First Century Bank, National Association
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for First Century Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,251 |
| Total Mortgage Loan Application Amount | $280,119,000 |
| Average Mortgage Loan Application Amount | $212,000 |
| Highest Mortgage Loan Application Amount | $722,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $1,482,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 318 | $ 66,959,000 | $ 210,000 | $ 104,000 |
| WARNER ROBINS, GA | 38 | $ 5,669,000 | $ 149,000 | $ 66,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 28 | $ 8,561,000 | $ 302,000 | $ 121,750 |
| PHOENIX-MESA-GLENDALE, AZ | 27 | $ 5,903,000 | $ 218,000 | $ 119,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 24 | $ 8,574,000 | $ 357,000 | $ 119,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 19 | $ 5,512,000 | $ 290,000 | $ 148,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 18 | $ 5,980,000 | $ 332,000 | $ 114,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 17 | $ 3,650,000 | $ 214,000 | $ 118,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 16 | $ 4,581,000 | $ 286,000 | $ 144,000 |
| GAINESVILLE, GA | 16 | $ 2,552,000 | $ 159,000 | $ 99,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 16 | $ 3,068,000 | $ 191,000 | $ 155,000 |
| BALTIMORE-TOWSON, MD | 15 | $ 3,368,000 | $ 224,000 | $ 134,000 |
| BIRMINGHAM-HOOVER, AL | 15 | $ 3,339,000 | $ 222,000 | $ 90,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 15 | $ 3,151,000 | $ 210,000 | $ 125,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 13 | $ 3,678,000 | $ 295,500 | $ 135,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 13 | $ 2,702,000 | $ 207,000 | $ 89,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 13 | $ 4,582,000 | $ 352,000 | $ 136,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 12 | $ 3,332,000 | $ 277,000 | $ 231,000 |
| DENVER-AURORA-BROOMFIELD, CO | 12 | $ 3,364,000 | $ 280,000 | $ 126,000 |
| EDISON-NEW BRUNSWICK, NJ | 12 | $ 3,796,000 | $ 316,000 | $ 148,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 2,665,000 | $ 235,000 | $ 121,000 |
| ST. LOUIS, MO-IL | 10 | $ 1,666,000 | $ 166,000 | $ 82,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 2,025,000 | $ 225,000 | $ 181,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 1,933,000 | $ 214,000 | $ 83,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 9 | $ 3,317,000 | $ 368,000 | $ 118,000 |
| PHILADELPHIA, PA | 9 | $ 2,124,000 | $ 236,000 | $ 163,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 9 | $ 1,734,000 | $ 192,000 | $ 87,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,171,000 | $ 146,000 | $ 32,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 8 | $ 1,450,000 | $ 181,000 | $ 90,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 8 | $ 1,533,000 | $ 191,000 | $ 148,000 |
| COLUMBUS, OH | 8 | $ 1,962,000 | $ 245,000 | $ 132,000 |
| NASSAU-SUFFOLK, NY | 8 | $ 2,540,000 | $ 317,000 | $ 112,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 8 | $ 1,434,000 | $ 179,000 | $ 111,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 7 | $ 1,961,000 | $ 280,000 | $ 106,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 7 | $ 1,525,000 | $ 217,000 | $ 140,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 1,014,000 | $ 144,000 | $ 68,000 |
| KANSAS CITY, MO-KS | 7 | $ 847,000 | $ 121,000 | $ 77,500 |
| MACON, GA | 7 | $ 1,434,000 | $ 204,000 | $ 74,000 |
| MONTGOMERY, AL | 7 | $ 1,416,000 | $ 202,000 | $ 137,000 |
| BOSTON-QUINCY, MA | 6 | $ 1,778,000 | $ 296,000 | $ 159,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6 | $ 1,797,000 | $ 299,000 | $ 99,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 1,197,000 | $ 182,500 | $ 85,500 |
| NEWARK-UNION, NJ-PA | 6 | $ 1,698,000 | $ 261,000 | $ 153,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 6 | $ 1,144,000 | $ 190,000 | $ 142,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 6 | $ 2,332,000 | $ 388,000 | $ 124,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 1,174,000 | $ 234,000 | $ 112,000 |
| HUNTSVILLE, AL | 5 | $ 803,000 | $ 160,000 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 5 | $ 1,382,000 | $ 276,000 | $ 108,000 |
| MORRISTOWN, TN | 5 | $ 1,038,000 | $ 207,000 | $ 75,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 1,119,000 | $ 223,000 | $ 92,000 |
| SALT LAKE CITY, UT | 5 | $ 1,491,000 | $ 298,000 | $ 147,000 |
| SPRINGFIELD, MA | 5 | $ 1,140,000 | $ 228,000 | $ 96,000 |
| TUCSON, AZ | 5 | $ 987,000 | $ 197,000 | $ 85,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 5 | $ 1,473,000 | $ 294,000 | $ 239,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 4 | $ 847,000 | $ 245,000 | $ 78,500 |
| ANCHORAGE, AK | 4 | $ 1,294,000 | $ 323,000 | $ 143,000 |
| ANN ARBOR, MI | 4 | $ 950,000 | $ 237,000 | $ 130,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 4 | $ 1,018,000 | $ 254,000 | $ 81,000 |
| CAMDEN, NJ | 4 | $ 909,000 | $ 227,000 | $ 82,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 4 | $ 1,120,000 | $ 280,000 | $ 178,000 |
| COLUMBIA, SC | 4 | $ 916,000 | $ 229,000 | $ 125,000 |
| JACKSONVILLE, FL | 4 | $ 657,000 | $ 164,000 | $ 73,000 |
| LAFAYETTE, LA | 4 | $ 526,000 | $ 131,000 | $ 81,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 735,000 | $ 183,000 | $ 73,000 |
| PITTSBURGH, PA | 4 | $ 809,000 | $ 202,000 | $ 87,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 899,000 | $ 233,000 | $ 67,500 |
| RICHMOND, VA | 4 | $ 894,000 | $ 223,000 | $ 98,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4 | $ 921,000 | $ 230,000 | $ 151,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 730,000 | $ 172,000 | $ 94,666 |
| DECATUR, AL | 3 | $ 628,000 | $ 209,000 | $ 49,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 3 | $ 393,000 | $ 131,000 | $ 76,000 |
| FORT WORTH-ARLINGTON, TX | 3 | $ 468,000 | $ 156,000 | $ 72,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 760,000 | $ 253,000 | $ 110,000 |
| INDIANAPOLIS-CARMEL, IN | 3 | $ 358,000 | $ 119,000 | $ 48,000 |
| LEXINGTON-FAYETTE, KY | 3 | $ 838,000 | $ 279,000 | $ 211,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 529,000 | $ 176,000 | $ 148,000 |
| LONGVIEW, TX | 3 | $ 356,000 | $ 118,000 | $ 87,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 474,000 | $ 158,000 | $ 77,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 564,000 | $ 164,000 | $ 50,500 |
| NEW HAVEN-MILFORD, CT | 3 | $ 545,000 | $ 181,000 | $ 91,000 |
| PRESCOTT, AZ | 3 | $ 636,000 | $ 212,000 | $ 71,000 |
| RALEIGH-CARY, NC | 3 | $ 1,167,000 | $ 389,000 | $ 190,000 |
| RENO-SPARKS, NV | 3 | $ 821,000 | $ 273,000 | $ 146,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 3 | $ 1,142,000 | $ 380,000 | $ 562,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 894,000 | $ 298,000 | $ 93,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 1,142,000 | $ 380,000 | $ 160,000 |
| SPARTANBURG, SC | 3 | $ 397,000 | $ 132,000 | $ 79,000 |
| TOLEDO, OH | 3 | $ 402,000 | $ 134,000 | $ 75,000 |
| WICHITA, KS | 3 | $ 434,000 | $ 144,000 | $ 111,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 131,000 | $ 65,000 | $ 42,000 |
| ALBUQUERQUE, NM | 2 | $ 268,000 | $ 134,000 | $ 102,000 |
| ANDERSON, SC | 2 | $ 409,000 | $ 204,000 | $ 49,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 445,000 | $ 222,500 | $ 66,500 |
| BATON ROUGE, LA | 2 | $ 296,000 | $ 148,000 | $ 99,000 |
| BOULDER, CO | 2 | $ 462,000 | $ 231,000 | $ 95,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 525,000 | $ 262,000 | $ 111,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 652,000 | $ 326,000 | $ 356,000 |
| CHATTANOOGA, TN-GA | 2 | $ 332,000 | $ 166,000 | $ 22,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 348,000 | $ 174,000 | $ 78,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 250,000 | $ 125,000 | $ 38,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 2 | $ 451,000 | $ 225,500 | $ 137,000 |
| GREELEY, CO | 2 | $ 395,000 | $ 197,000 | $ 91,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 248,000 | $ 124,000 | $ 76,000 |
| KNOXVILLE, TN | 2 | $ 574,000 | $ 287,000 | $ 136,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 590,000 | $ 295,000 | $ 175,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 471,000 | $ 235,000 | $ 119,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 767,000 | $ 383,000 | $ 131,000 |
| MISSOULA, MT | 2 | $ 491,000 | $ 245,000 | $ 93,000 |
| MOBILE, AL | 2 | $ 286,000 | $ 143,000 | $ 88,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 364,000 | $ 182,000 | $ 135,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 588,000 | $ 294,000 | $ 184,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 290,000 | $ 145,000 | $ 65,000 |
| SALEM, OR | 2 | $ 321,000 | $ 160,000 | $ 71,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 519,000 | $ 259,000 | $ 94,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 615,000 | $ 307,000 | $ 135,000 |
| SPOKANE, WA | 2 | $ 566,000 | $ 283,000 | $ 121,000 |
| TACOMA, WA | 2 | $ 352,000 | $ 176,000 | $ 80,000 |
| TULSA, OK | 2 | $ 326,000 | $ 163,000 | $ 67,000 |
| TUSCALOOSA, AL | 2 | $ 405,000 | $ 202,000 | $ 71,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 357,000 | $ 178,000 | $ 109,000 |
| WICHITA FALLS, TX | 2 | $ 357,000 | $ 178,000 | $ 173,000 |
| WORCESTER, MA | 2 | $ 451,000 | $ 225,000 | $ 76,000 |
| YORK-HANOVER, PA | 2 | $ 366,000 | $ 183,000 | $ 69,000 |
| AKRON, OH | 1 | $ 213,000 | $ 213,000 | $ 160,000 |
| ALBANY, GA | 1 | $ 98,000 | $ 98,000 | $ 56,000 |
| ALEXANDRIA, LA | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| ASHEVILLE, NC | 1 | $ 352,000 | $ 352,000 | $ 99,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 323,000 | $ 323,000 | $ 180,000 |
| BARNSTABLE TOWN, MA | 1 | $ 414,000 | $ 414,000 | $ 135,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 197,000 | $ 197,000 | $ 96,000 |
| CANTON-MASSILLON, OH | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| CLEVELAND, TN | 1 | $ 88,000 | $ 88,000 | $ 98,000 |
| COLORADO SPRINGS, CO | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| COLUMBIA, MO | 1 | $ 181,000 | $ 181,000 | $ 143,000 |
| COLUMBUS, GA-AL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DALTON, GA | 1 | $ 331,000 | $ 331,000 | $ 72,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 288,000 | $ 288,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| ELKHART-GOSHEN, IN | 1 | $ 127,000 | $ 127,000 | $ 46,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 211,000 | $ 211,000 | $ 85,000 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 240,000 | $ 240,000 | $ 65,000 |
| FORT SMITH, AR-OK | 1 | $ 172,000 | $ 172,000 | $ 99,000 |
| GARY, IN | 1 | $ 173,000 | $ 173,000 | $ 114,000 |
| GLENS FALLS, NY | 1 | $ 207,000 | $ 207,000 | $ 194,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 388,000 | $ 388,000 | $ 180,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| HANFORD-CORCORAN, CA | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 247,000 | $ 247,000 | $ 147,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 189,000 | $ 189,000 | $ 146,000 |
| HOT SPRINGS, AR | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| JACKSON, TN | 1 | $ 88,000 | $ 88,000 | $ 138,000 |
| JONESBORO, AR | 1 | $ 135,000 | $ 135,000 | $ 131,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 219,000 | $ 219,000 | $ 174,000 |
| KINGSTON, NY | 1 | $ 300,000 | $ 300,000 | $ 134,000 |
| MADISON, WI | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 178,000 | $ 178,000 | $ 99,000 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 288,000 | $ 288,000 | $ 211,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| NAPA, CA | 1 | $ 212,000 | $ 212,000 | $ 82,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 226,000 | $ 226,000 | $ 95,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| OCEAN CITY, NJ | 1 | $ 198,000 | $ 198,000 | $ 97,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| PASCAGOULA, MS | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
| PORT ST. LUCIE, FL | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
| PROVO-OREM, UT | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| PUNTA GORDA, FL | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| REDDING, CA | 1 | $ 254,000 | $ 254,000 | $ 228,000 |
| ROANOKE, VA | 1 | $ 149,000 | $ 149,000 | $ 132,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 240,000 | $ 240,000 | $ 106,000 |
| ROME, GA | 1 | $ 108,000 | $ 108,000 | $ 78,000 |
| SAVANNAH, GA | 1 | $ 238,000 | $ 238,000 | $ 192,000 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 216,000 | $ 216,000 | $ 166,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 122,000 | $ 122,000 | $ 111,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 360,000 | $ 360,000 | $ 124,000 |
| SPRINGFIELD, MO | 1 | $ 108,000 | $ 108,000 | $ 20,000 |
| STOCKTON, CA | 1 | $ 226,000 | $ 226,000 | $ 140,000 |
| TOPEKA, KS | 1 | $ 229,000 | $ 229,000 | $ 105,000 |
| TRENTON-EWING, NJ | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| VALDOSTA, GA | 1 | $ 100,000 | $ 100,000 | $ 80,000 |
| YAKIMA, WA | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 991 | $230,154,000 | $232,000 | $722,000 | $114,000 | $1,482,000 |
| Home Purchase | 260 | $49,965,000 | $192,000 | $700,000 | $98,000 | $1,156,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 886 | $194,491,000 | $219,000 | $700,000 | $112,000 | $1,482,000 |
| Not Provided | 178 | $43,423,000 | $243,000 | $722,000 | $113,000 | $723,000 |
| Asian | 80 | $20,925,000 | $261,000 | $499,000 | $135,000 | $425,000 |
| Black or African American | 57 | $10,655,000 | $186,000 | $517,000 | $73,000 | $251,000 |
| Hispanic | 41 | $8,881,000 | $216,000 | $416,000 | $85,000 | $202,000 |
| Not applicable | 4 | $652,000 | $163,000 | $474,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $782,000 | $260,000 | $369,000 | $95,000 | $123,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $202,000 | $61,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,012 | $236,690,000 | $233,000 | $722,000 | $122,000 | $1,482,000 |
| FHA-insured (Federal Housing Administration) | 197 | $35,224,000 | $178,000 | $700,000 | $63,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,402,000 | $211,000 | $431,000 | $67,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $803,000 | $114,000 | $157,000 | $43,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 814 | $182,206,000 | $223,000 | $722,000 | $115,000 | $1,482,000 |
| Application Withdrawn By Applicant | 253 | $56,429,000 | $223,000 | $695,000 | $107,000 | $686,000 |
| Application Denied By Financial Institution | 165 | $36,740,000 | $222,000 | $568,000 | $97,000 | $425,000 |
| Application Approved But Not Accepted | 14 | $3,082,000 | $220,000 | $418,000 | $100,000 | $224,000 |
| File Closed For Incompleteness | 5 | $1,662,000 | $332,000 | $613,000 | $153,000 | $225,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 74 | $17,802,000 | $240,000 | $517,000 | $110,000 | $425,000 |
| Debt-To-Income Ratio | 34 | $6,978,000 | $205,000 | $568,000 | $73,000 | $280,000 |
| Credit History | 22 | $4,120,000 | $187,000 | $405,000 | $81,000 | $199,000 |
| Credit Application Incomplete | 19 | $4,275,000 | $225,000 | $520,000 | $124,000 | $264,000 |
| Other | 6 | $1,087,000 | $181,000 | $242,000 | $106,000 | $176,000 |
| Unverifiable Information | 6 | $1,889,000 | $314,000 | $450,000 | $80,000 | $164,000 |
| Employment History | 3 | $481,000 | $160,000 | $252,000 | $57,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $108,000 | $108,000 | $108,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.