First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First Bank & Trust 520 6Th Street Brookings, SD 57006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,912 |
| Total Mortgage Loan Application Amount | $471,910,000 |
| Average Mortgage Loan Application Amount | $183,800 |
| Highest Mortgage Loan Application Amount | $21,505,000 |
| Average Applicant Income | $150,600 |
| Highest Applicant Income | $6,671,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 433 | $ 126,065,000 | $ 291,000 | $ 170,000 |
| Brookings County South Dakota | 250 | $ 43,690,000 | $ 174,000 | $ 132,000 |
| Lincoln County South Dakota | 212 | $ 46,250,000 | $ 218,000 | $ 168,000 |
| Pipestone County Minnesota | 99 | $ 10,705,000 | $ 108,000 | $ 87,000 |
| Grant County South Dakota | 87 | $ 10,735,000 | $ 123,000 | $ 94,000 |
| Codington County South Dakota | 77 | $ 14,665,000 | $ 190,000 | $ 147,000 |
| Hennepin County Minnesota | 59 | $ 22,075,000 | $ 374,000 | $ 306,000 |
| Scott County Minnesota | 43 | $ 11,475,000 | $ 266,000 | $ 351,000 |
| Isanti County Minnesota | 40 | $ 28,970,000 | $ 724,000 | $ 128,000 |
| Lake County South Dakota | 40 | $ 8,360,000 | $ 209,000 | $ 152,000 |
| Clay County South Dakota | 35 | $ 4,915,000 | $ 140,000 | $ 109,000 |
| Lincoln County Minnesota | 27 | $ 3,245,000 | $ 120,000 | $ 87,000 |
| Anoka County Minnesota | 24 | $ 21,520,000 | $ 896,000 | $ 147,000 |
| Le Sueur County Minnesota | 24 | $ 4,760,000 | $ 198,000 | $ 120,000 |
| Hamlin County South Dakota | 24 | $ 3,890,000 | $ 162,000 | $ 136,000 |
| Moody County South Dakota | 24 | $ 4,040,000 | $ 168,000 | $ 97,000 |
| Dakota County Minnesota | 20 | $ 4,800,000 | $ 240,000 | $ 146,000 |
| Roberts County South Dakota | 20 | $ 2,610,000 | $ 130,000 | $ 114,000 |
| Deuel County South Dakota | 19 | $ 3,235,000 | $ 170,000 | $ 92,000 |
| Rock County Minnesota | 18 | $ 2,820,000 | $ 156,000 | $ 88,000 |
| Mille Lacs County Minnesota | 17 | $ 2,205,000 | $ 129,000 | $ 107,000 |
| Ramsey County Minnesota | 16 | $ 12,690,000 | $ 793,000 | $ 138,000 |
| Turner County South Dakota | 14 | $ 2,480,000 | $ 177,000 | $ 141,000 |
| Kingsbury County South Dakota | 13 | $ 1,905,000 | $ 146,000 | $ 91,000 |
| Union County South Dakota | 13 | $ 1,685,000 | $ 129,000 | $ 97,000 |
| Washington County Minnesota | 12 | $ 3,170,000 | $ 264,000 | $ 408,000 |
| Big Stone County Minnesota | 11 | $ 1,875,000 | $ 170,000 | $ 83,000 |
| Sherburne County Minnesota | 10 | $ 2,480,000 | $ 248,000 | $ 113,000 |
| St. Louis County Minnesota | 9 | $ 585,000 | $ 65,000 | $ 0 |
| Wright County Minnesota | 9 | $ 2,545,000 | $ 282,000 | $ 179,000 |
| Lawrence County South Dakota | 9 | $ 6,745,000 | $ 749,000 | $ 410,000 |
| Lyon County Iowa | 8 | $ 1,220,000 | $ 152,000 | $ 63,000 |
| Rice County Minnesota | 8 | $ 2,090,000 | $ 261,000 | $ 193,000 |
| Pasco County Florida | 6 | $ 1,010,000 | $ 168,000 | $ 228,000 |
| Carver County Minnesota | 6 | $ 2,620,000 | $ 436,000 | $ 233,000 |
| Murray County Minnesota | 6 | $ 1,070,000 | $ 178,000 | $ 106,000 |
| Dickinson County Iowa | 5 | $ 1,755,000 | $ 351,000 | $ 397,000 |
| Sioux County Iowa | 5 | $ 1,135,000 | $ 227,000 | $ 126,000 |
| Chisago County Minnesota | 5 | $ 1,585,000 | $ 317,000 | $ 180,000 |
| Lyon County Minnesota | 5 | $ 495,000 | $ 99,000 | $ 86,000 |
| Stearns County Minnesota | 5 | $ 1,185,000 | $ 237,000 | $ 137,000 |
| Brown County South Dakota | 5 | $ 935,000 | $ 187,000 | $ 102,000 |
| Day County South Dakota | 5 | $ 725,000 | $ 145,000 | $ 115,000 |
| McCook County South Dakota | 5 | $ 885,000 | $ 177,000 | $ 119,000 |
| Spink County South Dakota | 5 | $ 555,000 | $ 111,000 | $ 203,000 |
| Yankton County South Dakota | 5 | $ 925,000 | $ 185,000 | $ 111,000 |
| Maricopa County Arizona | 4 | $ 1,320,000 | $ 330,000 | $ 262,000 |
| Crow Wing County Minnesota | 4 | $ 1,420,000 | $ 355,000 | $ 98,000 |
| Pine County Minnesota | 4 | $ 1,210,000 | $ 302,000 | $ 82,000 |
| Yellow Medicine County Minnesota | 4 | $ 3,310,000 | $ 827,000 | $ 99,000 |
| Aitkin County Minnesota | 3 | $ 665,000 | $ 221,000 | $ 448,000 |
| Kandiyohi County Minnesota | 3 | $ 1,055,000 | $ 351,000 | $ 1,258,000 |
| Martin County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 184,000 |
| Nobles County Minnesota | 3 | $ 345,000 | $ 115,000 | $ 60,000 |
| Steele County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 177,000 |
| Adams County Colorado | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| O'Brien County Iowa | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Cass County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 288,000 |
| Lac qui Parle County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| McLeod County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 217,000 |
| Otter Tail County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Sibley County Minnesota | 2 | $ 300,000 | $ 150,000 | $ 123,000 |
| Burleigh County North Dakota | 2 | $ 740,000 | $ 370,000 | $ 113,000 |
| Cass County North Dakota | 2 | $ 1,060,000 | $ 530,000 | $ 422,000 |
| Pickens County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Beadle County South Dakota | 2 | $ 140,000 | $ 70,000 | $ 83,000 |
| Davison County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 115,000 |
| Hutchinson County South Dakota | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Marshall County South Dakota | 2 | $ 540,000 | $ 270,000 | $ 115,000 |
| Pennington County South Dakota | 2 | $ 1,390,000 | $ 695,000 | $ 270,000 |
| Eau Claire County Wisconsin | 2 | $ 1,010,000 | $ 505,000 | $ 351,000 |
| Park County Wyoming | 2 | $ 650,000 | $ 325,000 | $ 100,000 |
| Pinal County Arizona | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Washington County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Riverside County California | 1 | $ 725,000 | $ 725,000 | $ 223,000 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Manatee County Florida | 1 | $ 645,000 | $ 645,000 | $ 530,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Palm Beach County Florida | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Madison County Indiana | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Floyd County Iowa | 1 | $ 15,000 | $ 15,000 | $ 107,000 |
| Mills County Iowa | 1 | $ 285,000 | $ 285,000 | $ 127,000 |
| Plymouth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Pottawattamie County Iowa | 1 | $ 555,000 | $ 555,000 | $ 165,000 |
| Butler County Kansas | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Sedgwick County Kansas | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Becker County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Benton County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Brown County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 190,000 |
| Cottonwood County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| Douglas County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Fillmore County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Freeborn County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Itasca County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Jackson County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Kanabec County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 26,000 |
| Lake of the Woods County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 630,000 |
| Olmsted County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Todd County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Traverse County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Marion County Missouri | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Madison County Montana | 1 | $ 4,605,000 | $ 4,605,000 | $ 5,322,000 |
| Dodge County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Douglas County Nebraska | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Polk County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Sarpy County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 154,000 |
| Clark County Nevada | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Wake County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 106,000 |
| Oconee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Bon Homme County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Clark County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Douglas County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Hughes County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 177,000 |
| Lyman County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 266,000 |
| Miner County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Perkins County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Bradley County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 157,000 |
| Davidson County Tennessee | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 515,000 |
| Barron County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 515,000 |
| Burnett County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Price County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 214,000 |
| St. Croix County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 339,000 |
| Winnebago County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank & Trust in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,149 | $373,515,000 | $325,000 | $21,505,000 | $164,000 | $6,671,000 |
| Home Improvement | 279 | $21,155,000 | $75,000 | $505,000 | $138,000 | $890,000 |
| Refinancing | 259 | $47,795,000 | $184,000 | $13,665,000 | $144,000 | $3,066,000 |
| Other Purpose | 171 | $16,505,000 | $96,000 | $1,425,000 | $209,000 | $3,656,000 |
| Cash-out Refinancing | 54 | $12,940,000 | $239,000 | $515,000 | $98,000 | $242,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,553 | $317,365,000 | $204,000 | $4,605,000 | $161,000 | $6,671,000 |
| Not Provided | 151 | $41,185,000 | $272,000 | $1,605,000 | $151,000 | $1,459,000 |
| Not applicable | 98 | $88,370,000 | $901,000 | $21,505,000 | $0 | $0 |
| Hispanic | 42 | $9,330,000 | $222,000 | $715,000 | $95,000 | $515,000 |
| Asian | 23 | $4,105,000 | $178,000 | $465,000 | $149,000 | $501,000 |
| Black or African American | 20 | $4,380,000 | $219,000 | $725,000 | $289,000 | $1,200,000 |
| American Indian or Alaskan Native | 12 | $3,770,000 | $314,000 | $975,000 | $167,000 | $426,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,691 | $419,235,000 | $247,000 | $21,505,000 | $170,000 | $6,671,000 |
| FHA-insured (Federal Housing Administration) | 131 | $30,585,000 | $233,000 | $485,000 | $80,000 | $344,000 |
| VA-guaranteed (Veterans Administration) | 46 | $15,260,000 | $331,000 | $855,000 | $114,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,830,000 | $155,000 | $295,000 | $62,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,329 | $336,325,000 | $253,000 | $21,505,000 | $169,000 | $5,322,000 |
| Application Withdrawn By Applicant | 326 | $90,700,000 | $278,000 | $2,405,000 | $166,000 | $6,671,000 |
| Application Denied By Financial Institution | 227 | $39,415,000 | $173,000 | $1,055,000 | $94,000 | $1,459,000 |
| Application Approved But Not Accepted | 16 | $2,930,000 | $183,000 | $505,000 | $203,000 | $600,000 |
| File Closed For Incompleteness | 14 | $2,540,000 | $181,000 | $365,000 | $117,000 | $342,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,685 | $432,495,000 | $256,000 | $21,505,000 | $169,000 | $6,671,000 |
| Debt-To-Income Ratio | 129 | $25,955,000 | $201,000 | $1,055,000 | $80,000 | $434,000 |
| Credit History | 68 | $8,740,000 | $128,000 | $615,000 | $112,000 | $1,459,000 |
| Collateral | 17 | $2,545,000 | $149,000 | $475,000 | $93,000 | $336,000 |
| Other | 5 | $245,000 | $49,000 | $85,000 | $257,000 | $609,000 |
| Unverifiable Information | 3 | $665,000 | $221,000 | $305,000 | $66,000 | $99,000 |
| Employment History | 3 | $885,000 | $295,000 | $465,000 | $105,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $365,000 | $365,000 | $365,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.