- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
First Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
First Bank & Trust 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | First Bank & Trust 9816 Slide Rd. Lubbock, TX 79424 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,835 |
| Total Mortgage Loan Application Amount | $664,255,000 |
| Average Mortgage Loan Application Amount | $197,200 |
| Highest Mortgage Loan Application Amount | $15,675,000 |
| Average Applicant Income | $135,800 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with First Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing First Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down First Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how First Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by First Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at First Bank & Trust's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 2 | $ 390,000 | $ 195,000 | $ 34,000 |
| Andrews County Texas | 6 | $ 2,090,000 | $ 348,000 | $ 92,000 |
| Arapahoe County Colorado | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Archer County Texas | 4 | $ 1,160,000 | $ 290,000 | $ 112,000 |
| Archuleta County Colorado | 2 | $ 740,000 | $ 370,000 | $ 199,000 |
| Bailey County Texas | 22 | $ 2,530,000 | $ 115,000 | $ 83,000 |
| Baylor County Texas | 6 | $ 1,370,000 | $ 228,000 | $ 130,000 |
| Bell County Texas | 3 | $ 705,000 | $ 235,000 | $ 260,000 |
| Bernalillo County New Mexico | 19 | $ 6,245,000 | $ 328,000 | $ 205,000 |
| Bexar County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 222,000 |
| Boone County Illinois | 4 | $ 1,930,000 | $ 482,000 | $ 452,000 |
| Borden County Texas | 1 | $ 145,000 | $ 145,000 | $ 198,000 |
| Boulder County Colorado | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Brazoria County Texas | 3 | $ 1,015,000 | $ 338,000 | $ 186,000 |
| Brazos County Texas | 7 | $ 1,755,000 | $ 250,000 | $ 85,000 |
| Broomfield County Colorado | 1 | $ 435,000 | $ 435,000 | $ 317,000 |
| Brown County Texas | 3 | $ 1,375,000 | $ 458,000 | $ 258,000 |
| Bryan County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Burnet County Texas | 1 | $ 545,000 | $ 545,000 | $ 292,000 |
| Callahan County Texas | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Camden County Missouri | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Cameron County Texas | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Carroll County Illinois | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Carter County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 212,000 |
| Clay County Texas | 11 | $ 1,495,000 | $ 135,000 | $ 54,000 |
| Coleman County Texas | 1 | $ 155,000 | $ 155,000 | $ 169,000 |
| Colfax County New Mexico | 9 | $ 1,415,000 | $ 157,000 | $ 98,000 |
| Collin County Texas | 17 | $ 4,345,000 | $ 255,000 | $ 118,000 |
| Collingsworth County Texas | 2 | $ 90,000 | $ 45,000 | $ 122,000 |
| Concho County Texas | 1 | $ 355,000 | $ 355,000 | $ 226,000 |
| Cooke County Texas | 6 | $ 1,970,000 | $ 328,000 | $ 178,000 |
| Coryell County Texas | 1 | $ 145,000 | $ 145,000 | $ 260,000 |
| Cotton County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 96,000 |
| Crosby County Texas | 4 | $ 360,000 | $ 90,000 | $ 38,000 |
| Curry County New Mexico | 8 | $ 2,460,000 | $ 307,000 | $ 90,000 |
| Dallam County Texas | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Dallas County Texas | 28 | $ 8,070,000 | $ 288,000 | $ 198,000 |
| Dane County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 409,000 |
| Dawson County Montana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Dawson County Texas | 4 | $ 890,000 | $ 222,000 | $ 90,000 |
| Denton County Texas | 26 | $ 8,500,000 | $ 326,000 | $ 183,000 |
| Denver County Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 187,000 |
| Dickens County Texas | 4 | $ 630,000 | $ 157,000 | $ 88,000 |
| Donley County Texas | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 241,000 |
| Eagle County Colorado | 4 | $ 1,690,000 | $ 422,000 | $ 65,000 |
| Eastland County Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Ector County Texas | 23 | $ 5,065,000 | $ 220,000 | $ 125,000 |
| Eddy County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ellis County Texas | 88 | $ 20,820,000 | $ 236,000 | $ 119,000 |
| Fannin County Texas | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
| Flathead County Montana | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Floyd County Texas | 3 | $ 405,000 | $ 135,000 | $ 186,000 |
| Fond du Lac County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 88,000 |
| Fort Bend County Texas | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| Gaines County Texas | 12 | $ 2,000,000 | $ 166,000 | $ 95,000 |
| Galveston County Texas | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Garfield County Colorado | 1 | $ 535,000 | $ 535,000 | $ 170,000 |
| Garza County Texas | 5 | $ 1,055,000 | $ 211,000 | $ 205,000 |
| Grand County Colorado | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Grant County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Gray County Texas | 46 | $ 5,500,000 | $ 119,000 | $ 118,000 |
| Grayson County Texas | 5 | $ 865,000 | $ 173,000 | $ 61,000 |
| Green County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 40,000 |
| Greene County Missouri | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Gregg County Texas | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Grimes County Texas | 1 | $ 185,000 | $ 185,000 | $ 87,000 |
| Guadalupe County New Mexico | 3 | $ 635,000 | $ 211,000 | $ 170,000 |
| Hale County Texas | 9 | $ 1,115,000 | $ 123,000 | $ 82,000 |
| Hansford County Texas | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Hardeman County Texas | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Harris County Texas | 14 | $ 4,950,000 | $ 353,000 | $ 160,000 |
| Harrison County Texas | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Hartley County Texas | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Haskell County Texas | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Hays County Texas | 3 | $ 585,000 | $ 195,000 | $ 100,000 |
| Henderson County Texas | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Hill County Texas | 3 | $ 435,000 | $ 145,000 | $ 83,000 |
| Hockley County Texas | 83 | $ 11,925,000 | $ 143,000 | $ 99,000 |
| Hood County Texas | 4 | $ 1,170,000 | $ 292,000 | $ 182,000 |
| Howard County Texas | 6 | $ 1,750,000 | $ 291,000 | $ 117,000 |
| Hutchinson County Texas | 1 | $ 35,000 | $ 35,000 | $ 257,000 |
| Iowa County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Jack County Texas | 2 | $ 550,000 | $ 275,000 | $ 117,000 |
| Jefferson County Colorado | 4 | $ 1,450,000 | $ 362,000 | $ 93,000 |
| Jo Daviess County Illinois | 10 | $ 1,190,000 | $ 119,000 | $ 64,000 |
| Johnson County Texas | 6 | $ 1,270,000 | $ 211,000 | $ 64,000 |
| Jones County Texas | 6 | $ 1,010,000 | $ 168,000 | $ 105,000 |
| Kane County Illinois | 1 | $ 545,000 | $ 545,000 | $ 244,000 |
| Kaufman County Texas | 3 | $ 615,000 | $ 205,000 | $ 65,000 |
| Kent County Texas | 3 | $ 715,000 | $ 238,000 | $ 162,000 |
| Kerr County Texas | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Knox County Texas | 2 | $ 170,000 | $ 85,000 | $ 99,000 |
| Lamb County Texas | 11 | $ 1,315,000 | $ 119,000 | $ 75,000 |
| Lea County New Mexico | 4 | $ 640,000 | $ 160,000 | $ 127,000 |
| Limestone County Texas | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Lincoln County New Mexico | 6 | $ 1,570,000 | $ 261,000 | $ 328,000 |
| Llano County Texas | 2 | $ 840,000 | $ 420,000 | $ 255,000 |
| Logan County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Los Alamos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Lubbock County Texas | 1,194 | $ 258,430,000 | $ 216,000 | $ 129,000 |
| Lynn County Texas | 40 | $ 13,050,000 | $ 326,000 | $ 137,000 |
| Maricopa County Arizona | 37 | $ 17,485,000 | $ 472,000 | $ 273,000 |
| Marshall County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Martin County Texas | 1 | $ 335,000 | $ 335,000 | $ 68,000 |
| Mayes County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| McCurtain County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| McLennan County Texas | 5 | $ 825,000 | $ 165,000 | $ 100,000 |
| Mesa County Colorado | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Midland County Texas | 172 | $ 49,440,000 | $ 287,000 | $ 137,000 |
| Mineral County Colorado | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Mitchell County Texas | 12 | $ 1,370,000 | $ 114,000 | $ 77,000 |
| Montague County Texas | 15 | $ 2,875,000 | $ 191,000 | $ 79,000 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 121,000 |
| Montrose County Colorado | 1 | $ 845,000 | $ 845,000 | $ 77,000 |
| Moore County Texas | 4 | $ 880,000 | $ 220,000 | $ 121,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 590,000 |
| Navarro County Texas | 3 | $ 775,000 | $ 258,000 | $ 111,000 |
| Nolan County Texas | 2 | $ 250,000 | $ 125,000 | $ 73,000 |
| Nueces County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 509,000 |
| Oklahoma County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 14,000 |
| Otero County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 437,000 |
| Palo Pinto County Texas | 7 | $ 4,545,000 | $ 649,000 | $ 424,000 |
| Park County Montana | 2 | $ 820,000 | $ 410,000 | $ 134,000 |
| Parker County Texas | 15 | $ 4,695,000 | $ 313,000 | $ 126,000 |
| Parmer County Texas | 10 | $ 1,940,000 | $ 194,000 | $ 86,000 |
| Pima County Arizona | 1 | $ 515,000 | $ 515,000 | $ 150,000 |
| Pinal County Arizona | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
| Potter County Texas | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Poweshiek County Iowa | 1 | $ 205,000 | $ 205,000 | $ 436,000 |
| Quay County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Randall County Texas | 6 | $ 1,480,000 | $ 246,000 | $ 140,000 |
| Ravalli County Montana | 3 | $ 1,215,000 | $ 405,000 | $ 97,000 |
| Reeves County Texas | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Roberts County Texas | 3 | $ 405,000 | $ 135,000 | $ 134,000 |
| Rock County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Rockwall County Texas | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Roosevelt County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| San Juan County New Mexico | 4 | $ 1,260,000 | $ 315,000 | $ 154,000 |
| San Miguel County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| San Patricio County Texas | 1 | $ 165,000 | $ 165,000 | $ 31,000 |
| Sanders County Montana | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| Sandoval County New Mexico | 9 | $ 2,075,000 | $ 230,000 | $ 168,000 |
| Santa Fe County New Mexico | 34 | $ 12,750,000 | $ 375,000 | $ 178,000 |
| Scott County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Scurry County Texas | 63 | $ 7,445,000 | $ 118,000 | $ 140,000 |
| Shackelford County Texas | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Sheboygan County Wisconsin | 10 | $ 1,230,000 | $ 123,000 | $ 82,000 |
| Sheridan County Montana | 5 | $ 1,255,000 | $ 251,000 | $ 123,000 |
| Smith County Texas | 2 | $ 380,000 | $ 190,000 | $ 209,000 |
| Somervell County Texas | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Stephens County Texas | 6 | $ 930,000 | $ 155,000 | $ 304,000 |
| Stephenson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Stillwater County Montana | 1 | $ 415,000 | $ 415,000 | $ 145,000 |
| Summit County Colorado | 1 | $ 2,275,000 | $ 2,275,000 | $ 2,280,000 |
| Swisher County Texas | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Taos County New Mexico | 3 | $ 845,000 | $ 281,000 | $ 194,000 |
| Tarrant County Texas | 40 | $ 11,880,000 | $ 297,000 | $ 208,000 |
| Taylor County Texas | 21 | $ 20,875,000 | $ 994,000 | $ 176,000 |
| Terry County Texas | 10 | $ 1,640,000 | $ 164,000 | $ 90,000 |
| Tom Green County Texas | 7 | $ 2,055,000 | $ 293,000 | $ 136,000 |
| Travis County Texas | 3 | $ 615,000 | $ 205,000 | $ 158,000 |
| Union County New Mexico | 5 | $ 705,000 | $ 141,000 | $ 87,000 |
| Valencia County New Mexico | 5 | $ 1,165,000 | $ 233,000 | $ 105,000 |
| Waller County Texas | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Walton County Florida | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Walworth County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 150,000 |
| Ward County Texas | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Wasatch County Utah | 1 | $ 1,505,000 | $ 1,505,000 | $ 399,000 |
| Washington County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Wheeler County Texas | 9 | $ 675,000 | $ 75,000 | $ 48,000 |
| Wichita County Texas | 162 | $ 25,140,000 | $ 155,000 | $ 77,000 |
| Wilbarger County Texas | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Williamson County Texas | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Winnebago County Illinois | 20 | $ 2,370,000 | $ 118,000 | $ 87,000 |
| Wise County Texas | 187 | $ 53,345,000 | $ 285,000 | $ 125,000 |
| Wood County Texas | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Yavapai County Arizona | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Yellowstone County Montana | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Yoakum County Texas | 14 | $ 2,110,000 | $ 150,000 | $ 119,000 |
| Young County Texas | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for First Bank & Trust in 2021
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,706 | $414,450,000 | $242,000 | $15,675,000 | $125,000 | $2,280,000 |
| Refinancing | 636 | $147,030,000 | $231,000 | $1,505,000 | $150,000 | $1,773,000 |
| Cash-out Refinancing | 360 | $86,030,000 | $238,000 | $1,235,000 | $124,000 | $570,000 |
| Home Improvement | 83 | $7,405,000 | $89,000 | $535,000 | $146,000 | $669,000 |
| Other Purpose | 50 | $9,340,000 | $186,000 | $865,000 | $134,000 | $522,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,930 | $471,940,000 | $244,000 | $2,505,000 | $139,000 | $2,280,000 |
| Hispanic | 446 | $83,690,000 | $187,000 | $1,765,000 | $96,000 | $776,000 |
| Not Provided | 214 | $47,950,000 | $224,000 | $1,365,000 | $140,000 | $1,353,000 |
| Not applicable | 134 | $36,200,000 | $270,000 | $15,675,000 | $0 | $0 |
| Black or African American | 58 | $13,380,000 | $230,000 | $725,000 | $106,000 | $260,000 |
| Asian | 32 | $7,440,000 | $232,000 | $1,235,000 | $133,000 | $580,000 |
| American Indian or Alaskan Native | 18 | $3,090,000 | $171,000 | $545,000 | $86,000 | $194,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $435,000 | $435,000 | $435,000 | $157,000 | $157,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,265 | $550,295,000 | $242,000 | $15,675,000 | $145,000 | $2,280,000 |
| FHA-insured (Federal Housing Administration) | 442 | $83,370,000 | $188,000 | $425,000 | $79,000 | $1,742,000 |
| VA-guaranteed (Veterans Administration) | 107 | $28,135,000 | $262,000 | $725,000 | $97,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,455,000 | $116,000 | $275,000 | $48,000 | $87,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,126 | $499,580,000 | $234,000 | $15,675,000 | $129,000 | $1,773,000 |
| Application Withdrawn By Applicant | 486 | $125,650,000 | $258,000 | $2,505,000 | $153,000 | $2,280,000 |
| Application Denied By Financial Institution | 201 | $35,275,000 | $175,000 | $845,000 | $97,000 | $1,082,000 |
| Application Approved But Not Accepted | 18 | $3,200,000 | $177,000 | $675,000 | $162,000 | $438,000 |
| Loan Purchased By The Institution | 4 | $550,000 | $137,000 | $315,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,634 | $628,980,000 | $238,000 | $15,675,000 | $134,000 | $2,280,000 |
| Debt-To-Income Ratio | 77 | $14,745,000 | $191,000 | $845,000 | $67,000 | $197,000 |
| Credit History | 52 | $5,690,000 | $109,000 | $545,000 | $83,000 | $225,000 |
| Collateral | 31 | $7,035,000 | $226,000 | $515,000 | $162,000 | $1,082,000 |
| Credit Application Incomplete | 25 | $4,695,000 | $187,000 | $505,000 | $133,000 | $390,000 |
| Employment History | 6 | $1,110,000 | $185,000 | $445,000 | $60,000 | $100,000 |
| Other | 5 | $1,185,000 | $237,000 | $485,000 | $99,000 | $200,000 |
| Unverifiable Information | 3 | $585,000 | $195,000 | $305,000 | $153,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $230,000 | $115,000 | $125,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Bank & Trust's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer