First Citizens Bank
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Citizens Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First Citizens Bank 1230 Main St Columbia, SC 29201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 7,654 |
| Total Mortgage Loan Application Amount | $1,095,896,000 |
| Average Mortgage Loan Application Amount | $124,666 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $3,656,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Richland County South Carolina | 748 | $ 111,554,000 | $ 149,000 | $ 105,000 |
| Lexington County South Carolina | 577 | $ 85,315,000 | $ 147,000 | $ 84,000 |
| Spartanburg County South Carolina | 544 | $ 65,545,000 | $ 120,000 | $ 71,000 |
| Greenville County South Carolina | 399 | $ 69,126,000 | $ 173,000 | $ 97,000 |
| Horry County South Carolina | 311 | $ 48,350,000 | $ 155,000 | $ 102,000 |
| York County South Carolina | 298 | $ 46,938,000 | $ 157,000 | $ 86,000 |
| Aiken County South Carolina | 281 | $ 39,274,000 | $ 139,000 | $ 93,000 |
| Anderson County South Carolina | 276 | $ 41,215,000 | $ 149,000 | $ 88,000 |
| Charleston County South Carolina | 268 | $ 67,711,000 | $ 252,000 | $ 160,000 |
| Sumter County South Carolina | 258 | $ 29,018,000 | $ 112,000 | $ 73,000 |
| Orangeburg County South Carolina | 247 | $ 28,482,000 | $ 115,000 | $ 72,000 |
| Florence County South Carolina | 225 | $ 27,788,000 | $ 123,000 | $ 83,000 |
| Darlington County South Carolina | 224 | $ 27,471,000 | $ 122,000 | $ 86,000 |
| Pickens County South Carolina | 178 | $ 26,993,000 | $ 151,000 | $ 99,000 |
| Chesterfield County South Carolina | 169 | $ 15,745,000 | $ 93,000 | $ 63,000 |
| Oconee County South Carolina | 149 | $ 27,523,000 | $ 184,000 | $ 98,000 |
| Berkeley County South Carolina | 135 | $ 21,683,000 | $ 160,000 | $ 90,000 |
| Georgetown County South Carolina | 132 | $ 25,783,000 | $ 195,000 | $ 110,000 |
| Lancaster County South Carolina | 126 | $ 16,306,000 | $ 129,000 | $ 74,000 |
| Kershaw County South Carolina | 123 | $ 16,183,000 | $ 131,000 | $ 78,000 |
| Greenwood County South Carolina | 120 | $ 17,026,000 | $ 141,000 | $ 79,000 |
| Dillon County South Carolina | 116 | $ 10,277,000 | $ 88,000 | $ 68,000 |
| Dorchester County South Carolina | 111 | $ 15,834,000 | $ 142,000 | $ 73,000 |
| Chester County South Carolina | 110 | $ 11,687,000 | $ 106,000 | $ 65,000 |
| Madison County Georgia | 108 | $ 10,203,000 | $ 94,000 | $ 68,000 |
| Marlboro County South Carolina | 89 | $ 5,920,000 | $ 66,000 | $ 57,000 |
| Beaufort County South Carolina | 77 | $ 14,203,000 | $ 184,000 | $ 122,000 |
| Stephens County Georgia | 71 | $ 7,121,000 | $ 100,000 | $ 106,000 |
| Marion County South Carolina | 68 | $ 6,981,000 | $ 102,000 | $ 66,000 |
| Fairfield County South Carolina | 65 | $ 6,934,000 | $ 106,000 | $ 67,000 |
| Barnwell County South Carolina | 64 | $ 5,381,000 | $ 84,000 | $ 74,000 |
| Hart County Georgia | 62 | $ 8,794,000 | $ 141,000 | $ 97,000 |
| Newberry County South Carolina | 60 | $ 8,488,000 | $ 141,000 | $ 94,000 |
| Laurens County South Carolina | 56 | $ 5,930,000 | $ 105,000 | $ 91,000 |
| Franklin County Georgia | 54 | $ 6,407,000 | $ 118,000 | $ 109,000 |
| Saluda County South Carolina | 49 | $ 5,014,000 | $ 102,000 | $ 74,000 |
| Clarendon County South Carolina | 46 | $ 5,866,000 | $ 127,000 | $ 110,000 |
| Edgefield County South Carolina | 46 | $ 5,230,000 | $ 113,000 | $ 149,000 |
| Abbeville County South Carolina | 42 | $ 3,876,000 | $ 92,000 | $ 74,000 |
| Calhoun County South Carolina | 40 | $ 6,623,000 | $ 165,000 | $ 105,000 |
| Williamsburg County South Carolina | 39 | $ 4,006,000 | $ 102,000 | $ 93,000 |
| Lee County South Carolina | 33 | $ 3,127,000 | $ 94,000 | $ 77,000 |
| McCormick County South Carolina | 33 | $ 3,957,000 | $ 119,000 | $ 86,000 |
| Columbia County Georgia | 31 | $ 6,833,000 | $ 220,000 | $ 164,000 |
| Richmond County Georgia | 31 | $ 5,404,000 | $ 174,000 | $ 129,000 |
| Cobb County Georgia | 28 | $ 6,733,000 | $ 240,000 | $ 139,000 |
| Fulton County Georgia | 27 | $ 6,687,000 | $ 247,000 | $ 200,000 |
| Mecklenburg County North Carolina | 26 | $ 7,176,000 | $ 276,000 | $ 133,000 |
| McDuffie County Georgia | 25 | $ 3,080,000 | $ 123,000 | $ 78,000 |
| Cherokee County South Carolina | 17 | $ 2,032,000 | $ 119,000 | $ 65,000 |
| Warren County Georgia | 16 | $ 1,472,000 | $ 92,000 | $ 73,000 |
| Union County North Carolina | 16 | $ 2,857,000 | $ 178,000 | $ 76,000 |
| Colleton County South Carolina | 15 | $ 4,486,000 | $ 299,000 | $ 178,000 |
| Elbert County Georgia | 11 | $ 1,148,000 | $ 104,000 | $ 96,000 |
| Bamberg County South Carolina | 9 | $ 1,291,000 | $ 143,000 | $ 205,000 |
| Jackson County Georgia | 8 | $ 860,000 | $ 107,000 | $ 54,000 |
| Union County South Carolina | 8 | $ 541,000 | $ 67,000 | $ 46,000 |
| DeKalb County Georgia | 7 | $ 1,697,000 | $ 242,000 | $ 145,000 |
| Oglethorpe County Georgia | 7 | $ 481,000 | $ 68,000 | $ 48,000 |
| Brunswick County North Carolina | 7 | $ 1,711,000 | $ 244,000 | $ 180,000 |
| Polk County North Carolina | 7 | $ 779,000 | $ 111,000 | $ 52,000 |
| Clarke County Georgia | 6 | $ 596,000 | $ 99,000 | $ 96,000 |
| Habersham County Georgia | 6 | $ 945,000 | $ 157,000 | $ 44,000 |
| Henderson County North Carolina | 6 | $ 2,558,000 | $ 426,000 | $ 276,000 |
| Robeson County North Carolina | 6 | $ 266,000 | $ 44,000 | $ 62,000 |
| Gwinnett County Georgia | 5 | $ 645,000 | $ 129,000 | $ 135,000 |
| Chatham County Georgia | 4 | $ 862,000 | $ 215,000 | $ 121,000 |
| Cherokee County Georgia | 4 | $ 523,000 | $ 130,000 | $ 103,000 |
| Forsyth County Georgia | 4 | $ 827,000 | $ 206,000 | $ 77,000 |
| Glascock County Georgia | 4 | $ 346,000 | $ 86,000 | $ 65,000 |
| Haywood County North Carolina | 4 | $ 919,000 | $ 229,000 | $ 133,000 |
| Scotland County North Carolina | 4 | $ 435,000 | $ 108,000 | $ 204,000 |
| Paulding County Georgia | 3 | $ 571,000 | $ 190,000 | $ 100,000 |
| Jackson County North Carolina | 3 | $ 1,545,000 | $ 515,000 | $ 337,000 |
| Rutherford County North Carolina | 3 | $ 308,000 | $ 102,000 | $ 84,000 |
| Transylvania County North Carolina | 3 | $ 613,000 | $ 204,000 | $ 104,000 |
| Hampton County South Carolina | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Barrow County Georgia | 2 | $ 458,000 | $ 229,000 | $ 226,000 |
| Bartow County Georgia | 2 | $ 193,000 | $ 96,000 | $ 72,000 |
| Jefferson County Georgia | 2 | $ 415,000 | $ 207,000 | $ 49,000 |
| Rabun County Georgia | 2 | $ 345,000 | $ 172,000 | $ 400,000 |
| Wilkes County Georgia | 2 | $ 293,000 | $ 146,000 | $ 89,000 |
| Anson County North Carolina | 2 | $ 131,000 | $ 65,000 | $ 27,000 |
| Buncombe County North Carolina | 2 | $ 512,000 | $ 256,000 | $ 131,000 |
| Catawba County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 120,000 |
| Macon County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 169,000 |
| Onslow County North Carolina | 2 | $ 649,000 | $ 324,000 | $ 70,000 |
| Fairfield County Connecticut | 1 | $ 535,000 | $ 535,000 | $ 465,000 |
| Escambia County Florida | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Bibb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Clayton County Georgia | 1 | $ 31,000 | $ 31,000 | $ 123,000 |
| Coweta County Georgia | 1 | $ 344,000 | $ 344,000 | $ 127,000 |
| Douglas County Georgia | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Fannin County Georgia | 1 | $ 243,000 | $ 243,000 | $ 14,000 |
| Fayette County Georgia | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Glynn County Georgia | 1 | $ 1,110,000 | $ 1,110,000 | $ 3,656,000 |
| Hall County Georgia | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Henry County Georgia | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Houston County Georgia | 1 | $ 261,000 | $ 261,000 | $ 108,000 |
| Liberty County Georgia | 1 | $ 83,000 | $ 83,000 | $ 110,000 |
| Lincoln County Georgia | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Morgan County Georgia | 1 | $ 333,000 | $ 333,000 | $ 132,000 |
| Newton County Georgia | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Oconee County Georgia | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Putnam County Georgia | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Rockdale County Georgia | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 210,000 |
| Union County Georgia | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Washington County Georgia | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| White County Georgia | 1 | $ 111,000 | $ 111,000 | $ 31,000 |
| Ashe County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
| Avery County North Carolina | 1 | $ 404,000 | $ 404,000 | $ 533,000 |
| Cumberland County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 71,000 |
| Davie County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
| Forsyth County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Greene County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Guilford County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Harnett County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Lee County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| McDowell County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 178,000 |
| Mitchell County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Pitt County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 97,000 |
| Randolph County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 145,000 |
| Swain County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Wake County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Watauga County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 42,000 |
| Jasper County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 113,000 |
| Montgomery County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Citizens Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,222 | $777,493,000 | $148,000 | $2,150,000 | $93,000 | $3,656,000 |
| Home Purchase | 1,889 | $273,830,000 | $144,000 | $1,650,000 | $94,000 | $3,100,000 |
| Home Improvement | 543 | $44,573,000 | $82,000 | $587,000 | $70,000 | $1,065,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,279 | $912,213,000 | $145,000 | $2,150,000 | $94,000 | $3,656,000 |
| Black or African American | 571 | $56,916,000 | $99,000 | $910,000 | $67,000 | $1,424,000 |
| Not Provided | 485 | $79,897,000 | $164,000 | $1,200,000 | $115,000 | $2,415,000 |
| Asian | 127 | $20,380,000 | $160,000 | $1,056,000 | $90,000 | $1,330,000 |
| Hispanic | 85 | $9,683,000 | $113,000 | $650,000 | $85,000 | $1,760,000 |
| Not applicable | 74 | $12,359,000 | $167,000 | $1,428,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $3,283,000 | $136,000 | $400,000 | $87,000 | $575,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,165,000 | $129,000 | $400,000 | $78,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,171 | $1,035,641,000 | $144,000 | $2,150,000 | $95,000 | $3,656,000 |
| FHA-insured (Federal Housing Administration) | 381 | $47,078,000 | $123,000 | $295,000 | $53,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $5,552,000 | $108,000 | $200,000 | $38,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 51 | $7,625,000 | $149,000 | $325,000 | $57,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,630 | $644,901,000 | $139,000 | $2,150,000 | $98,000 | $3,656,000 |
| Application Denied By Financial Institution | 1,935 | $278,089,000 | $143,000 | $1,600,000 | $73,000 | $1,745,000 |
| Application Approved But Not Accepted | 1,020 | $164,132,000 | $160,000 | $1,650,000 | $100,000 | $1,620,000 |
| Application Withdrawn By Applicant | 69 | $8,774,000 | $127,000 | $417,000 | $106,000 | $1,663,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 716 | $113,274,000 | $158,000 | $1,200,000 | $54,000 | $535,000 |
| Credit History | 688 | $71,177,000 | $103,000 | $1,056,000 | $71,000 | $1,127,000 |
| Collateral | 342 | $63,391,000 | $185,000 | $1,600,000 | $106,000 | $1,330,000 |
| Other | 59 | $10,705,000 | $181,000 | $1,146,000 | $141,000 | $1,687,000 |
| Employment History | 40 | $6,420,000 | $160,000 | $1,000,000 | $95,000 | $1,745,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $3,947,000 | $116,000 | $392,000 | $80,000 | $495,000 |
| Unverifiable Information | 30 | $5,432,000 | $181,000 | $700,000 | $75,000 | $255,000 |
| Mortgage Insurance Denied | 15 | $2,360,000 | $157,000 | $367,000 | $70,000 | $177,000 |
| Credit Application Incomplete | 11 | $1,383,000 | $125,000 | $617,000 | $70,000 | $176,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.