First Choice Bank
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 2,492 |
| Total Mortgage Loan Application Amount | $725,036,000 |
| Average Mortgage Loan Application Amount | $221,666 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $3,811,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| EDISON-NEW BRUNSWICK, NJ | 468 | $ 145,770,000 | $ 311,000 | $ 142,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 412 | $ 157,082,000 | $ 382,500 | $ 159,500 |
| NEWARK-UNION, NJ-PA | 265 | $ 93,882,000 | $ 262,000 | $ 146,000 |
| TRENTON-EWING, NJ | 81 | $ 22,640,000 | $ 279,000 | $ 166,000 |
| NASSAU-SUFFOLK, NY | 71 | $ 23,272,000 | $ 327,000 | $ 132,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 63 | $ 12,244,000 | $ 194,000 | $ 94,000 |
| PHILADELPHIA, PA | 50 | $ 13,437,000 | $ 268,000 | $ 147,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 48 | $ 11,022,000 | $ 229,000 | $ 96,000 |
| PITTSBURGH, PA | 44 | $ 8,877,000 | $ 201,000 | $ 104,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40 | $ 13,839,000 | $ 309,000 | $ 127,500 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 37 | $ 7,845,000 | $ 212,000 | $ 69,000 |
| CAMDEN, NJ | 36 | $ 8,159,000 | $ 226,000 | $ 117,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 35 | $ 12,196,000 | $ 348,000 | $ 127,000 |
| ORLANDO-KISSIMMEE, FL | 29 | $ 4,908,000 | $ 169,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 22 | $ 4,934,000 | $ 224,000 | $ 84,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 21 | $ 5,052,000 | $ 240,000 | $ 91,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 5,835,000 | $ 291,000 | $ 185,000 |
| BALTIMORE-TOWSON, MD | 19 | $ 5,075,000 | $ 267,000 | $ 114,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 16 | $ 4,797,000 | $ 299,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 16 | $ 4,046,000 | $ 252,000 | $ 88,000 |
| BOSTON-QUINCY, MA | 15 | $ 4,655,000 | $ 310,000 | $ 114,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 13 | $ 2,824,000 | $ 217,000 | $ 180,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 4,584,000 | $ 382,000 | $ 130,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 12 | $ 3,171,000 | $ 264,000 | $ 162,000 |
| LANCASTER, PA | 11 | $ 2,085,000 | $ 189,000 | $ 88,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 11 | $ 2,425,000 | $ 220,000 | $ 97,000 |
| ALBANY-SCHENECTADY-TROY, NY | 10 | $ 2,122,000 | $ 212,000 | $ 100,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 10 | $ 3,577,000 | $ 357,000 | $ 94,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 10 | $ 5,717,000 | $ 571,000 | $ 152,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 1,717,000 | $ 170,500 | $ 71,000 |
| LAKELAND-WINTER HAVEN, FL | 9 | $ 840,000 | $ 93,000 | $ 69,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 9 | $ 2,083,000 | $ 231,000 | $ 89,000 |
| WORCESTER, MA | 9 | $ 2,141,000 | $ 237,000 | $ 80,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,276,000 | $ 159,000 | $ 154,000 |
| ERIE, PA | 8 | $ 1,080,000 | $ 135,000 | $ 52,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,672,000 | $ 209,000 | $ 90,000 |
| JACKSONVILLE, FL | 8 | $ 1,542,000 | $ 192,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,728,000 | $ 226,000 | $ 81,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 1,859,000 | $ 232,000 | $ 129,000 |
| OCEAN CITY, NJ | 8 | $ 5,857,000 | $ 732,000 | $ 637,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 8 | $ 2,398,000 | $ 299,000 | $ 115,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 8 | $ 1,577,000 | $ 197,000 | $ 152,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 7 | $ 1,951,000 | $ 268,500 | $ 73,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 7 | $ 1,614,000 | $ 252,000 | $ 116,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 7 | $ 2,741,000 | $ 391,000 | $ 104,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 7 | $ 1,916,000 | $ 273,000 | $ 95,000 |
| YORK-HANOVER, PA | 7 | $ 885,000 | $ 126,000 | $ 63,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 941,000 | $ 156,000 | $ 90,000 |
| BATON ROUGE, LA | 6 | $ 1,046,000 | $ 174,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 6 | $ 812,000 | $ 135,000 | $ 84,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 1,194,000 | $ 199,000 | $ 155,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 6 | $ 793,000 | $ 132,000 | $ 126,000 |
| DALLAS-PLANO-IRVING, TX | 6 | $ 1,375,000 | $ 229,000 | $ 83,000 |
| HARRISBURG-CARLISLE, PA | 6 | $ 820,000 | $ 136,000 | $ 51,000 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 1,996,000 | $ 332,000 | $ 178,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,628,000 | $ 271,000 | $ 119,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 2,192,000 | $ 365,000 | $ 120,000 |
| RENO-SPARKS, NV | 6 | $ 1,473,000 | $ 245,000 | $ 246,000 |
| ST. LOUIS, MO-IL | 6 | $ 1,074,000 | $ 159,000 | $ 73,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 552,000 | $ 92,000 | $ 61,000 |
| BAKERSFIELD, CA | 5 | $ 904,000 | $ 180,000 | $ 80,000 |
| COLUMBUS, OH | 5 | $ 1,094,000 | $ 218,000 | $ 118,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5 | $ 1,718,000 | $ 343,000 | $ 94,000 |
| PASCAGOULA, MS | 5 | $ 829,000 | $ 165,000 | $ 74,000 |
| RALEIGH-CARY, NC | 5 | $ 1,650,000 | $ 330,000 | $ 128,000 |
| RICHMOND, VA | 5 | $ 1,383,000 | $ 276,000 | $ 142,000 |
| BEND, OR | 4 | $ 1,181,000 | $ 295,000 | $ 87,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 429,000 | $ 107,000 | $ 65,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 672,000 | $ 168,000 | $ 100,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 725,000 | $ 181,000 | $ 74,000 |
| DENVER-AURORA-BROOMFIELD, CO | 4 | $ 794,000 | $ 198,000 | $ 117,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 1,167,000 | $ 291,000 | $ 192,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 4 | $ 850,000 | $ 212,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,023,000 | $ 229,000 | $ 241,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 905,000 | $ 301,000 | $ 249,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 414,000 | $ 144,500 | $ 54,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 408,000 | $ 136,000 | $ 87,000 |
| GADSDEN, AL | 3 | $ 323,000 | $ 107,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 548,000 | $ 182,000 | $ 66,000 |
| JACKSON, MS | 3 | $ 487,000 | $ 162,000 | $ 38,000 |
| KNOXVILLE, TN | 3 | $ 1,037,000 | $ 345,000 | $ 146,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 461,000 | $ 153,000 | $ 63,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 728,000 | $ 242,000 | $ 82,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 880,000 | $ 293,000 | $ 100,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 344,000 | $ 109,000 | $ 49,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 922,000 | $ 307,000 | $ 199,000 |
| TULSA, OK | 3 | $ 462,000 | $ 154,000 | $ 92,000 |
| WILMINGTON, NC | 3 | $ 671,000 | $ 223,000 | $ 72,000 |
| AKRON, OH | 2 | $ 236,000 | $ 118,000 | $ 69,000 |
| ALBUQUERQUE, NM | 2 | $ 496,000 | $ 248,000 | $ 102,000 |
| ASHEVILLE, NC | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| BARNSTABLE TOWN, MA | 2 | $ 633,000 | $ 316,000 | $ 330,000 |
| BURLINGTON, NC | 2 | $ 379,000 | $ 189,000 | $ 93,000 |
| CANTON-MASSILLON, OH | 2 | $ 206,000 | $ 103,000 | $ 45,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 274,000 | $ 137,000 | $ 53,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 248,000 | $ 124,000 | $ 120,000 |
| FLAGSTAFF, AZ | 2 | $ 562,000 | $ 281,000 | $ 59,000 |
| FRESNO, CA | 2 | $ 748,000 | $ 374,000 | $ 87,000 |
| GARY, IN | 2 | $ 274,000 | $ 137,000 | $ 55,000 |
| HARRISONBURG, VA | 2 | $ 295,000 | $ 147,000 | $ 42,000 |
| HICKORY-LENOIR-MORGANTON, NC | 2 | $ 155,000 | $ 77,000 | $ 27,000 |
| HONOLULU, HI | 2 | $ 570,000 | $ 285,000 | $ 149,000 |
| IDAHO FALLS, ID | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 216,000 | $ 108,000 | $ 47,000 |
| KANSAS CITY, MO-KS | 2 | $ 725,000 | $ 362,500 | $ 93,500 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 322,000 | $ 161,000 | $ 34,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 490,000 | $ 245,000 | $ 184,000 |
| MEDFORD, OR | 2 | $ 408,000 | $ 204,000 | $ 54,000 |
| MEMPHIS, TN-MS-AR | 2 | $ 316,000 | $ 158,000 | $ 15,500 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 2 | $ 478,000 | $ 239,000 | $ 103,000 |
| OKLAHOMA CITY, OK | 2 | $ 360,000 | $ 180,000 | $ 204,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 368,000 | $ 184,000 | $ 49,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 497,000 | $ 248,000 | $ 103,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 228,000 | $ 114,000 | $ 62,000 |
| PEORIA, IL | 2 | $ 455,000 | $ 227,000 | $ 136,000 |
| PORT ST. LUCIE, FL | 2 | $ 301,000 | $ 150,000 | $ 66,000 |
| PROVO-OREM, UT | 2 | $ 462,000 | $ 231,000 | $ 84,000 |
| PUEBLO, CO | 2 | $ 326,000 | $ 163,000 | $ 89,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 416,000 | $ 208,000 | $ 60,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 519,000 | $ 259,000 | $ 164,000 |
| SAVANNAH, GA | 2 | $ 510,000 | $ 255,000 | $ 77,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 458,000 | $ 229,000 | $ 337,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 587,000 | $ 293,000 | $ 142,000 |
| SPRINGFIELD, IL | 2 | $ 299,000 | $ 149,000 | $ 62,000 |
| SPRINGFIELD, MA | 2 | $ 489,000 | $ 244,000 | $ 99,000 |
| TACOMA, WA | 2 | $ 321,000 | $ 160,000 | $ 67,000 |
| TALLAHASSEE, FL | 2 | $ 352,000 | $ 176,000 | $ 66,000 |
| TUCSON, AZ | 2 | $ 956,000 | $ 478,000 | $ 135,000 |
| TUSCALOOSA, AL | 2 | $ 307,000 | $ 153,000 | $ 92,000 |
| WINSTON-SALEM, NC | 2 | $ 506,000 | $ 253,000 | $ 114,000 |
| ANCHORAGE, AK | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| APPLETON, WI | 1 | $ 225,000 | $ 225,000 | $ 154,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 390,000 | $ 390,000 | $ 96,000 |
| BELLINGHAM, WA | 1 | $ 412,000 | $ 412,000 | $ 70,000 |
| BINGHAMTON, NY | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| BRADENTON-SARASOTA-VENICE, FL | 1 | $ 182,000 | $ 182,000 | $ 197,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 202,000 | $ 202,000 | $ 98,000 |
| BRUNSWICK, GA | 1 | $ 280,000 | $ 280,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 127,000 | $ 127,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 1 | $ 209,000 | $ 209,000 | $ 45,000 |
| COLUMBIA, SC | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| COLUMBUS, GA-AL | 1 | $ 161,000 | $ 161,000 | $ 0 |
| DANVILLE, VA | 1 | $ 305,000 | $ 305,000 | $ 38,000 |
| DAYTON, OH | 1 | $ 317,000 | $ 317,000 | $ 150,000 |
| DECATUR, IL | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| DULUTH, MN-WI | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| EL PASO, TX | 1 | $ 91,000 | $ 91,000 | $ 66,000 |
| FLINT, MI | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| FORT SMITH, AR-OK | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| GLENS FALLS, NY | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 44,000 | $ 44,000 | $ 22,000 |
| GULFPORT-BILOXI, MS | 1 | $ 148,000 | $ 148,000 | $ 105,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 193,000 | $ 193,000 | $ 60,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 132,000 | $ 132,000 | $ 97,000 |
| HUNTSVILLE, AL | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| JACKSONVILLE, NC | 1 | $ 329,000 | $ 329,000 | $ 107,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 144,000 | $ 144,000 | $ 91,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 253,000 | $ 253,000 | $ 0 |
| KINGSTON, NY | 1 | $ 308,000 | $ 308,000 | $ 92,000 |
| LA CROSSE, WI-MN | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| LAKE CHARLES, LA | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| LEBANON, PA | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| MADISON, WI | 1 | $ 240,000 | $ 240,000 | $ 166,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 417,000 | $ 417,000 | $ 139,000 |
| MODESTO, CA | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| MONROE, LA | 1 | $ 202,000 | $ 202,000 | $ 96,000 |
| MONROE, MI | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| MONTGOMERY, AL | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 400,000 | $ 400,000 | $ 211,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 176,000 | $ 176,000 | $ 104,000 |
| OLYMPIA, WA | 1 | $ 90,000 | $ 90,000 | $ 99,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
| PEABODY, MA | 1 | $ 311,000 | $ 311,000 | $ 203,000 |
| PRESCOTT, AZ | 1 | $ 417,000 | $ 417,000 | $ 253,000 |
| ROCHESTER, NY | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| ROCKY MOUNT, NC | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| SALT LAKE CITY, UT | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| SAN ANTONIO, TX | 1 | $ 74,000 | $ 74,000 | $ 23,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 420,000 | $ 420,000 | $ 142,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 353,000 | $ 353,000 | $ 110,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 223,000 | $ 223,000 | $ 57,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 147,000 | $ 147,000 | $ 102,000 |
| STOCKTON, CA | 1 | $ 346,000 | $ 346,000 | $ 69,000 |
| SYRACUSE, NY | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| UTICA-ROME, NY | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 209,000 | $ 209,000 | $ 142,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| WINCHESTER, VA-WV | 1 | $ 70,000 | $ 70,000 | $ 14,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 182,000 | $ 182,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Choice Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,685 | $491,920,000 | $291,000 | $3,500,000 | $137,000 | $3,811,000 |
| Home Purchase | 802 | $232,693,000 | $290,000 | $1,500,000 | $125,000 | $1,856,000 |
| Home Improvement | 5 | $423,000 | $84,000 | $140,000 | $45,000 | $127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,723 | $509,357,000 | $295,000 | $1,500,000 | $136,000 | $3,811,000 |
| Not Provided | 339 | $106,913,000 | $315,000 | $3,500,000 | $159,000 | $3,680,000 |
| Asian | 160 | $50,348,000 | $314,000 | $696,000 | $140,000 | $969,000 |
| Hispanic | 129 | $30,708,000 | $238,000 | $1,000,000 | $91,000 | $596,000 |
| Black or African American | 118 | $22,754,000 | $192,000 | $723,000 | $71,000 | $373,000 |
| Not applicable | 14 | $2,587,000 | $184,000 | $405,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $1,110,000 | $185,000 | $332,000 | $91,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,259,000 | $419,000 | $625,000 | $136,000 | $227,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,831 | $562,951,000 | $307,000 | $3,500,000 | $153,000 | $3,811,000 |
| FHA-insured (Federal Housing Administration) | 661 | $162,085,000 | $245,000 | $762,000 | $76,000 | $395,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,773 | $503,769,000 | $284,000 | $1,500,000 | $132,000 | $3,811,000 |
| Application Withdrawn By Applicant | 508 | $157,395,000 | $309,000 | $1,500,000 | $135,000 | $1,604,000 |
| Application Denied By Financial Institution | 115 | $32,078,000 | $278,000 | $1,000,000 | $121,000 | $651,000 |
| File Closed For Incompleteness | 61 | $22,008,000 | $360,000 | $3,500,000 | $167,000 | $3,000,000 |
| Application Approved But Not Accepted | 35 | $9,786,000 | $279,000 | $571,000 | $121,000 | $305,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $6,805,000 | $243,000 | $588,000 | $80,000 | $192,000 |
| Collateral | 19 | $3,729,000 | $196,000 | $417,000 | $96,000 | $206,000 |
| Other | 11 | $2,536,000 | $230,000 | $648,000 | $175,000 | $541,000 |
| Credit History | 11 | $2,160,000 | $196,000 | $705,000 | $121,000 | $519,000 |
| Employment History | 5 | $1,260,000 | $252,000 | $336,000 | $76,000 | $149,000 |
| Unverifiable Information | 3 | $863,000 | $287,000 | $392,000 | $75,000 | $86,000 |
| Credit Application Incomplete | 1 | $700,000 | $700,000 | $700,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $398,000 | $398,000 | $398,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.