First Citizens Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Citizens Bank 1230 Main St Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 10,461 |
| Total Mortgage Loan Application Amount | $1,583,081,000 |
| Average Mortgage Loan Application Amount | $134,000 |
| Highest Mortgage Loan Application Amount | $4,718,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $2,850,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 1,128 | $ 175,130,000 | $ 155,000 | $ 96,000 |
| Lexington County South Carolina | 742 | $ 113,172,000 | $ 152,000 | $ 88,000 |
| Spartanburg County South Carolina | 729 | $ 103,291,000 | $ 141,000 | $ 78,000 |
| Greenville County South Carolina | 545 | $ 97,194,000 | $ 178,000 | $ 100,000 |
| Charleston County South Carolina | 521 | $ 128,990,000 | $ 247,000 | $ 137,000 |
| York County South Carolina | 391 | $ 60,638,000 | $ 155,000 | $ 83,000 |
| Horry County South Carolina | 382 | $ 64,075,000 | $ 167,000 | $ 91,000 |
| Orangeburg County South Carolina | 356 | $ 46,014,000 | $ 129,000 | $ 82,000 |
| Aiken County South Carolina | 341 | $ 48,856,000 | $ 143,000 | $ 88,000 |
| Darlington County South Carolina | 334 | $ 45,750,000 | $ 136,000 | $ 80,000 |
| Florence County South Carolina | 312 | $ 42,228,000 | $ 135,000 | $ 80,000 |
| Anderson County South Carolina | 308 | $ 48,008,000 | $ 155,000 | $ 98,000 |
| Pickens County South Carolina | 261 | $ 37,087,000 | $ 142,000 | $ 95,000 |
| Sumter County South Carolina | 242 | $ 25,139,000 | $ 103,000 | $ 89,000 |
| Chesterfield County South Carolina | 223 | $ 24,186,000 | $ 108,000 | $ 69,000 |
| Berkeley County South Carolina | 219 | $ 36,721,000 | $ 167,000 | $ 90,000 |
| Oconee County South Carolina | 208 | $ 38,771,000 | $ 186,000 | $ 103,000 |
| Kershaw County South Carolina | 179 | $ 24,365,000 | $ 136,000 | $ 81,000 |
| Lancaster County South Carolina | 171 | $ 21,557,000 | $ 126,000 | $ 71,000 |
| Dorchester County South Carolina | 168 | $ 26,575,000 | $ 158,000 | $ 94,000 |
| Dillon County South Carolina | 152 | $ 14,147,000 | $ 93,000 | $ 73,000 |
| Georgetown County South Carolina | 143 | $ 29,228,000 | $ 204,000 | $ 141,000 |
| Madison County Georgia | 139 | $ 14,732,000 | $ 105,000 | $ 59,000 |
| Chester County South Carolina | 136 | $ 15,280,000 | $ 112,000 | $ 67,000 |
| Greenwood County South Carolina | 132 | $ 16,542,000 | $ 125,000 | $ 84,000 |
| Beaufort County South Carolina | 122 | $ 30,152,000 | $ 247,000 | $ 129,000 |
| Stephens County Georgia | 119 | $ 13,682,000 | $ 114,000 | $ 114,000 |
| Marlboro County South Carolina | 98 | $ 7,450,000 | $ 76,000 | $ 69,000 |
| Hart County Georgia | 97 | $ 13,783,000 | $ 142,000 | $ 82,000 |
| Fairfield County South Carolina | 94 | $ 13,385,000 | $ 142,000 | $ 86,000 |
| Newberry County South Carolina | 88 | $ 9,894,000 | $ 112,000 | $ 70,000 |
| Franklin County Georgia | 86 | $ 10,561,000 | $ 122,000 | $ 72,000 |
| Marion County South Carolina | 83 | $ 8,289,000 | $ 99,000 | $ 66,000 |
| Abbeville County South Carolina | 79 | $ 7,953,000 | $ 100,000 | $ 62,000 |
| Williamsburg County South Carolina | 76 | $ 6,624,000 | $ 87,000 | $ 52,000 |
| Edgefield County South Carolina | 71 | $ 9,656,000 | $ 136,000 | $ 68,000 |
| Laurens County South Carolina | 71 | $ 6,775,000 | $ 95,000 | $ 70,000 |
| Barnwell County South Carolina | 61 | $ 5,783,000 | $ 94,000 | $ 64,000 |
| Clarendon County South Carolina | 61 | $ 7,617,000 | $ 124,000 | $ 75,000 |
| Saluda County South Carolina | 49 | $ 5,042,000 | $ 102,000 | $ 65,000 |
| Calhoun County South Carolina | 44 | $ 6,626,000 | $ 150,000 | $ 91,000 |
| Mecklenburg County North Carolina | 42 | $ 9,358,000 | $ 222,000 | $ 132,000 |
| Lee County South Carolina | 42 | $ 4,425,000 | $ 105,000 | $ 103,000 |
| Cobb County Georgia | 38 | $ 7,987,000 | $ 210,000 | $ 135,000 |
| McCormick County South Carolina | 34 | $ 4,974,000 | $ 146,000 | $ 70,000 |
| Columbia County Georgia | 33 | $ 6,294,000 | $ 190,000 | $ 113,000 |
| Richmond County Georgia | 33 | $ 5,606,000 | $ 169,000 | $ 98,000 |
| Fulton County Georgia | 31 | $ 11,987,000 | $ 386,000 | $ 278,000 |
| McDuffie County Georgia | 29 | $ 3,226,000 | $ 111,000 | $ 69,000 |
| Cherokee County South Carolina | 26 | $ 2,687,000 | $ 103,000 | $ 56,000 |
| DeKalb County Georgia | 23 | $ 4,442,000 | $ 193,000 | $ 139,000 |
| Chatham County Georgia | 22 | $ 4,391,000 | $ 199,000 | $ 114,000 |
| Oglethorpe County Georgia | 22 | $ 3,517,000 | $ 159,000 | $ 69,000 |
| Paulding County Georgia | 21 | $ 2,751,000 | $ 131,000 | $ 93,000 |
| Clarke County Georgia | 16 | $ 1,694,000 | $ 105,000 | $ 121,000 |
| Bamberg County South Carolina | 16 | $ 1,938,000 | $ 121,000 | $ 60,000 |
| Brunswick County North Carolina | 13 | $ 3,033,000 | $ 233,000 | $ 59,000 |
| Union County South Carolina | 13 | $ 1,182,000 | $ 90,000 | $ 102,000 |
| Gwinnett County Georgia | 12 | $ 1,631,000 | $ 135,000 | $ 133,000 |
| Union County North Carolina | 12 | $ 3,011,000 | $ 250,000 | $ 98,000 |
| Elbert County Georgia | 11 | $ 916,000 | $ 83,000 | $ 177,000 |
| Jackson County Georgia | 11 | $ 1,254,000 | $ 114,000 | $ 43,000 |
| Colleton County South Carolina | 11 | $ 2,817,000 | $ 256,000 | $ 133,000 |
| Clayton County Georgia | 10 | $ 900,000 | $ 90,000 | $ 73,000 |
| Rabun County Georgia | 9 | $ 2,376,000 | $ 264,000 | $ 91,000 |
| Warren County Georgia | 9 | $ 634,000 | $ 70,000 | $ 53,000 |
| Polk County North Carolina | 9 | $ 1,218,000 | $ 135,000 | $ 84,000 |
| Henderson County North Carolina | 7 | $ 1,448,000 | $ 206,000 | $ 292,000 |
| Robeson County North Carolina | 7 | $ 351,000 | $ 50,000 | $ 36,000 |
| Haywood County North Carolina | 6 | $ 713,000 | $ 118,000 | $ 91,000 |
| Rutherford County North Carolina | 6 | $ 1,592,000 | $ 265,000 | $ 113,000 |
| Jasper County South Carolina | 6 | $ 1,179,000 | $ 196,000 | $ 128,000 |
| Transylvania County North Carolina | 5 | $ 658,000 | $ 131,000 | $ 119,000 |
| Watauga County North Carolina | 5 | $ 1,321,000 | $ 264,000 | $ 243,000 |
| Carroll County Georgia | 4 | $ 237,000 | $ 59,000 | $ 102,000 |
| Cherokee County Georgia | 4 | $ 784,000 | $ 196,000 | $ 90,000 |
| Habersham County Georgia | 4 | $ 417,000 | $ 104,000 | $ 39,000 |
| Lincoln County Georgia | 4 | $ 475,000 | $ 118,000 | $ 82,000 |
| Walton County Georgia | 4 | $ 1,053,000 | $ 263,000 | $ 71,000 |
| Buncombe County North Carolina | 4 | $ 842,000 | $ 210,000 | $ 93,000 |
| Macon County North Carolina | 4 | $ 1,113,000 | $ 278,000 | $ 240,000 |
| Dodge County Georgia | 3 | $ 303,000 | $ 101,000 | $ 60,000 |
| Forsyth County Georgia | 3 | $ 598,000 | $ 199,000 | $ 85,000 |
| Glynn County Georgia | 3 | $ 968,000 | $ 322,000 | $ 394,000 |
| Jefferson County Georgia | 3 | $ 432,000 | $ 144,000 | $ 110,000 |
| Oconee County Georgia | 3 | $ 429,000 | $ 143,000 | $ 69,000 |
| McDowell County North Carolina | 3 | $ 584,000 | $ 194,000 | $ 166,000 |
| Allendale County South Carolina | 3 | $ 252,000 | $ 84,000 | $ 46,000 |
| Banks County Georgia | 2 | $ 119,000 | $ 59,000 | $ 81,000 |
| Barrow County Georgia | 2 | $ 139,000 | $ 69,000 | $ 90,000 |
| Bartow County Georgia | 2 | $ 338,000 | $ 169,000 | $ 110,000 |
| Bibb County Georgia | 2 | $ 1,292,000 | $ 646,000 | $ 225,000 |
| Thomas County Georgia | 2 | $ 343,000 | $ 171,000 | $ 94,000 |
| Avery County North Carolina | 2 | $ 426,000 | $ 213,000 | $ 117,000 |
| Cabarrus County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 59,000 |
| Craven County North Carolina | 2 | $ 122,000 | $ 61,000 | $ 129,000 |
| Gaston County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 59,000 |
| Jackson County North Carolina | 2 | $ 942,000 | $ 471,000 | $ 295,000 |
| New Hanover County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 68,000 |
| Pamlico County North Carolina | 2 | $ 604,000 | $ 302,000 | $ 737,000 |
| Scotland County North Carolina | 2 | $ 249,000 | $ 124,000 | $ 32,000 |
| Fannin County Georgia | 1 | $ 93,000 | $ 93,000 | $ 115,000 |
| Gilmer County Georgia | 1 | $ 1,200,000 | $ 1,200,000 | $ 682,000 |
| Glascock County Georgia | 1 | $ 142,000 | $ 142,000 | $ 95,000 |
| Greene County Georgia | 1 | $ 284,000 | $ 284,000 | $ 52,000 |
| Hall County Georgia | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Henry County Georgia | 1 | $ 44,000 | $ 44,000 | $ 88,000 |
| Lumpkin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Newton County Georgia | 1 | $ 39,000 | $ 39,000 | $ 99,000 |
| Pickens County Georgia | 1 | $ 417,000 | $ 417,000 | $ 122,000 |
| Polk County Georgia | 1 | $ 52,000 | $ 52,000 | $ 9,000 |
| Towns County Georgia | 1 | $ 106,000 | $ 106,000 | $ 17,000 |
| Union County Georgia | 1 | $ 52,000 | $ 52,000 | $ 10,000 |
| Walker County Georgia | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| White County Georgia | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Hancock County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Schenectady County New York | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Anson County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Cleveland County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Columbus County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Cumberland County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 63,000 |
| Guilford County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| Harnett County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
| Johnston County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 78,000 |
| Lincoln County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Montgomery County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 90,000 |
| Pender County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 174,000 |
| Rowan County North Carolina | 1 | $ 33,000 | $ 33,000 | $ 55,000 |
| Stanly County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 138,000 |
| Wake County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 77,000 |
| Wilson County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 79,000 |
| Yancey County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 203,000 |
| Hampton County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Davidson County Tennessee | 1 | $ 353,000 | $ 353,000 | $ 50,000 |
| Shelby County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 98,000 |
| Northumberland County Virginia | 1 | $ 685,000 | $ 685,000 | $ 881,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Citizens Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,480 | $1,163,220,000 | $155,000 | $4,718,000 | $93,000 | $2,836,000 |
| Home Purchase | 2,375 | $361,696,000 | $152,000 | $1,839,000 | $91,000 | $2,850,000 |
| Home Improvement | 606 | $58,165,000 | $95,000 | $1,300,000 | $68,000 | $852,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,460 | $1,284,397,000 | $151,000 | $2,900,000 | $93,000 | $2,836,000 |
| Not Provided | 802 | $134,328,000 | $167,000 | $1,562,000 | $111,000 | $2,850,000 |
| Black or African American | 761 | $80,835,000 | $106,000 | $689,000 | $64,000 | $1,388,000 |
| Asian | 178 | $32,507,000 | $182,000 | $649,000 | $98,000 | $731,000 |
| Not applicable | 131 | $33,095,000 | $252,000 | $4,718,000 | $0 | $0 |
| Hispanic | 93 | $12,700,000 | $136,000 | $800,000 | $75,000 | $673,000 |
| American Indian or Alaskan Native | 25 | $3,531,000 | $141,000 | $606,000 | $67,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,688,000 | $153,000 | $410,000 | $39,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,913 | $1,515,680,000 | $152,000 | $4,718,000 | $94,000 | $2,850,000 |
| FHA-insured (Federal Housing Administration) | 383 | $47,240,000 | $123,000 | $334,000 | $49,000 | $328,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 113 | $12,400,000 | $109,000 | $240,000 | $40,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 52 | $7,761,000 | $149,000 | $407,000 | $64,000 | $175,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,477 | $964,903,000 | $148,000 | $1,839,000 | $99,000 | $2,836,000 |
| Application Denied By Financial Institution | 2,460 | $370,784,000 | $150,000 | $4,718,000 | $71,000 | $2,850,000 |
| Application Approved But Not Accepted | 1,448 | $234,739,000 | $162,000 | $1,226,000 | $90,000 | $1,440,000 |
| Application Withdrawn By Applicant | 69 | $11,738,000 | $170,000 | $565,000 | $100,000 | $948,000 |
| File Closed For Incompleteness | 7 | $917,000 | $131,000 | $233,000 | $20,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 994 | $166,383,000 | $167,000 | $4,718,000 | $51,000 | $350,000 |
| Credit History | 843 | $96,481,000 | $114,000 | $1,300,000 | $72,000 | $1,500,000 |
| Collateral | 476 | $82,355,000 | $173,000 | $1,420,000 | $98,000 | $1,000,000 |
| Employment History | 41 | $3,869,000 | $94,000 | $392,000 | $46,000 | $135,000 |
| Other | 40 | $11,271,000 | $281,000 | $2,900,000 | $176,000 | $1,632,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $4,659,000 | $160,000 | $417,000 | $95,000 | $450,000 |
| Unverifiable Information | 23 | $3,676,000 | $159,000 | $404,000 | $220,000 | $2,850,000 |
| Credit Application Incomplete | 11 | $1,758,000 | $159,000 | $378,000 | $88,000 | $283,000 |
| Mortgage Insurance Denied | 3 | $332,000 | $110,000 | $197,000 | $38,000 | $62,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.