First Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | First Bank Po Box 508 Southern Pines, NC 27371 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 2,589 |
| Total Mortgage Loan Application Amount | $763,585,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $147,400 |
| Highest Applicant Income | $4,139,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Moore County North Carolina | 260 | $ 68,150,000 | $ 262,000 | $ 154,000 |
| Brunswick County North Carolina | 177 | $ 55,645,000 | $ 314,000 | $ 155,000 |
| New Hanover County North Carolina | 149 | $ 48,745,000 | $ 327,000 | $ 209,000 |
| Buncombe County North Carolina | 144 | $ 39,990,000 | $ 277,000 | $ 138,000 |
| Wake County North Carolina | 95 | $ 29,605,000 | $ 311,000 | $ 205,000 |
| Guilford County North Carolina | 82 | $ 17,900,000 | $ 218,000 | $ 165,000 |
| Randolph County North Carolina | 73 | $ 13,625,000 | $ 186,000 | $ 117,000 |
| Beaufort County North Carolina | 62 | $ 12,870,000 | $ 207,000 | $ 140,000 |
| Henderson County North Carolina | 60 | $ 17,640,000 | $ 294,000 | $ 126,000 |
| Mecklenburg County North Carolina | 55 | $ 19,895,000 | $ 361,000 | $ 176,000 |
| Carteret County North Carolina | 53 | $ 21,765,000 | $ 410,000 | $ 207,000 |
| Onslow County North Carolina | 53 | $ 15,215,000 | $ 287,000 | $ 151,000 |
| Rowan County North Carolina | 49 | $ 11,765,000 | $ 240,000 | $ 106,000 |
| Greenville County South Carolina | 46 | $ 12,480,000 | $ 271,000 | $ 161,000 |
| Davidson County North Carolina | 43 | $ 6,495,000 | $ 151,000 | $ 93,000 |
| Lee County North Carolina | 40 | $ 9,210,000 | $ 230,000 | $ 133,000 |
| Stanly County North Carolina | 40 | $ 9,150,000 | $ 228,000 | $ 108,000 |
| Harnett County North Carolina | 39 | $ 6,915,000 | $ 177,000 | $ 94,000 |
| Chatham County North Carolina | 38 | $ 46,110,000 | $ 1,213,000 | $ 171,000 |
| Forsyth County North Carolina | 38 | $ 9,220,000 | $ 242,000 | $ 130,000 |
| Richmond County North Carolina | 37 | $ 5,575,000 | $ 150,000 | $ 93,000 |
| Cabarrus County North Carolina | 36 | $ 9,260,000 | $ 257,000 | $ 138,000 |
| Robeson County North Carolina | 35 | $ 4,645,000 | $ 132,000 | $ 115,000 |
| Pender County North Carolina | 34 | $ 11,830,000 | $ 347,000 | $ 171,000 |
| Alamance County North Carolina | 33 | $ 7,055,000 | $ 213,000 | $ 154,000 |
| Anderson County South Carolina | 32 | $ 8,200,000 | $ 256,000 | $ 188,000 |
| Cumberland County North Carolina | 31 | $ 18,975,000 | $ 612,000 | $ 165,000 |
| Montgomery County North Carolina | 31 | $ 5,795,000 | $ 186,000 | $ 115,000 |
| Pitt County North Carolina | 30 | $ 10,880,000 | $ 362,000 | $ 151,000 |
| Florence County South Carolina | 30 | $ 19,280,000 | $ 642,000 | $ 114,000 |
| Iredell County North Carolina | 24 | $ 5,620,000 | $ 234,000 | $ 118,000 |
| McDowell County North Carolina | 23 | $ 3,665,000 | $ 159,000 | $ 128,000 |
| Transylvania County North Carolina | 22 | $ 6,290,000 | $ 285,000 | $ 101,000 |
| Scotland County North Carolina | 21 | $ 3,425,000 | $ 163,000 | $ 154,000 |
| Columbus County North Carolina | 19 | $ 2,405,000 | $ 126,000 | $ 93,000 |
| Macon County North Carolina | 19 | $ 6,255,000 | $ 329,000 | $ 286,000 |
| Wayne County North Carolina | 19 | $ 6,245,000 | $ 328,000 | $ 66,000 |
| Duplin County North Carolina | 18 | $ 2,960,000 | $ 164,000 | $ 77,000 |
| Johnston County North Carolina | 18 | $ 5,230,000 | $ 290,000 | $ 141,000 |
| Rockingham County North Carolina | 17 | $ 5,085,000 | $ 299,000 | $ 95,000 |
| Polk County North Carolina | 16 | $ 6,190,000 | $ 386,000 | $ 165,000 |
| Chesterfield County South Carolina | 16 | $ 2,550,000 | $ 159,000 | $ 98,000 |
| Madison County North Carolina | 15 | $ 3,395,000 | $ 226,000 | $ 100,000 |
| Charleston County South Carolina | 15 | $ 7,405,000 | $ 493,000 | $ 223,000 |
| Dare County North Carolina | 14 | $ 3,280,000 | $ 234,000 | $ 162,000 |
| Sampson County North Carolina | 14 | $ 2,860,000 | $ 204,000 | $ 88,000 |
| Horry County South Carolina | 14 | $ 4,280,000 | $ 305,000 | $ 176,000 |
| Jackson County North Carolina | 13 | $ 5,485,000 | $ 421,000 | $ 554,000 |
| Orangeburg County South Carolina | 13 | $ 3,125,000 | $ 240,000 | $ 120,000 |
| Spartanburg County South Carolina | 13 | $ 3,845,000 | $ 295,000 | $ 114,000 |
| Bladen County North Carolina | 12 | $ 2,480,000 | $ 206,000 | $ 99,000 |
| Durham County North Carolina | 12 | $ 2,100,000 | $ 175,000 | $ 102,000 |
| Pasquotank County North Carolina | 11 | $ 1,995,000 | $ 181,000 | $ 103,000 |
| Hoke County North Carolina | 10 | $ 2,850,000 | $ 285,000 | $ 188,000 |
| Orange County North Carolina | 10 | $ 3,430,000 | $ 343,000 | $ 205,000 |
| Darlington County South Carolina | 10 | $ 3,330,000 | $ 333,000 | $ 101,000 |
| Catawba County North Carolina | 9 | $ 2,085,000 | $ 231,000 | $ 65,000 |
| Stokes County North Carolina | 9 | $ 2,045,000 | $ 227,000 | $ 77,000 |
| Union County North Carolina | 9 | $ 3,045,000 | $ 338,000 | $ 272,000 |
| Haywood County North Carolina | 8 | $ 2,340,000 | $ 292,000 | $ 97,000 |
| Rutherford County North Carolina | 8 | $ 2,240,000 | $ 280,000 | $ 153,000 |
| Gaston County North Carolina | 7 | $ 1,625,000 | $ 232,000 | $ 72,000 |
| Laurens County South Carolina | 7 | $ 1,405,000 | $ 200,000 | $ 270,000 |
| Craven County North Carolina | 6 | $ 1,200,000 | $ 200,000 | $ 147,000 |
| Davie County North Carolina | 6 | $ 2,340,000 | $ 390,000 | $ 141,000 |
| Surry County North Carolina | 6 | $ 1,470,000 | $ 245,000 | $ 87,000 |
| Beaufort County South Carolina | 5 | $ 2,755,000 | $ 551,000 | $ 314,000 |
| Lexington County South Carolina | 5 | $ 1,405,000 | $ 281,000 | $ 413,000 |
| Pickens County South Carolina | 5 | $ 835,000 | $ 167,000 | $ 152,000 |
| York County South Carolina | 5 | $ 995,000 | $ 199,000 | $ 148,000 |
| Hyde County North Carolina | 4 | $ 450,000 | $ 112,000 | $ 80,000 |
| Wilson County North Carolina | 4 | $ 1,410,000 | $ 352,000 | $ 35,000 |
| Yancey County North Carolina | 4 | $ 2,040,000 | $ 510,000 | $ 163,000 |
| Dillon County South Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 110,000 |
| Ashe County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 139,000 |
| Avery County North Carolina | 3 | $ 815,000 | $ 271,000 | $ 326,000 |
| Burke County North Carolina | 3 | $ 1,195,000 | $ 398,000 | $ 167,000 |
| Lincoln County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 114,000 |
| Martin County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 142,000 |
| Perquimans County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 142,000 |
| Watauga County North Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 444,000 |
| Berkeley County South Carolina | 3 | $ 2,695,000 | $ 898,000 | $ 933,000 |
| Lancaster County South Carolina | 3 | $ 1,175,000 | $ 391,000 | $ 204,000 |
| Oconee County South Carolina | 3 | $ 1,605,000 | $ 535,000 | $ 537,000 |
| Anson County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 116,000 |
| Caswell County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Cleveland County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 204,000 |
| Franklin County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| Graham County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Granville County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 39,000 |
| Mitchell County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 102,000 |
| Pamlico County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| Swain County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 127,000 |
| Yadkin County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 111,000 |
| Georgetown County South Carolina | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Newberry County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 103,000 |
| Richland County South Carolina | 2 | $ 1,770,000 | $ 885,000 | $ 239,000 |
| Towns County Georgia | 1 | $ 675,000 | $ 675,000 | $ 241,000 |
| Caldwell County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 185,000 |
| Camden County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 76,000 |
| Clay County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 1,172,000 |
| Currituck County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 464,000 |
| Edgecombe County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Gates County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Person County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 126,000 |
| Vance County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 308,000 |
| Warren County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 1,878,000 |
| Barnwell County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Calhoun County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Clarendon County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Dorchester County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Marion County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Marlboro County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Sumter County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 312,000 |
| Loudoun County Virginia | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Roanoke County Virginia | 1 | $ 445,000 | $ 445,000 | $ 230,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,253 | $517,135,000 | $412,000 | $35,005,000 | $150,000 | $2,397,000 |
| Other Purpose | 545 | $92,865,000 | $170,000 | $1,245,000 | $161,000 | $4,139,000 |
| Home Improvement | 366 | $43,570,000 | $119,000 | $805,000 | $141,000 | $1,350,000 |
| Refinancing | 355 | $89,455,000 | $251,000 | $13,005,000 | $167,000 | $1,494,000 |
| Cash-out Refinancing | 70 | $20,560,000 | $293,000 | $1,065,000 | $118,000 | $481,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,021 | $520,855,000 | $257,000 | $1,405,000 | $157,000 | $4,139,000 |
| Black or African American | 143 | $26,525,000 | $185,000 | $2,105,000 | $87,000 | $2,397,000 |
| Not applicable | 141 | $137,975,000 | $978,000 | $35,005,000 | $0 | $0 |
| Not Provided | 119 | $36,575,000 | $307,000 | $1,005,000 | $173,000 | $1,878,000 |
| Hispanic | 69 | $14,445,000 | $209,000 | $645,000 | $97,000 | $402,000 |
| Asian | 41 | $13,525,000 | $329,000 | $1,255,000 | $176,000 | $1,468,000 |
| American Indian or Alaskan Native | 28 | $4,650,000 | $166,000 | $465,000 | $94,000 | $164,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,541 | $750,585,000 | $295,000 | $35,005,000 | $154,000 | $4,139,000 |
| FHA-insured (Federal Housing Administration) | 26 | $6,400,000 | $246,000 | $445,000 | $77,000 | $135,000 |
| VA-guaranteed (Veterans Administration) | 14 | $5,050,000 | $360,000 | $605,000 | $96,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,550,000 | $193,000 | $335,000 | $67,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,805 | $571,655,000 | $316,000 | $35,005,000 | $165,000 | $4,139,000 |
| Application Denied By Financial Institution | 473 | $88,275,000 | $186,000 | $1,065,000 | $104,000 | $1,176,000 |
| Application Withdrawn By Applicant | 185 | $52,915,000 | $286,000 | $1,305,000 | $157,000 | $1,468,000 |
| Preapproval Approved but not Accepted | 54 | $21,080,000 | $390,000 | $725,000 | $147,000 | $892,000 |
| Application Approved But Not Accepted | 32 | $13,250,000 | $414,000 | $4,005,000 | $269,000 | $1,494,000 |
| File Closed For Incompleteness | 24 | $10,520,000 | $438,000 | $985,000 | $160,000 | $369,000 |
| Preapproval Denied by Financial Institution | 13 | $5,185,000 | $398,000 | $1,285,000 | $101,000 | $367,000 |
| Loan Purchased By The Institution | 3 | $705,000 | $235,000 | $245,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,103 | $670,125,000 | $318,000 | $35,005,000 | $165,000 | $4,139,000 |
| Debt-To-Income Ratio | 270 | $52,950,000 | $196,000 | $1,065,000 | $82,000 | $453,000 |
| Credit History | 86 | $8,810,000 | $102,000 | $725,000 | $89,000 | $369,000 |
| Collateral | 80 | $17,220,000 | $215,000 | $725,000 | $155,000 | $1,176,000 |
| Other | 24 | $6,720,000 | $280,000 | $995,000 | $173,000 | $645,000 |
| Unverifiable Information | 15 | $2,865,000 | $191,000 | $485,000 | $180,000 | $689,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $3,550,000 | $591,000 | $1,285,000 | $165,000 | $367,000 |
| Employment History | 5 | $1,345,000 | $269,000 | $725,000 | $54,000 | $193,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.