First Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank Po Box 508 Troy, NC 27371 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,094 |
| Total Mortgage Loan Application Amount | $719,610,000 |
| Average Mortgage Loan Application Amount | $192,800 |
| Highest Mortgage Loan Application Amount | $21,005,000 |
| Average Applicant Income | $116,200 |
| Highest Applicant Income | $4,888,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 399 | $ 101,775,000 | $ 255,000 | $ 116,000 |
| Moore County North Carolina | 225 | $ 48,445,000 | $ 215,000 | $ 105,000 |
| Brunswick County North Carolina | 196 | $ 48,070,000 | $ 245,000 | $ 139,000 |
| New Hanover County North Carolina | 174 | $ 67,670,000 | $ 388,000 | $ 208,000 |
| Guilford County North Carolina | 145 | $ 29,035,000 | $ 200,000 | $ 132,000 |
| Randolph County North Carolina | 98 | $ 14,310,000 | $ 146,000 | $ 105,000 |
| Henderson County North Carolina | 97 | $ 17,055,000 | $ 175,000 | $ 87,000 |
| Lee County North Carolina | 97 | $ 14,925,000 | $ 153,000 | $ 124,000 |
| Stanly County North Carolina | 80 | $ 12,030,000 | $ 150,000 | $ 99,000 |
| Wake County North Carolina | 80 | $ 26,090,000 | $ 326,000 | $ 152,000 |
| Davidson County North Carolina | 78 | $ 13,600,000 | $ 174,000 | $ 98,000 |
| Harnett County North Carolina | 76 | $ 15,320,000 | $ 201,000 | $ 117,000 |
| McDowell County North Carolina | 73 | $ 13,625,000 | $ 186,000 | $ 78,000 |
| Beaufort County North Carolina | 69 | $ 11,295,000 | $ 163,000 | $ 105,000 |
| Robeson County North Carolina | 65 | $ 8,375,000 | $ 128,000 | $ 91,000 |
| Montgomery County North Carolina | 51 | $ 5,375,000 | $ 105,000 | $ 71,000 |
| Chatham County North Carolina | 48 | $ 10,170,000 | $ 211,000 | $ 171,000 |
| Mecklenburg County North Carolina | 48 | $ 15,550,000 | $ 323,000 | $ 197,000 |
| Carteret County North Carolina | 47 | $ 12,415,000 | $ 264,000 | $ 127,000 |
| Iredell County North Carolina | 46 | $ 9,450,000 | $ 205,000 | $ 111,000 |
| Madison County North Carolina | 45 | $ 9,765,000 | $ 217,000 | $ 88,000 |
| Pitt County North Carolina | 44 | $ 11,590,000 | $ 263,000 | $ 162,000 |
| Pender County North Carolina | 43 | $ 14,215,000 | $ 330,000 | $ 275,000 |
| Alamance County North Carolina | 42 | $ 7,740,000 | $ 184,000 | $ 127,000 |
| Cabarrus County North Carolina | 42 | $ 8,480,000 | $ 201,000 | $ 97,000 |
| Forsyth County North Carolina | 41 | $ 9,775,000 | $ 238,000 | $ 130,000 |
| Florence County South Carolina | 40 | $ 17,880,000 | $ 447,000 | $ 210,000 |
| Cumberland County North Carolina | 35 | $ 6,105,000 | $ 174,000 | $ 112,000 |
| Rockingham County North Carolina | 34 | $ 5,670,000 | $ 166,000 | $ 88,000 |
| Duplin County North Carolina | 31 | $ 3,865,000 | $ 124,000 | $ 94,000 |
| Rowan County North Carolina | 31 | $ 4,275,000 | $ 137,000 | $ 84,000 |
| Transylvania County North Carolina | 30 | $ 6,470,000 | $ 215,000 | $ 97,000 |
| Chesterfield County South Carolina | 30 | $ 4,060,000 | $ 135,000 | $ 104,000 |
| Richmond County North Carolina | 29 | $ 3,045,000 | $ 105,000 | $ 93,000 |
| Onslow County North Carolina | 28 | $ 5,030,000 | $ 179,000 | $ 108,000 |
| Dillon County South Carolina | 27 | $ 2,465,000 | $ 91,000 | $ 63,000 |
| Scotland County North Carolina | 25 | $ 2,675,000 | $ 107,000 | $ 94,000 |
| Columbus County North Carolina | 23 | $ 3,425,000 | $ 148,000 | $ 77,000 |
| Dare County North Carolina | 23 | $ 6,365,000 | $ 276,000 | $ 227,000 |
| Horry County South Carolina | 20 | $ 4,170,000 | $ 208,000 | $ 161,000 |
| Johnston County North Carolina | 18 | $ 4,540,000 | $ 252,000 | $ 125,000 |
| Bladen County North Carolina | 17 | $ 2,815,000 | $ 165,000 | $ 93,000 |
| Haywood County North Carolina | 17 | $ 3,125,000 | $ 183,000 | $ 98,000 |
| Union County North Carolina | 12 | $ 4,090,000 | $ 340,000 | $ 149,000 |
| Durham County North Carolina | 11 | $ 3,035,000 | $ 275,000 | $ 157,000 |
| Hoke County North Carolina | 8 | $ 1,110,000 | $ 138,000 | $ 117,000 |
| Burke County North Carolina | 7 | $ 1,575,000 | $ 225,000 | $ 128,000 |
| Lincoln County North Carolina | 7 | $ 2,465,000 | $ 352,000 | $ 122,000 |
| Sampson County North Carolina | 6 | $ 1,390,000 | $ 231,000 | $ 86,000 |
| Stokes County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 88,000 |
| Yancey County North Carolina | 6 | $ 820,000 | $ 136,000 | $ 45,000 |
| Darlington County South Carolina | 6 | $ 1,540,000 | $ 256,000 | $ 85,000 |
| Catawba County North Carolina | 5 | $ 915,000 | $ 183,000 | $ 79,000 |
| Hyde County North Carolina | 5 | $ 1,015,000 | $ 203,000 | $ 96,000 |
| Marlboro County South Carolina | 5 | $ 345,000 | $ 69,000 | $ 53,000 |
| Ashe County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 99,000 |
| Craven County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 158,000 |
| Franklin County North Carolina | 4 | $ 880,000 | $ 220,000 | $ 83,000 |
| Granville County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 120,000 |
| Mitchell County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 41,000 |
| Orange County North Carolina | 4 | $ 3,420,000 | $ 855,000 | $ 130,000 |
| Polk County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 71,000 |
| Charleston County South Carolina | 4 | $ 1,910,000 | $ 477,000 | $ 246,000 |
| York County South Carolina | 4 | $ 1,040,000 | $ 260,000 | $ 130,000 |
| Alexander County North Carolina | 3 | $ 4,475,000 | $ 1,491,000 | $ 86,000 |
| Anson County North Carolina | 3 | $ 305,000 | $ 101,000 | $ 49,000 |
| Davie County North Carolina | 3 | $ 585,000 | $ 195,000 | $ 99,000 |
| Gaston County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 128,000 |
| Clarendon County South Carolina | 3 | $ 965,000 | $ 321,000 | $ 271,000 |
| Lexington County South Carolina | 3 | $ 555,000 | $ 185,000 | $ 89,000 |
| Avery County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 81,000 |
| Caldwell County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Caswell County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Cleveland County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| Currituck County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Edgecombe County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 40,000 |
| Surry County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 74,000 |
| Watauga County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 118,000 |
| Anderson County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 200,000 |
| Georgetown County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 277,000 |
| Greenville County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 115,000 |
| Pickens County South Carolina | 2 | $ 15,130,000 | $ 7,565,000 | $ 771,000 |
| Gates County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Greene County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 114,000 |
| Halifax County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Jackson County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 98,000 |
| Northampton County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Pamlico County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 255,000 |
| Person County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| Rutherford County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Swain County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Tyrrell County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Vance County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Yadkin County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Dorchester County South Carolina | 1 | $ 3,105,000 | $ 3,105,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 233,000 |
| Kershaw County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Lancaster County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 190,000 |
| Marion County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Oconee County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 134,000 |
| Richland County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 420,000 |
| Augusta County Virginia | 1 | $ 7,335,000 | $ 7,335,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Franklin County Virginia | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| King George County Virginia | 1 | $ 2,355,000 | $ 2,355,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 185,000 | $ 185,000 | $ 162,000 |
| Radford County Virginia | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,405 | $445,155,000 | $316,000 | $21,005,000 | $132,000 | $4,888,000 |
| Other Purpose | 606 | $66,080,000 | $109,000 | $785,000 | $121,000 | $1,319,000 |
| Refinancing | 556 | $122,990,000 | $221,000 | $13,405,000 | $117,000 | $752,000 |
| Cash-out Refinancing | 274 | $62,200,000 | $227,000 | $1,505,000 | $110,000 | $1,501,000 |
| Home Improvement | 253 | $23,185,000 | $91,000 | $2,555,000 | $101,000 | $732,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,582 | $537,250,000 | $208,000 | $1,725,000 | $124,000 | $4,888,000 |
| Not applicable | 133 | $113,285,000 | $851,000 | $21,005,000 | $0 | $0 |
| Not Provided | 115 | $23,775,000 | $206,000 | $865,000 | $137,000 | $752,000 |
| Black or African American | 99 | $17,295,000 | $174,000 | $995,000 | $102,000 | $900,000 |
| Hispanic | 85 | $11,485,000 | $135,000 | $845,000 | $75,000 | $553,000 |
| Asian | 41 | $9,065,000 | $221,000 | $975,000 | $120,000 | $600,000 |
| American Indian or Alaskan Native | 29 | $5,665,000 | $195,000 | $485,000 | $112,000 | $468,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,006 | $701,800,000 | $233,000 | $21,005,000 | $124,000 | $4,888,000 |
| FHA-insured (Federal Housing Administration) | 45 | $7,395,000 | $164,000 | $325,000 | $60,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 33 | $8,665,000 | $262,000 | $565,000 | $94,000 | $219,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,750,000 | $175,000 | $285,000 | $53,000 | $73,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,384 | $593,260,000 | $248,000 | $21,005,000 | $131,000 | $4,888,000 |
| Application Denied By Financial Institution | 437 | $62,115,000 | $142,000 | $765,000 | $77,000 | $1,319,000 |
| Application Withdrawn By Applicant | 239 | $52,515,000 | $219,000 | $945,000 | $111,000 | $647,000 |
| File Closed For Incompleteness | 29 | $10,405,000 | $358,000 | $1,125,000 | $201,000 | $2,245,000 |
| Application Approved But Not Accepted | 4 | $1,270,000 | $317,000 | $555,000 | $163,000 | $163,000 |
| Loan Purchased By The Institution | 1 | $45,000 | $45,000 | $45,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,657 | $657,495,000 | $247,000 | $21,005,000 | $130,000 | $4,888,000 |
| Debt-To-Income Ratio | 194 | $29,700,000 | $153,000 | $765,000 | $61,000 | $487,000 |
| Credit History | 105 | $12,005,000 | $114,000 | $515,000 | $76,000 | $542,000 |
| Collateral | 93 | $13,385,000 | $143,000 | $685,000 | $114,000 | $1,319,000 |
| Other | 28 | $3,710,000 | $132,000 | $355,000 | $82,000 | $330,000 |
| Employment History | 7 | $1,095,000 | $156,000 | $485,000 | $33,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,835,000 | $262,000 | $625,000 | $75,000 | $153,000 |
| Unverifiable Information | 3 | $385,000 | $128,000 | $245,000 | $75,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.