First Bank
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank Po Box 508 Troy, NC 27371 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,432 |
| Total Mortgage Loan Application Amount | $361,857,000 |
| Average Mortgage Loan Application Amount | $213,666 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $94,666 |
| Highest Applicant Income | $3,756,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Hanover County North Carolina | 151 | $ 60,512,000 | $ 400,000 | $ 183,000 |
| Moore County North Carolina | 135 | $ 44,892,000 | $ 332,000 | $ 101,000 |
| Brunswick County North Carolina | 129 | $ 34,628,000 | $ 268,000 | $ 132,000 |
| Beaufort County North Carolina | 72 | $ 12,328,000 | $ 171,000 | $ 85,000 |
| Wake County North Carolina | 53 | $ 15,711,000 | $ 296,000 | $ 117,000 |
| Davidson County North Carolina | 50 | $ 8,133,000 | $ 162,000 | $ 78,000 |
| Buncombe County North Carolina | 47 | $ 10,864,000 | $ 231,000 | $ 94,000 |
| Stanly County North Carolina | 43 | $ 6,171,000 | $ 143,000 | $ 62,000 |
| Florence County South Carolina | 42 | $ 12,093,000 | $ 287,000 | $ 105,000 |
| Robeson County North Carolina | 40 | $ 4,794,000 | $ 119,000 | $ 65,000 |
| Onslow County North Carolina | 39 | $ 9,400,000 | $ 241,000 | $ 107,000 |
| Lee County North Carolina | 37 | $ 5,588,000 | $ 151,000 | $ 85,000 |
| Harnett County North Carolina | 35 | $ 5,974,000 | $ 170,000 | $ 77,000 |
| Montgomery County North Carolina | 35 | $ 4,144,000 | $ 118,000 | $ 67,000 |
| Randolph County North Carolina | 33 | $ 4,410,000 | $ 133,000 | $ 64,000 |
| Pender County North Carolina | 30 | $ 7,946,000 | $ 264,000 | $ 124,000 |
| Iredell County North Carolina | 29 | $ 5,859,000 | $ 202,000 | $ 87,000 |
| Richmond County North Carolina | 27 | $ 3,070,000 | $ 113,000 | $ 59,000 |
| Rowan County North Carolina | 27 | $ 5,384,000 | $ 199,000 | $ 81,000 |
| Scotland County North Carolina | 25 | $ 3,890,000 | $ 155,000 | $ 65,000 |
| Pitt County North Carolina | 19 | $ 5,684,000 | $ 299,000 | $ 70,000 |
| Horry County South Carolina | 19 | $ 4,119,000 | $ 216,000 | $ 121,000 |
| Columbus County North Carolina | 18 | $ 1,656,000 | $ 92,000 | $ 77,000 |
| Cabarrus County North Carolina | 17 | $ 2,826,000 | $ 166,000 | $ 101,000 |
| Chesterfield County South Carolina | 17 | $ 1,875,000 | $ 110,000 | $ 53,000 |
| Duplin County North Carolina | 16 | $ 2,978,000 | $ 186,000 | $ 131,000 |
| Mecklenburg County North Carolina | 16 | $ 4,101,000 | $ 256,000 | $ 79,000 |
| Guilford County North Carolina | 15 | $ 15,126,000 | $ 1,008,000 | $ 70,000 |
| Dillon County South Carolina | 15 | $ 2,879,000 | $ 191,000 | $ 66,000 |
| Carteret County North Carolina | 14 | $ 5,705,000 | $ 407,000 | $ 71,000 |
| Cumberland County North Carolina | 13 | $ 2,264,000 | $ 174,000 | $ 53,000 |
| Bladen County North Carolina | 11 | $ 1,834,000 | $ 166,000 | $ 72,000 |
| Dare County North Carolina | 11 | $ 2,591,000 | $ 235,000 | $ 170,000 |
| Forsyth County North Carolina | 11 | $ 1,555,000 | $ 141,000 | $ 44,000 |
| Johnston County North Carolina | 10 | $ 2,067,000 | $ 206,000 | $ 82,000 |
| Chatham County North Carolina | 9 | $ 2,628,000 | $ 292,000 | $ 147,000 |
| Rockingham County North Carolina | 9 | $ 1,574,000 | $ 174,000 | $ 76,000 |
| Montgomery County Virginia | 9 | $ 1,821,000 | $ 202,000 | $ 92,000 |
| Anson County North Carolina | 8 | $ 314,000 | $ 39,000 | $ 54,000 |
| Henderson County North Carolina | 8 | $ 1,961,000 | $ 245,000 | $ 97,000 |
| Sampson County North Carolina | 7 | $ 1,289,000 | $ 184,000 | $ 152,000 |
| Union County North Carolina | 6 | $ 1,561,000 | $ 260,000 | $ 99,000 |
| Wythe County Virginia | 6 | $ 726,000 | $ 121,000 | $ 130,000 |
| Craven County North Carolina | 4 | $ 975,000 | $ 243,000 | $ 82,000 |
| Washington County Virginia | 4 | $ 413,000 | $ 103,000 | $ 66,000 |
| Currituck County North Carolina | 3 | $ 2,858,000 | $ 952,000 | $ 24,000 |
| Watauga County North Carolina | 3 | $ 380,000 | $ 126,000 | $ 344,000 |
| Georgetown County South Carolina | 3 | $ 1,173,000 | $ 391,000 | $ 140,000 |
| Marlboro County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 96,000 |
| Pulaski County Virginia | 3 | $ 526,000 | $ 175,000 | $ 62,000 |
| Radford County Virginia | 3 | $ 179,000 | $ 59,000 | $ 68,000 |
| Hyde County North Carolina | 2 | $ 231,000 | $ 115,000 | $ 70,000 |
| Madison County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| Washington County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Kershaw County South Carolina | 2 | $ 321,000 | $ 160,000 | $ 79,000 |
| York County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 129,000 |
| Roanoke County Virginia | 2 | $ 546,000 | $ 273,000 | $ 102,000 |
| Salem County Virginia | 2 | $ 385,000 | $ 192,000 | $ 137,000 |
| Kanawha County West Virginia | 2 | $ 322,000 | $ 161,000 | $ 208,000 |
| Alamance County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Ashe County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
| Burke County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 185,000 |
| Davie County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 110,000 |
| Durham County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 251,000 |
| Hoke County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 115,000 |
| Jones County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 136,000 |
| Lincoln County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Martin County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 57,000 |
| McDowell County North Carolina | 1 | $ 558,000 | $ 558,000 | $ 180,000 |
| Mitchell County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 147,000 |
| Orange County North Carolina | 1 | $ 271,000 | $ 271,000 | $ 113,000 |
| Rutherford County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 181,000 |
| Stokes County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Surry County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Yadkin County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Yancey County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 71,000 |
| Anderson County South Carolina | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Darlington County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Marion County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Sullivan County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 108,000 |
| Bristol County Virginia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Franklin County Virginia | 1 | $ 384,000 | $ 384,000 | $ 75,000 |
| Giles County Virginia | 1 | $ 119,000 | $ 119,000 | $ 63,000 |
| Smyth County Virginia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Mercer County West Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 962 | $247,950,000 | $257,000 | $10,200,000 | $106,000 | $786,000 |
| Refinancing | 357 | $102,953,000 | $288,000 | $12,000,000 | $100,000 | $3,756,000 |
| Home Improvement | 113 | $10,954,000 | $96,000 | $963,000 | $78,000 | $611,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,160 | $255,085,000 | $219,000 | $2,680,000 | $112,000 | $3,756,000 |
| Not applicable | 90 | $73,004,000 | $811,000 | $12,000,000 | $0 | $0 |
| Not Provided | 61 | $13,450,000 | $220,000 | $750,000 | $115,000 | $512,000 |
| Black or African American | 42 | $7,543,000 | $179,000 | $1,150,000 | $85,000 | $450,000 |
| Hispanic | 33 | $3,394,000 | $102,000 | $524,000 | $57,000 | $517,000 |
| American Indian or Alaskan Native | 21 | $3,017,000 | $143,000 | $348,000 | $76,000 | $270,000 |
| Asian | 19 | $4,568,000 | $240,000 | $455,000 | $116,000 | $313,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,796,000 | $299,000 | $417,000 | $153,000 | $239,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,295 | $342,318,000 | $264,000 | $12,000,000 | $107,000 | $3,756,000 |
| FHA-insured (Federal Housing Administration) | 71 | $9,297,000 | $130,000 | $276,000 | $60,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 34 | $6,404,000 | $188,000 | $367,000 | $71,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $3,838,000 | $119,000 | $201,000 | $43,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,026 | $281,760,000 | $274,000 | $12,000,000 | $109,000 | $3,756,000 |
| Application Denied By Financial Institution | 186 | $30,779,000 | $165,000 | $600,000 | $60,000 | $279,000 |
| Application Withdrawn By Applicant | 168 | $38,531,000 | $229,000 | $833,000 | $112,000 | $517,000 |
| File Closed For Incompleteness | 51 | $10,665,000 | $209,000 | $1,150,000 | $94,000 | $306,000 |
| Application Approved But Not Accepted | 1 | $122,000 | $122,000 | $122,000 | $101,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 69 | $13,652,000 | $197,000 | $600,000 | $56,000 | $170,000 |
| Credit History | 59 | $8,698,000 | $147,000 | $472,000 | $54,000 | $259,000 |
| Collateral | 41 | $5,956,000 | $145,000 | $400,000 | $71,000 | $279,000 |
| Other | 14 | $2,028,000 | $144,000 | $395,000 | $52,000 | $94,000 |
| Unverifiable Information | 2 | $383,000 | $191,000 | $212,000 | $162,000 | $264,000 |
| Employment History | 1 | $62,000 | $62,000 | $62,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.