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- Data Updated through 2023
First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank 300 E Thrid Burkburnett, TX 76354 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 2,552 |
| Total Mortgage Loan Application Amount | $851,630,000 |
| Average Mortgage Loan Application Amount | $316,800 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $124,600 |
| Highest Applicant Income | $3,823,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ada County Idaho | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 270,000 |
| Anderson County Texas | 1 | $ 205,000 | $ 205,000 | $ 241,000 |
| Arapahoe County Colorado | 1 | $ 765,000 | $ 765,000 | $ 165,000 |
| Archer County Texas | 12 | $ 2,530,000 | $ 210,000 | $ 110,000 |
| Baldwin County Alabama | 4 | $ 850,000 | $ 212,000 | $ 216,000 |
| Bastrop County Texas | 6 | $ 2,510,000 | $ 418,000 | $ 154,000 |
| Bay County Florida | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Bell County Texas | 4 | $ 770,000 | $ 192,000 | $ 92,000 |
| Berkeley County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Bexar County Texas | 17 | $ 4,615,000 | $ 271,000 | $ 190,000 |
| Blount County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Boulder County Colorado | 2 | $ 1,200,000 | $ 600,000 | $ 214,000 |
| Brazoria County Texas | 4 | $ 950,000 | $ 237,000 | $ 83,000 |
| Brazos County Texas | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Broward County Florida | 3 | $ 1,595,000 | $ 531,000 | $ 192,000 |
| Brown County Texas | 1 | $ 355,000 | $ 355,000 | $ 378,000 |
| Bryan County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Bucks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Burnet County Texas | 7 | $ 2,655,000 | $ 379,000 | $ 192,000 |
| Caldwell County Texas | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Calhoun County Texas | 1 | $ 215,000 | $ 215,000 | $ 263,000 |
| Cameron County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 123,000 |
| Cherokee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Citrus County Florida | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Clark County Nevada | 4 | $ 1,240,000 | $ 310,000 | $ 106,000 |
| Clay County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 100,000 |
| Clear Creek County Colorado | 1 | $ 305,000 | $ 305,000 | $ 288,000 |
| Collin County Texas | 404 | $ 151,760,000 | $ 375,000 | $ 176,000 |
| Comal County Texas | 8 | $ 2,130,000 | $ 266,000 | $ 142,000 |
| Comanche County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Cooke County Texas | 6 | $ 2,140,000 | $ 356,000 | $ 227,000 |
| Coryell County Texas | 2 | $ 310,000 | $ 155,000 | $ 107,000 |
| Cotton County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Curry County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 283,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Dakota County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Dallas County Texas | 267 | $ 67,875,000 | $ 254,000 | $ 128,000 |
| Denton County Texas | 235 | $ 85,125,000 | $ 362,000 | $ 162,000 |
| Denver County Colorado | 2 | $ 800,000 | $ 400,000 | $ 458,000 |
| Dona Ana County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Douglas County Colorado | 2 | $ 880,000 | $ 440,000 | $ 156,000 |
| Douglas County Nevada | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| DuPage County Illinois | 2 | $ 880,000 | $ 440,000 | $ 365,000 |
| Ector County Texas | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| El Paso County Texas | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Ellis County Texas | 38 | $ 12,610,000 | $ 331,000 | $ 125,000 |
| Erath County Texas | 2 | $ 230,000 | $ 115,000 | $ 126,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 142,000 |
| Fannin County Texas | 4 | $ 950,000 | $ 237,000 | $ 65,000 |
| Fort Bend County Texas | 10 | $ 3,900,000 | $ 390,000 | $ 171,000 |
| Freestone County Texas | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Galveston County Texas | 5 | $ 1,585,000 | $ 317,000 | $ 203,000 |
| Garland County Arkansas | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Gillespie County Texas | 3 | $ 1,145,000 | $ 381,000 | $ 169,000 |
| Gonzales County Texas | 1 | $ 315,000 | $ 315,000 | $ 216,000 |
| Grayson County Texas | 53 | $ 12,065,000 | $ 227,000 | $ 101,000 |
| Gregg County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 265,000 |
| Guadalupe County Texas | 2 | $ 440,000 | $ 220,000 | $ 106,000 |
| Hamilton County Indiana | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Hancock County Ohio | 1 | $ 165,000 | $ 165,000 | $ 191,000 |
| Harris County Texas | 31 | $ 13,855,000 | $ 446,000 | $ 175,000 |
| Hays County Texas | 45 | $ 17,215,000 | $ 382,000 | $ 156,000 |
| Henderson County Texas | 10 | $ 3,600,000 | $ 360,000 | $ 253,000 |
| Hennepin County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 140,000 |
| Hidalgo County Texas | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Honolulu County Hawaii | 1 | $ 735,000 | $ 735,000 | $ 151,000 |
| Hood County Texas | 7 | $ 1,125,000 | $ 160,000 | $ 70,000 |
| Huerfano County Colorado | 3 | $ 1,995,000 | $ 665,000 | $ 153,000 |
| Hunt County Texas | 21 | $ 5,565,000 | $ 265,000 | $ 133,000 |
| Jasper County Texas | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Jefferson County Colorado | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Johnson County Texas | 44 | $ 13,810,000 | $ 313,000 | $ 156,000 |
| Kaufman County Texas | 29 | $ 7,305,000 | $ 251,000 | $ 90,000 |
| Kendall County Texas | 1 | $ 185,000 | $ 185,000 | $ 353,000 |
| Kerr County Texas | 2 | $ 620,000 | $ 310,000 | $ 125,000 |
| King County Washington | 1 | $ 705,000 | $ 705,000 | $ 200,000 |
| Knox County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Lake County Florida | 3 | $ 645,000 | $ 215,000 | $ 73,000 |
| Leon County Florida | 1 | $ 195,000 | $ 195,000 | $ 162,000 |
| Llano County Texas | 4 | $ 1,480,000 | $ 370,000 | $ 237,000 |
| Lubbock County Texas | 3 | $ 505,000 | $ 168,000 | $ 162,000 |
| Maricopa County Arizona | 4 | $ 2,720,000 | $ 680,000 | $ 158,000 |
| Marshall County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 207,000 |
| Mason County Texas | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
| Matagorda County Texas | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| McCurtain County Oklahoma | 2 | $ 940,000 | $ 470,000 | $ 176,000 |
| McIntosh County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 200,000 |
| McLennan County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 61,000 |
| Midland County Texas | 2 | $ 370,000 | $ 185,000 | $ 52,000 |
| Milam County Texas | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Montague County Texas | 2 | $ 750,000 | $ 375,000 | $ 137,000 |
| Montgomery County Alabama | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Montgomery County Texas | 7 | $ 2,805,000 | $ 400,000 | $ 187,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Nueces County Texas | 2 | $ 470,000 | $ 235,000 | $ 255,000 |
| Oklahoma County Oklahoma | 2 | $ 500,000 | $ 250,000 | $ 133,000 |
| Orange County California | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| Orange County Florida | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Palo Pinto County Texas | 9 | $ 5,855,000 | $ 650,000 | $ 374,000 |
| Pamlico County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Park County Colorado | 1 | $ 505,000 | $ 505,000 | $ 95,000 |
| Parker County Texas | 80 | $ 29,410,000 | $ 367,000 | $ 135,000 |
| Pike County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 328,000 |
| Potter County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Pushmataha County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Riverside County California | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Robertson County Texas | 1 | $ 355,000 | $ 355,000 | $ 147,000 |
| Rock Island County Illinois | 2 | $ 170,000 | $ 85,000 | $ 162,000 |
| Rockwall County Texas | 18 | $ 5,900,000 | $ 327,000 | $ 132,000 |
| San Luis Obispo County California | 1 | $ 335,000 | $ 335,000 | $ 309,000 |
| San Miguel County New Mexico | 1 | $ 965,000 | $ 965,000 | $ 136,000 |
| San Patricio County Texas | 2 | $ 2,220,000 | $ 1,110,000 | $ 433,000 |
| San Saba County Texas | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Sandoval County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Seminole County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Smith County Texas | 7 | $ 2,245,000 | $ 320,000 | $ 96,000 |
| Tarrant County Texas | 250 | $ 71,870,000 | $ 287,000 | $ 162,000 |
| Taylor County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Tom Green County Texas | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Travis County Texas | 413 | $ 179,165,000 | $ 433,000 | $ 178,000 |
| Tulsa County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Tyler County Texas | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Union County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 189,000 |
| Van Zandt County Texas | 3 | $ 955,000 | $ 318,000 | $ 134,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Waller County Texas | 1 | $ 415,000 | $ 415,000 | $ 205,000 |
| Walton County Florida | 2 | $ 3,570,000 | $ 1,785,000 | $ 478,000 |
| Washington County Arkansas | 1 | $ 265,000 | $ 265,000 | $ 339,000 |
| Washington County Texas | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Washoe County Nevada | 4 | $ 1,360,000 | $ 340,000 | $ 122,000 |
| Whatcom County Washington | 1 | $ 525,000 | $ 525,000 | $ 262,000 |
| Wichita County Texas | 170 | $ 26,280,000 | $ 154,000 | $ 94,000 |
| Wilbarger County Texas | 1 | $ 135,000 | $ 135,000 | $ 83,000 |
| Williamson County Texas | 150 | $ 50,060,000 | $ 333,000 | $ 148,000 |
| Wise County Texas | 12 | $ 3,690,000 | $ 307,000 | $ 115,000 |
| Wood County Texas | 2 | $ 550,000 | $ 275,000 | $ 187,000 |
| Young County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for First Bank in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,501 | $511,135,000 | $340,000 | $2,475,000 | $152,000 | $3,823,000 |
| Refinancing | 577 | $181,685,000 | $314,000 | $1,715,000 | $167,000 | $3,671,000 |
| Cash-out Refinancing | 423 | $147,895,000 | $349,000 | $1,505,000 | $155,000 | $679,000 |
| Other Purpose | 42 | $7,220,000 | $171,000 | $775,000 | $149,000 | $289,000 |
| Home Improvement | 9 | $3,695,000 | $410,000 | $925,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,562 | $559,030,000 | $357,000 | $2,475,000 | $164,000 | $3,823,000 |
| Not applicable | 298 | $62,370,000 | $209,000 | $1,955,000 | $0 | $0 |
| Not Provided | 280 | $98,120,000 | $350,000 | $2,435,000 | $146,000 | $1,077,000 |
| Hispanic | 220 | $63,000,000 | $286,000 | $805,000 | $120,000 | $413,000 |
| Asian | 113 | $45,785,000 | $405,000 | $1,505,000 | $173,000 | $415,000 |
| Black or African American | 59 | $17,225,000 | $291,000 | $905,000 | $120,000 | $705,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,725,000 | $247,000 | $385,000 | $136,000 | $231,000 |
| American Indian or Alaskan Native | 4 | $1,650,000 | $412,000 | $485,000 | $179,000 | $217,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,286 | $769,940,000 | $336,000 | $2,475,000 | $164,000 | $3,823,000 |
| FHA-insured (Federal Housing Administration) | 150 | $39,090,000 | $260,000 | $425,000 | $85,000 | $348,000 |
| VA-guaranteed (Veterans Administration) | 109 | $40,805,000 | $374,000 | $965,000 | $110,000 | $262,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,795,000 | $256,000 | $335,000 | $74,000 | $95,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,151 | $705,335,000 | $327,000 | $1,955,000 | $152,000 | $3,823,000 |
| Application Approved But Not Accepted | 289 | $98,955,000 | $342,000 | $2,275,000 | $164,000 | $1,077,000 |
| Application Denied By Financial Institution | 54 | $19,680,000 | $364,000 | $2,475,000 | $135,000 | $807,000 |
| Application Withdrawn By Applicant | 52 | $24,190,000 | $465,000 | $2,435,000 | $218,000 | $844,000 |
| File Closed For Incompleteness | 6 | $3,470,000 | $578,000 | $1,715,000 | $701,000 | $3,671,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,498 | $831,950,000 | $333,000 | $2,435,000 | $157,000 | $3,823,000 |
| Debt-To-Income Ratio | 22 | $6,860,000 | $311,000 | $995,000 | $93,000 | $325,000 |
| Credit History | 12 | $3,190,000 | $265,000 | $415,000 | $101,000 | $295,000 |
| Collateral | 8 | $2,510,000 | $313,000 | $995,000 | $192,000 | $282,000 |
| Unverifiable Information | 7 | $5,485,000 | $783,000 | $2,475,000 | $297,000 | $807,000 |
| Employment History | 3 | $1,175,000 | $391,000 | $535,000 | $92,000 | $115,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $460,000 | $230,000 | $305,000 | $66,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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