2023 Totals: $3,758,953,525,000 in Mortgages Applied for out of 11,483,889 Applications
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- Data Updated through 2023
First Choice Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
First Choice Funding, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Choice Funding, Inc. 2100 Riverchase Center Ste 100 Birmingham, AL 35244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 897 |
| Total Mortgage Loan Application Amount | $120,866,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $1,935,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,992,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with First Choice Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Choice Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down First Choice Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Choice Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by First Choice Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Choice Funding, Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alcorn County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Ascension County Louisiana | 2 | $ 922,000 | $ 461,000 | $ 135,000 |
| Assumption County Louisiana | 1 | $ 509,000 | $ 509,000 | $ 156,000 |
| Baldwin County Alabama | 8 | $ 1,492,000 | $ 186,000 | $ 85,000 |
| Barrow County Georgia | 1 | $ 107,000 | $ 107,000 | $ 37,000 |
| Bartholomew County Indiana | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Bay County Florida | 2 | $ 995,000 | $ 497,000 | $ 607,000 |
| Bibb County Alabama | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Bibb County Georgia | 1 | $ 113,000 | $ 113,000 | $ 70,000 |
| Bledsoe County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Blount County Alabama | 2 | $ 404,000 | $ 202,000 | $ 72,000 |
| Blount County Tennessee | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| Bradley County Tennessee | 4 | $ 552,000 | $ 138,000 | $ 61,000 |
| Broward County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 359,000 |
| Brunswick County North Carolina | 2 | $ 371,000 | $ 185,000 | $ 229,000 |
| Caddo County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Calhoun County Alabama | 5 | $ 896,000 | $ 179,000 | $ 54,000 |
| Calhoun County Mississippi | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Carroll County Georgia | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Carteret County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Cass County Illinois | 1 | $ 57,000 | $ 57,000 | $ 18,000 |
| Cass County Missouri | 2 | $ 390,000 | $ 195,000 | $ 34,000 |
| Catoosa County Georgia | 5 | $ 760,000 | $ 152,000 | $ 51,000 |
| Chambers County Alabama | 2 | $ 128,000 | $ 64,000 | $ 41,000 |
| Charleston County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Cheatham County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 38,000 |
| Cherokee County Georgia | 1 | $ 207,000 | $ 207,000 | $ 97,000 |
| Chickasaw County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 23,000 |
| Chilton County Alabama | 2 | $ 289,000 | $ 144,000 | $ 62,000 |
| Choctaw County Alabama | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Choctaw County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Christian County Missouri | 1 | $ 127,000 | $ 127,000 | $ 63,000 |
| Claiborne County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 48,000 |
| Clarke County Alabama | 2 | $ 309,000 | $ 154,000 | $ 81,000 |
| Clarke County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Clayton County Georgia | 5 | $ 672,000 | $ 134,000 | $ 72,000 |
| Cobb County Georgia | 7 | $ 1,845,000 | $ 263,000 | $ 57,000 |
| Colbert County Alabama | 2 | $ 175,000 | $ 87,000 | $ 51,000 |
| Cook County Illinois | 2 | $ 722,000 | $ 361,000 | $ 90,000 |
| Copiah County Mississippi | 3 | $ 290,000 | $ 96,000 | $ 63,000 |
| Coweta County Georgia | 3 | $ 257,000 | $ 85,000 | $ 47,000 |
| Craven County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Crenshaw County Alabama | 1 | $ 72,000 | $ 72,000 | $ 28,000 |
| Cullman County Alabama | 5 | $ 557,000 | $ 111,000 | $ 53,000 |
| Cumberland County North Carolina | 4 | $ 308,000 | $ 77,000 | $ 62,000 |
| Dale County Alabama | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Dallas County Alabama | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Davidson County North Carolina | 4 | $ 505,000 | $ 126,000 | $ 33,000 |
| Davidson County Tennessee | 8 | $ 1,553,000 | $ 194,000 | $ 71,000 |
| DeKalb County Georgia | 6 | $ 1,029,000 | $ 171,000 | $ 69,000 |
| East Baton Rouge County Louisiana | 3 | $ 470,000 | $ 156,000 | $ 57,000 |
| Elmore County Alabama | 2 | $ 364,000 | $ 182,000 | $ 76,000 |
| Escambia County Alabama | 3 | $ 204,000 | $ 68,000 | $ 44,000 |
| Escambia County Florida | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Etowah County Alabama | 10 | $ 1,164,000 | $ 116,000 | $ 45,000 |
| Fayette County Alabama | 1 | $ 61,000 | $ 61,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Forrest County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Forsyth County Georgia | 1 | $ 241,000 | $ 241,000 | $ 107,000 |
| Forsyth County North Carolina | 4 | $ 395,000 | $ 98,000 | $ 41,000 |
| Franklin County Georgia | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Franklin County Missouri | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Franklin County North Carolina | 2 | $ 302,000 | $ 151,000 | $ 65,000 |
| Fulton County Georgia | 11 | $ 1,936,000 | $ 176,000 | $ 72,000 |
| George County Mississippi | 3 | $ 325,000 | $ 108,000 | $ 34,000 |
| Georgetown County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Greenville County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Guilford County North Carolina | 11 | $ 1,389,000 | $ 126,000 | $ 51,000 |
| Gwinnett County Georgia | 7 | $ 1,821,000 | $ 260,000 | $ 67,000 |
| Hall County Georgia | 1 | $ 117,000 | $ 117,000 | $ 44,000 |
| Hamilton County Tennessee | 20 | $ 2,346,000 | $ 117,000 | $ 54,000 |
| Hancock County Mississippi | 2 | $ 216,000 | $ 108,000 | $ 47,000 |
| Hardeman County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Harnett County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 97,000 |
| Harris County Georgia | 1 | $ 146,000 | $ 146,000 | $ 85,000 |
| Harrison County Mississippi | 4 | $ 497,000 | $ 124,000 | $ 41,000 |
| Henry County Georgia | 3 | $ 489,000 | $ 163,000 | $ 76,000 |
| Henry County Tennessee | 2 | $ 204,000 | $ 102,000 | $ 47,000 |
| Hillsborough County Florida | 5 | $ 912,000 | $ 182,000 | $ 82,000 |
| Hinds County Mississippi | 56 | $ 5,084,000 | $ 90,000 | $ 52,000 |
| Hoke County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 93,000 |
| Houston County Alabama | 2 | $ 197,000 | $ 98,000 | $ 61,000 |
| Houston County Georgia | 3 | $ 383,000 | $ 127,000 | $ 45,000 |
| Jackson County Alabama | 3 | $ 259,000 | $ 86,000 | $ 56,000 |
| Jackson County Mississippi | 5 | $ 712,000 | $ 142,000 | $ 40,000 |
| Jackson County Missouri | 4 | $ 525,000 | $ 131,000 | $ 49,000 |
| Jasper County Georgia | 1 | $ 301,000 | $ 301,000 | $ 68,000 |
| Jasper County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Jasper County Missouri | 1 | $ 95,000 | $ 95,000 | $ 20,000 |
| Jefferson County Alabama | 76 | $ 8,390,000 | $ 110,000 | $ 43,000 |
| Jefferson County Kentucky | 7 | $ 965,000 | $ 137,000 | $ 151,000 |
| Jefferson County Louisiana | 4 | $ 654,000 | $ 163,000 | $ 55,000 |
| Jefferson County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Johnston County North Carolina | 6 | $ 764,000 | $ 127,000 | $ 42,000 |
| Jones County Mississippi | 4 | $ 277,000 | $ 69,000 | $ 38,000 |
| Kenton County Kentucky | 5 | $ 940,000 | $ 188,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Lafayette County Louisiana | 2 | $ 321,000 | $ 160,000 | $ 64,000 |
| Lamar County Mississippi | 5 | $ 669,000 | $ 133,000 | $ 48,000 |
| Lauderdale County Alabama | 3 | $ 407,000 | $ 135,000 | $ 76,000 |
| Lauderdale County Mississippi | 23 | $ 1,572,000 | $ 68,000 | $ 28,000 |
| Lauderdale County Tennessee | 3 | $ 216,000 | $ 72,000 | $ 34,000 |
| Lawrence County Alabama | 2 | $ 187,000 | $ 93,000 | $ 44,000 |
| Lawrence County Mississippi | 2 | $ 105,000 | $ 52,000 | $ 33,000 |
| Lawrence County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Leake County Mississippi | 3 | $ 197,000 | $ 65,000 | $ 40,000 |
| Lee County Florida | 3 | $ 1,700,000 | $ 566,000 | $ 165,000 |
| Lee County Mississippi | 2 | $ 162,000 | $ 81,000 | $ 46,000 |
| Limestone County Alabama | 10 | $ 1,428,000 | $ 142,000 | $ 55,000 |
| Lincoln County Mississippi | 7 | $ 604,000 | $ 86,000 | $ 36,000 |
| Lincoln County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 76,000 |
| Litchfield County Connecticut | 1 | $ 1,935,000 | $ 1,935,000 | $ 480,000 |
| Livingston County Louisiana | 4 | $ 665,000 | $ 166,000 | $ 160,000 |
| Lowndes County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 38,000 |
| Macon County Alabama | 3 | $ 193,000 | $ 64,000 | $ 53,000 |
| Madison County Alabama | 16 | $ 1,612,000 | $ 100,000 | $ 57,000 |
| Madison County Illinois | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Madison County Mississippi | 4 | $ 694,000 | $ 173,000 | $ 72,000 |
| Madison County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Marion County Alabama | 1 | $ 252,000 | $ 252,000 | $ 104,000 |
| Marion County Tennessee | 3 | $ 307,000 | $ 102,000 | $ 38,000 |
| Marshall County Alabama | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Marshall County Mississippi | 3 | $ 261,000 | $ 87,000 | $ 45,000 |
| McDowell County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 43,000 |
| McHenry County Illinois | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| McMinn County Tennessee | 3 | $ 260,000 | $ 86,000 | $ 46,000 |
| Mecklenburg County North Carolina | 2 | $ 248,000 | $ 124,000 | $ 31,000 |
| Meigs County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 43,000 |
| Meriwether County Georgia | 1 | $ 109,000 | $ 109,000 | $ 40,000 |
| Miami-Dade County Florida | 1 | $ 336,000 | $ 336,000 | $ 86,000 |
| Mobile County Alabama | 42 | $ 4,867,000 | $ 115,000 | $ 51,000 |
| Monroe County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 53,000 |
| Monroe County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 14,000 |
| Montgomery County Alabama | 6 | $ 669,000 | $ 111,000 | $ 47,000 |
| Moore County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 42,000 |
| Morgan County Alabama | 27 | $ 3,171,000 | $ 117,000 | $ 48,000 |
| Murray County Georgia | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Muscogee County Georgia | 6 | $ 641,000 | $ 106,000 | $ 42,000 |
| Nash County North Carolina | 1 | $ 137,000 | $ 137,000 | $ 33,000 |
| New Haven County Connecticut | 2 | $ 349,000 | $ 174,000 | $ 69,000 |
| New London County Connecticut | 2 | $ 2,130,000 | $ 1,065,000 | $ 330,000 |
| Newton County Missouri | 1 | $ 77,000 | $ 77,000 | $ 18,000 |
| Oktibbeha County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
| Oldham County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 49,000 |
| Orange County Florida | 1 | $ 298,000 | $ 298,000 | $ 66,000 |
| Orleans County Louisiana | 4 | $ 507,000 | $ 126,000 | $ 81,000 |
| Palm Beach County Florida | 1 | $ 656,000 | $ 656,000 | $ 294,000 |
| Pasco County Florida | 1 | $ 98,000 | $ 98,000 | $ 25,000 |
| Paulding County Georgia | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Pike County Mississippi | 2 | $ 308,000 | $ 154,000 | $ 51,000 |
| Pinellas County Florida | 3 | $ 971,000 | $ 323,000 | $ 94,000 |
| Polk County Florida | 3 | $ 441,000 | $ 147,000 | $ 44,000 |
| Polk County Georgia | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Pontotoc County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Putnam County Georgia | 1 | $ 309,000 | $ 309,000 | $ 76,000 |
| Putnam County Missouri | 1 | $ 150,000 | $ 150,000 | $ 20,000 |
| Putnam County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Randolph County Alabama | 1 | $ 138,000 | $ 138,000 | $ 41,000 |
| Randolph County North Carolina | 3 | $ 717,000 | $ 239,000 | $ 86,000 |
| Rankin County Mississippi | 3 | $ 657,000 | $ 219,000 | $ 68,000 |
| Rapides County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Rhea County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Richland County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 97,000 |
| Robertson County Tennessee | 4 | $ 497,000 | $ 124,000 | $ 69,000 |
| Rockdale County Georgia | 1 | $ 218,000 | $ 218,000 | $ 26,000 |
| Russell County Alabama | 1 | $ 64,000 | $ 64,000 | $ 48,000 |
| Rutherford County Tennessee | 4 | $ 543,000 | $ 135,000 | $ 84,000 |
| Santa Rosa County Florida | 1 | $ 33,000 | $ 33,000 | $ 63,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 1,992,000 |
| Scott County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Sevier County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Shelby County Alabama | 5 | $ 648,000 | $ 129,000 | $ 49,000 |
| Shelby County Tennessee | 7 | $ 706,000 | $ 100,000 | $ 62,000 |
| Smith County Texas | 1 | $ 63,000 | $ 63,000 | $ 44,000 |
| St. Clair County Alabama | 1 | $ 428,000 | $ 428,000 | $ 115,000 |
| St. Clair County Illinois | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| St. John the Baptist County Louisiana | 1 | $ 183,000 | $ 183,000 | $ 54,000 |
| St. Louis City County Missouri | 10 | $ 858,000 | $ 85,000 | $ 40,000 |
| St. Louis County Missouri | 3 | $ 318,000 | $ 106,000 | $ 40,000 |
| St. Tammany County Louisiana | 2 | $ 327,000 | $ 163,000 | $ 38,000 |
| Surry County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Talladega County Alabama | 6 | $ 673,000 | $ 112,000 | $ 33,000 |
| Tangipahoa County Louisiana | 1 | $ 338,000 | $ 338,000 | $ 50,000 |
| Tarrant County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Terrebonne County Louisiana | 1 | $ 191,000 | $ 191,000 | $ 60,000 |
| Tipton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Tishomingo County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Troup County Georgia | 3 | $ 535,000 | $ 178,000 | $ 48,000 |
| Tuscaloosa County Alabama | 19 | $ 2,203,000 | $ 115,000 | $ 48,000 |
| Twiggs County Georgia | 1 | $ 78,000 | $ 78,000 | $ 55,000 |
| Wake County North Carolina | 6 | $ 3,190,000 | $ 531,000 | $ 224,000 |
| Walker County Alabama | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Walker County Georgia | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Walthall County Mississippi | 2 | $ 761,000 | $ 380,000 | $ 112,000 |
| Warren County Kentucky | 5 | $ 625,000 | $ 125,000 | $ 87,000 |
| Warren County Mississippi | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| Washington County Alabama | 1 | $ 159,000 | $ 159,000 | $ 81,000 |
| Weakley County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 45,000 |
| West Baton Rouge County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 98,000 |
| Whitfield County Georgia | 5 | $ 851,000 | $ 170,000 | $ 62,000 |
| Wilcox County Alabama | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Williamson County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 87,000 |
| Wilson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Wilson County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 141,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Yazoo County Mississippi | 2 | $ 161,000 | $ 80,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2007
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 746 | $99,851,000 | $133,000 | $1,935,000 | $63,000 | $1,992,000 |
| Refinancing | 151 | $21,015,000 | $139,000 | $736,000 | $57,000 | $229,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 360 | $42,510,000 | $118,000 | $796,000 | $54,000 | $816,000 |
| White | 277 | $40,059,000 | $144,000 | $960,000 | $71,000 | $1,992,000 |
| Not Provided | 237 | $33,056,000 | $139,000 | $1,935,000 | $62,000 | $1,764,000 |
| Hispanic | 17 | $4,582,000 | $269,000 | $1,205,000 | $111,000 | $480,000 |
| Asian | 4 | $459,000 | $114,000 | $167,000 | $67,000 | $118,000 |
| American Indian or Alaskan Native | 2 | $200,000 | $100,000 | $149,000 | $58,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 804 | $108,109,000 | $134,000 | $1,935,000 | $63,000 | $1,992,000 |
| FHA-insured (Federal Housing Administration) | 82 | $11,014,000 | $134,000 | $336,000 | $51,000 | $136,000 |
| VA-guaranteed (Veterans Administration) | 10 | $1,596,000 | $159,000 | $244,000 | $58,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $147,000 | $147,000 | $147,000 | $46,000 | $46,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 440 | $56,802,000 | $129,000 | $1,935,000 | $63,000 | $1,992,000 |
| Loan Originated | 292 | $39,491,000 | $135,000 | $796,000 | $60,000 | $607,000 |
| File Closed For Incompleteness | 83 | $12,313,000 | $148,000 | $950,000 | $68,000 | $1,437,000 |
| Application Withdrawn By Applicant | 44 | $7,775,000 | $176,000 | $1,205,000 | $71,000 | $480,000 |
| Application Approved But Not Accepted | 37 | $4,376,000 | $118,000 | $550,000 | $50,000 | $168,000 |
| Preapproval Denied by Financial Institution | 1 | $109,000 | $109,000 | $109,000 | $20,000 | $20,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 214 | $25,681,000 | $120,000 | $1,170,000 | $62,000 | $1,992,000 |
| Other | 71 | $9,842,000 | $138,000 | $1,935,000 | $80,000 | $1,764,000 |
| Debt-To-Income Ratio | 9 | $1,515,000 | $168,000 | $640,000 | $41,000 | $142,000 |
| Employment History | 8 | $618,000 | $77,000 | $115,000 | $40,000 | $58,000 |
| Collateral | 7 | $587,000 | $83,000 | $150,000 | $63,000 | $180,000 |
| Unverifiable Information | 6 | $1,095,000 | $182,000 | $656,000 | $87,000 | $294,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $403,000 | $100,000 | $143,000 | $41,000 | $66,000 |
| Credit Application Incomplete | 3 | $238,000 | $79,000 | $88,000 | $37,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Choice Funding, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Choice Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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