2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
Graphs and Stats
- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
First Choice Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
First Choice Funding, Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Funding, Inc. 2100 Riverchase Center Ste 100 Birmingham, AL 35244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 870 |
| Total Mortgage Loan Application Amount | $123,859,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $59,500 |
| Highest Applicant Income | $451,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with First Choice Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down First Choice Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Funding, Inc.'s mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alamance County North Carolina | 5 | $ 583,000 | $ 116,000 | $ 67,000 |
| Alcorn County Mississippi | 2 | $ 226,000 | $ 113,000 | $ 74,000 |
| Alexander County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 82,000 |
| Anderson County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Anson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Ashe County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| Assumption County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| Baldwin County Alabama | 5 | $ 940,000 | $ 188,000 | $ 127,000 |
| Barrow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Bay County Florida | 2 | $ 361,000 | $ 180,000 | $ 74,000 |
| Benton County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Berkeley County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 74,000 |
| Blount County Alabama | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Bossier County Louisiana | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Brevard County Florida | 3 | $ 314,000 | $ 104,000 | $ 34,000 |
| Broward County Florida | 2 | $ 640,000 | $ 320,000 | $ 103,000 |
| Brunswick County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Bullitt County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 57,000 |
| Buncombe County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 90,000 |
| Burke County North Carolina | 6 | $ 831,000 | $ 138,000 | $ 64,000 |
| Cabarrus County North Carolina | 10 | $ 1,494,000 | $ 149,000 | $ 67,000 |
| Caddo County Louisiana | 2 | $ 362,000 | $ 181,000 | $ 99,000 |
| Caldwell County North Carolina | 5 | $ 489,000 | $ 97,000 | $ 45,000 |
| Calhoun County Alabama | 4 | $ 647,000 | $ 161,000 | $ 52,000 |
| Carroll County Georgia | 7 | $ 866,000 | $ 123,000 | $ 46,000 |
| Carteret County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 38,000 |
| Catawba County North Carolina | 14 | $ 1,448,000 | $ 103,000 | $ 37,000 |
| Catoosa County Georgia | 5 | $ 745,000 | $ 149,000 | $ 62,000 |
| Charleston County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 48,000 |
| Chatham County Georgia | 2 | $ 232,000 | $ 116,000 | $ 44,000 |
| Cherokee County Alabama | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Cherokee County Georgia | 3 | $ 524,000 | $ 174,000 | $ 78,000 |
| Chowan County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 85,000 |
| Christian County Missouri | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Clarke County Alabama | 1 | $ 203,000 | $ 203,000 | $ 69,000 |
| Clay County Missouri | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| Clayton County Georgia | 10 | $ 1,114,000 | $ 111,000 | $ 48,000 |
| Cleburne County Alabama | 3 | $ 414,000 | $ 138,000 | $ 75,000 |
| Cleveland County North Carolina | 4 | $ 445,000 | $ 111,000 | $ 45,000 |
| Cobb County Georgia | 10 | $ 1,842,000 | $ 184,000 | $ 82,000 |
| Colbert County Alabama | 2 | $ 172,000 | $ 86,000 | $ 6,000 |
| Coweta County Georgia | 1 | $ 201,000 | $ 201,000 | $ 92,000 |
| Cullman County Alabama | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Cumberland County North Carolina | 6 | $ 677,000 | $ 112,000 | $ 52,000 |
| Currituck County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 50,000 |
| Davidson County North Carolina | 13 | $ 1,709,000 | $ 131,000 | $ 67,000 |
| Davidson County Tennessee | 10 | $ 1,520,000 | $ 152,000 | $ 51,000 |
| Davie County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 87,000 |
| DeKalb County Georgia | 4 | $ 575,000 | $ 143,000 | $ 70,000 |
| DeSoto County Mississippi | 2 | $ 436,000 | $ 218,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| DuPage County Illinois | 1 | $ 194,000 | $ 194,000 | $ 116,000 |
| Durham County North Carolina | 10 | $ 1,538,000 | $ 153,000 | $ 57,000 |
| Duval County Florida | 4 | $ 503,000 | $ 125,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 3 | $ 414,000 | $ 138,000 | $ 85,000 |
| Edgefield County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Elmore County Alabama | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Escambia County Alabama | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Escambia County Florida | 2 | $ 177,000 | $ 88,000 | $ 50,000 |
| Fayette County Georgia | 3 | $ 572,000 | $ 190,000 | $ 71,000 |
| Forsyth County North Carolina | 9 | $ 1,095,000 | $ 121,000 | $ 89,000 |
| Franklin County Georgia | 1 | $ 102,000 | $ 102,000 | $ 44,000 |
| Franklin County Missouri | 2 | $ 486,000 | $ 243,000 | $ 106,000 |
| Fulton County Georgia | 4 | $ 409,000 | $ 102,000 | $ 37,000 |
| Gaston County North Carolina | 12 | $ 1,652,000 | $ 137,000 | $ 55,000 |
| George County Mississippi | 6 | $ 598,000 | $ 99,000 | $ 43,000 |
| Gibson County Tennessee | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Giles County Tennessee | 3 | $ 334,000 | $ 111,000 | $ 53,000 |
| Granville County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 61,000 |
| Greene County Missouri | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Greenville County South Carolina | 3 | $ 474,000 | $ 158,000 | $ 55,000 |
| Greenwood County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Guilford County North Carolina | 44 | $ 6,018,000 | $ 136,000 | $ 49,000 |
| Gwinnett County Georgia | 11 | $ 2,522,000 | $ 229,000 | $ 79,000 |
| Hall County Georgia | 1 | $ 137,000 | $ 137,000 | $ 68,000 |
| Hamilton County Tennessee | 22 | $ 2,919,000 | $ 132,000 | $ 42,000 |
| Hancock County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Hardin County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 39,000 |
| Henderson County North Carolina | 6 | $ 1,075,000 | $ 179,000 | $ 63,000 |
| Henderson County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Henry County Alabama | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Henry County Georgia | 1 | $ 123,000 | $ 123,000 | $ 45,000 |
| Hillsborough County Florida | 5 | $ 824,000 | $ 164,000 | $ 53,000 |
| Hinds County Mississippi | 6 | $ 789,000 | $ 131,000 | $ 48,000 |
| Hoke County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Houston County Alabama | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Houston County Georgia | 1 | $ 121,000 | $ 121,000 | $ 42,000 |
| Iredell County North Carolina | 4 | $ 584,000 | $ 146,000 | $ 55,000 |
| Jackson County Mississippi | 2 | $ 174,000 | $ 87,000 | $ 54,000 |
| Jackson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 53,000 |
| Jackson County North Carolina | 3 | $ 693,000 | $ 231,000 | $ 101,000 |
| Jasper County Missouri | 1 | $ 148,000 | $ 148,000 | $ 59,000 |
| Jasper County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Jefferson County Alabama | 32 | $ 3,867,000 | $ 120,000 | $ 64,000 |
| Jefferson County Kentucky | 13 | $ 1,398,000 | $ 107,000 | $ 53,000 |
| Jefferson County Louisiana | 15 | $ 2,269,000 | $ 151,000 | $ 67,000 |
| Jefferson County Missouri | 1 | $ 190,000 | $ 190,000 | $ 35,000 |
| Johnston County North Carolina | 4 | $ 549,000 | $ 137,000 | $ 79,000 |
| Jones County Mississippi | 2 | $ 134,000 | $ 67,000 | $ 9,000 |
| Lafayette County Louisiana | 3 | $ 376,000 | $ 125,000 | $ 27,000 |
| Lake County Florida | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| Lancaster County South Carolina | 2 | $ 562,000 | $ 281,000 | $ 82,000 |
| Lauderdale County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 46,000 |
| Lauderdale County Tennessee | 3 | $ 258,000 | $ 86,000 | $ 42,000 |
| Lawrence County Mississippi | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Leake County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Lee County Alabama | 6 | $ 769,000 | $ 128,000 | $ 59,000 |
| Leon County Florida | 1 | $ 207,000 | $ 207,000 | $ 51,000 |
| Lexington County South Carolina | 3 | $ 383,000 | $ 127,000 | $ 46,000 |
| Limestone County Alabama | 2 | $ 242,000 | $ 121,000 | $ 35,000 |
| Lincoln County Mississippi | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Lincoln County North Carolina | 4 | $ 367,000 | $ 91,000 | $ 56,000 |
| Lincoln County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 116,000 |
| Livingston County Louisiana | 3 | $ 654,000 | $ 218,000 | $ 105,000 |
| Macon County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 76,000 |
| Madison County Alabama | 21 | $ 2,913,000 | $ 138,000 | $ 57,000 |
| Madison County Illinois | 3 | $ 424,000 | $ 141,000 | $ 76,000 |
| Madison County Mississippi | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Marion County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| McDowell County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Mecklenburg County North Carolina | 32 | $ 5,675,000 | $ 177,000 | $ 73,000 |
| Miami-Dade County Florida | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Mobile County Alabama | 49 | $ 6,558,000 | $ 133,000 | $ 54,000 |
| Monroe County Illinois | 1 | $ 234,000 | $ 234,000 | $ 198,000 |
| Montgomery County Alabama | 1 | $ 141,000 | $ 141,000 | $ 43,000 |
| Montgomery County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 17,000 |
| Montgomery County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Morehouse County Louisiana | 1 | $ 174,000 | $ 174,000 | $ 75,000 |
| Morgan County Alabama | 6 | $ 524,000 | $ 87,000 | $ 43,000 |
| Murray County Georgia | 1 | $ 366,000 | $ 366,000 | $ 451,000 |
| Muscogee County Georgia | 11 | $ 1,328,000 | $ 120,000 | $ 49,000 |
| New Hanover County North Carolina | 7 | $ 1,204,000 | $ 172,000 | $ 61,000 |
| Newton County Georgia | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Newton County Mississippi | 1 | $ 230,000 | $ 230,000 | $ 44,000 |
| Newton County Missouri | 1 | $ 59,000 | $ 59,000 | $ 64,000 |
| Onslow County North Carolina | 3 | $ 404,000 | $ 134,000 | $ 61,000 |
| Orange County Florida | 6 | $ 1,192,000 | $ 198,000 | $ 96,000 |
| Orange County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Orleans County Louisiana | 10 | $ 2,056,000 | $ 205,000 | $ 76,000 |
| Pasco County Florida | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| Pasquotank County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 92,000 |
| Paulding County Georgia | 3 | $ 440,000 | $ 146,000 | $ 52,000 |
| Pender County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 50,000 |
| Person County North Carolina | 3 | $ 443,000 | $ 147,000 | $ 68,000 |
| Phelps County Missouri | 1 | $ 149,000 | $ 149,000 | $ 51,000 |
| Pickens County Georgia | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Pinellas County Florida | 3 | $ 298,000 | $ 99,000 | $ 28,000 |
| Pitt County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Polk County Florida | 4 | $ 467,000 | $ 116,000 | $ 46,000 |
| Pontotoc County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Prentiss County Mississippi | 2 | $ 191,000 | $ 95,000 | $ 30,000 |
| Putnam County Georgia | 1 | $ 553,000 | $ 553,000 | $ 158,000 |
| Randolph County North Carolina | 9 | $ 1,064,000 | $ 118,000 | $ 53,000 |
| Rankin County Mississippi | 2 | $ 650,000 | $ 325,000 | $ 84,000 |
| Rapides County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 10,000 |
| Richland County South Carolina | 3 | $ 469,000 | $ 156,000 | $ 75,000 |
| Richmond County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 24,000 |
| Robertson County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Robeson County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 142,000 |
| Rockingham County North Carolina | 3 | $ 490,000 | $ 163,000 | $ 72,000 |
| Rowan County North Carolina | 7 | $ 935,000 | $ 133,000 | $ 52,000 |
| Russell County Alabama | 2 | $ 152,000 | $ 76,000 | $ 54,000 |
| Rutherford County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Rutherford County Tennessee | 2 | $ 241,000 | $ 120,000 | $ 33,000 |
| Santa Rosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Scott County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Sequatchie County Tennessee | 1 | $ 219,000 | $ 219,000 | $ 64,000 |
| Shelby County Alabama | 10 | $ 1,880,000 | $ 188,000 | $ 75,000 |
| Shelby County Tennessee | 5 | $ 626,000 | $ 125,000 | $ 57,000 |
| St. Bernard County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| St. Charles County Missouri | 2 | $ 333,000 | $ 166,000 | $ 23,000 |
| St. Clair County Alabama | 3 | $ 517,000 | $ 172,000 | $ 128,000 |
| St. Clair County Illinois | 4 | $ 460,000 | $ 115,000 | $ 56,000 |
| St. James County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| St. Johns County Florida | 1 | $ 272,000 | $ 272,000 | $ 113,000 |
| St. Louis City County Missouri | 19 | $ 2,331,000 | $ 122,000 | $ 57,000 |
| St. Louis County Missouri | 38 | $ 4,656,000 | $ 122,000 | $ 50,000 |
| St. Lucie County Florida | 5 | $ 727,000 | $ 145,000 | $ 67,000 |
| St. Tammany County Louisiana | 2 | $ 273,000 | $ 136,000 | $ 91,000 |
| Stanly County North Carolina | 8 | $ 988,000 | $ 123,000 | $ 60,000 |
| Stokes County North Carolina | 2 | $ 374,000 | $ 187,000 | $ 69,000 |
| Sumner County Tennessee | 3 | $ 333,000 | $ 111,000 | $ 42,000 |
| Sumter County Florida | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Talladega County Alabama | 2 | $ 153,000 | $ 76,000 | $ 31,000 |
| Taney County Missouri | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Tangipahoa County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Tarrant County Texas | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Terrebonne County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Texas County Missouri | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Tippah County Mississippi | 3 | $ 302,000 | $ 100,000 | $ 54,000 |
| Troup County Georgia | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Tuscaloosa County Alabama | 1 | $ 159,000 | $ 159,000 | $ 56,000 |
| Union County North Carolina | 15 | $ 2,825,000 | $ 188,000 | $ 71,000 |
| Wake County North Carolina | 25 | $ 4,220,000 | $ 168,000 | $ 72,000 |
| Walker County Georgia | 8 | $ 877,000 | $ 109,000 | $ 46,000 |
| Washington County Alabama | 1 | $ 141,000 | $ 141,000 | $ 63,000 |
| Washington County Louisiana | 1 | $ 188,000 | $ 188,000 | $ 61,000 |
| Washington County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Washington County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Watauga County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Wayne County North Carolina | 3 | $ 388,000 | $ 129,000 | $ 46,000 |
| Whitfield County Georgia | 3 | $ 439,000 | $ 146,000 | $ 33,000 |
| Williamson County Tennessee | 4 | $ 806,000 | $ 201,000 | $ 64,000 |
| Wilson County Tennessee | 1 | $ 336,000 | $ 336,000 | $ 78,000 |
| Yadkin County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| York County South Carolina | 3 | $ 523,000 | $ 174,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2008
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 504 | $73,871,000 | $146,000 | $800,000 | $61,000 | $451,000 |
| Home Purchase | 366 | $49,988,000 | $136,000 | $553,000 | $58,000 | $275,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 400 | $58,776,000 | $146,000 | $380,000 | $64,000 | $451,000 |
| Black or African American | 248 | $33,652,000 | $135,000 | $553,000 | $57,000 | $275,000 |
| Not Provided | 185 | $26,007,000 | $140,000 | $800,000 | $57,000 | $265,000 |
| Hispanic | 26 | $3,961,000 | $152,000 | $272,000 | $54,000 | $132,000 |
| Asian | 9 | $1,272,000 | $141,000 | $383,000 | $43,000 | $83,000 |
| American Indian or Alaskan Native | 2 | $191,000 | $95,000 | $141,000 | $53,000 | $85,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 577 | $80,042,000 | $138,000 | $329,000 | $56,000 | $224,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 270 | $39,941,000 | $147,000 | $800,000 | $67,000 | $451,000 |
| VA-guaranteed (Veterans Administration) | 18 | $3,252,000 | $180,000 | $283,000 | $66,000 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $624,000 | $124,000 | $145,000 | $45,000 | $63,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 641 | $93,472,000 | $145,000 | $380,000 | $61,000 | $451,000 |
| Application Denied By Financial Institution | 155 | $20,319,000 | $131,000 | $800,000 | $55,000 | $275,000 |
| Application Withdrawn By Applicant | 66 | $9,148,000 | $138,000 | $383,000 | $61,000 | $404,000 |
| Application Approved But Not Accepted | 7 | $820,000 | $117,000 | $172,000 | $63,000 | $94,000 |
| File Closed For Incompleteness | 1 | $100,000 | $100,000 | $100,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $194,000 | $97,000 | $105,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Funding, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer