $37,500 | $190,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.