First Central State Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Iowa.
The mortgage statistics and data below are specific to mortgage loan applications for First Central State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Central State Bank
914 6Th Ave
De Witt, IA 52742
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 395
Total Mortgage Loan Application Amount $65,865,000
Average Mortgage Loan Application Amount $149,400
Highest Mortgage Loan Application Amount $3,305,000
Average Applicant Income $112,600
Highest Applicant Income $618,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Central State Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott County Iowa 162 $ 29,280,000 $ 180,000 $ 118,000
Clinton County Iowa 160 $ 21,970,000 $ 137,000 $ 78,000
Rock Island County Illinois 29 $ 3,995,000 $ 137,000 $ 97,000
Whiteside County Illinois 8 $ 1,060,000 $ 132,000 $ 95,000
Carroll County Illinois 7 $ 815,000 $ 116,000 $ 64,000
Jackson County Iowa 5 $ 605,000 $ 121,000 $ 68,000
Henry County Illinois 3 $ 575,000 $ 191,000 $ 92,000
Cedar County Iowa 3 $ 785,000 $ 261,000 $ 113,000
Johnson County Iowa 3 $ 575,000 $ 191,000 $ 204,000
Linn County Iowa 2 $ 130,000 $ 65,000 $ 46,000
Muscatine County Iowa 2 $ 320,000 $ 160,000 $ 89,000
Pinal County Arizona 1 $ 325,000 $ 325,000 $ 74,000
Los Angeles County California 1 $ 3,305,000 $ 3,305,000 $ 0
Lake County Florida 1 $ 195,000 $ 195,000 $ 296,000
Mercer County Illinois 1 $ 305,000 $ 305,000 $ 0
Peoria County Illinois 1 $ 455,000 $ 455,000 $ 0
Will County Illinois 1 $ 205,000 $ 205,000 $ 91,000
Benton County Iowa 1 $ 105,000 $ 105,000 $ 53,000
Polk County Iowa 1 $ 205,000 $ 205,000 $ 618,000
Webster County Iowa 1 $ 155,000 $ 155,000 $ 121,000
Washington County Maine 1 $ 195,000 $ 195,000 $ 100,000
Douglas County Nebraska 1 $ 305,000 $ 305,000 $ 119,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Iowa, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Central State Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 198 $38,210,000 $192,000 $3,305,000 $91,000 $618,000
Refinancing 145 $20,875,000 $143,000 $1,205,000 $97,000 $350,000
Cash-out Refinancing 23 $3,695,000 $160,000 $265,000 $122,000 $447,000
Home Improvement 19 $1,175,000 $61,000 $165,000 $115,000 $310,000
Other Purpose 10 $1,910,000 $191,000 $545,000 $138,000 $543,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 276 $43,880,000 $158,000 $675,000 $99,000 $618,000
Not applicable 113 $21,105,000 $186,000 $3,305,000 $0 $0
Not Provided 2 $170,000 $85,000 $105,000 $11,000 $11,000
Asian 2 $590,000 $295,000 $505,000 $144,000 $144,000
Black or African American 2 $120,000 $60,000 $115,000 $47,000 $52,000
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 394 $65,800,000 $167,000 $3,305,000 $98,000 $618,000
FHA-insured (Federal Housing Administration) 1 $65,000 $65,000 $65,000 $11,000 $11,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 333 $53,545,000 $160,000 $3,305,000 $101,000 $618,000
Application Withdrawn By Applicant 29 $6,465,000 $222,000 $1,605,000 $98,000 $332,000
Application Denied By Financial Institution 23 $2,515,000 $109,000 $385,000 $62,000 $182,000
Application Approved But Not Accepted 10 $3,340,000 $334,000 $1,205,000 $124,000 $313,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 395 $65,865,000 $166,000 $3,305,000 $98,000 $618,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information at your convenience.

Download the Iowa Lender List