First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank & Trust 520 6Th Street Brookings, SD 57006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,565 |
| Total Mortgage Loan Application Amount | $823,115,000 |
| Average Mortgage Loan Application Amount | $187,500 |
| Highest Mortgage Loan Application Amount | $25,365,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $4,053,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 780 | $ 177,900,000 | $ 228,000 | $ 128,000 |
| Brookings County South Dakota | 494 | $ 90,830,000 | $ 183,000 | $ 119,000 |
| Lincoln County South Dakota | 444 | $ 106,470,000 | $ 239,000 | $ 154,000 |
| Pipestone County Minnesota | 156 | $ 17,890,000 | $ 114,000 | $ 81,000 |
| Codington County South Dakota | 154 | $ 29,010,000 | $ 188,000 | $ 91,000 |
| Grant County South Dakota | 152 | $ 20,840,000 | $ 137,000 | $ 95,000 |
| Hennepin County Minnesota | 106 | $ 49,100,000 | $ 463,000 | $ 216,000 |
| Scott County Minnesota | 97 | $ 22,145,000 | $ 228,000 | $ 112,000 |
| Isanti County Minnesota | 86 | $ 21,630,000 | $ 251,000 | $ 118,000 |
| Lake County South Dakota | 82 | $ 16,050,000 | $ 195,000 | $ 136,000 |
| Le Sueur County Minnesota | 73 | $ 13,315,000 | $ 182,000 | $ 97,000 |
| Clay County South Dakota | 50 | $ 8,460,000 | $ 169,000 | $ 126,000 |
| Hamlin County South Dakota | 47 | $ 10,135,000 | $ 215,000 | $ 155,000 |
| Anoka County Minnesota | 41 | $ 10,045,000 | $ 245,000 | $ 131,000 |
| Deuel County South Dakota | 41 | $ 6,265,000 | $ 152,000 | $ 87,000 |
| Ramsey County Minnesota | 40 | $ 41,750,000 | $ 1,043,000 | $ 183,000 |
| Big Stone County Minnesota | 37 | $ 4,075,000 | $ 110,000 | $ 84,000 |
| Roberts County South Dakota | 37 | $ 8,015,000 | $ 216,000 | $ 122,000 |
| Dakota County Minnesota | 34 | $ 7,300,000 | $ 214,000 | $ 136,000 |
| Moody County South Dakota | 34 | $ 7,550,000 | $ 222,000 | $ 110,000 |
| Carver County Minnesota | 28 | $ 7,740,000 | $ 276,000 | $ 214,000 |
| Sherburne County Minnesota | 28 | $ 18,540,000 | $ 662,000 | $ 106,000 |
| Washington County Minnesota | 28 | $ 16,740,000 | $ 597,000 | $ 157,000 |
| Mille Lacs County Minnesota | 26 | $ 3,470,000 | $ 133,000 | $ 92,000 |
| Lincoln County Minnesota | 23 | $ 2,285,000 | $ 99,000 | $ 63,000 |
| Turner County South Dakota | 22 | $ 3,900,000 | $ 177,000 | $ 143,000 |
| Kingsbury County South Dakota | 21 | $ 3,055,000 | $ 145,000 | $ 85,000 |
| St. Louis County Minnesota | 20 | $ 2,320,000 | $ 116,000 | $ 106,000 |
| Rock County Minnesota | 17 | $ 4,015,000 | $ 236,000 | $ 71,000 |
| Rice County Minnesota | 16 | $ 6,950,000 | $ 434,000 | $ 99,000 |
| Lawrence County South Dakota | 16 | $ 5,100,000 | $ 318,000 | $ 325,000 |
| Union County South Dakota | 16 | $ 3,510,000 | $ 219,000 | $ 120,000 |
| Chisago County Minnesota | 14 | $ 2,710,000 | $ 193,000 | $ 113,000 |
| Lyon County Iowa | 12 | $ 1,090,000 | $ 90,000 | $ 85,000 |
| Wright County Minnesota | 11 | $ 3,495,000 | $ 317,000 | $ 135,000 |
| Lyon County Minnesota | 10 | $ 1,600,000 | $ 160,000 | $ 89,000 |
| McCook County South Dakota | 9 | $ 2,535,000 | $ 281,000 | $ 112,000 |
| Sioux County Iowa | 8 | $ 1,880,000 | $ 235,000 | $ 111,000 |
| Murray County Minnesota | 8 | $ 1,130,000 | $ 141,000 | $ 130,000 |
| Crow Wing County Minnesota | 7 | $ 1,595,000 | $ 227,000 | $ 308,000 |
| Lee County Florida | 6 | $ 2,210,000 | $ 368,000 | $ 172,000 |
| Benton County Minnesota | 6 | $ 750,000 | $ 125,000 | $ 232,000 |
| Douglas County Minnesota | 6 | $ 1,810,000 | $ 301,000 | $ 327,000 |
| Pennington County South Dakota | 6 | $ 1,050,000 | $ 175,000 | $ 144,000 |
| Aitkin County Minnesota | 5 | $ 1,215,000 | $ 243,000 | $ 374,000 |
| Blue Earth County Minnesota | 5 | $ 5,425,000 | $ 1,085,000 | $ 128,000 |
| Brown County Minnesota | 5 | $ 645,000 | $ 129,000 | $ 218,000 |
| Otter Tail County Minnesota | 5 | $ 1,345,000 | $ 269,000 | $ 177,000 |
| Pine County Minnesota | 5 | $ 1,915,000 | $ 383,000 | $ 177,000 |
| Stearns County Minnesota | 5 | $ 905,000 | $ 181,000 | $ 136,000 |
| Douglas County Nebraska | 5 | $ 915,000 | $ 183,000 | $ 206,000 |
| Brown County South Dakota | 5 | $ 1,405,000 | $ 281,000 | $ 109,000 |
| Yankton County South Dakota | 5 | $ 605,000 | $ 121,000 | $ 107,000 |
| Cass County Minnesota | 4 | $ 900,000 | $ 225,000 | $ 210,000 |
| Itasca County Minnesota | 4 | $ 1,010,000 | $ 252,000 | $ 168,000 |
| Kanabec County Minnesota | 4 | $ 620,000 | $ 155,000 | $ 97,000 |
| Olmsted County Minnesota | 4 | $ 860,000 | $ 215,000 | $ 161,000 |
| Hughes County South Dakota | 4 | $ 800,000 | $ 200,000 | $ 65,000 |
| Dickinson County Iowa | 3 | $ 715,000 | $ 238,000 | $ 156,000 |
| Lac qui Parle County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 104,000 |
| Lake County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 104,000 |
| Nicollet County Minnesota | 3 | $ 805,000 | $ 268,000 | $ 227,000 |
| Wabasha County Minnesota | 3 | $ 315,000 | $ 105,000 | $ 226,000 |
| Beadle County South Dakota | 3 | $ 725,000 | $ 241,000 | $ 138,000 |
| Clark County South Dakota | 3 | $ 415,000 | $ 138,000 | $ 66,000 |
| Hutchinson County South Dakota | 3 | $ 345,000 | $ 115,000 | $ 51,000 |
| Meade County South Dakota | 3 | $ 765,000 | $ 255,000 | $ 57,000 |
| Polk County Wisconsin | 3 | $ 1,295,000 | $ 431,000 | $ 70,000 |
| Maricopa County Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 128,000 |
| Broward County Florida | 2 | $ 560,000 | $ 280,000 | $ 450,000 |
| Collier County Florida | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Palm Beach County Florida | 2 | $ 910,000 | $ 455,000 | $ 188,000 |
| Kauai County Hawaii | 2 | $ 1,090,000 | $ 545,000 | $ 910,000 |
| Floyd County Iowa | 2 | $ 310,000 | $ 155,000 | $ 100,000 |
| Woodbury County Iowa | 2 | $ 380,000 | $ 190,000 | $ 82,000 |
| Chippewa County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Freeborn County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 112,000 |
| Goodhue County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 139,000 |
| Kandiyohi County Minnesota | 2 | $ 510,000 | $ 255,000 | $ 224,000 |
| Mower County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 227,000 |
| Nobles County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 39,000 |
| Swift County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 84,000 |
| Traverse County Minnesota | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
| Burleigh County North Dakota | 2 | $ 810,000 | $ 405,000 | $ 102,000 |
| Cass County North Dakota | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Comanche County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Erie County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 54,000 |
| Pickens County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Bon Homme County South Dakota | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Charles Mix County South Dakota | 2 | $ 820,000 | $ 410,000 | $ 277,000 |
| Custer County South Dakota | 2 | $ 190,000 | $ 95,000 | $ 122,000 |
| Day County South Dakota | 2 | $ 500,000 | $ 250,000 | $ 205,000 |
| Gregory County South Dakota | 2 | $ 670,000 | $ 335,000 | $ 345,000 |
| Marshall County South Dakota | 2 | $ 530,000 | $ 265,000 | $ 172,000 |
| Miner County South Dakota | 2 | $ 180,000 | $ 90,000 | $ 112,000 |
| Spink County South Dakota | 2 | $ 240,000 | $ 120,000 | $ 118,000 |
| Stanley County South Dakota | 2 | $ 420,000 | $ 210,000 | $ 129,000 |
| Baldwin County Alabama | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Mohave County Arizona | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Pima County Arizona | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Adams County Colorado | 1 | $ 395,000 | $ 395,000 | $ 94,000 |
| Boulder County Colorado | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Larimer County Colorado | 1 | $ 515,000 | $ 515,000 | $ 101,000 |
| Weld County Colorado | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Brevard County Florida | 1 | $ 465,000 | $ 465,000 | $ 151,000 |
| Charlotte County Florida | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Miami-Dade County Florida | 1 | $ 285,000 | $ 285,000 | $ 713,000 |
| Sarasota County Florida | 1 | $ 285,000 | $ 285,000 | $ 389,000 |
| Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 249,000 |
| Muscogee County Georgia | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Hawaii County Hawaii | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Cook County Illinois | 1 | $ 545,000 | $ 545,000 | $ 268,000 |
| Black Hawk County Iowa | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Cerro Gordo County Iowa | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Dallas County Iowa | 1 | $ 295,000 | $ 295,000 | $ 169,000 |
| Harrison County Iowa | 1 | $ 545,000 | $ 545,000 | $ 300,000 |
| Plymouth County Iowa | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Polk County Iowa | 1 | $ 185,000 | $ 185,000 | $ 340,000 |
| Johnson County Kansas | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Riley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Wyandotte County Kansas | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Berkshire County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Cottonwood County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Dodge County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grant County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 146,000 |
| Houston County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| McLeod County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 176,000 |
| Morrison County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Pope County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 247,000 |
| Redwood County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sibley County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 125,000 |
| Steele County Minnesota | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Todd County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Winona County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 411,000 |
| Yellow Medicine County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Camden County Missouri | 1 | $ 525,000 | $ 525,000 | $ 156,000 |
| Cedar County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Dawson County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Knox County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Madison County Nebraska | 1 | $ 365,000 | $ 365,000 | $ 191,000 |
| Sarpy County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Craven County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Payne County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 112,000 |
| Aurora County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Davison County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Edmunds County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Fall River County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 280,000 |
| Jerauld County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Lyman County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Walworth County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Davidson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 1,256,000 |
| Sevier County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 252,000 |
| Augusta County Virginia | 1 | $ 535,000 | $ 535,000 | $ 203,000 |
| King County Washington | 1 | $ 775,000 | $ 775,000 | $ 202,000 |
| Buffalo County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Burnett County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 267,000 |
| St. Croix County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 149,000 |
| Washburn County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank & Trust in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,463 | $415,155,000 | $283,000 | $25,365,000 | $128,000 | $1,296,000 |
| Refinancing | 966 | $212,830,000 | $220,000 | $6,405,000 | $133,000 | $4,053,000 |
| Cash-out Refinancing | 707 | $160,915,000 | $227,000 | $2,285,000 | $117,000 | $1,077,000 |
| Home Improvement | 244 | $17,610,000 | $72,000 | $2,005,000 | $127,000 | $803,000 |
| Other Purpose | 184 | $16,370,000 | $88,000 | $545,000 | $169,000 | $1,312,000 |
| Not Applicable | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,071 | $630,975,000 | $205,000 | $2,705,000 | $129,000 | $4,053,000 |
| Not Provided | 245 | $54,465,000 | $222,000 | $1,415,000 | $136,000 | $1,077,000 |
| Not applicable | 132 | $113,110,000 | $856,000 | $25,365,000 | $0 | $0 |
| Asian | 33 | $6,745,000 | $204,000 | $535,000 | $126,000 | $446,000 |
| Hispanic | 28 | $6,870,000 | $245,000 | $1,465,000 | $138,000 | $555,000 |
| Black or African American | 27 | $4,925,000 | $182,000 | $295,000 | $110,000 | $1,108,000 |
| American Indian or Alaskan Native | 21 | $3,375,000 | $160,000 | $305,000 | $80,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $540,000 | $270,000 | $365,000 | $100,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,270 | $761,390,000 | $232,000 | $25,365,000 | $134,000 | $4,053,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $15,015,000 | $145,000 | $285,000 | $49,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 98 | $28,470,000 | $290,000 | $845,000 | $102,000 | $279,000 |
| FHA-insured (Federal Housing Administration) | 94 | $18,240,000 | $194,000 | $345,000 | $64,000 | $155,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,849 | $667,325,000 | $234,000 | $25,365,000 | $132,000 | $1,643,000 |
| Application Withdrawn By Applicant | 491 | $118,125,000 | $240,000 | $2,705,000 | $136,000 | $4,053,000 |
| Application Denied By Financial Institution | 176 | $29,490,000 | $167,000 | $905,000 | $63,000 | $634,000 |
| Application Approved But Not Accepted | 26 | $3,980,000 | $153,000 | $495,000 | $126,000 | $471,000 |
| File Closed For Incompleteness | 21 | $3,525,000 | $167,000 | $455,000 | $81,000 | $255,000 |
| Loan Purchased By The Institution | 2 | $670,000 | $335,000 | $435,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,389 | $793,625,000 | $234,000 | $25,365,000 | $133,000 | $4,053,000 |
| Debt-To-Income Ratio | 90 | $15,580,000 | $173,000 | $905,000 | $51,000 | $168,000 |
| Credit History | 69 | $10,385,000 | $150,000 | $485,000 | $78,000 | $634,000 |
| Collateral | 7 | $1,245,000 | $177,000 | $425,000 | $104,000 | $196,000 |
| Employment History | 6 | $830,000 | $138,000 | $305,000 | $31,000 | $106,000 |
| Unverifiable Information | 2 | $950,000 | $475,000 | $575,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Mortgage Insurance Denied | 1 | $365,000 | $365,000 | $365,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.