First Bank Richmond
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank Richmond.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address First Bank Richmond
20 N 9Th St
Richmond, IN 47374
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 504
Total Mortgage Loan Application Amount $97,800,000
Average Mortgage Loan Application Amount $201,600
Highest Mortgage Loan Application Amount $9,465,000
Average Applicant Income $115,000
Highest Applicant Income $1,313,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for First Bank Richmond by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne County Indiana 247 $ 29,915,000 $ 121,000 $ 111,000
Shelby County Ohio 36 $ 4,340,000 $ 120,000 $ 86,000
Miami County Ohio 31 $ 3,605,000 $ 116,000 $ 66,000
Shelby County Indiana 28 $ 5,520,000 $ 197,000 $ 106,000
Fayette County Indiana 27 $ 2,505,000 $ 92,000 $ 84,000
Marion County Indiana 19 $ 2,955,000 $ 155,000 $ 174,000
Preble County Ohio 10 $ 1,360,000 $ 136,000 $ 148,000
Franklin County Ohio 9 $ 12,395,000 $ 1,377,000 $ 305,000
Henry County Indiana 8 $ 1,090,000 $ 136,000 $ 110,000
Randolph County Indiana 8 $ 560,000 $ 70,000 $ 63,000
Hamilton County Indiana 6 $ 2,740,000 $ 456,000 $ 238,000
Union County Indiana 6 $ 870,000 $ 145,000 $ 86,000
Decatur County Indiana 4 $ 500,000 $ 125,000 $ 121,000
Logan County Ohio 4 $ 380,000 $ 95,000 $ 73,000
Lee County Florida 3 $ 1,335,000 $ 445,000 $ 215,000
Palm Beach County Florida 3 $ 1,685,000 $ 561,000 $ 375,000
Bartholomew County Indiana 3 $ 9,605,000 $ 3,201,000 $ 132,000
Johnson County Indiana 3 $ 695,000 $ 231,000 $ 122,000
Montgomery County Ohio 3 $ 735,000 $ 245,000 $ 47,000
Osceola County Florida 2 $ 820,000 $ 410,000 $ 470,000
Vanderburgh County Indiana 2 $ 350,000 $ 175,000 $ 24,000
McCreary County Kentucky 2 $ 90,000 $ 45,000 $ 19,000
Darke County Ohio 2 $ 1,280,000 $ 640,000 $ 677,000
Warren County Ohio 2 $ 700,000 $ 350,000 $ 255,000
Maricopa County Arizona 1 $ 455,000 $ 455,000 $ 412,000
Hillsborough County Florida 1 $ 25,000 $ 25,000 $ 28,000
Indian River County Florida 1 $ 1,375,000 $ 1,375,000 $ 0
Manatee County Florida 1 $ 245,000 $ 245,000 $ 254,000
St. Johns County Florida 1 $ 1,405,000 $ 1,405,000 $ 837,000
Cook County Illinois 1 $ 155,000 $ 155,000 $ 277,000
Allen County Indiana 1 $ 265,000 $ 265,000 $ 0
Boone County Indiana 1 $ 195,000 $ 195,000 $ 52,000
Brown County Indiana 1 $ 155,000 $ 155,000 $ 0
Clark County Indiana 1 $ 125,000 $ 125,000 $ 0
Delaware County Indiana 1 $ 1,175,000 $ 1,175,000 $ 0
Franklin County Indiana 1 $ 75,000 $ 75,000 $ 34,000
Fulton County Indiana 1 $ 335,000 $ 335,000 $ 145,000
Hancock County Indiana 1 $ 255,000 $ 255,000 $ 79,000
Hendricks County Indiana 1 $ 355,000 $ 355,000 $ 0
Huntington County Indiana 1 $ 175,000 $ 175,000 $ 120,000
Madison County Indiana 1 $ 215,000 $ 215,000 $ 54,000
Ripley County Indiana 1 $ 75,000 $ 75,000 $ 112,000
Rush County Indiana 1 $ 165,000 $ 165,000 $ 72,000
Tipton County Indiana 1 $ 115,000 $ 115,000 $ 74,000
Warren County Kentucky 1 $ 155,000 $ 155,000 $ 60,000
Oceana County Michigan 1 $ 255,000 $ 255,000 $ 116,000
Hudson County New Jersey 1 $ 585,000 $ 585,000 $ 1,313,000
Cabarrus County North Carolina 1 $ 255,000 $ 255,000 $ 117,000
Auglaize County Ohio 1 $ 115,000 $ 115,000 $ 44,000
Butler County Ohio 1 $ 315,000 $ 315,000 $ 308,000
Clermont County Ohio 1 $ 125,000 $ 125,000 $ 0
Crawford County Ohio 1 $ 165,000 $ 165,000 $ 115,000
Hamilton County Ohio 1 $ 195,000 $ 195,000 $ 436,000
Morgan County Ohio 1 $ 155,000 $ 155,000 $ 94,000
Van Wert County Ohio 1 $ 185,000 $ 185,000 $ 44,000
Vinton County Ohio 1 $ 25,000 $ 25,000 $ 120,000
Tulsa County Oklahoma 1 $ 1,165,000 $ 1,165,000 $ 368,000
Campbell County Tennessee 1 $ 105,000 $ 105,000 $ 574,000
Franklin County Tennessee 1 $ 555,000 $ 555,000 $ 248,000
Adams County Wisconsin 1 $ 75,000 $ 75,000 $ 90,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for First Bank Richmond in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 277 $49,965,000 $180,000 $1,405,000 $126,000 $1,313,000
Cash-out Refinancing 89 $10,755,000 $120,000 $635,000 $98,000 $769,000
Refinancing 55 $31,135,000 $566,000 $9,465,000 $95,000 $368,000
Other Purpose 43 $3,415,000 $79,000 $315,000 $159,000 $1,042,000
Home Improvement 40 $2,530,000 $63,000 $305,000 $97,000 $331,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 357 $50,325,000 $140,000 $1,225,000 $113,000 $1,042,000
Not Provided 73 $11,225,000 $153,000 $1,405,000 $117,000 $837,000
Not applicable 42 $30,180,000 $718,000 $9,465,000 $0 $0
Asian 16 $4,000,000 $250,000 $585,000 $280,000 $1,313,000
Black or African American 8 $970,000 $121,000 $315,000 $66,000 $151,000
Hispanic 7 $1,025,000 $146,000 $455,000 $115,000 $412,000
American Indian or Alaskan Native 1 $75,000 $75,000 $75,000 $97,000 $97,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 504 $97,800,000 $194,000 $9,465,000 $119,000 $1,313,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 378 $81,820,000 $216,000 $9,465,000 $129,000 $1,313,000
Application Approved But Not Accepted 70 $9,830,000 $140,000 $635,000 $113,000 $1,042,000
Application Denied By Financial Institution 49 $5,115,000 $104,000 $355,000 $62,000 $181,000
Application Withdrawn By Applicant 6 $940,000 $156,000 $325,000 $47,000 $117,000
File Closed For Incompleteness 1 $95,000 $95,000 $95,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 455 $92,685,000 $203,000 $9,465,000 $125,000 $1,313,000
Debt-To-Income Ratio 21 $2,365,000 $112,000 $355,000 $66,000 $145,000
Credit History 14 $1,190,000 $85,000 $145,000 $54,000 $112,000
Credit Application Incomplete 6 $880,000 $146,000 $285,000 $27,000 $165,000
Collateral 5 $475,000 $95,000 $155,000 $107,000 $181,000
Other 1 $95,000 $95,000 $95,000 $82,000 $82,000
Employment History 1 $75,000 $75,000 $75,000 $97,000 $97,000
Insufficient Cash (Downpayment, Closing Cost) 1 $35,000 $35,000 $35,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

Download the Indiana Lender List