First Bank Richmond
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for First Bank Richmond.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | First Bank Richmond 20 N 9Th St Richmond, IN 47374 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 978 |
| Total Mortgage Loan Application Amount | $161,650,000 |
| Average Mortgage Loan Application Amount | $140,200 |
| Highest Mortgage Loan Application Amount | $2,435,000 |
| Average Applicant Income | $113,400 |
| Highest Applicant Income | $949,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Indiana | 470 | $ 62,790,000 | $ 133,000 | $ 103,000 |
| Shelby County Ohio | 108 | $ 18,540,000 | $ 171,000 | $ 88,000 |
| Shelby County Indiana | 70 | $ 13,600,000 | $ 194,000 | $ 107,000 |
| Marion County Indiana | 62 | $ 12,610,000 | $ 203,000 | $ 155,000 |
| Miami County Ohio | 39 | $ 4,615,000 | $ 118,000 | $ 90,000 |
| Fayette County Indiana | 24 | $ 2,620,000 | $ 109,000 | $ 89,000 |
| Henry County Indiana | 17 | $ 2,035,000 | $ 119,000 | $ 106,000 |
| Hamilton County Indiana | 16 | $ 4,610,000 | $ 288,000 | $ 198,000 |
| Randolph County Indiana | 15 | $ 2,125,000 | $ 141,000 | $ 71,000 |
| Johnson County Indiana | 12 | $ 2,650,000 | $ 220,000 | $ 161,000 |
| Preble County Ohio | 12 | $ 1,420,000 | $ 118,000 | $ 144,000 |
| Union County Indiana | 11 | $ 2,135,000 | $ 194,000 | $ 166,000 |
| Auglaize County Ohio | 8 | $ 1,250,000 | $ 156,000 | $ 100,000 |
| Darke County Ohio | 7 | $ 885,000 | $ 126,000 | $ 199,000 |
| Montgomery County Ohio | 7 | $ 1,095,000 | $ 156,000 | $ 91,000 |
| Decatur County Indiana | 5 | $ 705,000 | $ 141,000 | $ 100,000 |
| Delaware County Indiana | 5 | $ 995,000 | $ 199,000 | $ 77,000 |
| Hancock County Indiana | 5 | $ 1,055,000 | $ 211,000 | $ 105,000 |
| Campbell County Tennessee | 5 | $ 2,145,000 | $ 429,000 | $ 307,000 |
| Lee County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 342,000 |
| Boone County Indiana | 4 | $ 1,270,000 | $ 317,000 | $ 166,000 |
| Rush County Indiana | 4 | $ 710,000 | $ 177,000 | $ 75,000 |
| Franklin County Ohio | 4 | $ 2,690,000 | $ 672,000 | $ 151,000 |
| Logan County Ohio | 4 | $ 660,000 | $ 165,000 | $ 90,000 |
| Franklin County Indiana | 3 | $ 475,000 | $ 158,000 | $ 177,000 |
| Madison County Indiana | 3 | $ 725,000 | $ 241,000 | $ 91,000 |
| Morgan County Indiana | 3 | $ 565,000 | $ 188,000 | $ 103,000 |
| St. Joseph County Indiana | 3 | $ 425,000 | $ 141,000 | $ 103,000 |
| Champaign County Ohio | 3 | $ 305,000 | $ 101,000 | $ 61,000 |
| Beaufort County South Carolina | 3 | $ 3,455,000 | $ 1,151,000 | $ 509,000 |
| Duval County Florida | 2 | $ 800,000 | $ 400,000 | $ 472,000 |
| Sarasota County Florida | 2 | $ 890,000 | $ 445,000 | $ 247,000 |
| Cook County Illinois | 2 | $ 1,600,000 | $ 800,000 | $ 352,000 |
| Bartholomew County Indiana | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| Grant County Indiana | 2 | $ 90,000 | $ 45,000 | $ 54,000 |
| Hendricks County Indiana | 2 | $ 290,000 | $ 145,000 | $ 93,000 |
| Allen County Ohio | 2 | $ 290,000 | $ 145,000 | $ 85,000 |
| Butler County Ohio | 2 | $ 290,000 | $ 145,000 | $ 132,000 |
| Mercer County Ohio | 2 | $ 330,000 | $ 165,000 | $ 141,000 |
| Collier County Florida | 1 | $ 385,000 | $ 385,000 | $ 383,000 |
| Howard County Indiana | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| LaGrange County Indiana | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Marshall County Indiana | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Monroe County Indiana | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Owen County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ripley County Indiana | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Steuben County Indiana | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Wells County Indiana | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Boone County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 207,000 |
| Fayette County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 384,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Livingston County Michigan | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Oakland County Michigan | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Greene County Ohio | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 191,000 |
| Summit County Ohio | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| Warren County Ohio | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Tulsa County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 202,000 |
| Washington County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 217,000 |
| Horry County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 717,000 |
| Union County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 367,000 |
| Williamson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Rutland County Vermont | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First Bank Richmond in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 394 | $70,760,000 | $179,000 | $2,435,000 | $122,000 | $750,000 |
| Cash-out Refinancing | 268 | $39,140,000 | $146,000 | $505,000 | $102,000 | $592,000 |
| Home Purchase | 253 | $45,595,000 | $180,000 | $2,385,000 | $111,000 | $949,000 |
| Other Purpose | 32 | $2,120,000 | $66,000 | $235,000 | $79,000 | $200,000 |
| Home Improvement | 31 | $4,035,000 | $130,000 | $925,000 | $153,000 | $563,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 826 | $124,090,000 | $150,000 | $925,000 | $107,000 | $750,000 |
| Not applicable | 61 | $17,755,000 | $291,000 | $2,435,000 | $0 | $0 |
| Not Provided | 60 | $12,470,000 | $207,000 | $1,155,000 | $155,000 | $949,000 |
| Asian | 13 | $4,585,000 | $352,000 | $1,085,000 | $281,000 | $717,000 |
| Black or African American | 8 | $1,470,000 | $183,000 | $445,000 | $105,000 | $231,000 |
| Hispanic | 6 | $790,000 | $131,000 | $515,000 | $62,000 | $144,000 |
| American Indian or Alaskan Native | 3 | $375,000 | $125,000 | $145,000 | $129,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 978 | $161,650,000 | $165,000 | $2,435,000 | $113,000 | $949,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 801 | $136,975,000 | $171,000 | $2,435,000 | $120,000 | $949,000 |
| Application Approved But Not Accepted | 94 | $15,780,000 | $167,000 | $785,000 | $104,000 | $400,000 |
| Application Denied By Financial Institution | 74 | $7,870,000 | $106,000 | $485,000 | $61,000 | $237,000 |
| Application Withdrawn By Applicant | 8 | $990,000 | $123,000 | $205,000 | $66,000 | $196,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $52,000 | $52,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 904 | $153,780,000 | $170,000 | $2,435,000 | $117,000 | $949,000 |
| Credit History | 42 | $3,580,000 | $85,000 | $235,000 | $67,000 | $180,000 |
| Debt-To-Income Ratio | 18 | $1,990,000 | $110,000 | $175,000 | $46,000 | $116,000 |
| Collateral | 5 | $1,225,000 | $245,000 | $485,000 | $98,000 | $237,000 |
| Other | 3 | $315,000 | $105,000 | $125,000 | $71,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $305,000 | $101,000 | $165,000 | $42,000 | $67,000 |
| Credit Application Incomplete | 2 | $330,000 | $165,000 | $205,000 | $0 | $0 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $38,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.