First Choice Funding, Inc.
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Funding, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Choice Funding, Inc. 2100 Riverchase Center Ste 100 Birmingham, AL 35244 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 460 |
| Total Mortgage Loan Application Amount | $45,541,000 |
| Average Mortgage Loan Application Amount | $107,500 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $55,500 |
| Highest Applicant Income | $583,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 69 | $ 4,952,000 | $ 71,000 | $ 39,000 |
| Mobile County Alabama | 37 | $ 2,869,000 | $ 77,000 | $ 33,000 |
| Tuscaloosa County Alabama | 28 | $ 3,747,000 | $ 133,000 | $ 55,000 |
| Hinds County Mississippi | 12 | $ 844,000 | $ 70,000 | $ 27,000 |
| Morgan County Alabama | 11 | $ 1,358,000 | $ 123,000 | $ 42,000 |
| Montgomery County Alabama | 8 | $ 504,000 | $ 63,000 | $ 29,000 |
| Shelby County Alabama | 8 | $ 1,364,000 | $ 170,000 | $ 59,000 |
| Lauderdale County Mississippi | 8 | $ 504,000 | $ 63,000 | $ 21,000 |
| Davidson County Tennessee | 8 | $ 1,750,000 | $ 218,000 | $ 76,000 |
| Madison County Tennessee | 8 | $ 344,000 | $ 43,000 | $ 188,000 |
| Etowah County Alabama | 7 | $ 732,000 | $ 104,000 | $ 46,000 |
| Jackson County Missouri | 7 | $ 437,000 | $ 62,000 | $ 17,000 |
| Shelby County Tennessee | 7 | $ 557,000 | $ 79,000 | $ 49,000 |
| Limestone County Alabama | 6 | $ 670,000 | $ 111,000 | $ 39,000 |
| Madison County Alabama | 6 | $ 613,000 | $ 102,000 | $ 35,000 |
| Talladega County Alabama | 5 | $ 362,000 | $ 72,000 | $ 47,000 |
| Hamilton County Tennessee | 5 | $ 790,000 | $ 158,000 | $ 55,000 |
| Calhoun County Alabama | 4 | $ 264,000 | $ 66,000 | $ 47,000 |
| Russell County Alabama | 4 | $ 421,000 | $ 105,000 | $ 36,000 |
| Duval County Florida | 4 | $ 560,000 | $ 140,000 | $ 61,000 |
| DeKalb County Georgia | 4 | $ 450,000 | $ 112,000 | $ 125,000 |
| Baldwin County Alabama | 3 | $ 413,000 | $ 137,000 | $ 47,000 |
| Cleburne County Alabama | 3 | $ 387,000 | $ 129,000 | $ 55,000 |
| Dallas County Alabama | 3 | $ 162,000 | $ 54,000 | $ 29,000 |
| Lawrence County Alabama | 3 | $ 199,000 | $ 66,000 | $ 37,000 |
| Pickens County Alabama | 3 | $ 289,000 | $ 96,000 | $ 55,000 |
| Randolph County Alabama | 3 | $ 249,000 | $ 83,000 | $ 65,000 |
| St. Clair County Alabama | 3 | $ 225,000 | $ 75,000 | $ 45,000 |
| Pinellas County Florida | 3 | $ 490,000 | $ 163,000 | $ 57,000 |
| Clayton County Georgia | 3 | $ 482,000 | $ 160,000 | $ 53,000 |
| Kankakee County Illinois | 3 | $ 222,000 | $ 74,000 | $ 55,000 |
| East Baton Rouge County Louisiana | 3 | $ 342,000 | $ 114,000 | $ 92,000 |
| Jefferson County Louisiana | 3 | $ 823,000 | $ 274,000 | $ 118,000 |
| George County Mississippi | 3 | $ 403,000 | $ 134,000 | $ 36,000 |
| Lincoln County Mississippi | 3 | $ 197,000 | $ 65,000 | $ 30,000 |
| Marshall County Mississippi | 3 | $ 352,000 | $ 117,000 | $ 48,000 |
| St. Louis City County Missouri | 3 | $ 405,000 | $ 135,000 | $ 56,000 |
| Burke County North Carolina | 3 | $ 180,000 | $ 60,000 | $ 33,000 |
| Cumberland County North Carolina | 3 | $ 191,000 | $ 63,000 | $ 82,000 |
| Sumner County Tennessee | 3 | $ 923,000 | $ 307,000 | $ 119,000 |
| Broward County Florida | 2 | $ 294,000 | $ 147,000 | $ 76,000 |
| Pasco County Florida | 2 | $ 555,000 | $ 277,000 | $ 99,000 |
| Cobb County Georgia | 2 | $ 231,000 | $ 115,000 | $ 62,000 |
| Floyd County Georgia | 2 | $ 201,000 | $ 100,000 | $ 52,000 |
| Gwinnett County Georgia | 2 | $ 129,000 | $ 64,000 | $ 30,000 |
| Rockdale County Georgia | 2 | $ 169,000 | $ 84,000 | $ 52,000 |
| Jackson County Mississippi | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Greene County Missouri | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| Jefferson County Missouri | 2 | $ 158,000 | $ 79,000 | $ 60,000 |
| Harnett County North Carolina | 2 | $ 73,000 | $ 36,000 | $ 94,000 |
| Wake County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Richland County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 48,000 |
| Giles County Tennessee | 2 | $ 154,000 | $ 77,000 | $ 28,000 |
| Knox County Tennessee | 2 | $ 238,000 | $ 119,000 | $ 53,000 |
| Rhea County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 46,000 |
| Chilton County Alabama | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Clay County Alabama | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Colbert County Alabama | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Greene County Alabama | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
| Jackson County Alabama | 1 | $ 109,000 | $ 109,000 | $ 22,000 |
| Lauderdale County Alabama | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Sumter County Alabama | 1 | $ 29,000 | $ 29,000 | $ 18,000 |
| New London County Connecticut | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Windham County Connecticut | 1 | $ 136,000 | $ 136,000 | $ 34,000 |
| Brevard County Florida | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Hernando County Florida | 1 | $ 167,000 | $ 167,000 | $ 111,000 |
| Hillsborough County Florida | 1 | $ 221,000 | $ 221,000 | $ 143,000 |
| Leon County Florida | 1 | $ 113,000 | $ 113,000 | $ 28,000 |
| Polk County Florida | 1 | $ 93,000 | $ 93,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 134,000 |
| Barrow County Georgia | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Catoosa County Georgia | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Houston County Georgia | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Muscogee County Georgia | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Newton County Georgia | 1 | $ 81,000 | $ 81,000 | $ 119,000 |
| Richmond County Georgia | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Whitfield County Georgia | 1 | $ 141,000 | $ 141,000 | $ 65,000 |
| Jefferson County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 174,000 |
| Oldham County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 102,000 |
| Warren County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
| Rapides County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Chickasaw County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Clarke County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Copiah County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| DeSoto County Mississippi | 1 | $ 116,000 | $ 116,000 | $ 90,000 |
| Harrison County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Madison County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Monroe County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 155,000 |
| Pearl River County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 23,000 |
| Tippah County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Union County Mississippi | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Warren County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Yazoo County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| St. Louis County Missouri | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Caldwell County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Iredell County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 22,000 |
| Wayne County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 583,000 |
| Bledsoe County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Cheatham County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Dickson County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 507,000 |
| Lincoln County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| McMinn County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Stewart County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Williamson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 20,000 |
| Bexar County Texas | 1 | $ 116,000 | $ 116,000 | $ 41,000 |
| Denton County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| McLennan County Texas | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Choice Funding, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 349 | $31,760,000 | $91,000 | $595,000 | $40,000 | $583,000 |
| Refinancing | 111 | $13,781,000 | $124,000 | $975,000 | $71,000 | $507,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 190 | $15,037,000 | $79,000 | $314,000 | $40,000 | $226,000 |
| White | 160 | $18,567,000 | $116,000 | $595,000 | $68,000 | $507,000 |
| Not Provided | 87 | $9,255,000 | $106,000 | $975,000 | $19,000 | $264,000 |
| Hispanic | 20 | $2,208,000 | $110,000 | $220,000 | $78,000 | $583,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $167,000 | $167,000 | $167,000 | $111,000 | $111,000 |
| American Indian or Alaskan Native | 1 | $197,000 | $197,000 | $197,000 | $72,000 | $72,000 |
| Asian | 1 | $110,000 | $110,000 | $110,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 450 | $44,512,000 | $98,000 | $975,000 | $48,000 | $583,000 |
| FHA-insured (Federal Housing Administration) | 7 | $760,000 | $108,000 | $155,000 | $35,000 | $71,000 |
| VA-guaranteed (Veterans Administration) | 3 | $269,000 | $89,000 | $115,000 | $29,000 | $32,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 246 | $24,403,000 | $99,000 | $595,000 | $59,000 | $583,000 |
| Application Withdrawn By Applicant | 88 | $8,609,000 | $97,000 | $244,000 | $31,000 | $155,000 |
| Application Denied By Financial Institution | 86 | $8,752,000 | $101,000 | $975,000 | $35,000 | $264,000 |
| Application Approved But Not Accepted | 40 | $3,777,000 | $94,000 | $285,000 | $42,000 | $174,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11 | $815,000 | $74,000 | $125,000 | $37,000 | $74,000 |
| Credit History | 9 | $891,000 | $99,000 | $215,000 | $30,000 | $65,000 |
| Employment History | 3 | $206,000 | $68,000 | $75,000 | $37,000 | $55,000 |
| Debt-To-Income Ratio | 1 | $53,000 | $53,000 | $53,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 1 | $75,000 | $75,000 | $75,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.