First Choice Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Choice Funding, Inc.
2100 Riverchase Center Ste 100
Birmingham, AL 35244
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 870
Total Mortgage Loan Application Amount $123,859,000
Average Mortgage Loan Application Amount $141,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $59,500
Highest Applicant Income $451,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Choice Funding, Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mobile County Alabama 49 $ 6,558,000 $ 133,000 $ 54,000
Guilford County North Carolina 44 $ 6,018,000 $ 136,000 $ 49,000
St. Louis County Missouri 38 $ 4,656,000 $ 122,000 $ 50,000
Jefferson County Alabama 32 $ 3,867,000 $ 120,000 $ 64,000
Mecklenburg County North Carolina 32 $ 5,675,000 $ 177,000 $ 73,000
Wake County North Carolina 25 $ 4,220,000 $ 168,000 $ 72,000
Hamilton County Tennessee 22 $ 2,919,000 $ 132,000 $ 42,000
Madison County Alabama 21 $ 2,913,000 $ 138,000 $ 57,000
St. Louis City County Missouri 19 $ 2,331,000 $ 122,000 $ 57,000
Jefferson County Louisiana 15 $ 2,269,000 $ 151,000 $ 67,000
Union County North Carolina 15 $ 2,825,000 $ 188,000 $ 71,000
Catawba County North Carolina 14 $ 1,448,000 $ 103,000 $ 37,000
Jefferson County Kentucky 13 $ 1,398,000 $ 107,000 $ 53,000
Davidson County North Carolina 13 $ 1,709,000 $ 131,000 $ 67,000
Gaston County North Carolina 12 $ 1,652,000 $ 137,000 $ 55,000
Gwinnett County Georgia 11 $ 2,522,000 $ 229,000 $ 79,000
Muscogee County Georgia 11 $ 1,328,000 $ 120,000 $ 49,000
Shelby County Alabama 10 $ 1,880,000 $ 188,000 $ 75,000
Clayton County Georgia 10 $ 1,114,000 $ 111,000 $ 48,000
Cobb County Georgia 10 $ 1,842,000 $ 184,000 $ 82,000
Orleans County Louisiana 10 $ 2,056,000 $ 205,000 $ 76,000
Cabarrus County North Carolina 10 $ 1,494,000 $ 149,000 $ 67,000
Durham County North Carolina 10 $ 1,538,000 $ 153,000 $ 57,000
Davidson County Tennessee 10 $ 1,520,000 $ 152,000 $ 51,000
Forsyth County North Carolina 9 $ 1,095,000 $ 121,000 $ 89,000
Randolph County North Carolina 9 $ 1,064,000 $ 118,000 $ 53,000
Walker County Georgia 8 $ 877,000 $ 109,000 $ 46,000
Stanly County North Carolina 8 $ 988,000 $ 123,000 $ 60,000
Carroll County Georgia 7 $ 866,000 $ 123,000 $ 46,000
New Hanover County North Carolina 7 $ 1,204,000 $ 172,000 $ 61,000
Rowan County North Carolina 7 $ 935,000 $ 133,000 $ 52,000
Lee County Alabama 6 $ 769,000 $ 128,000 $ 59,000
Morgan County Alabama 6 $ 524,000 $ 87,000 $ 43,000
Orange County Florida 6 $ 1,192,000 $ 198,000 $ 96,000
George County Mississippi 6 $ 598,000 $ 99,000 $ 43,000
Hinds County Mississippi 6 $ 789,000 $ 131,000 $ 48,000
Burke County North Carolina 6 $ 831,000 $ 138,000 $ 64,000
Cumberland County North Carolina 6 $ 677,000 $ 112,000 $ 52,000
Henderson County North Carolina 6 $ 1,075,000 $ 179,000 $ 63,000
Baldwin County Alabama 5 $ 940,000 $ 188,000 $ 127,000
Hillsborough County Florida 5 $ 824,000 $ 164,000 $ 53,000
St. Lucie County Florida 5 $ 727,000 $ 145,000 $ 67,000
Catoosa County Georgia 5 $ 745,000 $ 149,000 $ 62,000
Alamance County North Carolina 5 $ 583,000 $ 116,000 $ 67,000
Caldwell County North Carolina 5 $ 489,000 $ 97,000 $ 45,000
Shelby County Tennessee 5 $ 626,000 $ 125,000 $ 57,000
Calhoun County Alabama 4 $ 647,000 $ 161,000 $ 52,000
Duval County Florida 4 $ 503,000 $ 125,000 $ 58,000
Polk County Florida 4 $ 467,000 $ 116,000 $ 46,000
DeKalb County Georgia 4 $ 575,000 $ 143,000 $ 70,000
Fulton County Georgia 4 $ 409,000 $ 102,000 $ 37,000
St. Clair County Illinois 4 $ 460,000 $ 115,000 $ 56,000
Cleveland County North Carolina 4 $ 445,000 $ 111,000 $ 45,000
Iredell County North Carolina 4 $ 584,000 $ 146,000 $ 55,000
Johnston County North Carolina 4 $ 549,000 $ 137,000 $ 79,000
Lincoln County North Carolina 4 $ 367,000 $ 91,000 $ 56,000
Williamson County Tennessee 4 $ 806,000 $ 201,000 $ 64,000
Cleburne County Alabama 3 $ 414,000 $ 138,000 $ 75,000
St. Clair County Alabama 3 $ 517,000 $ 172,000 $ 128,000
Brevard County Florida 3 $ 314,000 $ 104,000 $ 34,000
Pasco County Florida 3 $ 465,000 $ 155,000 $ 71,000
Pinellas County Florida 3 $ 298,000 $ 99,000 $ 28,000
Cherokee County Georgia 3 $ 524,000 $ 174,000 $ 78,000
Fayette County Georgia 3 $ 572,000 $ 190,000 $ 71,000
Paulding County Georgia 3 $ 440,000 $ 146,000 $ 52,000
Whitfield County Georgia 3 $ 439,000 $ 146,000 $ 33,000
Madison County Illinois 3 $ 424,000 $ 141,000 $ 76,000
East Baton Rouge County Louisiana 3 $ 414,000 $ 138,000 $ 85,000
Lafayette County Louisiana 3 $ 376,000 $ 125,000 $ 27,000
Livingston County Louisiana 3 $ 654,000 $ 218,000 $ 105,000
Tippah County Mississippi 3 $ 302,000 $ 100,000 $ 54,000
Jackson County North Carolina 3 $ 693,000 $ 231,000 $ 101,000
Macon County North Carolina 3 $ 495,000 $ 165,000 $ 76,000
Onslow County North Carolina 3 $ 404,000 $ 134,000 $ 61,000
Person County North Carolina 3 $ 443,000 $ 147,000 $ 68,000
Rockingham County North Carolina 3 $ 490,000 $ 163,000 $ 72,000
Wayne County North Carolina 3 $ 388,000 $ 129,000 $ 46,000
Greenville County South Carolina 3 $ 474,000 $ 158,000 $ 55,000
Lexington County South Carolina 3 $ 383,000 $ 127,000 $ 46,000
Richland County South Carolina 3 $ 469,000 $ 156,000 $ 75,000
York County South Carolina 3 $ 523,000 $ 174,000 $ 68,000
Giles County Tennessee 3 $ 334,000 $ 111,000 $ 53,000
Lauderdale County Tennessee 3 $ 258,000 $ 86,000 $ 42,000
Sumner County Tennessee 3 $ 333,000 $ 111,000 $ 42,000
Colbert County Alabama 2 $ 172,000 $ 86,000 $ 6,000
Limestone County Alabama 2 $ 242,000 $ 121,000 $ 35,000
Russell County Alabama 2 $ 152,000 $ 76,000 $ 54,000
Talladega County Alabama 2 $ 153,000 $ 76,000 $ 31,000
Bay County Florida 2 $ 361,000 $ 180,000 $ 74,000
Broward County Florida 2 $ 640,000 $ 320,000 $ 103,000
Escambia County Florida 2 $ 177,000 $ 88,000 $ 50,000
Chatham County Georgia 2 $ 232,000 $ 116,000 $ 44,000
Troup County Georgia 2 $ 360,000 $ 180,000 $ 68,000
Bullitt County Kentucky 2 $ 254,000 $ 127,000 $ 57,000
Bossier County Louisiana 2 $ 183,000 $ 91,000 $ 44,000
Caddo County Louisiana 2 $ 362,000 $ 181,000 $ 99,000
St. Tammany County Louisiana 2 $ 273,000 $ 136,000 $ 91,000
Alcorn County Mississippi 2 $ 226,000 $ 113,000 $ 74,000
DeSoto County Mississippi 2 $ 436,000 $ 218,000 $ 84,000
Jackson County Mississippi 2 $ 174,000 $ 87,000 $ 54,000
Jones County Mississippi 2 $ 134,000 $ 67,000 $ 9,000
Lincoln County Mississippi 2 $ 248,000 $ 124,000 $ 45,000
Prentiss County Mississippi 2 $ 191,000 $ 95,000 $ 30,000
Rankin County Mississippi 2 $ 650,000 $ 325,000 $ 84,000
Franklin County Missouri 2 $ 486,000 $ 243,000 $ 106,000
Greene County Missouri 2 $ 224,000 $ 112,000 $ 43,000
Jackson County Missouri 2 $ 191,000 $ 95,000 $ 53,000
St. Charles County Missouri 2 $ 333,000 $ 166,000 $ 23,000
Granville County North Carolina 2 $ 381,000 $ 190,000 $ 61,000
Montgomery County North Carolina 2 $ 114,000 $ 57,000 $ 17,000
Stokes County North Carolina 2 $ 374,000 $ 187,000 $ 69,000
Lancaster County South Carolina 2 $ 562,000 $ 281,000 $ 82,000
Rutherford County Tennessee 2 $ 241,000 $ 120,000 $ 33,000
Blount County Alabama 1 $ 49,000 $ 49,000 $ 72,000
Cherokee County Alabama 1 $ 104,000 $ 104,000 $ 45,000
Clarke County Alabama 1 $ 203,000 $ 203,000 $ 69,000
Cullman County Alabama 1 $ 67,000 $ 67,000 $ 53,000
Elmore County Alabama 1 $ 130,000 $ 130,000 $ 71,000
Escambia County Alabama 1 $ 140,000 $ 140,000 $ 39,000
Henry County Alabama 1 $ 72,000 $ 72,000 $ 37,000
Houston County Alabama 1 $ 45,000 $ 45,000 $ 123,000
Montgomery County Alabama 1 $ 141,000 $ 141,000 $ 43,000
Tuscaloosa County Alabama 1 $ 159,000 $ 159,000 $ 56,000
Washington County Alabama 1 $ 141,000 $ 141,000 $ 63,000
Lake County Florida 1 $ 228,000 $ 228,000 $ 66,000
Leon County Florida 1 $ 207,000 $ 207,000 $ 51,000
Miami-Dade County Florida 1 $ 144,000 $ 144,000 $ 40,000
Santa Rosa County Florida 1 $ 155,000 $ 155,000 $ 50,000
St. Johns County Florida 1 $ 272,000 $ 272,000 $ 113,000
Sumter County Florida 1 $ 135,000 $ 135,000 $ 34,000
Barrow County Georgia 1 $ 115,000 $ 115,000 $ 46,000
Coweta County Georgia 1 $ 201,000 $ 201,000 $ 92,000
Franklin County Georgia 1 $ 102,000 $ 102,000 $ 44,000
Hall County Georgia 1 $ 137,000 $ 137,000 $ 68,000
Henry County Georgia 1 $ 123,000 $ 123,000 $ 45,000
Houston County Georgia 1 $ 121,000 $ 121,000 $ 42,000
Murray County Georgia 1 $ 366,000 $ 366,000 $ 451,000
Newton County Georgia 1 $ 187,000 $ 187,000 $ 51,000
Pickens County Georgia 1 $ 365,000 $ 365,000 $ 135,000
Putnam County Georgia 1 $ 553,000 $ 553,000 $ 158,000
DuPage County Illinois 1 $ 194,000 $ 194,000 $ 116,000
Monroe County Illinois 1 $ 234,000 $ 234,000 $ 198,000
Hardin County Kentucky 1 $ 143,000 $ 143,000 $ 39,000
Assumption County Louisiana 1 $ 106,000 $ 106,000 $ 72,000
Morehouse County Louisiana 1 $ 174,000 $ 174,000 $ 75,000
Rapides County Louisiana 1 $ 100,000 $ 100,000 $ 10,000
St. Bernard County Louisiana 1 $ 112,000 $ 112,000 $ 45,000
St. James County Louisiana 1 $ 63,000 $ 63,000 $ 51,000
Tangipahoa County Louisiana 1 $ 60,000 $ 60,000 $ 57,000
Terrebonne County Louisiana 1 $ 175,000 $ 175,000 $ 96,000
Washington County Louisiana 1 $ 188,000 $ 188,000 $ 61,000
Benton County Mississippi 1 $ 98,000 $ 98,000 $ 31,000
Hancock County Mississippi 1 $ 108,000 $ 108,000 $ 53,000
Lauderdale County Mississippi 1 $ 63,000 $ 63,000 $ 46,000
Lawrence County Mississippi 1 $ 62,000 $ 62,000 $ 43,000
Leake County Mississippi 1 $ 76,000 $ 76,000 $ 33,000
Madison County Mississippi 1 $ 140,000 $ 140,000 $ 70,000
Newton County Mississippi 1 $ 230,000 $ 230,000 $ 44,000
Pontotoc County Mississippi 1 $ 143,000 $ 143,000 $ 62,000
Scott County Mississippi 1 $ 75,000 $ 75,000 $ 42,000
Washington County Mississippi 1 $ 73,000 $ 73,000 $ 53,000
Christian County Missouri 1 $ 129,000 $ 129,000 $ 52,000
Clay County Missouri 1 $ 99,000 $ 99,000 $ 61,000
Jasper County Missouri 1 $ 148,000 $ 148,000 $ 59,000
Jefferson County Missouri 1 $ 190,000 $ 190,000 $ 35,000
Newton County Missouri 1 $ 59,000 $ 59,000 $ 64,000
Phelps County Missouri 1 $ 149,000 $ 149,000 $ 51,000
Taney County Missouri 1 $ 111,000 $ 111,000 $ 49,000
Texas County Missouri 1 $ 60,000 $ 60,000 $ 50,000
Alexander County North Carolina 1 $ 173,000 $ 173,000 $ 82,000
Anson County North Carolina 1 $ 68,000 $ 68,000 $ 32,000
Ashe County North Carolina 1 $ 147,000 $ 147,000 $ 37,000
Brunswick County North Carolina 1 $ 168,000 $ 168,000 $ 52,000
Buncombe County North Carolina 1 $ 166,000 $ 166,000 $ 90,000
Carteret County North Carolina 1 $ 184,000 $ 184,000 $ 38,000
Chowan County North Carolina 1 $ 217,000 $ 217,000 $ 85,000
Currituck County North Carolina 1 $ 199,000 $ 199,000 $ 50,000
Davie County North Carolina 1 $ 172,000 $ 172,000 $ 87,000
Hoke County North Carolina 1 $ 117,000 $ 117,000 $ 28,000
McDowell County North Carolina 1 $ 57,000 $ 57,000 $ 34,000
Orange County North Carolina 1 $ 148,000 $ 148,000 $ 61,000
Pasquotank County North Carolina 1 $ 163,000 $ 163,000 $ 92,000
Pender County North Carolina 1 $ 229,000 $ 229,000 $ 50,000
Pitt County North Carolina 1 $ 100,000 $ 100,000 $ 36,000
Richmond County North Carolina 1 $ 53,000 $ 53,000 $ 24,000
Robeson County North Carolina 1 $ 111,000 $ 111,000 $ 142,000
Rutherford County North Carolina 1 $ 57,000 $ 57,000 $ 34,000
Washington County North Carolina 1 $ 115,000 $ 115,000 $ 76,000
Watauga County North Carolina 1 $ 125,000 $ 125,000 $ 60,000
Yadkin County North Carolina 1 $ 142,000 $ 142,000 $ 41,000
Anderson County South Carolina 1 $ 151,000 $ 151,000 $ 55,000
Berkeley County South Carolina 1 $ 172,000 $ 172,000 $ 74,000
Charleston County South Carolina 1 $ 127,000 $ 127,000 $ 48,000
Dorchester County South Carolina 1 $ 114,000 $ 114,000 $ 43,000
Edgefield County South Carolina 1 $ 119,000 $ 119,000 $ 34,000
Greenwood County South Carolina 1 $ 108,000 $ 108,000 $ 34,000
Jasper County South Carolina 1 $ 149,000 $ 149,000 $ 51,000
Gibson County Tennessee 1 $ 46,000 $ 46,000 $ 18,000
Henderson County Tennessee 1 $ 65,000 $ 65,000 $ 27,000
Lincoln County Tennessee 1 $ 203,000 $ 203,000 $ 116,000
Marion County Tennessee 1 $ 110,000 $ 110,000 $ 30,000
Montgomery County Tennessee 1 $ 142,000 $ 142,000 $ 58,000
Robertson County Tennessee 1 $ 172,000 $ 172,000 $ 59,000
Sequatchie County Tennessee 1 $ 219,000 $ 219,000 $ 64,000
Wilson County Tennessee 1 $ 336,000 $ 336,000 $ 78,000
Tarrant County Texas 1 $ 143,000 $ 143,000 $ 54,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 504 $73,871,000 $146,000 $800,000 $61,000 $451,000
Home Purchase 366 $49,988,000 $136,000 $553,000 $58,000 $275,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 400 $58,776,000 $146,000 $380,000 $64,000 $451,000
Black or African American 248 $33,652,000 $135,000 $553,000 $57,000 $275,000
Not Provided 185 $26,007,000 $140,000 $800,000 $57,000 $265,000
Hispanic 26 $3,961,000 $152,000 $272,000 $54,000 $132,000
Asian 9 $1,272,000 $141,000 $383,000 $43,000 $83,000
American Indian or Alaskan Native 2 $191,000 $95,000 $141,000 $53,000 $85,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 577 $80,042,000 $138,000 $329,000 $56,000 $224,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 270 $39,941,000 $147,000 $800,000 $67,000 $451,000
VA-guaranteed (Veterans Administration) 18 $3,252,000 $180,000 $283,000 $66,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $624,000 $124,000 $145,000 $45,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 641 $93,472,000 $145,000 $380,000 $61,000 $451,000
Application Denied By Financial Institution 155 $20,319,000 $131,000 $800,000 $55,000 $275,000
Application Withdrawn By Applicant 66 $9,148,000 $138,000 $383,000 $61,000 $404,000
Application Approved But Not Accepted 7 $820,000 $117,000 $172,000 $63,000 $94,000
File Closed For Incompleteness 1 $100,000 $100,000 $100,000 $41,000 $41,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2 $194,000 $97,000 $105,000 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

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