First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank & Trust 520 6Th Street Brookings, SD 57006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,020 |
| Total Mortgage Loan Application Amount | $500,950,000 |
| Average Mortgage Loan Application Amount | $185,600 |
| Highest Mortgage Loan Application Amount | $38,025,000 |
| Average Applicant Income | $134,600 |
| Highest Applicant Income | $3,066,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 443 | $ 115,015,000 | $ 259,000 | $ 154,000 |
| Brookings County South Dakota | 293 | $ 55,925,000 | $ 190,000 | $ 115,000 |
| Lincoln County South Dakota | 235 | $ 55,685,000 | $ 236,000 | $ 170,000 |
| Grant County South Dakota | 91 | $ 13,075,000 | $ 143,000 | $ 82,000 |
| Pipestone County Minnesota | 89 | $ 8,655,000 | $ 97,000 | $ 86,000 |
| Codington County South Dakota | 74 | $ 14,550,000 | $ 196,000 | $ 97,000 |
| Hennepin County Minnesota | 58 | $ 22,780,000 | $ 392,000 | $ 306,000 |
| Scott County Minnesota | 53 | $ 27,765,000 | $ 523,000 | $ 127,000 |
| Lake County South Dakota | 45 | $ 8,085,000 | $ 179,000 | $ 123,000 |
| Anoka County Minnesota | 41 | $ 48,345,000 | $ 1,179,000 | $ 108,000 |
| Le Sueur County Minnesota | 35 | $ 6,515,000 | $ 186,000 | $ 108,000 |
| Isanti County Minnesota | 34 | $ 6,360,000 | $ 187,000 | $ 111,000 |
| Deuel County South Dakota | 30 | $ 4,550,000 | $ 151,000 | $ 97,000 |
| Clay County South Dakota | 28 | $ 8,350,000 | $ 298,000 | $ 128,000 |
| Hamlin County South Dakota | 24 | $ 4,090,000 | $ 170,000 | $ 104,000 |
| Sherburne County Minnesota | 23 | $ 4,305,000 | $ 187,000 | $ 100,000 |
| Moody County South Dakota | 22 | $ 2,310,000 | $ 105,000 | $ 79,000 |
| Big Stone County Minnesota | 18 | $ 2,340,000 | $ 130,000 | $ 64,000 |
| Lincoln County Minnesota | 18 | $ 2,200,000 | $ 122,000 | $ 87,000 |
| Dakota County Minnesota | 17 | $ 6,285,000 | $ 369,000 | $ 178,000 |
| Ramsey County Minnesota | 16 | $ 3,840,000 | $ 240,000 | $ 221,000 |
| Kingsbury County South Dakota | 15 | $ 2,455,000 | $ 163,000 | $ 79,000 |
| Murray County Minnesota | 14 | $ 2,410,000 | $ 172,000 | $ 97,000 |
| Turner County South Dakota | 12 | $ 2,690,000 | $ 224,000 | $ 149,000 |
| Mille Lacs County Minnesota | 10 | $ 1,140,000 | $ 114,000 | $ 104,000 |
| Union County South Dakota | 10 | $ 2,830,000 | $ 283,000 | $ 147,000 |
| Rock County Minnesota | 9 | $ 1,095,000 | $ 121,000 | $ 89,000 |
| Washington County Minnesota | 9 | $ 2,245,000 | $ 249,000 | $ 138,000 |
| Maricopa County Arizona | 8 | $ 3,220,000 | $ 402,000 | $ 307,000 |
| Chisago County Minnesota | 8 | $ 2,650,000 | $ 331,000 | $ 210,000 |
| Lyon County Minnesota | 8 | $ 1,520,000 | $ 190,000 | $ 115,000 |
| Rice County Minnesota | 8 | $ 1,990,000 | $ 248,000 | $ 136,000 |
| Roberts County South Dakota | 8 | $ 1,280,000 | $ 160,000 | $ 154,000 |
| Wright County Minnesota | 7 | $ 1,925,000 | $ 275,000 | $ 98,000 |
| Clark County South Dakota | 7 | $ 675,000 | $ 96,000 | $ 80,000 |
| Pennington County South Dakota | 6 | $ 1,370,000 | $ 228,000 | $ 117,000 |
| Lee County Florida | 5 | $ 2,075,000 | $ 415,000 | $ 348,000 |
| Kanabec County Minnesota | 5 | $ 505,000 | $ 101,000 | $ 64,000 |
| Hughes County South Dakota | 5 | $ 1,245,000 | $ 249,000 | $ 148,000 |
| Douglas County Wisconsin | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Lyon County Iowa | 4 | $ 520,000 | $ 130,000 | $ 63,000 |
| Sioux County Iowa | 4 | $ 890,000 | $ 222,000 | $ 121,000 |
| Carver County Minnesota | 4 | $ 1,250,000 | $ 312,000 | $ 263,000 |
| Douglas County Minnesota | 4 | $ 1,170,000 | $ 292,000 | $ 318,000 |
| Adams County Colorado | 3 | $ 1,165,000 | $ 388,000 | $ 91,000 |
| Broward County Florida | 3 | $ 815,000 | $ 271,000 | $ 468,000 |
| Benton County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 114,000 |
| Yellow Medicine County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 67,000 |
| St. Louis County Missouri | 3 | $ 155,000 | $ 51,000 | $ 15,000 |
| Davison County South Dakota | 3 | $ 595,000 | $ 198,000 | $ 71,000 |
| Meade County South Dakota | 3 | $ 795,000 | $ 265,000 | $ 89,000 |
| Miner County South Dakota | 3 | $ 305,000 | $ 101,000 | $ 46,000 |
| Yankton County South Dakota | 3 | $ 545,000 | $ 181,000 | $ 128,000 |
| Charlotte County Florida | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| Orange County Florida | 2 | $ 760,000 | $ 380,000 | $ 275,000 |
| Dickinson County Iowa | 2 | $ 990,000 | $ 495,000 | $ 575,000 |
| Becker County Minnesota | 2 | $ 640,000 | $ 320,000 | $ 305,000 |
| Blue Earth County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| Cass County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 130,000 |
| Crow Wing County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 227,000 |
| Dodge County Minnesota | 2 | $ 770,000 | $ 385,000 | $ 122,000 |
| Goodhue County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 74,000 |
| Jackson County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 70,000 |
| Lac qui Parle County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| McLeod County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 114,000 |
| Olmsted County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 423,000 |
| St. Louis County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 181,000 |
| Stearns County Minnesota | 2 | $ 820,000 | $ 410,000 | $ 206,000 |
| Marion County Missouri | 2 | $ 790,000 | $ 395,000 | $ 310,000 |
| Douglas County Nebraska | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Pickens County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 61,000 |
| Lawrence County South Dakota | 2 | $ 1,010,000 | $ 505,000 | $ 379,000 |
| Pocahontas County West Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 284,000 |
| Pierce County Wisconsin | 2 | $ 520,000 | $ 260,000 | $ 288,000 |
| Madison County Alabama | 1 | $ 325,000 | $ 325,000 | $ 986,000 |
| Pima County Arizona | 1 | $ 355,000 | $ 355,000 | $ 244,000 |
| District of Columbia County District Of Columbia | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Clay County Florida | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Collier County Florida | 1 | $ 255,000 | $ 255,000 | $ 860,000 |
| Monroe County Florida | 1 | $ 915,000 | $ 915,000 | $ 680,000 |
| Cook County Illinois | 1 | $ 215,000 | $ 215,000 | $ 177,000 |
| Crawford County Iowa | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Dallas County Iowa | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Plymouth County Iowa | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Woodbury County Iowa | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Macomb County Michigan | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Aitkin County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 312,000 |
| Brown County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Clay County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Cottonwood County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 82,000 |
| Kandiyohi County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 141,000 |
| Lake of the Woods County Minnesota | 1 | $ 595,000 | $ 595,000 | $ 447,000 |
| Morrison County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 172,000 |
| Pine County Minnesota | 1 | $ 805,000 | $ 805,000 | $ 877,000 |
| Redwood County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Sibley County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Steele County Minnesota | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Swift County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Todd County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wabasha County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 287,000 |
| Winona County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Custer County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Hamilton County Nebraska | 1 | $ 1,235,000 | $ 1,235,000 | $ 383,000 |
| Kearney County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Lancaster County Nebraska | 1 | $ 415,000 | $ 415,000 | $ 443,000 |
| Red Willow County Nebraska | 1 | $ 395,000 | $ 395,000 | $ 232,000 |
| Carteret County North Carolina | 1 | $ 905,000 | $ 905,000 | $ 190,000 |
| Burleigh County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Payne County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 1,257,000 |
| Brown County South Dakota | 1 | $ 245,000 | $ 245,000 | $ 196,000 |
| Brule County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Butte County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Custer County South Dakota | 1 | $ 635,000 | $ 635,000 | $ 385,000 |
| Day County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Hanson County South Dakota | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Hutchinson County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| McCook County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Tarrant County Texas | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| Rock County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| St. Croix County Wisconsin | 1 | $ 7,705,000 | $ 7,705,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,118 | $363,130,000 | $324,000 | $38,025,000 | $142,000 | $3,066,000 |
| Refinancing | 313 | $62,595,000 | $199,000 | $7,705,000 | $152,000 | $2,452,000 |
| Home Improvement | 265 | $18,065,000 | $68,000 | $1,115,000 | $133,000 | $1,107,000 |
| Cash-out Refinancing | 178 | $43,830,000 | $246,000 | $645,000 | $115,000 | $852,000 |
| Other Purpose | 146 | $13,330,000 | $91,000 | $535,000 | $131,000 | $809,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,683 | $340,915,000 | $202,000 | $1,505,000 | $135,000 | $3,066,000 |
| Not Provided | 159 | $42,795,000 | $269,000 | $1,215,000 | $154,000 | $986,000 |
| Not applicable | 90 | $97,540,000 | $1,083,000 | $38,025,000 | $0 | $0 |
| Hispanic | 33 | $6,045,000 | $183,000 | $545,000 | $154,000 | $677,000 |
| Asian | 22 | $5,480,000 | $249,000 | $655,000 | $243,000 | $697,000 |
| Black or African American | 13 | $3,255,000 | $250,000 | $1,235,000 | $168,000 | $1,200,000 |
| American Indian or Alaskan Native | 11 | $2,115,000 | $192,000 | $395,000 | $255,000 | $1,201,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $29,000 | $29,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,836 | $455,390,000 | $248,000 | $38,025,000 | $145,000 | $3,066,000 |
| FHA-insured (Federal Housing Administration) | 69 | $15,225,000 | $220,000 | $455,000 | $75,000 | $264,000 |
| VA-guaranteed (Veterans Administration) | 58 | $20,620,000 | $355,000 | $905,000 | $114,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 57 | $9,715,000 | $170,000 | $405,000 | $58,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,498 | $390,920,000 | $260,000 | $38,025,000 | $145,000 | $3,066,000 |
| Application Withdrawn By Applicant | 330 | $80,160,000 | $242,000 | $1,325,000 | $150,000 | $986,000 |
| Application Denied By Financial Institution | 160 | $24,660,000 | $154,000 | $705,000 | $67,000 | $310,000 |
| File Closed For Incompleteness | 21 | $3,845,000 | $183,000 | $495,000 | $88,000 | $190,000 |
| Application Approved But Not Accepted | 11 | $1,365,000 | $124,000 | $505,000 | $109,000 | $171,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,860 | $476,290,000 | $256,000 | $38,025,000 | $145,000 | $3,066,000 |
| Debt-To-Income Ratio | 76 | $14,030,000 | $184,000 | $705,000 | $59,000 | $310,000 |
| Credit History | 62 | $7,810,000 | $125,000 | $495,000 | $67,000 | $165,000 |
| Collateral | 13 | $2,145,000 | $165,000 | $645,000 | $115,000 | $294,000 |
| Other | 4 | $250,000 | $62,000 | $95,000 | $80,000 | $117,000 |
| Unverifiable Information | 2 | $300,000 | $150,000 | $185,000 | $55,000 | $68,000 |
| Employment History | 2 | $90,000 | $45,000 | $55,000 | $91,000 | $146,000 |
| Credit Application Incomplete | 1 | $35,000 | $35,000 | $35,000 | $32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.