First Century Bank, National Association
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for First Century Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Century Bank, National Association 807 Dorsey St Gainesville, GA 30501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,212 |
| Total Mortgage Loan Application Amount | $455,493,000 |
| Average Mortgage Loan Application Amount | $374,000 |
| Highest Mortgage Loan Application Amount | $1,642,000 |
| Average Applicant Income | $123,666 |
| Highest Applicant Income | $1,190,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Honolulu County Hawaii | 203 | $ 92,986,000 | $ 458,000 | $ 130,000 |
| Los Angeles County California | 100 | $ 38,059,000 | $ 380,000 | $ 136,000 |
| Sacramento County California | 83 | $ 21,112,000 | $ 254,000 | $ 88,000 |
| Santa Barbara County California | 77 | $ 28,377,000 | $ 368,000 | $ 107,000 |
| Orange County California | 67 | $ 29,112,000 | $ 434,000 | $ 145,000 |
| Alameda County California | 54 | $ 22,898,000 | $ 424,000 | $ 140,000 |
| San Bernardino County California | 46 | $ 12,759,000 | $ 277,000 | $ 130,000 |
| Santa Clara County California | 37 | $ 15,044,000 | $ 406,000 | $ 146,000 |
| Placer County California | 36 | $ 13,197,000 | $ 366,000 | $ 104,000 |
| San Francisco County California | 35 | $ 16,633,000 | $ 475,000 | $ 149,000 |
| San Diego County California | 34 | $ 13,641,000 | $ 401,000 | $ 108,000 |
| Queens County New York | 34 | $ 14,660,000 | $ 431,000 | $ 97,000 |
| San Mateo County California | 28 | $ 12,016,000 | $ 429,000 | $ 242,000 |
| Contra Costa County California | 27 | $ 10,454,000 | $ 387,000 | $ 110,000 |
| Kauai County Hawaii | 26 | $ 10,403,000 | $ 400,000 | $ 127,000 |
| Ventura County California | 20 | $ 7,280,000 | $ 364,000 | $ 128,000 |
| Richmond County New York | 20 | $ 6,678,000 | $ 333,000 | $ 105,000 |
| Nassau County New York | 19 | $ 7,015,000 | $ 369,000 | $ 133,000 |
| Suffolk County New York | 16 | $ 4,076,000 | $ 254,000 | $ 98,000 |
| Riverside County California | 14 | $ 3,745,000 | $ 267,000 | $ 63,000 |
| Kings County New York | 14 | $ 6,251,000 | $ 446,000 | $ 131,000 |
| Marin County California | 11 | $ 5,304,000 | $ 482,000 | $ 100,000 |
| Solano County California | 11 | $ 2,917,000 | $ 265,000 | $ 64,000 |
| Sonoma County California | 11 | $ 3,196,000 | $ 290,000 | $ 113,000 |
| Fresno County California | 10 | $ 1,867,000 | $ 186,000 | $ 76,000 |
| Santa Cruz County California | 10 | $ 3,949,000 | $ 394,000 | $ 132,000 |
| Westchester County New York | 10 | $ 3,946,000 | $ 394,000 | $ 163,000 |
| San Luis Obispo County California | 9 | $ 3,792,000 | $ 421,000 | $ 129,000 |
| Kern County California | 8 | $ 2,270,000 | $ 283,000 | $ 109,000 |
| El Dorado County California | 7 | $ 2,050,000 | $ 292,000 | $ 87,000 |
| Yolo County California | 7 | $ 2,011,000 | $ 287,000 | $ 157,000 |
| Monterey County California | 6 | $ 1,870,000 | $ 311,000 | $ 157,000 |
| Broward County Florida | 6 | $ 1,285,000 | $ 214,000 | $ 189,000 |
| Hillsborough County Florida | 5 | $ 1,394,000 | $ 278,000 | $ 295,000 |
| Maui County Hawaii | 5 | $ 2,071,000 | $ 414,000 | $ 185,000 |
| Lee County Florida | 4 | $ 607,000 | $ 151,000 | $ 41,000 |
| Hall County Georgia | 4 | $ 279,000 | $ 69,000 | $ 61,000 |
| Monmouth County New Jersey | 4 | $ 1,491,000 | $ 372,000 | $ 156,000 |
| Shasta County California | 3 | $ 470,000 | $ 156,000 | $ 130,000 |
| Hawaii County Hawaii | 3 | $ 1,074,000 | $ 358,000 | $ 92,000 |
| Bronx County New York | 3 | $ 732,000 | $ 244,000 | $ 86,000 |
| Rockland County New York | 3 | $ 732,000 | $ 244,000 | $ 130,000 |
| Prince William County Virginia | 3 | $ 1,040,000 | $ 346,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 322,000 | $ 161,000 | $ 101,000 |
| Amador County California | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Butte County California | 2 | $ 438,000 | $ 219,000 | $ 85,000 |
| Merced County California | 2 | $ 197,000 | $ 98,000 | $ 38,000 |
| Napa County California | 2 | $ 834,000 | $ 417,000 | $ 82,000 |
| Nevada County California | 2 | $ 947,000 | $ 473,000 | $ 149,000 |
| San Joaquin County California | 2 | $ 562,000 | $ 281,000 | $ 86,000 |
| Stanislaus County California | 2 | $ 618,000 | $ 309,000 | $ 0 |
| Miami-Dade County Florida | 2 | $ 773,000 | $ 386,000 | $ 268,000 |
| Anne Arundel County Maryland | 2 | $ 781,000 | $ 390,000 | $ 0 |
| Bergen County New Jersey | 2 | $ 577,000 | $ 288,000 | $ 93,000 |
| Dutchess County New York | 2 | $ 479,000 | $ 239,000 | $ 72,000 |
| New York County New York | 2 | $ 876,000 | $ 438,000 | $ 374,000 |
| Orange County New York | 2 | $ 394,000 | $ 197,000 | $ 97,000 |
| Fairfax County Virginia | 2 | $ 1,285,000 | $ 642,000 | $ 0 |
| Hampton County Virginia | 2 | $ 455,000 | $ 227,000 | $ 38,000 |
| Loudoun County Virginia | 2 | $ 931,000 | $ 465,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 466,000 | $ 233,000 | $ 0 |
| Del Norte County California | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kings County California | 1 | $ 214,000 | $ 214,000 | $ 86,000 |
| Mono County California | 1 | $ 255,000 | $ 255,000 | $ 188,000 |
| Yuba County California | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Larimer County Colorado | 1 | $ 524,000 | $ 524,000 | $ 140,000 |
| Fairfield County Connecticut | 1 | $ 369,000 | $ 369,000 | $ 259,000 |
| Charlotte County Florida | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Leon County Florida | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Manatee County Florida | 1 | $ 222,000 | $ 222,000 | $ 177,000 |
| Pasco County Florida | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| Pinellas County Florida | 1 | $ 397,000 | $ 397,000 | $ 121,000 |
| Santa Rosa County Florida | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Sarasota County Florida | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Seminole County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 408,000 | $ 408,000 | $ 256,000 |
| Houston County Georgia | 1 | $ 42,000 | $ 42,000 | $ 73,000 |
| Wilkes County Georgia | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Carroll County Maryland | 1 | $ 446,000 | $ 446,000 | $ 0 |
| Harford County Maryland | 1 | $ 322,000 | $ 322,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 307,000 | $ 307,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 451,000 | $ 451,000 | $ 0 |
| Clark County Nevada | 1 | $ 231,000 | $ 231,000 | $ 376,000 |
| Washoe County Nevada | 1 | $ 199,000 | $ 199,000 | $ 51,000 |
| Essex County New Jersey | 1 | $ 330,000 | $ 330,000 | $ 130,000 |
| Hudson County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 33,000 |
| Middlesex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 85,000 |
| Ocean County New Jersey | 1 | $ 500,000 | $ 500,000 | $ 524,000 |
| Union County New Jersey | 1 | $ 386,000 | $ 386,000 | $ 99,000 |
| Greene County New York | 1 | $ 116,000 | $ 116,000 | $ 221,000 |
| Monroe County New York | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Putnam County New York | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
| Sullivan County New York | 1 | $ 224,000 | $ 224,000 | $ 90,000 |
| Warren County New York | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Cache County Utah | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Salt Lake County Utah | 1 | $ 298,000 | $ 298,000 | $ 95,000 |
| Alexandria County Virginia | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Newport News County Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 271,000 | $ 271,000 | $ 0 |
| King County Washington | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Thurston County Washington | 1 | $ 202,000 | $ 202,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Century Bank, National Association in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 502 | $193,604,000 | $385,000 | $1,400,000 | $116,000 | $1,095,000 |
| Home Purchase | 389 | $143,164,000 | $368,000 | $1,642,000 | $132,000 | $1,190,000 |
| Home Improvement | 321 | $118,725,000 | $369,000 | $1,000,000 | $123,000 | $730,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 486 | $174,936,000 | $359,000 | $1,052,000 | $120,000 | $1,190,000 |
| Asian | 420 | $167,440,000 | $398,000 | $1,642,000 | $144,000 | $1,095,000 |
| Hispanic | 132 | $42,842,000 | $324,000 | $707,000 | $86,000 | $376,000 |
| Not Provided | 110 | $46,414,000 | $421,000 | $1,040,000 | $127,000 | $570,000 |
| Black or African American | 37 | $11,084,000 | $299,000 | $543,000 | $61,000 | $271,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $9,471,000 | $498,000 | $1,000,000 | $102,000 | $184,000 |
| American Indian or Alaskan Native | 6 | $1,858,000 | $309,000 | $536,000 | $55,000 | $90,000 |
| Not applicable | 2 | $1,448,000 | $724,000 | $1,400,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 928 | $348,620,000 | $375,000 | $1,400,000 | $138,000 | $1,190,000 |
| FHA-insured (Federal Housing Administration) | 146 | $51,113,000 | $350,000 | $636,000 | $81,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 137 | $55,564,000 | $405,000 | $1,642,000 | $61,000 | $687,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $196,000 | $196,000 | $196,000 | $94,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,054 | $392,056,000 | $371,000 | $1,400,000 | $124,000 | $1,190,000 |
| Application Denied By Financial Institution | 112 | $44,902,000 | $400,000 | $1,642,000 | $116,000 | $687,000 |
| Application Withdrawn By Applicant | 22 | $10,510,000 | $477,000 | $1,110,000 | $119,000 | $260,000 |
| Application Approved But Not Accepted | 18 | $6,256,000 | $347,000 | $566,000 | $101,000 | $227,000 |
| File Closed For Incompleteness | 6 | $1,769,000 | $294,000 | $468,000 | $68,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 57 | $23,065,000 | $404,000 | $1,052,000 | $119,000 | $438,000 |
| Debt-To-Income Ratio | 20 | $8,203,000 | $410,000 | $968,000 | $93,000 | $331,000 |
| Other | 16 | $7,258,000 | $453,000 | $1,642,000 | $146,000 | $687,000 |
| Collateral | 7 | $2,460,000 | $351,000 | $713,000 | $140,000 | $267,000 |
| Unverifiable Information | 5 | $2,389,000 | $477,000 | $691,000 | $112,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $818,000 | $204,000 | $235,000 | $84,000 | $134,000 |
| Credit History | 2 | $359,000 | $179,000 | $250,000 | $47,000 | $56,000 |
| Employment History | 1 | $350,000 | $350,000 | $350,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.