First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank & Trust 9816 Slide Rd. Lubbock, TX 79424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,749 |
| Total Mortgage Loan Application Amount | $482,975,000 |
| Average Mortgage Loan Application Amount | $208,200 |
| Highest Mortgage Loan Application Amount | $27,585,000 |
| Average Applicant Income | $139,800 |
| Highest Applicant Income | $3,756,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 728 | $ 177,970,000 | $ 244,000 | $ 148,000 |
| Wise County Texas | 104 | $ 39,280,000 | $ 377,000 | $ 148,000 |
| Midland County Texas | 102 | $ 31,990,000 | $ 313,000 | $ 143,000 |
| Wichita County Texas | 97 | $ 15,735,000 | $ 162,000 | $ 86,000 |
| Scurry County Texas | 63 | $ 7,095,000 | $ 112,000 | $ 110,000 |
| Hockley County Texas | 52 | $ 8,970,000 | $ 172,000 | $ 97,000 |
| Gray County Texas | 34 | $ 5,220,000 | $ 153,000 | $ 104,000 |
| Lynn County Texas | 31 | $ 10,935,000 | $ 352,000 | $ 180,000 |
| Ector County Texas | 28 | $ 6,730,000 | $ 240,000 | $ 95,000 |
| Bernalillo County New Mexico | 27 | $ 8,255,000 | $ 305,000 | $ 160,000 |
| Ellis County Texas | 24 | $ 5,910,000 | $ 246,000 | $ 109,000 |
| Bailey County Texas | 23 | $ 3,005,000 | $ 130,000 | $ 81,000 |
| Tarrant County Texas | 20 | $ 8,670,000 | $ 433,000 | $ 173,000 |
| Taylor County Texas | 19 | $ 32,455,000 | $ 1,708,000 | $ 137,000 |
| Dallas County Texas | 17 | $ 3,955,000 | $ 232,000 | $ 175,000 |
| Maricopa County Arizona | 14 | $ 10,220,000 | $ 730,000 | $ 369,000 |
| Lamb County Texas | 13 | $ 1,135,000 | $ 87,000 | $ 65,000 |
| Hale County Texas | 12 | $ 1,940,000 | $ 161,000 | $ 131,000 |
| Mitchell County Texas | 10 | $ 770,000 | $ 77,000 | $ 90,000 |
| Terry County Texas | 10 | $ 1,420,000 | $ 142,000 | $ 78,000 |
| Santa Fe County New Mexico | 9 | $ 3,255,000 | $ 361,000 | $ 179,000 |
| Denton County Texas | 9 | $ 3,425,000 | $ 380,000 | $ 162,000 |
| Brazos County Texas | 8 | $ 1,740,000 | $ 217,000 | $ 122,000 |
| Gaines County Texas | 8 | $ 1,890,000 | $ 236,000 | $ 103,000 |
| Parker County Texas | 8 | $ 6,010,000 | $ 751,000 | $ 161,000 |
| Hood County Texas | 7 | $ 2,355,000 | $ 336,000 | $ 169,000 |
| Montague County Texas | 7 | $ 1,775,000 | $ 253,000 | $ 99,000 |
| Archer County Texas | 6 | $ 1,190,000 | $ 198,000 | $ 95,000 |
| Garza County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 138,000 |
| Harris County Texas | 6 | $ 3,950,000 | $ 658,000 | $ 139,000 |
| Yoakum County Texas | 6 | $ 670,000 | $ 111,000 | $ 72,000 |
| Denver County Colorado | 5 | $ 1,695,000 | $ 339,000 | $ 141,000 |
| Lincoln County New Mexico | 5 | $ 3,435,000 | $ 687,000 | $ 814,000 |
| Baylor County Texas | 5 | $ 575,000 | $ 115,000 | $ 79,000 |
| Clay County Texas | 5 | $ 635,000 | $ 127,000 | $ 113,000 |
| Crosby County Texas | 5 | $ 535,000 | $ 107,000 | $ 51,000 |
| Jones County Texas | 5 | $ 565,000 | $ 113,000 | $ 74,000 |
| Nolan County Texas | 5 | $ 415,000 | $ 83,000 | $ 92,000 |
| Grand County Colorado | 4 | $ 2,390,000 | $ 597,000 | $ 238,000 |
| Colfax County New Mexico | 4 | $ 1,210,000 | $ 302,000 | $ 117,000 |
| Andrews County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 108,000 |
| Collin County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 252,000 |
| Dawson County Texas | 4 | $ 900,000 | $ 225,000 | $ 261,000 |
| Howard County Texas | 4 | $ 200,000 | $ 50,000 | $ 104,000 |
| Johnson County Texas | 4 | $ 970,000 | $ 242,000 | $ 67,000 |
| Palo Pinto County Texas | 4 | $ 1,690,000 | $ 422,000 | $ 365,000 |
| Archuleta County Colorado | 3 | $ 1,575,000 | $ 525,000 | $ 336,000 |
| Jefferson County Colorado | 3 | $ 1,565,000 | $ 521,000 | $ 134,000 |
| Curry County New Mexico | 3 | $ 1,235,000 | $ 411,000 | $ 111,000 |
| Los Alamos County New Mexico | 3 | $ 1,505,000 | $ 501,000 | $ 225,000 |
| Sandoval County New Mexico | 3 | $ 915,000 | $ 305,000 | $ 126,000 |
| Valencia County New Mexico | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| Bexar County Texas | 3 | $ 1,025,000 | $ 341,000 | $ 476,000 |
| Borden County Texas | 3 | $ 555,000 | $ 185,000 | $ 98,000 |
| Cochran County Texas | 3 | $ 205,000 | $ 68,000 | $ 1,270,000 |
| Cooke County Texas | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| El Paso County Texas | 3 | $ 875,000 | $ 291,000 | $ 543,000 |
| Kaufman County Texas | 3 | $ 795,000 | $ 265,000 | $ 102,000 |
| Martin County Texas | 3 | $ 575,000 | $ 191,000 | $ 100,000 |
| Parmer County Texas | 3 | $ 535,000 | $ 178,000 | $ 80,000 |
| Randall County Texas | 3 | $ 1,255,000 | $ 418,000 | $ 199,000 |
| Wheeler County Texas | 3 | $ 145,000 | $ 48,000 | $ 85,000 |
| Pinal County Arizona | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Adams County Colorado | 2 | $ 940,000 | $ 470,000 | $ 115,000 |
| Boulder County Colorado | 2 | $ 160,000 | $ 80,000 | $ 254,000 |
| Boone County Illinois | 2 | $ 1,290,000 | $ 645,000 | $ 200,000 |
| Sheridan County Montana | 2 | $ 470,000 | $ 235,000 | $ 262,000 |
| Lea County New Mexico | 2 | $ 480,000 | $ 240,000 | $ 105,000 |
| Quay County New Mexico | 2 | $ 150,000 | $ 75,000 | $ 15,000 |
| Union County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 228,000 |
| Custer County Oklahoma | 2 | $ 590,000 | $ 295,000 | $ 105,000 |
| Bell County Texas | 2 | $ 500,000 | $ 250,000 | $ 162,000 |
| Fannin County Texas | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Gillespie County Texas | 2 | $ 1,860,000 | $ 930,000 | $ 176,000 |
| Grayson County Texas | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Hutchinson County Texas | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Motley County Texas | 2 | $ 730,000 | $ 365,000 | $ 165,000 |
| Navarro County Texas | 2 | $ 220,000 | $ 110,000 | $ 77,000 |
| Potter County Texas | 2 | $ 220,000 | $ 110,000 | $ 78,000 |
| Roberts County Texas | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
| Rockwall County Texas | 2 | $ 750,000 | $ 375,000 | $ 261,000 |
| Travis County Texas | 2 | $ 780,000 | $ 390,000 | $ 415,000 |
| Sheboygan County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Mobile County Alabama | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Coconino County Arizona | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Riverside County California | 1 | $ 2,485,000 | $ 2,485,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 2,325,000 | $ 2,325,000 | $ 708,000 |
| Douglas County Colorado | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Larimer County Colorado | 1 | $ 185,000 | $ 185,000 | $ 243,000 |
| Las Animas County Colorado | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 405,000 | $ 405,000 | $ 287,000 |
| Cook County Illinois | 1 | $ 965,000 | $ 965,000 | $ 451,000 |
| Jo Daviess County Illinois | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Will County Illinois | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Winnebago County Illinois | 1 | $ 295,000 | $ 295,000 | $ 451,000 |
| Dubuque County Iowa | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 755,000 | $ 755,000 | $ 341,000 |
| Ramsey County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 181,000 |
| Washington County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 135,000 | $ 135,000 | $ 102,000 |
| Broadwater County Montana | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Carbon County Montana | 1 | $ 555,000 | $ 555,000 | $ 123,000 |
| Gallatin County Montana | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Yellowstone County Montana | 1 | $ 495,000 | $ 495,000 | $ 104,000 |
| Dona Ana County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Eddy County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Mora County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Roosevelt County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| San Juan County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Beckham County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 89,000 |
| Canadian County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| Cleveland County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| McClain County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Briscoe County Texas | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Brown County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Burnet County Texas | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Callahan County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Carson County Texas | 1 | $ 65,000 | $ 65,000 | $ 157,000 |
| Childress County Texas | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Coleman County Texas | 1 | $ 155,000 | $ 155,000 | $ 244,000 |
| Collingsworth County Texas | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Comal County Texas | 1 | $ 645,000 | $ 645,000 | $ 237,000 |
| Deaf Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dickens County Texas | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Eastland County Texas | 1 | $ 185,000 | $ 185,000 | $ 146,000 |
| Erath County Texas | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Fisher County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Floyd County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Galveston County Texas | 1 | $ 965,000 | $ 965,000 | $ 454,000 |
| Grimes County Texas | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Hardin County Texas | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Haskell County Texas | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Hill County Texas | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Hunt County Texas | 1 | $ 335,000 | $ 335,000 | $ 156,000 |
| Jack County Texas | 1 | $ 515,000 | $ 515,000 | $ 193,000 |
| Kent County Texas | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Montgomery County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nueces County Texas | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Runnels County Texas | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Rusk County Texas | 1 | $ 395,000 | $ 395,000 | $ 121,000 |
| Sabine County Texas | 1 | $ 435,000 | $ 435,000 | $ 232,000 |
| San Patricio County Texas | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Shackelford County Texas | 1 | $ 295,000 | $ 295,000 | $ 198,000 |
| Smith County Texas | 1 | $ 275,000 | $ 275,000 | $ 115,000 |
| Somervell County Texas | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Stephens County Texas | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Swisher County Texas | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Tom Green County Texas | 1 | $ 485,000 | $ 485,000 | $ 131,000 |
| Uvalde County Texas | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Van Zandt County Texas | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Victoria County Texas | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Walker County Texas | 1 | $ 145,000 | $ 145,000 | $ 191,000 |
| Ward County Texas | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Washington County Texas | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Wilbarger County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Williamson County Texas | 1 | $ 845,000 | $ 845,000 | $ 302,000 |
| Winkler County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wood County Texas | 1 | $ 245,000 | $ 245,000 | $ 198,000 |
| Young County Texas | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Ozaukee County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 329,000 |
| Price County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Rock County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Sauk County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Wood County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,279 | $379,745,000 | $296,000 | $27,585,000 | $146,000 | $3,756,000 |
| Refinancing | 188 | $46,590,000 | $247,000 | $2,845,000 | $151,000 | $1,878,000 |
| Cash-out Refinancing | 162 | $42,180,000 | $260,000 | $1,425,000 | $139,000 | $1,860,000 |
| Other Purpose | 62 | $9,580,000 | $154,000 | $805,000 | $125,000 | $765,000 |
| Home Improvement | 58 | $4,880,000 | $84,000 | $755,000 | $138,000 | $1,140,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,095 | $305,315,000 | $278,000 | $2,855,000 | $156,000 | $3,756,000 |
| Hispanic | 275 | $59,085,000 | $214,000 | $1,075,000 | $107,000 | $1,171,000 |
| Not Provided | 164 | $37,890,000 | $231,000 | $3,505,000 | $133,000 | $516,000 |
| Not applicable | 138 | $63,540,000 | $460,000 | $27,585,000 | $0 | $0 |
| Black or African American | 34 | $6,860,000 | $201,000 | $845,000 | $121,000 | $302,000 |
| Asian | 27 | $6,175,000 | $228,000 | $505,000 | $151,000 | $449,000 |
| American Indian or Alaskan Native | 12 | $3,180,000 | $265,000 | $645,000 | $115,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $785,000 | $261,000 | $405,000 | $134,000 | $159,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,421 | $410,055,000 | $288,000 | $27,585,000 | $160,000 | $3,756,000 |
| FHA-insured (Federal Housing Administration) | 264 | $55,670,000 | $210,000 | $585,000 | $82,000 | $224,000 |
| VA-guaranteed (Veterans Administration) | 57 | $16,265,000 | $285,000 | $845,000 | $103,000 | $337,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $985,000 | $140,000 | $185,000 | $66,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,245 | $338,875,000 | $272,000 | $27,585,000 | $143,000 | $3,756,000 |
| Application Withdrawn By Applicant | 341 | $111,095,000 | $325,000 | $3,505,000 | $156,000 | $1,171,000 |
| Application Denied By Financial Institution | 149 | $31,185,000 | $209,000 | $2,005,000 | $131,000 | $1,860,000 |
| Application Approved But Not Accepted | 12 | $1,000,000 | $83,000 | $155,000 | $175,000 | $390,000 |
| Loan Purchased By The Institution | 2 | $820,000 | $410,000 | $615,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,600 | $451,790,000 | $282,000 | $27,585,000 | $146,000 | $3,756,000 |
| Debt-To-Income Ratio | 47 | $8,915,000 | $189,000 | $755,000 | $64,000 | $204,000 |
| Credit History | 44 | $7,480,000 | $170,000 | $2,005,000 | $125,000 | $1,444,000 |
| Collateral | 20 | $6,030,000 | $301,000 | $1,205,000 | $188,000 | $1,171,000 |
| Credit Application Incomplete | 14 | $1,410,000 | $100,000 | $385,000 | $147,000 | $765,000 |
| Other | 11 | $4,435,000 | $403,000 | $1,425,000 | $331,000 | $1,860,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,075,000 | $296,000 | $505,000 | $88,000 | $194,000 |
| Unverifiable Information | 4 | $620,000 | $155,000 | $305,000 | $150,000 | $290,000 |
| Employment History | 2 | $220,000 | $110,000 | $145,000 | $86,000 | $157,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.