First Charter Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for First Charter Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Charter Bank 5001 Kingsley Dr. Ml 1Mob2W Cincinnati, OH 45227 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,979 |
| Total Mortgage Loan Application Amount | $361,541,000 |
| Average Mortgage Loan Application Amount | $133,666 |
| Highest Mortgage Loan Application Amount | $3,850,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $3,705,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mecklenburg County North Carolina | 541 | $ 112,270,000 | $ 207,000 | $ 110,000 |
| Cabarrus County North Carolina | 290 | $ 36,887,000 | $ 127,000 | $ 71,000 |
| Union County North Carolina | 221 | $ 41,849,000 | $ 189,000 | $ 78,000 |
| Lincoln County North Carolina | 111 | $ 13,807,000 | $ 124,000 | $ 61,000 |
| Wake County North Carolina | 97 | $ 26,299,000 | $ 271,000 | $ 152,000 |
| Iredell County North Carolina | 82 | $ 15,989,000 | $ 194,000 | $ 97,000 |
| Cleveland County North Carolina | 81 | $ 6,052,000 | $ 74,000 | $ 56,000 |
| Rowan County North Carolina | 74 | $ 9,508,000 | $ 128,000 | $ 66,000 |
| Gaston County North Carolina | 67 | $ 14,716,000 | $ 219,000 | $ 98,000 |
| Rutherford County North Carolina | 53 | $ 3,606,000 | $ 68,000 | $ 40,000 |
| Catawba County North Carolina | 33 | $ 6,767,000 | $ 205,000 | $ 88,000 |
| Stanly County North Carolina | 31 | $ 3,628,000 | $ 117,000 | $ 57,000 |
| York County South Carolina | 27 | $ 6,258,000 | $ 231,000 | $ 123,000 |
| McDowell County North Carolina | 25 | $ 2,005,000 | $ 80,000 | $ 53,000 |
| Ashe County North Carolina | 22 | $ 3,845,000 | $ 174,000 | $ 90,000 |
| Horry County South Carolina | 22 | $ 5,637,000 | $ 256,000 | $ 147,000 |
| Buncombe County North Carolina | 15 | $ 2,942,000 | $ 196,000 | $ 68,000 |
| Johnston County North Carolina | 15 | $ 2,681,000 | $ 178,000 | $ 76,000 |
| Watauga County North Carolina | 14 | $ 6,530,000 | $ 466,000 | $ 249,000 |
| Transylvania County North Carolina | 13 | $ 1,674,000 | $ 128,000 | $ 84,000 |
| Avery County North Carolina | 12 | $ 1,792,000 | $ 149,000 | $ 96,000 |
| Brunswick County North Carolina | 8 | $ 1,869,000 | $ 233,000 | $ 200,000 |
| Chatham County North Carolina | 8 | $ 6,060,000 | $ 757,000 | $ 499,000 |
| Burke County North Carolina | 7 | $ 698,000 | $ 99,000 | $ 42,000 |
| Jackson County North Carolina | 7 | $ 753,000 | $ 107,000 | $ 38,000 |
| New Hanover County North Carolina | 6 | $ 690,000 | $ 115,000 | $ 94,000 |
| Loudoun County Virginia | 6 | $ 2,001,000 | $ 333,000 | $ 120,000 |
| Swain County North Carolina | 5 | $ 916,000 | $ 183,000 | $ 122,000 |
| Davidson County North Carolina | 4 | $ 572,000 | $ 143,000 | $ 50,000 |
| Durham County North Carolina | 4 | $ 1,161,000 | $ 290,000 | $ 202,000 |
| Guilford County North Carolina | 4 | $ 1,175,000 | $ 293,000 | $ 313,000 |
| Henderson County North Carolina | 4 | $ 1,620,000 | $ 405,000 | $ 119,000 |
| Alleghany County North Carolina | 3 | $ 122,000 | $ 40,000 | $ 30,000 |
| Currituck County North Carolina | 3 | $ 2,573,000 | $ 857,000 | $ 671,000 |
| Charleston County South Carolina | 3 | $ 1,044,000 | $ 348,000 | $ 159,000 |
| Kershaw County South Carolina | 3 | $ 1,037,000 | $ 345,000 | $ 292,000 |
| Fairfax County Virginia | 3 | $ 1,000,000 | $ 333,000 | $ 112,000 |
| Alexander County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 52,000 |
| Anson County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 50,000 |
| Carteret County North Carolina | 2 | $ 321,000 | $ 160,000 | $ 283,000 |
| Forsyth County North Carolina | 2 | $ 297,000 | $ 148,000 | $ 134,000 |
| Madison County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 86,000 |
| Montgomery County North Carolina | 2 | $ 542,000 | $ 271,000 | $ 252,000 |
| Moore County North Carolina | 2 | $ 624,000 | $ 312,000 | $ 121,000 |
| Orange County North Carolina | 2 | $ 672,000 | $ 336,000 | $ 486,000 |
| Pamlico County North Carolina | 2 | $ 3,202,000 | $ 1,601,000 | $ 1,962,000 |
| Chesterfield County South Carolina | 2 | $ 187,000 | $ 93,000 | $ 36,000 |
| Lancaster County South Carolina | 2 | $ 34,000 | $ 17,000 | $ 51,000 |
| Grayson County Virginia | 2 | $ 314,000 | $ 157,000 | $ 300,000 |
| St. Lucie County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 69,000 |
| Caldwell County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 96,000 |
| Dare County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Davie County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Granville County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 86,000 |
| Harnett County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
| Lee County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Macon County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 43,000 |
| Mitchell County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 157,000 |
| Nash County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Pender County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Wayne County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 43,000 |
| Yancey County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 286,000 |
| Cherokee County South Carolina | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Chester County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 624,000 |
| Colleton County South Carolina | 1 | $ 1,994,000 | $ 1,994,000 | $ 1,013,000 |
| Fairfield County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 94,000 |
| Georgetown County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Richland County South Carolina | 1 | $ 219,000 | $ 219,000 | $ 104,000 |
| Anderson County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 106,000 |
| Floyd County Virginia | 1 | $ 150,000 | $ 150,000 | $ 222,000 |
| Galax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Hanover County Virginia | 1 | $ 224,000 | $ 224,000 | $ 110,000 |
| Nelson County Virginia | 1 | $ 378,000 | $ 378,000 | $ 280,000 |
| Norfolk County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Prince William County Virginia | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| Warren County Virginia | 1 | $ 313,000 | $ 313,000 | $ 81,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Charter Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,131 | $247,309,000 | $218,000 | $3,850,000 | $111,000 | $3,705,000 |
| Refinancing | 686 | $110,556,000 | $161,000 | $1,700,000 | $87,000 | $880,000 |
| Home Improvement | 162 | $3,676,000 | $22,000 | $400,000 | $53,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,543 | $284,885,000 | $184,000 | $2,524,000 | $100,000 | $3,705,000 |
| Not Provided | 225 | $38,735,000 | $172,000 | $1,994,000 | $102,000 | $1,013,000 |
| Black or African American | 113 | $21,273,000 | $188,000 | $3,850,000 | $93,000 | $2,900,000 |
| Hispanic | 59 | $6,772,000 | $114,000 | $460,000 | $65,000 | $397,000 |
| Not applicable | 17 | $4,490,000 | $264,000 | $1,000,000 | $0 | $0 |
| Asian | 16 | $3,595,000 | $224,000 | $1,845,000 | $98,000 | $494,000 |
| American Indian or Alaskan Native | 6 | $1,791,000 | $298,000 | $800,000 | $109,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,838 | $340,338,000 | $185,000 | $3,850,000 | $101,000 | $3,705,000 |
| FHA-insured (Federal Housing Administration) | 124 | $16,427,000 | $132,000 | $196,000 | $48,000 | $120,000 |
| VA-guaranteed (Veterans Administration) | 15 | $2,165,000 | $144,000 | $214,000 | $57,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $2,611,000 | $1,305,000 | $2,385,000 | $263,000 | $440,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,555 | $310,614,000 | $199,000 | $3,850,000 | $105,000 | $3,705,000 |
| Application Denied By Financial Institution | 183 | $9,224,000 | $50,000 | $400,000 | $55,000 | $534,000 |
| Application Approved But Not Accepted | 125 | $18,558,000 | $148,000 | $1,994,000 | $93,000 | $1,013,000 |
| Application Withdrawn By Applicant | 115 | $23,065,000 | $200,000 | $2,250,000 | $78,000 | $650,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $309,000 | $309,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.