First Bank & Trust
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for South Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank & Trust 520 6Th Street Brookings, SD 57006 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,118 |
| Total Mortgage Loan Application Amount | $534,500,000 |
| Average Mortgage Loan Application Amount | $191,000 |
| Highest Mortgage Loan Application Amount | $28,805,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $2,082,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brookings County South Dakota | 605 | $ 137,275,000 | $ 226,000 | $ 114,000 |
| Minnehaha County South Dakota | 235 | $ 81,535,000 | $ 346,000 | $ 114,000 |
| Pipestone County Minnesota | 137 | $ 19,745,000 | $ 144,000 | $ 106,000 |
| Lincoln County South Dakota | 105 | $ 27,825,000 | $ 265,000 | $ 165,000 |
| Hennepin County Minnesota | 97 | $ 34,015,000 | $ 350,000 | $ 166,000 |
| Scott County Minnesota | 91 | $ 22,295,000 | $ 245,000 | $ 118,000 |
| Grant County South Dakota | 86 | $ 14,080,000 | $ 163,000 | $ 91,000 |
| Le Sueur County Minnesota | 79 | $ 16,215,000 | $ 205,000 | $ 107,000 |
| Isanti County Minnesota | 67 | $ 17,055,000 | $ 254,000 | $ 108,000 |
| Clay County South Dakota | 37 | $ 7,365,000 | $ 199,000 | $ 111,000 |
| Anoka County Minnesota | 34 | $ 8,960,000 | $ 263,000 | $ 113,000 |
| Rice County Minnesota | 31 | $ 6,885,000 | $ 222,000 | $ 139,000 |
| Codington County South Dakota | 28 | $ 6,460,000 | $ 230,000 | $ 113,000 |
| Dakota County Minnesota | 26 | $ 6,690,000 | $ 257,000 | $ 146,000 |
| Lincoln County Minnesota | 25 | $ 3,365,000 | $ 134,000 | $ 121,000 |
| Deuel County South Dakota | 25 | $ 3,315,000 | $ 132,000 | $ 104,000 |
| Moody County South Dakota | 25 | $ 5,305,000 | $ 212,000 | $ 117,000 |
| Carver County Minnesota | 23 | $ 8,525,000 | $ 370,000 | $ 226,000 |
| Kingsbury County South Dakota | 18 | $ 2,960,000 | $ 164,000 | $ 69,000 |
| Hamlin County South Dakota | 17 | $ 4,305,000 | $ 253,000 | $ 164,000 |
| Chisago County Minnesota | 16 | $ 3,350,000 | $ 209,000 | $ 121,000 |
| Washington County Minnesota | 16 | $ 4,380,000 | $ 273,000 | $ 151,000 |
| Sherburne County Minnesota | 15 | $ 2,375,000 | $ 158,000 | $ 116,000 |
| Lake County South Dakota | 15 | $ 3,885,000 | $ 259,000 | $ 187,000 |
| Roberts County South Dakota | 15 | $ 2,615,000 | $ 174,000 | $ 104,000 |
| Ramsey County Minnesota | 13 | $ 2,885,000 | $ 221,000 | $ 115,000 |
| Wright County Minnesota | 13 | $ 15,495,000 | $ 1,191,000 | $ 150,000 |
| Big Stone County Minnesota | 11 | $ 1,965,000 | $ 178,000 | $ 87,000 |
| Lyon County Minnesota | 10 | $ 1,650,000 | $ 165,000 | $ 93,000 |
| Douglas County Minnesota | 7 | $ 1,695,000 | $ 242,000 | $ 157,000 |
| Mille Lacs County Minnesota | 7 | $ 1,155,000 | $ 165,000 | $ 62,000 |
| Murray County Minnesota | 7 | $ 1,265,000 | $ 180,000 | $ 103,000 |
| Hughes County South Dakota | 7 | $ 1,915,000 | $ 273,000 | $ 229,000 |
| Rock County Minnesota | 6 | $ 1,030,000 | $ 171,000 | $ 85,000 |
| Turner County South Dakota | 6 | $ 710,000 | $ 118,000 | $ 73,000 |
| Union County South Dakota | 6 | $ 1,190,000 | $ 198,000 | $ 98,000 |
| Day County South Dakota | 5 | $ 1,205,000 | $ 241,000 | $ 92,000 |
| Maricopa County Arizona | 4 | $ 1,440,000 | $ 360,000 | $ 437,000 |
| Dickinson County Iowa | 4 | $ 1,150,000 | $ 287,000 | $ 390,000 |
| Crow Wing County Minnesota | 4 | $ 810,000 | $ 202,000 | $ 163,000 |
| Kandiyohi County Minnesota | 4 | $ 1,760,000 | $ 440,000 | $ 392,000 |
| Sibley County Minnesota | 4 | $ 990,000 | $ 247,000 | $ 109,000 |
| Lawrence County South Dakota | 4 | $ 1,240,000 | $ 310,000 | $ 307,000 |
| Pennington County South Dakota | 4 | $ 870,000 | $ 217,000 | $ 84,000 |
| Stanley County South Dakota | 4 | $ 660,000 | $ 165,000 | $ 67,000 |
| St. Croix County Wisconsin | 4 | $ 2,580,000 | $ 645,000 | $ 0 |
| Blue Earth County Minnesota | 3 | $ 665,000 | $ 221,000 | $ 84,000 |
| Chippewa County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 36,000 |
| Hubbard County Minnesota | 3 | $ 235,000 | $ 78,000 | $ 68,000 |
| Kanabec County Minnesota | 3 | $ 435,000 | $ 145,000 | $ 66,000 |
| Lac qui Parle County Minnesota | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| Steele County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 96,000 |
| Yellow Medicine County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 90,000 |
| Lyman County South Dakota | 3 | $ 625,000 | $ 208,000 | $ 91,000 |
| Yankton County South Dakota | 3 | $ 935,000 | $ 311,000 | $ 131,000 |
| Lee County Florida | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Cook County Illinois | 2 | $ 560,000 | $ 280,000 | $ 82,000 |
| Aitkin County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 150,000 |
| Cottonwood County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 35,000 |
| Lake County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 218,000 |
| Pine County Minnesota | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Winona County Minnesota | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Grand Forks County North Dakota | 2 | $ 550,000 | $ 275,000 | $ 258,000 |
| Providence County Rhode Island | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Beadle County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Brown County South Dakota | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Davison County South Dakota | 2 | $ 290,000 | $ 145,000 | $ 104,000 |
| Hutchinson County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 90,000 |
| Sawyer County Wisconsin | 2 | $ 1,030,000 | $ 515,000 | $ 133,000 |
| Tuscaloosa County Alabama | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Anchorage County Alaska | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Mohave County Arizona | 1 | $ 385,000 | $ 385,000 | $ 220,000 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Broomfield County Colorado | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Collier County Florida | 1 | $ 515,000 | $ 515,000 | $ 377,000 |
| Hillsborough County Florida | 1 | $ 215,000 | $ 215,000 | $ 242,000 |
| Dallas County Iowa | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Linn County Iowa | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Lyon County Iowa | 1 | $ 485,000 | $ 485,000 | $ 82,000 |
| Anne Arundel County Maryland | 1 | $ 305,000 | $ 305,000 | $ 290,000 |
| Bristol County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| Essex County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Benton County Minnesota | 1 | $ 515,000 | $ 515,000 | $ 38,000 |
| Brown County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Cass County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 195,000 |
| McLeod County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Meeker County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Morrison County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 188,000 |
| Mower County Minnesota | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Nobles County Minnesota | 1 | $ 3,395,000 | $ 3,395,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| St. Louis County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Stearns County Minnesota | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Stevens County Minnesota | 1 | $ 435,000 | $ 435,000 | $ 304,000 |
| Traverse County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 131,000 |
| Waseca County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Cascade County Montana | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Douglas County Nebraska | 1 | $ 315,000 | $ 315,000 | $ 286,000 |
| Sarpy County Nebraska | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Sandoval County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Johnston County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Cass County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Franklin County Ohio | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Warren County Ohio | 1 | $ 305,000 | $ 305,000 | $ 267,000 |
| Pickens County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Aurora County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Clark County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| Custer County South Dakota | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Edmunds County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Gregory County South Dakota | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Marshall County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| McCook County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Meade County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Spink County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Tripp County South Dakota | 1 | $ 335,000 | $ 335,000 | $ 223,000 |
| Montgomery County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Chambers County Texas | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Harris County Texas | 1 | $ 325,000 | $ 325,000 | $ 102,000 |
| Montgomery County Texas | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Gloucester County Virginia | 1 | $ 325,000 | $ 325,000 | $ 143,000 |
| Burnett County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 206,000 |
| Eau Claire County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Oneida County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 267,000 |
| Pierce County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 134,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Dakota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 900 | $216,110,000 | $240,000 | $9,725,000 | $127,000 | $1,285,000 |
| Home Purchase | 677 | $205,295,000 | $303,000 | $28,805,000 | $117,000 | $2,082,000 |
| Cash-out Refinancing | 499 | $109,005,000 | $218,000 | $635,000 | $120,000 | $1,199,000 |
| Other Purpose | 24 | $2,340,000 | $97,000 | $255,000 | $148,000 | $552,000 |
| Home Improvement | 18 | $1,750,000 | $97,000 | $305,000 | $113,000 | $430,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,862 | $401,040,000 | $215,000 | $1,445,000 | $123,000 | $2,082,000 |
| Not Provided | 124 | $24,990,000 | $201,000 | $515,000 | $114,000 | $585,000 |
| Not applicable | 71 | $94,975,000 | $1,337,000 | $28,805,000 | $0 | $0 |
| Asian | 23 | $5,905,000 | $256,000 | $505,000 | $154,000 | $481,000 |
| Hispanic | 22 | $4,190,000 | $190,000 | $515,000 | $112,000 | $425,000 |
| Black or African American | 9 | $2,245,000 | $249,000 | $385,000 | $102,000 | $183,000 |
| American Indian or Alaskan Native | 7 | $1,155,000 | $165,000 | $345,000 | $68,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,965 | $505,165,000 | $257,000 | $28,805,000 | $126,000 | $2,082,000 |
| VA-guaranteed (Veterans Administration) | 64 | $16,440,000 | $256,000 | $515,000 | $102,000 | $845,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 62 | $8,220,000 | $132,000 | $245,000 | $50,000 | $87,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,675,000 | $173,000 | $315,000 | $73,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,789 | $468,295,000 | $261,000 | $28,805,000 | $125,000 | $2,082,000 |
| Application Withdrawn By Applicant | 214 | $45,150,000 | $210,000 | $1,405,000 | $118,000 | $1,103,000 |
| Application Denied By Financial Institution | 105 | $18,935,000 | $180,000 | $1,445,000 | $82,000 | $1,199,000 |
| Application Approved But Not Accepted | 10 | $2,120,000 | $212,000 | $485,000 | $138,000 | $430,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,013 | $515,565,000 | $256,000 | $28,805,000 | $124,000 | $2,082,000 |
| Credit History | 59 | $8,835,000 | $149,000 | $365,000 | $75,000 | $180,000 |
| Debt-To-Income Ratio | 36 | $8,260,000 | $229,000 | $1,445,000 | $62,000 | $474,000 |
| Unverifiable Information | 4 | $650,000 | $162,000 | $275,000 | $134,000 | $134,000 |
| Collateral | 3 | $635,000 | $211,000 | $515,000 | $424,000 | $1,199,000 |
| Employment History | 2 | $270,000 | $135,000 | $205,000 | $71,000 | $74,000 |
| Other | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information at your convenience.