First Choice Bank
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,139 |
| Total Mortgage Loan Application Amount | $433,404,000 |
| Average Mortgage Loan Application Amount | $396,000 |
| Highest Mortgage Loan Application Amount | $5,200,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $1,567,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 198 | $ 77,557,000 | $ 391,000 | $ 136,000 |
| Los Angeles County California | 179 | $ 68,082,000 | $ 380,000 | $ 136,000 |
| Riverside County California | 93 | $ 24,075,000 | $ 258,000 | $ 97,000 |
| San Bernardino County California | 90 | $ 24,963,000 | $ 277,000 | $ 114,000 |
| Orange County California | 86 | $ 37,137,000 | $ 431,000 | $ 136,000 |
| Sacramento County California | 40 | $ 11,407,000 | $ 285,000 | $ 107,000 |
| Alameda County California | 37 | $ 14,394,000 | $ 389,000 | $ 127,000 |
| Santa Clara County California | 36 | $ 17,281,000 | $ 480,000 | $ 156,000 |
| Contra Costa County California | 28 | $ 13,315,000 | $ 475,000 | $ 170,000 |
| San Joaquin County California | 19 | $ 4,997,000 | $ 263,000 | $ 102,000 |
| Solano County California | 17 | $ 4,196,000 | $ 246,000 | $ 105,000 |
| Mercer County New Jersey | 17 | $ 3,811,000 | $ 224,000 | $ 72,000 |
| San Mateo County California | 15 | $ 6,318,000 | $ 421,000 | $ 138,000 |
| Ventura County California | 15 | $ 5,914,000 | $ 394,000 | $ 157,000 |
| San Francisco County California | 14 | $ 5,734,000 | $ 409,000 | $ 117,000 |
| New York County New York | 14 | $ 28,662,000 | $ 2,047,000 | $ 510,000 |
| Butte County California | 12 | $ 3,283,000 | $ 273,000 | $ 76,000 |
| Santa Barbara County California | 11 | $ 4,041,000 | $ 367,000 | $ 107,000 |
| Fresno County California | 10 | $ 2,460,000 | $ 246,000 | $ 130,000 |
| Kern County California | 10 | $ 2,375,000 | $ 237,000 | $ 110,000 |
| Monterey County California | 10 | $ 3,511,000 | $ 351,000 | $ 144,000 |
| San Luis Obispo County California | 9 | $ 3,703,000 | $ 411,000 | $ 148,000 |
| Clark County Nevada | 9 | $ 914,000 | $ 101,000 | $ 163,000 |
| El Dorado County California | 8 | $ 2,759,000 | $ 344,000 | $ 104,000 |
| Suffolk County New York | 8 | $ 6,760,000 | $ 845,000 | $ 224,000 |
| Sonoma County California | 7 | $ 2,461,000 | $ 351,000 | $ 135,000 |
| Humboldt County California | 6 | $ 1,432,000 | $ 238,000 | $ 64,000 |
| Madera County California | 6 | $ 1,163,000 | $ 193,000 | $ 85,000 |
| Marin County California | 6 | $ 2,871,000 | $ 478,000 | $ 131,000 |
| Placer County California | 6 | $ 1,693,000 | $ 282,000 | $ 76,000 |
| Santa Cruz County California | 6 | $ 2,967,000 | $ 494,000 | $ 134,000 |
| Stanislaus County California | 6 | $ 1,552,000 | $ 258,000 | $ 145,000 |
| Yolo County California | 6 | $ 2,097,000 | $ 349,000 | $ 108,000 |
| Philadelphia County Pennsylvania | 6 | $ 6,175,000 | $ 1,029,000 | $ 81,000 |
| Del Norte County California | 5 | $ 871,000 | $ 174,000 | $ 56,000 |
| Burlington County New Jersey | 5 | $ 2,397,000 | $ 479,000 | $ 178,000 |
| Monmouth County New Jersey | 5 | $ 3,932,000 | $ 786,000 | $ 88,000 |
| Mendocino County California | 4 | $ 1,141,000 | $ 285,000 | $ 96,000 |
| Middlesex County New Jersey | 4 | $ 1,264,000 | $ 316,000 | $ 97,000 |
| Mariposa County California | 3 | $ 475,000 | $ 158,000 | $ 48,000 |
| Napa County California | 3 | $ 1,267,000 | $ 422,000 | $ 136,000 |
| Shasta County California | 3 | $ 575,000 | $ 191,000 | $ 88,000 |
| Cook County Illinois | 3 | $ 439,000 | $ 146,000 | $ 103,000 |
| Clackamas County Oregon | 3 | $ 627,000 | $ 209,000 | $ 81,000 |
| Multnomah County Oregon | 3 | $ 822,000 | $ 274,000 | $ 107,000 |
| Maricopa County Arizona | 2 | $ 349,000 | $ 174,000 | $ 42,000 |
| Kings County California | 2 | $ 432,000 | $ 216,000 | $ 109,000 |
| Merced County California | 2 | $ 363,000 | $ 181,000 | $ 64,000 |
| San Benito County California | 2 | $ 834,000 | $ 417,000 | $ 110,000 |
| Sutter County California | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Pueblo County Colorado | 2 | $ 203,000 | $ 101,000 | $ 98,000 |
| Fairfield County Connecticut | 2 | $ 6,500,000 | $ 3,250,000 | $ 176,000 |
| Cape May County New Jersey | 2 | $ 335,000 | $ 167,000 | $ 163,000 |
| Salem County New Jersey | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Curry County New Mexico | 2 | $ 363,000 | $ 181,000 | $ 111,000 |
| Monroe County Pennsylvania | 2 | $ 1,610,000 | $ 805,000 | $ 918,000 |
| Montgomery County Pennsylvania | 2 | $ 1,066,000 | $ 533,000 | $ 69,000 |
| Cameron County Texas | 2 | $ 403,000 | $ 201,000 | $ 56,000 |
| Fort Bend County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 294,000 |
| Tarrant County Texas | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Mohave County Arizona | 1 | $ 172,000 | $ 172,000 | $ 245,000 |
| Amador County California | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Calaveras County California | 1 | $ 210,000 | $ 210,000 | $ 108,000 |
| Imperial County California | 1 | $ 238,000 | $ 238,000 | $ 97,000 |
| Lake County California | 1 | $ 198,000 | $ 198,000 | $ 65,000 |
| Lassen County California | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| Tulare County California | 1 | $ 206,000 | $ 206,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 122,000 | $ 122,000 | $ 72,000 |
| Mesa County Colorado | 1 | $ 261,000 | $ 261,000 | $ 80,000 |
| Fulton County Georgia | 1 | $ 47,000 | $ 47,000 | $ 109,000 |
| DuPage County Illinois | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Wayne County Michigan | 1 | $ 41,000 | $ 41,000 | $ 375,000 |
| Jackson County Mississippi | 1 | $ 150,000 | $ 150,000 | $ 109,000 |
| St. Louis County Missouri | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Washoe County Nevada | 1 | $ 221,000 | $ 221,000 | $ 119,000 |
| Union County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 69,000 | $ 69,000 | $ 118,000 |
| Stark County Ohio | 1 | $ 109,000 | $ 109,000 | $ 103,000 |
| Rogers County Oklahoma | 1 | $ 194,000 | $ 194,000 | $ 75,000 |
| Baker County Oregon | 1 | $ 270,000 | $ 270,000 | $ 142,000 |
| Jackson County Oregon | 1 | $ 352,000 | $ 352,000 | $ 120,000 |
| Marion County Oregon | 1 | $ 173,000 | $ 173,000 | $ 47,000 |
| Washington County Oregon | 1 | $ 360,000 | $ 360,000 | $ 168,000 |
| Bucks County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
| Harris County Texas | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Travis County Texas | 1 | $ 280,000 | $ 280,000 | $ 86,000 |
| Davis County Utah | 1 | $ 199,000 | $ 199,000 | $ 45,000 |
| Clark County Washington | 1 | $ 191,000 | $ 191,000 | $ 51,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Choice Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 716 | $273,248,000 | $381,000 | $5,200,000 | $132,000 | $1,567,000 |
| Home Purchase | 391 | $146,276,000 | $374,000 | $2,400,000 | $129,000 | $961,000 |
| Home Improvement | 32 | $13,880,000 | $433,000 | $5,200,000 | $116,000 | $1,064,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 523 | $187,881,000 | $359,000 | $1,500,000 | $130,000 | $559,000 |
| White | 382 | $163,911,000 | $429,000 | $5,200,000 | $150,000 | $1,567,000 |
| Hispanic | 101 | $28,710,000 | $284,000 | $1,085,000 | $100,000 | $375,000 |
| Asian | 65 | $22,288,000 | $342,000 | $993,000 | $136,000 | $359,000 |
| Black or African American | 22 | $7,130,000 | $324,000 | $875,000 | $109,000 | $200,000 |
| Not applicable | 21 | $16,476,000 | $784,000 | $3,250,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $3,433,000 | $228,000 | $620,000 | $71,000 | $199,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $3,575,000 | $357,000 | $616,000 | $113,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 932 | $360,416,000 | $386,000 | $5,200,000 | $138,000 | $1,567,000 |
| VA-guaranteed (Veterans Administration) | 112 | $43,025,000 | $384,000 | $1,114,000 | $100,000 | $292,000 |
| FHA-insured (Federal Housing Administration) | 92 | $29,571,000 | $321,000 | $742,000 | $92,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $392,000 | $130,000 | $153,000 | $40,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 787 | $275,298,000 | $349,000 | $3,850,000 | $125,000 | $1,567,000 |
| Application Withdrawn By Applicant | 220 | $82,385,000 | $374,000 | $2,300,000 | $136,000 | $635,000 |
| Application Approved But Not Accepted | 61 | $27,171,000 | $445,000 | $3,250,000 | $151,000 | $473,000 |
| File Closed For Incompleteness | 37 | $19,143,000 | $517,000 | $3,250,000 | $165,000 | $876,000 |
| Application Denied By Financial Institution | 34 | $29,407,000 | $864,000 | $5,200,000 | $146,000 | $1,064,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $18,558,000 | $1,427,000 | $5,200,000 | $260,000 | $1,064,000 |
| Credit History | 6 | $1,927,000 | $321,000 | $426,000 | $70,000 | $110,000 |
| Collateral | 5 | $3,515,000 | $703,000 | $2,400,000 | $98,000 | $297,000 |
| Other | 3 | $2,271,000 | $757,000 | $1,600,000 | $63,000 | $102,000 |
| Unverifiable Information | 2 | $439,000 | $219,000 | $369,000 | $43,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $533,000 | $533,000 | $533,000 | $148,000 | $148,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.