First Bank & Trust Co.
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank & Trust Co..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Bank & Trust Co.
Po Box 580
Duncan, OK 73534
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 476
Total Mortgage Loan Application Amount $96,270,000
Average Mortgage Loan Application Amount $140,250
Highest Mortgage Loan Application Amount $3,895,000
Average Applicant Income $112,000
Highest Applicant Income $2,463,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Bank & Trust Co. by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Stephens County Oklahoma 126 $ 15,250,000 $ 121,000 $ 100,000
Carter County Oklahoma 99 $ 10,165,000 $ 102,000 $ 96,000
Oklahoma County Oklahoma 42 $ 22,110,000 $ 526,000 $ 215,000
Jefferson County Oklahoma 34 $ 2,680,000 $ 78,000 $ 79,000
Lincoln County Oklahoma 33 $ 3,915,000 $ 118,000 $ 101,000
Cleveland County Oklahoma 24 $ 6,820,000 $ 284,000 $ 166,000
Payne County Oklahoma 19 $ 3,345,000 $ 176,000 $ 101,000
Love County Oklahoma 11 $ 2,065,000 $ 187,000 $ 87,000
Grady County Oklahoma 9 $ 2,025,000 $ 225,000 $ 124,000
Canadian County Oklahoma 8 $ 1,820,000 $ 227,000 $ 106,000
Comanche County Oklahoma 7 $ 1,055,000 $ 150,000 $ 84,000
Logan County Oklahoma 7 $ 2,815,000 $ 402,000 $ 108,000
Creek County Oklahoma 6 $ 290,000 $ 48,000 $ 100,000
McClain County Oklahoma 5 $ 1,945,000 $ 389,000 $ 361,000
Marshall County Oklahoma 4 $ 1,700,000 $ 425,000 $ 220,000
Tarrant County Texas 3 $ 3,935,000 $ 1,311,000 $ 882,000
Grand County Colorado 2 $ 2,790,000 $ 1,395,000 $ 0
Clark County Nevada 2 $ 810,000 $ 405,000 $ 210,000
Beaver County Oklahoma 2 $ 110,000 $ 55,000 $ 72,000
Delaware County Oklahoma 2 $ 1,010,000 $ 505,000 $ 416,000
Garvin County Oklahoma 2 $ 330,000 $ 165,000 $ 75,000
Hughes County Oklahoma 2 $ 110,000 $ 55,000 $ 22,000
Johnston County Oklahoma 2 $ 210,000 $ 105,000 $ 61,000
McIntosh County Oklahoma 2 $ 210,000 $ 105,000 $ 185,000
Murray County Oklahoma 2 $ 160,000 $ 80,000 $ 56,000
Tulsa County Oklahoma 2 $ 440,000 $ 220,000 $ 141,000
Dallas County Texas 2 $ 3,300,000 $ 1,650,000 $ 0
Grayson County Texas 2 $ 980,000 $ 490,000 $ 0
Colfax County New Mexico 1 $ 235,000 $ 235,000 $ 109,000
Bryan County Oklahoma 1 $ 95,000 $ 95,000 $ 181,000
Caddo County Oklahoma 1 $ 85,000 $ 85,000 $ 48,000
Cherokee County Oklahoma 1 $ 145,000 $ 145,000 $ 137,000
Cotton County Oklahoma 1 $ 555,000 $ 555,000 $ 161,000
Le Flore County Oklahoma 1 $ 95,000 $ 95,000 $ 0
Pittsburg County Oklahoma 1 $ 75,000 $ 75,000 $ 95,000
Pontotoc County Oklahoma 1 $ 35,000 $ 35,000 $ 69,000
Pottawatomie County Oklahoma 1 $ 445,000 $ 445,000 $ 500,000
Pushmataha County Oklahoma 1 $ 75,000 $ 75,000 $ 52,000
Tillman County Oklahoma 1 $ 75,000 $ 75,000 $ 23,000
Woods County Oklahoma 1 $ 85,000 $ 85,000 $ 0
Bell County Texas 1 $ 175,000 $ 175,000 $ 0
Bexar County Texas 1 $ 1,555,000 $ 1,555,000 $ 0
Galveston County Texas 1 $ 145,000 $ 145,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Bank & Trust Co. in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 248 $64,330,000 $259,000 $3,895,000 $145,000 $2,463,000
Refinancing 181 $28,515,000 $157,000 $2,405,000 $92,000 $1,101,000
Home Improvement 24 $1,310,000 $54,000 $215,000 $74,000 $158,000
Other Purpose 23 $2,115,000 $91,000 $445,000 $137,000 $610,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 365 $55,875,000 $153,000 $2,405,000 $118,000 $1,726,000
Not applicable 50 $27,730,000 $554,000 $3,895,000 $0 $0
Hispanic 23 $7,185,000 $312,000 $3,445,000 $199,000 $2,463,000
American Indian or Alaskan Native 17 $2,115,000 $124,000 $495,000 $83,000 $209,000
Not Provided 9 $1,655,000 $183,000 $465,000 $82,000 $192,000
Asian 6 $1,190,000 $198,000 $285,000 $136,000 $386,000
Black or African American 5 $485,000 $97,000 $155,000 $118,000 $381,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 453 $92,645,000 $204,000 $3,895,000 $123,000 $2,463,000
FHA-insured (Federal Housing Administration) 18 $2,410,000 $133,000 $255,000 $67,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $465,000 $155,000 $215,000 $65,000 $89,000
VA-guaranteed (Veterans Administration) 2 $750,000 $375,000 $465,000 $98,000 $133,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 317 $63,285,000 $199,000 $3,895,000 $131,000 $2,463,000
Application Withdrawn By Applicant 63 $16,535,000 $262,000 $2,255,000 $95,000 $785,000
Application Denied By Financial Institution 48 $5,150,000 $107,000 $795,000 $62,000 $240,000
Application Approved But Not Accepted 36 $8,920,000 $247,000 $1,425,000 $178,000 $1,726,000
File Closed For Incompleteness 12 $2,380,000 $198,000 $465,000 $95,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 476 $96,270,000 $202,000 $3,895,000 $120,000 $2,463,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.

Download the Oklahoma Lender List