First Choice Bank
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for First Choice Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Choice Bank 669 Whitehead Road Lawrenceville, NJ 08648 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 1,338 |
| Total Mortgage Loan Application Amount | $480,854,000 |
| Average Mortgage Loan Application Amount | $352,333 |
| Highest Mortgage Loan Application Amount | $9,600,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 187 | $ 71,823,000 | $ 384,000 | $ 124,000 |
| San Diego County California | 164 | $ 56,813,000 | $ 346,000 | $ 129,000 |
| Orange County California | 123 | $ 46,917,000 | $ 381,000 | $ 132,000 |
| Riverside County California | 111 | $ 31,560,000 | $ 284,000 | $ 106,000 |
| San Bernardino County California | 64 | $ 17,027,000 | $ 266,000 | $ 99,000 |
| Mercer County New Jersey | 39 | $ 7,721,000 | $ 197,000 | $ 71,000 |
| Alameda County California | 37 | $ 12,886,000 | $ 348,000 | $ 117,000 |
| Sacramento County California | 36 | $ 9,807,000 | $ 272,000 | $ 97,000 |
| Contra Costa County California | 35 | $ 14,192,000 | $ 405,000 | $ 162,000 |
| Santa Clara County California | 29 | $ 11,498,000 | $ 396,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 23 | $ 28,745,000 | $ 1,249,000 | $ 5,000 |
| Kern County California | 21 | $ 4,059,000 | $ 193,000 | $ 74,000 |
| Ventura County California | 21 | $ 6,744,000 | $ 321,000 | $ 105,000 |
| Fresno County California | 20 | $ 4,591,000 | $ 229,000 | $ 113,000 |
| San Joaquin County California | 20 | $ 5,607,000 | $ 280,000 | $ 110,000 |
| Solano County California | 18 | $ 4,408,000 | $ 244,000 | $ 110,000 |
| San Francisco County California | 17 | $ 7,559,000 | $ 444,000 | $ 141,000 |
| Placer County California | 16 | $ 4,102,000 | $ 256,000 | $ 100,000 |
| San Mateo County California | 15 | $ 7,335,000 | $ 489,000 | $ 126,000 |
| New York County New York | 14 | $ 14,007,000 | $ 1,000,000 | $ 494,000 |
| Stanislaus County California | 13 | $ 2,801,000 | $ 215,000 | $ 86,000 |
| Burlington County New Jersey | 12 | $ 5,820,000 | $ 485,000 | $ 114,000 |
| Middlesex County New Jersey | 12 | $ 2,911,000 | $ 242,000 | $ 98,000 |
| Butte County California | 9 | $ 2,279,000 | $ 253,000 | $ 159,000 |
| Sonoma County California | 9 | $ 2,026,000 | $ 225,000 | $ 55,000 |
| Cook County Illinois | 9 | $ 2,792,000 | $ 310,000 | $ 152,000 |
| Monmouth County New Jersey | 9 | $ 1,734,000 | $ 192,000 | $ 388,000 |
| Monterey County California | 8 | $ 2,897,000 | $ 362,000 | $ 136,000 |
| El Dorado County California | 7 | $ 1,636,000 | $ 233,000 | $ 87,000 |
| Merced County California | 7 | $ 1,332,000 | $ 190,000 | $ 75,000 |
| Siskiyou County California | 7 | $ 2,336,000 | $ 333,000 | $ 116,000 |
| Hillsborough County New Hampshire | 7 | $ 1,515,000 | $ 216,000 | $ 59,000 |
| Rockingham County New Hampshire | 7 | $ 2,007,000 | $ 286,000 | $ 99,000 |
| Madera County California | 6 | $ 1,791,000 | $ 298,000 | $ 113,000 |
| Tulare County California | 6 | $ 1,132,000 | $ 188,000 | $ 85,000 |
| Titus County Texas | 6 | $ 625,000 | $ 104,000 | $ 45,000 |
| San Luis Obispo County California | 5 | $ 1,449,000 | $ 289,000 | $ 96,000 |
| Santa Cruz County California | 5 | $ 1,615,000 | $ 323,000 | $ 122,000 |
| Providence County Rhode Island | 5 | $ 1,131,000 | $ 226,000 | $ 79,000 |
| Harris County Texas | 5 | $ 634,000 | $ 126,000 | $ 50,000 |
| Snohomish County Washington | 5 | $ 1,061,000 | $ 212,000 | $ 44,000 |
| Calaveras County California | 4 | $ 1,089,000 | $ 272,000 | $ 144,000 |
| Lake County California | 4 | $ 961,000 | $ 240,000 | $ 60,000 |
| San Benito County California | 4 | $ 1,405,000 | $ 351,000 | $ 120,000 |
| Santa Barbara County California | 4 | $ 2,006,000 | $ 501,000 | $ 127,000 |
| Yolo County California | 4 | $ 1,122,000 | $ 280,000 | $ 79,000 |
| Summit County Colorado | 4 | $ 1,341,000 | $ 335,000 | $ 68,000 |
| Hunterdon County New Jersey | 4 | $ 1,055,000 | $ 263,000 | $ 53,000 |
| Ocean County New Jersey | 4 | $ 1,910,000 | $ 477,000 | $ 90,000 |
| Marin County California | 3 | $ 973,000 | $ 324,000 | $ 198,000 |
| Mendocino County California | 3 | $ 674,000 | $ 224,000 | $ 47,000 |
| Napa County California | 3 | $ 880,000 | $ 293,000 | $ 105,000 |
| Shasta County California | 3 | $ 470,000 | $ 156,000 | $ 57,000 |
| Park County Colorado | 3 | $ 438,000 | $ 146,000 | $ 38,000 |
| McHenry County Illinois | 3 | $ 578,000 | $ 192,000 | $ 92,000 |
| Will County Illinois | 3 | $ 587,000 | $ 195,000 | $ 91,000 |
| Merrimack County New Hampshire | 3 | $ 563,000 | $ 187,000 | $ 68,000 |
| Strafford County New Hampshire | 3 | $ 777,000 | $ 259,000 | $ 92,000 |
| Somerset County New Jersey | 3 | $ 1,129,000 | $ 376,000 | $ 180,000 |
| Kings County New York | 3 | $ 4,202,000 | $ 1,400,000 | $ 353,000 |
| Suffolk County New York | 3 | $ 23,200,000 | $ 7,733,000 | $ 250,000 |
| Bucks County Pennsylvania | 3 | $ 1,672,000 | $ 557,000 | $ 20,000 |
| Chester County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 77,000 |
| Cameron County Texas | 3 | $ 439,000 | $ 146,000 | $ 49,000 |
| Dallas County Texas | 3 | $ 1,348,000 | $ 449,000 | $ 167,000 |
| Johnson County Texas | 3 | $ 462,000 | $ 154,000 | $ 74,000 |
| Humboldt County California | 2 | $ 482,000 | $ 241,000 | $ 92,000 |
| Imperial County California | 2 | $ 385,000 | $ 192,000 | $ 101,000 |
| Kane County Illinois | 2 | $ 497,000 | $ 248,000 | $ 118,000 |
| Clark County Nevada | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Belknap County New Hampshire | 2 | $ 650,000 | $ 325,000 | $ 127,000 |
| Richmond County New York | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 475,000 | $ 237,000 | $ 0 |
| Washington County Rhode Island | 2 | $ 606,000 | $ 303,000 | $ 127,000 |
| Brazoria County Texas | 2 | $ 281,000 | $ 140,000 | $ 74,000 |
| Camp County Texas | 2 | $ 250,000 | $ 125,000 | $ 45,000 |
| Collin County Texas | 2 | $ 298,000 | $ 149,000 | $ 57,000 |
| Franklin County Texas | 2 | $ 239,000 | $ 119,000 | $ 60,000 |
| Matagorda County Texas | 2 | $ 458,000 | $ 229,000 | $ 57,000 |
| Houston County Alabama | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 337,000 | $ 337,000 | $ 84,000 |
| Amador County California | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Del Norte County California | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Kings County California | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Mono County California | 1 | $ 387,000 | $ 387,000 | $ 158,000 |
| Nevada County California | 1 | $ 483,000 | $ 483,000 | $ 164,000 |
| Sutter County California | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Tehama County California | 1 | $ 66,000 | $ 66,000 | $ 128,000 |
| Trinity County California | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| La Plata County Colorado | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Fairfield County Connecticut | 1 | $ 238,000 | $ 238,000 | $ 0 |
| New Castle County Delaware | 1 | $ 307,000 | $ 307,000 | $ 83,000 |
| Bay County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Citrus County Florida | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 32,000 |
| Champaign County Illinois | 1 | $ 217,000 | $ 217,000 | $ 308,000 |
| DuPage County Illinois | 1 | $ 299,000 | $ 299,000 | $ 126,000 |
| Kendall County Illinois | 1 | $ 221,000 | $ 221,000 | $ 88,000 |
| Lake County Illinois | 1 | $ 393,000 | $ 393,000 | $ 81,000 |
| Macon County Illinois | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Rock Island County Illinois | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Tazewell County Illinois | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Terrebonne County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 74,000 |
| Carroll County Maryland | 1 | $ 189,000 | $ 189,000 | $ 62,000 |
| Washington County Maryland | 1 | $ 166,000 | $ 166,000 | $ 52,000 |
| Essex County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Kent County Michigan | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Manistee County Michigan | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Clay County Missouri | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Dodge County Nebraska | 1 | $ 107,000 | $ 107,000 | $ 56,000 |
| Lancaster County Nebraska | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| Carroll County New Hampshire | 1 | $ 194,000 | $ 194,000 | $ 73,000 |
| Grafton County New Hampshire | 1 | $ 223,000 | $ 223,000 | $ 236,000 |
| Cape May County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Essex County New Jersey | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 6,000 | $ 6,000 | $ 49,000 |
| Union County New Jersey | 1 | $ 4,056,000 | $ 4,056,000 | $ 0 |
| Warren County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 97,000 |
| Wake County North Carolina | 1 | $ 431,000 | $ 431,000 | $ 108,000 |
| Cuyahoga County Ohio | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Jackson County Oregon | 1 | $ 375,000 | $ 375,000 | $ 305,000 |
| Dauphin County Pennsylvania | 1 | $ 267,000 | $ 267,000 | $ 77,000 |
| Kent County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Stewart County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Denton County Texas | 1 | $ 236,000 | $ 236,000 | $ 67,000 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Harrison County Texas | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Hopkins County Texas | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Nacogdoches County Texas | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Rusk County Texas | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Upshur County Texas | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Addison County Vermont | 1 | $ 231,000 | $ 231,000 | $ 91,000 |
| Albemarle County Virginia | 1 | $ 298,000 | $ 298,000 | $ 0 |
| King George County Virginia | 1 | $ 209,000 | $ 209,000 | $ 42,000 |
| Norfolk County Virginia | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Island County Washington | 1 | $ 221,000 | $ 221,000 | $ 87,000 |
| King County Washington | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Thurston County Washington | 1 | $ 169,000 | $ 169,000 | $ 284,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Choice Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,020 | $360,945,000 | $353,000 | $9,600,000 | $115,000 | $3,000,000 |
| Home Purchase | 292 | $111,499,000 | $381,000 | $4,056,000 | $117,000 | $1,883,000 |
| Home Improvement | 26 | $8,410,000 | $323,000 | $2,000,000 | $120,000 | $546,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 597 | $222,278,000 | $372,000 | $9,600,000 | $129,000 | $3,000,000 |
| Not Provided | 433 | $134,642,000 | $310,000 | $2,000,000 | $110,000 | $578,000 |
| Hispanic | 112 | $34,338,000 | $306,000 | $818,000 | $95,000 | $368,000 |
| Asian | 94 | $31,128,000 | $331,000 | $1,000,000 | $145,000 | $640,000 |
| Not applicable | 48 | $43,551,000 | $907,000 | $4,056,000 | $0 | $0 |
| Black or African American | 32 | $8,433,000 | $263,000 | $489,000 | $113,000 | $249,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,922,000 | $265,000 | $468,000 | $98,000 | $223,000 |
| American Indian or Alaskan Native | 11 | $3,562,000 | $323,000 | $399,000 | $126,000 | $321,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 933 | $347,985,000 | $372,000 | $9,600,000 | $126,000 | $3,000,000 |
| VA-guaranteed (Veterans Administration) | 194 | $72,324,000 | $372,000 | $1,000,000 | $103,000 | $400,000 |
| FHA-insured (Federal Housing Administration) | 146 | $49,280,000 | $337,000 | $729,000 | $91,000 | $267,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $11,265,000 | $173,000 | $412,000 | $58,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 764 | $254,895,000 | $333,000 | $3,900,000 | $109,000 | $546,000 |
| Application Withdrawn By Applicant | 317 | $132,102,000 | $416,000 | $9,600,000 | $123,000 | $3,000,000 |
| File Closed For Incompleteness | 129 | $42,039,000 | $325,000 | $2,000,000 | $129,000 | $640,000 |
| Application Approved But Not Accepted | 71 | $29,110,000 | $410,000 | $2,300,000 | $126,000 | $1,883,000 |
| Application Denied By Financial Institution | 56 | $22,414,000 | $400,000 | $4,000,000 | $117,000 | $432,000 |
| Preapproval Denied by Financial Institution | 1 | $294,000 | $294,000 | $294,000 | $101,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $10,386,000 | $610,000 | $4,000,000 | $103,000 | $432,000 |
| Collateral | 16 | $4,641,000 | $290,000 | $847,000 | $146,000 | $348,000 |
| Other | 8 | $3,217,000 | $402,000 | $818,000 | $129,000 | $193,000 |
| Credit History | 8 | $2,377,000 | $297,000 | $487,000 | $97,000 | $225,000 |
| Unverifiable Information | 5 | $1,621,000 | $324,000 | $509,000 | $114,000 | $211,000 |
| Employment History | 2 | $379,000 | $189,000 | $215,000 | $67,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $87,000 | $87,000 | $87,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.